Amboy Direct Premium Savings is currently available at 2.50% APY for all balances over $1. This is one of the best rates for a no fees- no minimum Savings account anywhere.
However, they have a refer-a-friend program whereas I send you a referral link, you make $25 and I’ll get $10. If you are interested, shoot me an email hustlermoneyblog@gmail.com with your first and last name.
In order to get the $25 bonus, you must:
- Open with at least 3 thousand dollars.
- Maintain the balance over 90 days.
Since the rate is really high, I don’t seem to mind with the bonus requirements. It is FDIC insured and no hard credit inquiry is done with this bank.
From the website:
- NO FEES or MINIMUMS.
- EVERYDAY ACCESS without changing your current bank account.
- CONFIDENCE in one of the country’s oldest and most established banks (1888)
- EASY to get started! Apply online in 5 minutes or use our convenient mail-in application.
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The rates are pretty good, especially the 5.35% (I wish I had 20k to put in). After the site got hacked yesterday though I’m kind of hesitant to even think about putting my money in there.
link: http://www.fatwallet.com/t/52/719007/
How do you know which banks perform hard or soft inquiries?
I have read from other blogs, and different people have confirmed this. Although you could call them and check it out personally yourself.