Available to customers across the US, America’s Credit Union offers Share Certificates that are an excellent savings option. They’re NCUA-insured, which gives you peace of mind in knowing your deposits are secure. ACU Term CDs offers competitive rates ranging from 0.30% APY on a 3-Month CD to 0.55% APY on a 48-Month CD terms. They’ve got a better dividend rate than a savings account and they’re generally safer than the stock market. There are a range of choices with low minimum deposits, and a selection of terms to meet your needs.
Experience the ACU different. They do things a little differently around here. America’s Credit Union CDs provide a safe, secure way to grow your savings. Whether you are looking for opportunities to invest or borrow, one of the most important factors in your decision is the interest rate you will receive. ACU offers competitive savings and investment accounts and a variety of loans (home, vehicle, credit card, personal loans, etc.) exclusively to our members.
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America’s Credit Union CD Information:
- Apply Now
- Account Type: Share CD Account
- APY Rates: 0.30% – 0.55%
- Availability: Nationwide
- CD Lengths: 3 – 48 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $500
- Additional Requirements: None
- Early Withdrawal Fee: A penalty of up to 90 days of
dividends may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account.
- Auto-Renewal: Yes, you get notified 30 days prior to maturity of your CD and you will have 10 days after maturity to cancel the automatic renewal.
America’s Credit Union CD Terms:
*Terms & APY listed below are a reflection of balances of $500 – $24,999.99. For balances greater than $25k, check here for new APY.
- 0.30% APY for a 3-11 Month CD
- 0.35% APY for a 12-23 Month CD
- 0.50% APY for a 24-47 Month CD
- 0.55% APY for a 48> Month CD
Why You Should Apply for This Account:
Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new ACU account.
Low Minimum Deposit: Open your CD with minimum opening deposits starting at $500.
Competitive Rate: Interest is also compounded daily and credited monthly.
NCUA Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Other America’s Credit Union CD’s:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for America’s Credit Union’s Share Certificate of Deposit Specials and Promotional CDs. These accounts are available in 5 to 36-month terms and have minimum opening deposits ranging from $100 to $10,000.
Check out America’s Credit Union online CD accounts and earn interest rate up to 0.55% APY. With a low opening minimum deposit of $500 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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