6.01% APY Checking Accounts across the country

April 10, 2007 · Filed Under Bank deals & offers 

I wish I have one of these 6.01% Checking Accounts where I live. I would definitely join, do the mandatory requirements, and pay all my bills from it. No more headache with chasing rate since it is a liquid account. The biggest killer is the 12 debits transaction requirement. I guess you would have to pump twelve $1 gas or go to your local Walmart and swipe 12 items separately or pay/donate 1 cent twelve times…you get the idea.

Arkansas: Parkway Bank *Rate is good up to 25K*

  • 10 debit transactions per month
  • Direct Deposit or ACH auto debit
  • Log on to Parkway Bank’s internet banking once
  • Receive an electronic statement instead of a paper statement

Arkansas: Bank of Little Rock *Rate is good up to 25K*

  • 10 debit transactions per month
  • Direct Deposit

Colorado: 1st SouthWest Bank *Rate is good up to 25K*

  • 10 debit transactions per month
  • Direct Deposit or ACH auto debit
  • Sign up to e-statements

Kansas/Missouri: Equity Bank *Rate good up to 25K*

  • 10 debit transactions per month

Massachusetts: Danvers Bank *Rate is good up to 100K*

  • 12 debit transactions per month
  • Signing up for monthly direct deposit or receiving a recurring ACH debit

Massachusetts: Florence Savings Bank *Rate is good up to 100K*

  • 12 debit transactions per month
  • Direct Deposit or ACH debit
  • Sign up e-statements

New York: Northern Federal Credit Union *Rate good up to 25K*

  • Direct deposit or ACH debit
  • 10 debit transactions per month
  • Sign up for e-statements
  • Login online banking at least once a month

Nevada: Clearstar Financial Credit Union *6.1% Rate good up to 25K*

  • 12 debit transactions per month
  • Sign up for e-statements
  • Receive at least one direct deposit or make one direct payment

Washington: Twinstar Credit Union *Rate good up to any amount*

  • 12 debit transactions per month
  • Sign up for e-statements
  • Access online banking at least once a month

If you unlucky like me and none are located near you, the highest Checking account for everybody is 5% APY at ebank. There is no requirement such as # of debit transaction or Direct Deposit.
Also, this might be worthwhile for your kid’s account at Affinity Bank : 10% APY up to 500 dollars.

Related posts:

  1. My Online Checking Accounts- Everbank and Presidential
  2. Open a 6.01% APY Everbank Checking account for 3 months, then close it to make $50
  3. Citibank $50 bonus free checking and Savings, no DD requirement, and 4.75% APY
  4. My Savings Accounts: Wamu & Presidential
  5. Ebank 5% Checking Account with Free ATM worldwide!

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Comments

4 Responses to “6.01% APY Checking Accounts across the country”

  1. Merchant Accounts » 6.01% APY Checking Accounts across the country on April 10th, 2007 1:12 am

    [...] Original post by Hu$tler and plugin by Elliott Back [...]

  2. Bryan C. Fleming on April 10th, 2007 9:30 am

    I wonder if they’re counting on the debit withdrawls to out-weigh the interest Fees. I’m with ING direct… They seem to do the trick for me ;)

    - Bryan

  3. NextLevel on April 10th, 2007 4:07 pm

    The ebank is a promo, and requires $2500 or $5000 balances to avoid a fee of #10 a month, interest rate may change after opening account.

    The kids affinity account is only good in California.

    I am in PA so none of these are any good for me =(

  4. tanyetta on April 12th, 2007 2:28 pm

    great post!!!!! i just contacted affinity–i have to go there in person (closest bank is 1hour away) then I have to also open a gold chx account with them.

    thanks for the tip :)

    you rock (and roll of course) :)

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