Ally Bank’s Online Savings Account(see table above) is offering 1.00% APY with no monthly fees, no minimum balances, and no minimum deposits. Account funding can be mailed in or done electronically via another bank account. Your savings account comes with six transactions per statement cycle with no fees. Moving money with Ally Bank is fast, easy, and safe between your Ally Bank accounts Or transfer funds between your Ally Bank and non-Ally Bank accounts. In addition to earning a higher rate than traditional savings accounts, you can deposit checks remotely with Ally eCheck Deposit, grow your money faster with interest compounded daily, and FDIC insured up to $250K. You get the service you need, when you need it. Talk to a real person 24/7, and enjoy the convenience of Online Banking and Mobile Banking.
Since its online savings account is an online entity, Ally Bank can offer their customers higher yields because of the decrease in overhead costs incurred by the typical brick and mortar banks. Ally Bank takes pride in their incredibly responsive customer service. You can speak with a customer representative live on the website, via telephone, or email.
Ally Bank Online Savings Account:
- Rate: 1.00% APY(See table above)
- Account Type: Online Savings Account
- Availability: Nationwide
- Expiration Date: None
- Hard Inquiry: Soft Pull.
- Opening Deposit Credit Card Funding: Unknown
- Monthly Fee: No monthly maintenance fees.
- Additional Requirements: None
- Closing Account Fee: No
Why You Should Apply to Ally Bank:
Excellent Rate 1.00% APY: Ally Bank’s Online savings account offers one of the best online savings account rates with their 0.99% APY for all balances. This high interest rate is compounded daily and beats out even the best-known online savings accounts out there!
No Monthly Fee: No monthly maintenance fees. There are no hidden fees, and Ally Bank doesn’t charge for the day-to-day management of your money. However, some things come with a small transaction fee. Each transaction exceeding six per statement cycle incurs a $10.00 fee. Overdraft Item Paid or Overdraft Item Returned (maximum 1 fee per day) charges $9.00, and Returned Deposit Item costs $7.50.
Ally Bank attracts customers by offering simple, transparent products at competitive interest rates. If you are ready to earn a higher rate than traditional savings and get free online banking transactions, open an Ally account in 10 minutes or less today. Visit our table for the best bank rates now!
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