Bank of the West is offering a $150 checking account bonus when you open a qualifying Checking account with direct deposit good until April 14, 2017. Simply open a new checking account by either applying online or going to a local branch and mentioning this offer, then set up a qualifying direct deposit to your new Easy Checking account and get $100, and finally make 10 monthly debit card purchases for 2 months and receive $50. With Easy checking, you get unlimited access to Bank of the West ATMs, free Online and Mobile Banking with Bill Pay, and free debit card. For all of the latest Bank of the West Bank bonuses, visit the HMB master list of Bank of the West Promotions.
Editor’s Note: If you would like to earn more bonus and have $50K or more, you might want to check out the Premier Checking Account $300 Promotion for more info.
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Bank of the West $150 Bonus Information:
- Sign up Offer
- Bank of the West $150 Checking Bonus PDF Printout
- Account Type: Easy Checking & Signature Checking
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Expiration Date: 04/14/2017
- Credit Inquiry: Soft Pull only
- ChexSystems: Yes
- Opening Deposit: $100
- Credit Card Funding: $500 maximum, Visa/MC only
- Direct Deposit Requirement: Yes, $250+.
- Monthly Fee: $8-$30, see below on how to avoid
- Additional Requirements: Make 10 debit card purchases for two months
- Household Limit: 1
- Closing Account Fee: Make sure to keep it open for 91 days, otherwise there is a $25 early closure fee.
How Earn $150 Cash Bonus:
- Open a Bank of the West Easy Checking account online or in-branch by April 14, 2017 with a minimum $100 deposit.
- To receive the $100 bonus, customer must have a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify). Direct deposit must be payroll, Social Security, pension or other government benefits.
- Earn an additional $50 bonus, you must use a new Bank of the West Debit Card at least 10 times for the first two full calendar months. Each purchase must be $3 or more and all required purchases must be posted by June 30, 2017.
- Bank of the West will deposit your $150 Bonus to the open Checking account by July 31, 2017.
How To Avoid Monthly Fees:
Easy Checking: Monthly fees will be $8 if you have enrolled in Online Banking and elect to receive Online Statements or $10 if you receive paper statements. However it can be waived by performing ONE of the following:
- Maintain an average monthly balance of $1,000 or more OR
- Receive at least one direct deposit of $250 or more OR
- Use your Bank of the West Debit Card for 10 or more net purchases
Signature Checking: Monthly fee is $30 but can be waived by meeting ONE of the following requirements per statement cycle:
- Maintaining an average monthly balance of $15,000 or more OR
- Maintaining a combined average monthly balance of $25,000 or more in linked savings and money market accounts, CDs and/or IRAs.
New customers at Bank of the West can earn a $150 checking bonus just for opening a qualifying checking account with a $100 deposit. You can choose from the two checking accounts above and pick the one that meets all your banking needs! Keep in mind to have the account open for 91 days or an early closure fee of $25 will apply. Also, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2017. See our full list for the nation’s best bank bonuses!
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