While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.
Why You Should Apply:
Get up to 20,000 Membership Reward Points: Earn 10,000 Membership Rewards points after making your first purchase within your first 3 months of card membership and an additional 10,000 points after spending $5,000 in purchases within the first 6 months.
Earn Rewards and 30% Anniversary Bonus: Each year you’ll earn an 30% anniversary relationship bonus in Membership Rewards points for eligible purchases made on your card. On top of the 1 point per dollar spent on eligible purchases, earn an additional point per dollar spent on eligible purchases when booking your travel at travel.americanexpress.com.
No Annual Fee & 0% Intro APR: The Blue for Business Card has no annual membership fee and an introductory 0% purchase APR for 9 months. After that, 11.49% – 19.49% variable APR on purchases.
OPEN Savings & OPEN Forum: With the Blue for Business, you get OPEN Savings which let you earn up to 4 additional points for every dollar or up to a 10% discount on eligible purchases with OPEN Savings partners. OPEN Forum connects you to the latest business tools, news and research, and other business owners and professionals to help grow and support your business. Important topics include staff management, customer service, cash flow, and marketing, and to name a few.
Purchase Protection – All eligible purchases are protected from damage or theft for up to 90 days from the day of purchase (up to $1,000 for each eligible purchase and up to $50,000 annually per cardmember account).
Baggage Insurance Plan – In case you lose your luggage, stolen or broken into while traveling, you can receive coverage(airline ticket must be purchased with your Blue for Business card).
Roadside Assistance 24/7 – Car trouble such as dead battery or blow your tire? You can call emergency services at any time to get assistance(you still need to pay for the service).
Extended Warranty – Get one year of additional warranty coverage on eligible purchases.
Return Protection – If the retailer won’t take it back, American Express will refund the amount under certain circumstances.
Car Rental Loss & Damage – When using your card to reserve and pay for a car rental, you will be covered if the car is damaged or stolen in the U.S (This benefit is secondary to your regular auto insurance)
Global Assist Hotline – If you are more than 100 miles away from your home, there is a number you can call for help such as legal, financial, medical, and emergency assistance.
Travel Accident Insurance – If you use your card to purchase a ticket on a plane, train, ship, helicopter, or bus, you and your family will be protected with up to $100,000 in travel accident insurance.
With the ability to earn Membership Reward points for no annual fee, the American Express Blue card for business is a solid credit card. If you’re starting out your business, this is a big advantage especially with the 0% intro APR on purchases for 9 months. You can also get exclusive benefits as an American Express cardholder. You accrue 1 point per $1 spent with no limit on the number of American Express Membership Rewards points you can earn with this card. In summary, the Blue for Business® Credit Card from American Express is an excellent choice for business owners looking for a great no-fee business rewards card that lets you earn Membership Rewards® points on your purchases along with up to 20,000 bonus points. Find all credit card promotions from our exclusive list!