From the monthly archives:

April 2010

Top Local Bank Bonuses

by Hu$tler on April 29, 2010

Bank bonuses are easy money. Make sure you visit the website and read all their terms and conditions such as direct deposit, minimum opening deposit, debit requirements, etc. Check the latest local bank bonuses:

Comerica $300 Bonuses - Open a Premium Checking account for the first $75 bonus. Then sign up a regular checking to get $75 and paying an average of five or more bills each month for six consecutive months. Another $75 for using your Comerica Check Card an average of five or more times each month for six consecutive months. Finally, a $75 bonus for establishing a recurring direct deposit of $150 or more per statement cycle on or before 8/31/2010. Available Nationwide!
TD Bank Flip Ultra Camcorder – For people living in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia and Washington DC. You must open a checking account and make 8 debit card purchases. Also, use online bill pay 2 times.
New Alliance Bank $150 Bonus – Are you from Connecticut or South Central Massachusetts? If so, NewAlliance Bank’s $150 checking account bonus is available to you. Make $25 by doing 10 signature debit card transactions, another $25 for direct deposit $500 minimum, another $25 for enrolling in Bill Pay. If you do all three, they will double your bonus to $150.
Sovereign Bank $150 Bonus – For residents living in ME, VT, NH, CT, RI, MA, NY, NJ, PA, WV, MD, DE, and District of Columbia, Sovereign Bank has a $150 bonus offer for opening its Checking with $100 deposit. You must also enroll in online banking and make 5 purchases with you debit card. The offer is good until 5/28/10.
Sandy Spring Bank $200 Bonus - Do you live in MD, VA, or the District of Columbia? If so, you can get up to $200 bonus from Sandy Spring Bank with their new Cash Back Banking checking account. Get the 1st $100 with direct deposit, $25 for using their debit card 5x, $25 for doing 3 billpays, $25 for savings account, and another $25 at 1 year anniversary. Offer is good until 5/28/2010.
FNBO $25 Billpay Bonus – Available Nationwide. Get 1.25% APY and a $25 bonus when you open an FNBO Direct Online BillPay Account and use your check card 6 times before June 30, 2010, and we’ll automatically credit your account by July 15, 2010.

Citi Forward $85 Bonus

The Citi Forward card gives you 6,000 bonus points after $250 in purchases are made within 3 months and an extra 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. The 8500 bonus points is good for $85 in gift card. Also, get 5 reward points for every $1 you spend on books, movies, music and at restaurants. Hence, shopping on Amazon counts as 5 points per dollar. Finally, earn 100 points each billing period when you pay on time and stay under your credit line. There is also 0% APR on Purchases for 7 months. 0% APR if you qualify* on Balance Transfers for up to 12 months.

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Top Deals Cash Back Rebates

by Hu$tler on April 27, 2010

in Coupons,Freebies,Hot Deals

If you do shopping online, then you must shop through Mr. Rebates ($5 bonus). They give you the highest cash back at most big name stores including Ebay, Best Buy, Priceline, etc. For most of the items below, you can get 3-15% cash back by using Mr. Rebates. Simply log-in your account and search for the store, then it will take you to the regular website. Cash back can be deposited back into your Paypal account. Read my interview with Mr. Rebates founder Craig Cassata.

Hot Deals on the Web! Make sure to go through Mr. Rebates first for the deals below.

AMD Phenom II 1055T 6-Core Socket AM3 2.8GHz Processor (Retail) $150 After $50MIR
Super Mario Galaxy 2 (Wii) Game Preorder + $20 Game Credit $42
Stainless Steel Folding Pocket Knife $3.99 each. Buy up to 4 with $1.99 shipping!
OSH $20 of $50 exp 6/13/10
2.5″ Aluminum USB 2.0 Enclosure for 2.5″ Serial ATA Hard Drives for $6 using coupon code FT17. Shipping is free.

Here are the latest freebies on the web. As always, use a junk email and never give out your real phone number or credit card number. Use your real address for sending you freebies is okay. To save time, consider using Roboform to fill out these freebies quickly.

Discover More $50 Bonus and 5% cash back on rotating categories:

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $50 bonus after $599 in purchases in 3 months. This card rarely gives out cash sign up bonus so sign up to day through the special link.

Currently, they are giving 5% back on Home Improvement Stores, Departments Stores, and Clothing Stores. Sign up here for those already with a Discover More Card.

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American Express Rewards Gold $250 Bonus

by Hu$tler on April 25, 2010

in Credit Card bonuses

ONLY TWO MORE DAYS FOR THIS $250 BONUS! SIGN UP TODAY!

The American Express(R) Premier Rewards Gold Card is running a new 25000 bonus points($250 gift cards) good only until 4/26/2010. Take advantage of this offer since it won’t last very long. In order to get the 25000 bonus points, you must make at least $1000 in spending in your first 3 months. The 25000 points can be redeemed toward one domestic coach-class ticket or $250 in gift cards from such stores as GAP, Barnes&Nobles, Home Depot, Bath and Body Works, and many more.

To me, fulfilling the $1000 purchase requirement can easily be done in three months. You can purchase American Express gift card utilizing this method. This offer is a quick easy way to make $250 bonus. There is no fees for first year.

Terms:

* For a limited time – earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
* Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

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Sunday Hot Deals and Freebies

by Hu$tler on April 25, 2010

in Coupons,Freebies,Hot Deals

Are you using shopping portals such as Fatwallet or Ebates? I highly recommend you to switch to Mr. Rebates ($5 bonus). They give you the highest cash back at most big name stores including Ebay, Best Buy, Priceline, etc. Mr. Rebates is easy, fast and very profitable with most cash back around 3-15%. Refer all your friends and family members to create a passive income stream. They have great customer services and a grade “A” from the Better Business Bureau. Make sure to go through Mr. Rebates portal to get cash back for all the hot deals below.

Hot Deals on the Web!

Garmin nuvi 260W 4.3″ Portable GPS Navigator for $100 with free shipping.
Free $10 K-Mart Gift Card for Prescription Transfer
Compaq Presario Laptop $369.99 – CQ61-420US – Win7-64, Dual-Core, 3gb RAM, 250gb HD, WIFI
GE Reveal 60-watt 4-pack Light Bulbs for $2 – $1.50 coupon(coupon under household left side)= $0.50. at Target
Staples Deals + 10% off Printable Coupon: Staples Rewards Specials: 20-pk Duracell Batteries Free, 5000 sheets Paper from $16
Ooma Core Phone System + $50 International Calling + 6 Month of Premier Service $180
Planet Earth – Eps 1 – From pole to pole – FREE download in HD 720p via Amazon VOD
Call of Duty 4 MW – Xbox 360 – $19 shipped – COD
WM – Nintendo Wii Console with Nintendo Wii Sports & Bonus Game $199.00
Discover High Yield Savings 1.35% APY account

$25 ING Savings Bonus

ING Direct is an online bank with the quickest $25 bonus I can think of. I have set up some automatic links so you can sign up right away. In order to get the bonus, you must go through my referral link and deposit $250. The $25 bonus will take no longer than a day to show up. There is no monthly or minimum fees. Setup is extremely fast and easy. Not only it’s a quick $25, the account is 1.10% APY and FDIC insured. You can also use this account to send money to other bank accounts such as Chase and Bank of America, and it will count as a Direct Deposit requirement.

Once you got your account open, you can send 50 referrals to your friends and family members to make up to $500 more.

Make sure to deposit $250 for opening deposit

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Costco 2 Free Months Membership with AmEx Card

by Hu$tler on April 23, 2010

in Free Random Money

Those with an American Express credit card, you can now get two months free Costco membership when you buy 1 year of membership. Even if you are already a member, you still qualify for this promotion when you set your membership to automatic renewal(Call: 1-877-258-6032).

From the website:

* New membership: two months free offer is valid only for new members for the first year of membership. Costco membership must be purchased on-line and paid in full with any American Express Card. To receive 2 months free, membership must be purchased by June 30, 2010.

** Costco Cash Card offer is valid only for non-members for their first year of Executive Membership and will be mailed within 2-3 weeks of joining as a new Executive Member. Costco Cash Cards have no expiration date. Limit one Costco Cash Card offer per household. Executive Membership is $100 per year (plus sales tax where applicable) and includes a free Household Card.

If you select Executive Membership, you will also get $10 Costco cash card bonus. Executive membership gives you 2% cash back at Costco on top of your credit card reward. By the way, Costco only takes American Express credit card, debit card, or cash. Those with a business or a large family, shopping at Costco with executive membership is a great deal. If you don’t meet the $50 rewards, they will credit it back when you talk to front desk.

I recommend the TrueEarnings Card($25 bonus after first purchase) from American Express to shop at Costco. The TrueEarnings Card from Costco and American Express offers 3% on gasoline and restaurants, 2% for travel, and 1% everywhere else. Their is no cap on the cash back because it’s unlimited. This is a must have card for those shopping at Costco.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

All year round low prices on most items and no need to wait for special sales like supermarkets.
Bulk packages of name brands which offer cheaper prices.
Great quality with photo printouts with cheap passport photo development.
Excellent Customer service with the best return policy.

True Earnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
Earn cash back virtually everywhere you go – 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned Apply Now!

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Sweet Deals and Freebies

by Hu$tler on April 22, 2010

in Coupons,Freebies,Hot Deals

Hot Deals on the Web! Make sure to go through Mr. Rebates first for the deals below.

Gevalia 3 coffee’s for $3 and a FREE Travel Mug!
Halo Reach: Legendary Edition $60 (Preorder)
Life & Planet Earth Blu-Ray Sets (8 discs total) for $50 – $10 code COX10 = $40
Blue Rhino Propane exchange $3 Rebate (anywhere) or $20 off new tank purchase (Lowes only )
Tiger Woods PGA Tour 10 Game (XBox 360) $18
Belkin Mini Surge Protector with USB Charger for $9 with free shipping
Jcpenney $10 off $10 or more purchase through 5/9 online, catalog, and in store. For online, use code 4BESTMOM.
Lenovo G530 Intel Pentium dual-core 2.2GHz laptop LED 15.4″ Wide XGA 3GB Windows 7 DVD±R/RW Intel Webcam $368 +$9.99 S&H
$1 Inkjet Refills via Printable Coupon at Select Walgreen Stores
24 x 12 Microfiber Car Towel,Random Color for $0.89 with coupon code MLCK401031042270AL1

Here are the latest freebies on the web. As always, use a junk email and never give out your real phone number or credit card number. Use your real address for sending you freebies is okay.

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.

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Complete Bank of America Bonuses List

by Hu$tler on April 21, 2010

in Bank deals & offers

Newly Updated Bonuses as of 4/21/2010

I’ve written many bank bonuses on this website. Bank of America has to be ranked as one of the best in giving out bonuses. For those who still feel this as a hassle, I feel that you are missing out on this gravy train. Get them now since these bonuses are like an endanger species.

Complete Bank of America Bonuses List

Bank of America’s $100 bonus – In order to qualify for the $100 bonus, you must deposit $250 and make a debit purchase within 30 days of account opening. You will get the $100 bonus after 90 days. Offer is good until 5/15/2010. Offer code is MLBEM100. Further Review.
Bank of America’s $75 bonus – this offer is good until 4/30/10 with offer code CH75OL1 to get the $75 bonus. Available only for Bank of America’s credit card customers. You must fund your new account with $125 within 30 days and they will send your $75 bonus within 90 days of account opening.
Bank of America’s $50 bonus – get $50 bonus with offer code GROUP50 when you set up direct deposit. Initial deposit must be $25. Offer good until 6/30/10.

*Hard credit inquiry on your first checking account. However, no additional ones are done for subsequent accounts.

**Take screen shot of the offer and offer code. They are notoriously known for forgetting to send out bonuses. Sometime, use their email to remind them or you might have to call them.

***Keep an eye out for fees on your account. It states clearly that there is no fees when account is opened online.

$250 Keep the Change – One of the best bonuses I’ve personally done myself. They will match up to $250 within the first 3 months of participating KTC. You must have a savings account to get this to work. For every purchase with your debit card using your PIN, your change will go directly to the savings account. They will match it.

*Best methods to maximize KTC: Pump gas $1.01 for 253 times at a gas station usually at night for convenience, pay your cable bill online such as Time Warner $1.01 for 253 times, or pay garbage bill the same.

**Terms and Conditions let you have up to have 5 Keep The Change accounts, hence 5 x $250 = $1250 bonus. Props to you if you can do all 5 within 1 year.

Bank of America’s $0 Equity Trades – for those with $25K or more in all asset across BoA deposit accounts, including checking, savings, and CDs, you can get free equity trades.

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire(SM) Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

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Wild Deals, Freebies with Mr. Rebates

by Hu$tler on April 21, 2010

in Coupons,Freebies,Hot Deals

Hot Deals on the Web!

Kaspersky Internet Security 2010 3-User FAR Free Shipping at Frys.com and BM. $60 Rebate
Economist Magazine $12 for every 12 issues
Amazon has Gillette Fusion Razors: Fusion Manual Razor for $2.94, Fusion Gamer for $3.24, or Power Fusion Gamer for $4.49 after coupon. Keep refreshing the page to see the coupon.
Kobalt 10-Piece Pliers and Wrench Tool Set $19.95 at lowe’s
Disney Princess Treasury Hardcover Book for $7.61.
Free Starcraft II Beta Key with Starcraft II Preorder at Gamestop. Use code 25OFF for 25% off of $100 or more.
Linksys WUSB100-RM IEEE 802.11b/g USB 2.0 RangePlus 54Mbps Wireless Network Adapter [Recertified] $6 + S&H
Steam Midweek Madness – The Deus Ex Collection 75% Off @ $5
Universal GPS Car Mount Holder – $4.20 SHIPPED! with code DS15
$10 off $30 at Bath & Body Works ~ Printable or online with code VANILLAS

$100 Starwood Bonus

Starwood Preferred Guest® Credit Card from American Express gives you 10000 bonus Starpoints after first purchase. This can be converted to $100 gift card.

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds. Apply Now!

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Fresh New Freebies, Hot Deals, and Coupons

by Hu$tler on April 20, 2010

in Coupons,Freebies,Hot Deals

Hot Deals on the Web! Make sure to go through Mr. Rebates first for the deals below.

Cap Barbell 40-Pound Dumbbell Set $38 +FS
The Beatles: Rock Band (Special Edition Value – Includes Instruments) – [Xbox 360] $60 or [PS3] $62
Western Digital Elements 640GB 2.5″ External Portable Hard Drive $99.99 – $30 code 6F1LP3Q2X4$29V = $69.99
Dairy Queen second Blizzard for only 25¢
Trine (PC) Game Download $5
Microsoft TechNet Plus subscription 28% off retail with discount code TMCT011
Lonely Planet iPhone Guide Books – 13 Cities – FREE!! (exp: 4/22)
CVS.com has a $5 off $15 coupon APRIL5 as well as a Free Shipping coupon 15SHIP.
3-Pack 6FT HDMI Cables $5.99 Shipped. *Must join M-club for the price.
Quicken Premier – $30 Off

Here are the latest freebies on the web. As always, use a junk email and never give out your real phone number or credit card number. Use your real address for sending you freebies is okay.

Free Frito Lay Multi-Pack
InboxDollars pays members to read emails, take surveys online, play games, and go shopping!
Olay Bath and Body free Samples
Free Purex Coupons and Samples
Vindale – Get Paid to Review Products
Free Pharmacy Card
Get a FREE Green Genius Trash Bags Samples
Free Subscription to Real Simple Magazine
Free 20-pc Set of Customizable Golf Shaft Labels
BOGO Free Sobe Lifewater coupon
FREE Organyc Feminine Hygiene Product Sample
Free Coasters from ArtsCow No Shipping Fees
Free Sample of Dove Mens Body Wash
Maxwell House Free 0.75 Coupon for Maxwell House Coffee.
Sample Of Pantene Pro-V Haircare Products
Coupons for free Acute Fruit & Sweet Leaf Tea
Burial plot and stone for Pets who died from bad pet food
Free Wet Synergy adult lubricant
Free Burt’s Bees toothpaste
Free Carefree ultra protection pantiliners
Free Eucerin Skin Care
FREE Pretzel
Free Carbona Color Grabbers
Free Colter’s Wife by Maya Banks
Free Redbox Rental at Meijer with code SMRTRY
Free 21 free indie music downloads
Free personalized shaft band labels

ShareBuilder $50 Bonus

If you never open a Sharebuilder account, then these bonuses are pretty easy. There is no hard pull on your credit report. Normally, you would need to make a trade, but it seems like there is no need to make one trade on this bonus offer.

Here’s the newest code I just found: 50WCFA

Follow these steps:

Sign up to your ShareBuilder account.
Click on the “Get Started” tab.
Select account type Individual Account and then click “I’m responding to a Promotion”.
Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter promo code E.G.: 50WCFA
Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
Deposit $50 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
It seems like you don’t even need to make a trade to get the bonus.
Receive email that you got the promotion.
Wait 4-6 weeks to get your bonus.

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My Mad Methods on Shopping

by Hu$tler on April 20, 2010

in Street Smarts

This site is not just about making quick cash bonus; I’m also a strong believer in getting the most bang for your buck. I do all my personal shopping on the web as much as possible. I’m always on a lookout for hot deals either for personal use or selling on ebay with coupons to stack on. In doing so, I’m able to use Mr. Rebates to get cash back on top of my 2% Schwab Visa.

You might wonder, “well, don’t you have to go out and spend money sometime at the grocery stores, movies, restaurants, etc?”

The Ebay Method – Up to 50% Cash Back Method:

One of my biggest tools is buying gift cards on ebay using the 15% cash back method via Mr. Rebates and Bing. For example, I bought $100 fandango gift card last week for about $55 on Ebay. Using the Ebay method, I’m able to get another 15% cash back on the $55 for a total saving of over 50%. Whenever I’m going to the movies now, I’m able to save as much as 50% and we all know how expensive movies tickets can be.

I use the same method in buying gift card at all the major stores I frequent such as Barnes and Noble, Starbucks, Wal-Mart, Target, etc. Of course it’s not always going to be 50% off since most Ebayers know you can use the Mr. Rebates/Bing method. My rule of thumb is if I can buy 80 cents on a dollar, then it’s a good buy. At Barnes and Noble, I also have their 10% membership card, hence a saving of 30% each time I buy coffee(I drink a lot of coffee).

If you worry about losing your gift cards, download JunoWallet for your Iphone or Android Phone to store all your gift card information in one place.

The Entertainment Book Method – Up to 50% off

I must have at least 5 entertainment books. Inside the entertainment book, you can save big with their restaurant coupons, plus discounts on shopping, attractions, travel, etc. I personally have many books to save me money on groceries coupons, BOGO Free dinner coupons, etc. I take advantage of the Buy One Get One coupon quite a bit. Using this method, I’m always eating at 50% off whenever I’m with another person.

The Extra Cash Back Method – 3.2% More Cash Back

Join BigCrumbs and buy American Express Gift Card to get another 1.2% cash back on top of your 2% Schwab or Fidelity credit card. The AmEx gift card is for all my spending since it’s on top of whatever I saved from the two methods above. I’ve written extensively on how to do it here.

In conclusion, using the above three methods could save you hundreds in your monthly budget.

Citi Forward $85 Bonus

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← Previous Entries

HSBC Cards	Review
American Dreamcard
Orchard Classics

IberiaBank Cards	Review
Visa Classic
Visa Gold
Visa Platinum
Visa Select

PenFed Cards	Review
Platinum Rewards	Review
Promise Visa
Travel Rewards

Low Interest	As Low As
Iberia Classic	7.25% APR
PenFed Promise	9.99% APR
Chase Freedom	9.99% APR
Discover Miles	10.99% APR

Stock Broker	Cost	Review
OptionsHouse	$3.95	Review
ShareBuilder	$4.00	Review
Zecco	$4.95	Review
TradeKing	$4.95	Review
Firstrade	$6.95	Review
TradeMonster	$6.95	Review
E*Trade	$7.99	Review
OptionsXpress	$9.95	Review

April 2010

Top Local Bank Bonuses

Top Deals Cash Back Rebates

American Express Rewards Gold $250 Bonus

Sunday Hot Deals and Freebies

Costco 2 Free Months Membership with AmEx Card

Sweet Deals and Freebies

Complete Bank of America Bonuses List

Wild Deals, Freebies with Mr. Rebates

Fresh New Freebies, Hot Deals, and Coupons

My Mad Methods on Shopping

Editor's Choice Top Credit Card

Featured Premium Cards

Favorite Blogs

Cash Back Rewards Shopping