While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.
The Blue for Business® Credit Card from American Express offers a chance to earn up to 25,000 Membership Rewards® points. You will earn 10,000 points after making your first purchase on the Card within your first 3 months of Card Membership and an additional 15,000 points when you complete at least $5,000 in purchases within the first 6 months of card membership. You will also get 30% annual points bonus based on the past year’s purchases. This is a high quality rewards business credit card with 15 months of 0% intro APR on purchases (see rates and fees). You earn 2 points for each dollar of eligible purchases made when you book on the American Express Travel website and 1 point per dollar spent on eligible purchases. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express.
American Express Blue for Business Card Features:
- Special Offer: Earn Up To 25,000 Membership Rewards® points
- Earn 10,000 points after making your first purchase on the Card within your first 3 months of Card Membership.
- Earn an additional 15,000 points after you spend $5,000 in purchases on the Card, in the first 6 months of Card Membership.
- Earn a 30% annual points bonus based on the past year’s purchases on your Blue for Business Card.
- 0.0% introductory APR on purchases for 15 months, then a variable rate, currently 11.74%, 15.74% or 19.74%, based on your creditworthiness as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
Why You Should Apply:
Earn 10,000 Membership Reward Points: Earn 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership.
Earn Additional 15,000 Membership Reward Points: Earn an additional 15,000 Membership Rewards points after spending $5,000 in purchases within the first 6 months of Card Membership
Earn Rewards and 30% Anniversary Bonus: Each year you’ll earn an 30% anniversary relationship bonus in Membership Rewards points for eligible purchases made on your card. On top of the 1 point per dollar spent on eligible purchases, earn 2 points per dollar spent on eligible purchases when booking your travel at travel.americanexpress.com.
No Annual Fee & 0% Intro APR: The Blue for Business Card has no annual membership fee and an introductory 0% purchase APR for 15 months. After that your APR will be a variable rate of 11.74%,15.74% or 19.74%, based on your creditworthiness as determined at the time of account opening.
OPEN Savings & OPEN Forum: With the Blue for Business, you get OPEN Savings which let you earn up to 4 additional points for every dollar or up to a 10% discount on eligible purchases with OPEN Savings partners. OPEN Forum connects you to the latest business tools, news and research, and other business owners and professionals to help grow and support your business. Important topics include staff management, customer service, cash flow, and marketing, and to name a few.
Purchase Protection – All eligible purchases are protected from damage or theft for up to 90 days from the day of purchase (up to $1,000 for each eligible purchase and up to $50,000 annually per cardmember account).
Baggage Insurance Plan – In case you lose your luggage, stolen or broken into while traveling, you can receive coverage(airline ticket must be purchased with your Blue for Business card).
Roadside Assistance 24/7 – Car trouble such as dead battery or blow your tire? You can call emergency services at any time to get assistance(you still need to pay for the service).
Extended Warranty – Get one year of additional warranty coverage on eligible purchases.
Return Protection – If the retailer won’t take it back, American Express will refund the amount under certain circumstances.
Car Rental Loss & Damage – When using your card to reserve and pay for a car rental, you will be covered if the car is damaged or stolen in the U.S (This benefit is secondary to your regular auto insurance)
Global Assist Hotline – If you are more than 100 miles away from your home, there is a number you can call for help such as legal, financial, medical, and emergency assistance.
Travel Accident Insurance – If you use your card to purchase a ticket on a plane, train, ship, helicopter, or bus, you and your family will be protected with up to $100,000 in travel accident insurance.
With the ability to earn Membership Reward points for no annual fee, the American Express Blue card for business is a solid credit card. If you’re starting out your business, this is a big advantage especially with the 0% intro APR on purchases for 15 months. You can also get exclusive benefits as an American Express cardholder. You accrue 1 point per $1 spent with no limit on the number of American Express Membership Rewards points you can earn with this card. In summary, the Blue for Business® Credit Card from American Express is an excellent choice for business owners looking for a great no-fee business rewards card that lets you earn Membership Rewards® points on your purchases along with the chance to earn 25,000 bonus points and a 30% bonus based on your past year’s purchases each year. Find all credit card promotions from our exclusive list!