From the monthly archives:

September 2010

From now until October 11th 2010, the American Express Premier Rewards Gold Card is offering 25,000 membership rewards points for spending $1,000 within the first 3 months. The 25,000 bonus membership rewards points can be redeemed for $250 gift cards of your choice. There is no annual fee for the first year, a saving of $175.

Top features:

  • Earn triple points on all airfare, double points on gas and groceries, and single points on virtually everything else throughout your membership5
  • Earn triple points when you use Bonus Points Mall® to shop online — there’s no limit to the number of points you can earn6
  • Earn an extra 15,000 bonus points when you spend $30,000 in a calendar year.
  • Use points whenever you’re ready — they have no expiration date.
  • Use the Pay with Points feature at American Express Travel and fly any airline, anytime, anywhere – there are no blackout dates or seat restrictions.
  • Redeem points for virtually anything from merchandise and gift cards to entertainment and travel.
  • Transfer points to frequent flyer programs or redeem for gift cards from some of the best names in retail and dining

We have many credit card bonus offers such as the Premier Rewards Gold Card.  This $250 bonus offer won’t last long, so apply today!

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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For only $25 membership to the NRA(regular price is $35), you will get a free $25 Bass Pro gift card, duffel bag, and one of NRA magazines.

This is a great deal for those supporting the National Rifle Association and the Second Amendment. You will be receiving your membership credentials package in 2-4 weeks.

Anyone can join and the offer is still alive.

Lending Club $25 Bonus

Lending Club was kind enough to allow me to offer my readers a special promotion: Open a lending account and receive a $25 bonus. You can use this bonus to make your first loan. To take advantage of this promotion, please click on this specific promotional link. Many of my readers have gotten the bonus and have enjoy their experience.

Here’s what to do:

  1. Go though this Special Lending Club link
  2. Fill in your name, email, password, and make up a user ID.
  3. Verify your identity
  4. Add your bank account and wait them to withdraw an amount less than $1
  5. Wait for a few days, and verify the amount that has been withdrawn.
  6. Deposit $1 to get $25 bonus.
  7. Bonus will show up after the initial deposit.

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Danversbank 4.01% APY Rewards Checking available nationwide up to $25K. You can go through their online application to be a member of Danvers Bank.

One Conant Street
Danvers, MA 01923
800-771-8200

www.danversbank.com

Account Features

ACH as Alternative to Direct Deposit: Yes
Online Banking Available: Yes
ATM Card Available: Yes
Online Banking Required: Yes
ATM Fees Refunded – Amount: Unlimited
Online Statements Available: Yes
ATM Fees Refunded – Number: Unlimited
Paper Statements Available: No
Direct Deposit Required: Yes
Required Number of Monthly Debits: 12
Monthly Service Charge: $0

Chase Freedom Visa $200 Cash Bonus

Chase Freedom Visa Card is now offering a $200 bonus after $500 in purchases within the first 3 months. Cash bonus of $200 doesn’t come very often from Chase so apply today before the promotion runs out. On top of the huge cash bonus, you will earn 5% cash back on certain categories such as gas, groceries, department stores, travel, and so on. The categories change every 3 months with 5% cash back up to $1,500 in for purchases each quarter. You’ll get 1% cash back on everything else with absolutely no minimum purchase or maximum rebate cap.

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For people living in New York City, you can get a $150 cash bonus for opening a Totally Free Checking account at Flushing Savings Bank. A branch visit is required.

More details:

-$75 for 10 online bill-pays with each $25 or more
-$75 for 10 purchases with each $25 or more.

Make sure to sign up by 12/31/2010. One offer per household.

Costco American Express $25 bonus

American Express and Costco is giving away $25 bonus after first purchase for the TrueEarnings Card. The TrueEarnings Card from Costco and American Express offers 3% on gasoline and restaurants, 2% for travel, and 1% everywhere else. Their is no cap on the cash back because it’s unlimited. This is a must have card for those shopping at Costco.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

  1. All year round low prices on most items and no need to wait for special sales like supermarkets.
  2. Bulk packages of name brands which offer cheaper prices.
  3. Great quality with photo printouts with cheap passport photo development.
  4. Excellent Customer service with the best return policy.

If you do go and sign up for a Costco membership, get two months free with this special link. You must have an American Express credit card to get the deal.

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Get out of Sprint without paying ETF

by Hu$tler on September 28, 2010

in Street Smarts

Those with a Sprint family plan along with a corporate discount, you can now opt out of your contract or have your contract mark as fulfilled.

Why? Starting last month, Sprint eliminated the discount from applying to additional lines beyond the primary line. Many people cell phone bills have gone up due to this change in the Terms of Service.

Here’s the change in the TOS:

Discount Policy Change Notice: Effective 8/1/10, employee/member discounts will no longer apply to add-on services with a monthly recurring charge of $29.99 or less. Examples include, but are not limited to, Messaging Add-Ons, Data Packs, and Data Premier

Simply dial *2, 5, 6 to take you to Account Services. These retention CSRs can do much more for you have your contract mark as fulfilled and you can now go month to month on your bill.

Tell them you do not agree to this change in your Terms of Service and you want your contract mark as fulfilled. Call enough time until you find the right CSR do it for you.

Some manage to get the CSR to get give you one month of service free or $10 off per month. Many freebies can be offered with this latest step from Sprint.

Chase Freedom $100 Cash Bonus

For a limited time only, The Chase Freedom Visa card is currently giving out a $100 bonus when you make $799 in purchases in your first three months. On top of the $100 bonus, you will get 5% cashback on rotating categories like gas, drugstores, home improvement, and 1% everything else. You can check the schedule for 5% categories at chasebonus.com

From July 1st and September 30th, 2010, you can get 5% cash back on up to $1,500 spent in the following categories:

  • Gas
  • Airlines
  • Auto Rentals
  • Hotels

Best part about the rewards is the no tiers or expiration data. There is absolutely no annual fee. As will all Chase bonuses, offer will not last very long. Sign up for your $100 Bonus today!

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Merrill Edge is offering 30 free online stock or ETF trades per month when you maintain a $25,000 cash or deposit balance with Merrill Edge or Bank of America

Merrill Edge provide the following tools and resources to help you invest:

- Complimentary access to world-class research from BofA Merrill Lynch Global Research
- A personalized experience you can create through custom account views, research filtered according to your holdings, alerts, and watch lists
- Easy-to-use performance and planning tools combined with breaking news and information, as well as third-party commentary from top providers
- A single, comprehensive view of your Merrill Lynch investment and Bank of America banking accounts for easier financial management
- Real-time money movement between your Merrill Lynch and Bank of America accounts

Chase Preferred Sapphire Card $250 Cash

In short, the Chase Sapphire℠ Preferred Card gives you a FREE FLIGHT with the 25,000 bonus points after you spend $3,000 in the first 3 months. The points can be converted to $250 cash. You will get 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases. There are no travel restrictions or blackout dates and points never expire. The points are worth 25% more when you redeem for travel through Ultimate Rewards. As a bonus, you will get 7% annual points dividend and 24/7 Dedicated service advisors (No voice recording). Lastly, No Annual Fee for your first year – An $85 value

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For those living in Georgia, LGE Community Credit Union is giving out a $100 bonus for opening its high-yield reward checking account.

Rarely do they give out bank bonus for rewards checking, so sign up if you live in Georgia. Promo expires on November 15th and you can get another $50 with their LGE Visa credit card.

To the the rate, you must:

* 15 debit card or credit card purchases
* 1 direct deposit or automatic payment
* Access online banking
* Receive e-statements and maintain a valid email address

Most of the branches are in Atlanta suburbs of Marietta, Austell, Kennesaw, Calhoun and Hiram.

From the website:

Membership eligibility and $5 minimum balance required to maintain base savings account. Fees could reduce earnings on accounts. Bonuses may be taxable. Offer valid September 15, 2010 – November 15, 2010 and is subject to change or be withdrawn without notice. Accounts must be opened at an LGE branch location to receive promotional offer.
*A member who opens a High Rate Checking (HRC) account will automatically qualify for HRC benefits during the first month. If the account meets all the criteria for HRC during the second month, the member will qualify for HRC benefits and receive an automatic $100 deposit into his/her LGE HRC account on the first business day of the next month. Offer cannot be combined with any other HRC offer. Visit www.LGEccu.org for qualifying criteria. Current APY (Annual Percentage Yield) for qualifying accounts is 3.00% for balances up to $25,000, over $25,000 earns 0.50% APY. Rates are variable. Offer valid for new HRC or initial conversation to HRC only.

Discover More $75 Bonus and 5% cash back on rotating categories:

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $75 bonus after $500 in purchases in 3 months. This card rarely gives out cash sign up bonus so sign up to day through the special link.

Currently, they are giving 5% back on Home Improvement Stores, Departments Stores, and Clothing Stores. Sign up here for those already with a Discover More Card.

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For those living in the Los Angeles California area, Christian Community Credit Union is giving away a $50 bonus with their Interest Checking account when you set up a direct deposit of payroll or retirement income.

Interest Checking

* Visa Check Card that earns CURewards points and gives to missions
* $100 minimum deposit to open
* No per-check charges
* Get a $50 bonus with Direct Deposit of Payroll/Retirement Income
* Earn .10% APY dividend earnings on balances over $750
* Free Extended Warranty Coverage
* Free 90-day Purchase Replacement
* Free eStatements
* Free Online Banking with Bill Payer, uDeposit and External Transfer
o uDeposit – Deposit your check in the mail and get instant credit
o External Transfer – Receive and transfer funds from other financial Institution and pay people via eMail.

$5 Mr. Rebates Bonus and Top Cash Back for Online Shopping

Are you using shopping portals such as Fatwallet or Ebates? I highly recommend you to switch to Mr. Rebates ($5 bonus). They give you the highest cash back at most big name stores including Ebay, Best Buy, Priceline, etc. Mr. Rebates is easy, fast and very profitable with most cash back around 3-15%. Refer all your friends and family members to create a passive income stream. They have great customer services and a grade “A” from the Better Business Bureau. Make sure to go through Mr. Rebates portal to get cash back for all the hot deals.

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Join Navy Federal Credit Union Loophole

by Hu$tler on September 24, 2010

in Street Smarts

Navy Federal Credit Union(NFCU) and USA Federal Credit Union are merging, hence all members will be under Navy Federal Credit Union starting Oct. 4th. NFCU is pretty difficult to join unless you are service member, however USA FCU is not difficult at all.

Here’s what to do:

1) Join USA Fed by joining the Prime Meridian Association ($5 fee) as part of the USA Fed application process.

2) Wait until Oct. 4th to become NFCU member

Some benefits of joining NFCU:

1. Very very good CD rates
2. A new auto loan at NFCU is currently 1.99% APR for up to 36 months
3. Great customer services

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

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