The Barclaycard Ring™ Mastercard© is a low-interest credit card that has tons of features such as no balance transfer fees, low variable APR on balance transfers and purchases, no foreign transaction fee and no annual fee. This Mastercard is marketed as a community-based credit card meaning you, as the cardholder can vote on product changes, and share your ideas. Also, enjoy the $0 annual fees and no foreign transaction fees. Barclaycard Ring Mastercard also offers a Complimentary FICO® Credit Scores as a benefit to active card members. If you are a person that needs to carry a balance and you are averse to fees, then this card just might be for you!
Barclays Ring Mastercard Features:
- 0% Introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
- No balance transfer fees
- No foreign transaction fees
- Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
- Free online access to FICO® Credit Score
- Terms and Conditions
Why You Should Apply For This Card:
No Annual fee: There is absolutely no annual fee with the Ring Mastercard.
No Foreign Transaction fees: Most travel cards have a 3 percent foreign transaction fee. However, the Ring Mastercard does not charge foreign-transaction fees which can save you tons of money if you are going on international trips.
Complimentary FICO score: You get a Complimentary FICO score which helps lenders determine your credit worthiness, so it’s important for you to monitor it. Scores range between 300 and 850, and any score over 720 is considered excellent.
Give Back Profit Sharing Program: The Ring Mastercard is partially run by its cardholders. As a cardholder, you are eligible to vote on the card’s policies and see how the program is doing financially.
Low Fees and Interest Rates: The Ring Mastercard offers no annual fees, balance transfer fees, and low interest rates make this card very competitive.
The Barclaycard Ring™ Mastercard© is great for those who want to get involved and voice your opinion to someone other than a customer service rep. A Ring Mastercard also has a few perks that you should take advantage off such as a giveback program, complimentary FICO Credit Scores, no annual & foreign transaction fees. However, the best part about the card would probably be the low variable APR on balance transfers and purchases. This card is also meant for cardholders to motivate and learn off each other with its social media component. Apply now to receive your Ring MasterCard! Final all credit card bonuses on our exclusive list!
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