Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Best Bank & Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible!
This means finding the kind of savings account that is best suited for your needs.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Western Alliance Bank High-Yield Savings Premier 5.36% APY
- Earn 5.36% APY1
- FDIC insured
- Open your account online in five minutes or less
- No account activity or maintenance fees
- Enhanced security by connecting one external account where money can be moved to and from
- Open with $500 minimum deposit
15.36% annual percentage yield (APY) is accurate as of 01/17/2024 and subject to change at the Bank’s discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
(FDIC Insured)
Hanover Bank Money Market Deposit 5.30% APY
- 5.30% APY Money Market Deposit Account
- Liquidity with an amazing rate.
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
(FDIC Insured)
Ponce Bank Money Market 5.28% APY
Expedite your savings with APYs significantly higher than the national average with Ponce Bank Money Market Account. Receive a competitive rate with the ability to withdraw or add funds whenever you like. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions. I spoke to a CSR and it’s confirmed a Soft Pull for opening the account.
- 5.28% APY high-yield MMDA, 8.1x higher than national average.
- Interest compound Daily
- Interest credited Monthly
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
CloudBank 24/7 High Yield Savings 5.26% APY
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Deposits are FDIC insured through Third Coast Bank SSB
- Earn 5.26% APY
(FDIC Insured)
Customers Bank High Yield Savings 5.26% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Gives back to schools and organizations in their local communities.
- Earn 5.26% APY
(FDIC Insured)
Harborstone Credit Union Money Market 5.25% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- Supports local organizations focused on financial literacy, community safety, and more.
- Top offer: 5.25% APY* Money Market Deposit Account, 8.6x higher than national average.
(FDIC Insured)
SkyOne Federal Credit Union Money Market 5.24% APY
- Federally insured by NCUA.
- Start saving with as little as $1 minimum deposit.
- 24/7 online access.
- 5.24% APY MMDA, 8.6x higher than national average.
(NCUA Insured)
RBMAX High Yield Savings 5.20% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Combines the benefits of big banks with the commitment to enhance local communities.
- Earn 5.20% APY
(FDIC Insured)
Blue Federal Credit Union Money Market 5.15% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- 5.15% APY Money Market Deposit Account, 9.7x higher than national average.
(NCUA Insured)
Mission Valley Bank High Yield Savings 5.12% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Mission Valley Bank actively supports many non-profit organizations – making a difference throughout the communities they serve.
- Top offer: 5.12% APY* high yield savings account — currently 8.4x higher than national average.
(FDIC Insured)
Bask Interest Savings Account 5.10% APY
CIT Bank Platinum Savings 5.05% APY
- Earn 5.05% APY on n balances of $5,000 or more.
- Competitive rates
- Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
- Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
- No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.
(FDIC Insured)
Lemmata Savings Bank Money Market 5.03% APY
- 5.03% APY Money Market Deposit Account, 8.5x times the national average APY.
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Lemmata gives back through charitable donations when you save.
- Deposits are FDIC insured through California Bank of Commerce.
(FDIC Insured)
Quontic Bank Money Market 5.00% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 5.00% APY with a Quontic Money Market Account
- No Monthly Maintenance or Overdraft Fees
- $100 minimum deposit required to open an account
(FDIC Insured)
GreenState Credit Union High Yield Savings 4.95% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- Known for returning profits to members in the form of better rates and lower fees
- 4.95% APY High Yield Savings Account (HYSA) — that’s 24.8x higher than national average.
(NCUA Insured)
First Mid Bank & Trust High Yield Savings 4.80% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Over 150 years of experience delivering solutions to customers.
- 4.80% APY* high-yield savings account, 12.0x higher than national average.
(FDIC Insured)
mph.bank Money Market 4.70% APY
Receive a competitive rate with the ability to withdraw or add funds whenever you like with mph.bank Money Market deposit account. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions.
- 4.70% APY high-yield MMDA, 8.7x higher than national average.
- Deposits are FDIC insured through Liberty Savings Bank.
- No fees. $1 minimum deposit.
- 24/7 online access to funds.
(FDIC Insured)
CIT Bank Savings Connect 4.60% APY
One of the best Savings account to keep as a Hub account. They have fast ACH speed typically 1 day with up to $2M transfer limit per day. You have all the benefits with CIT Savings Connect while earning a competitive rate on all balances.
- Earn 4.60% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Deposit checks remotely and make transfers easily with the CIT Bank mobile app
- No monthly service fees.
(FDIC Insured)
Liberty Savings Bank High Yield Savings 4.60% APY
- 4.60% APY high-yield savings account, 12.4x higher than national average.
- FDIC insured. No fees.
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
SoFi Checking & Savings $275 Bonus + 4.60% APY
Set up direct deposit into a SoFi Checking and Savings account to earn $275 bonus and 4.60% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: $275 Bonus + 4.60% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
Quontic Bank High Yield Savings 4.50% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 4.50% APY on your funds with a Quontic Bank High Yield Savings account.
- Quick and easy access to funds
- No Hidden or Monthly Service Fees
- Manage Your Account Online or with the Quontic Mobile App
- Digitally Driven, Bank Secured, FDIC Insured
(FDIC Insured)
KeyBank Key Select Money Market Savings®
- Earn 4.00 – 4.50% interest rate (2.42 – 2.93% blended APY*) for 6 months.
- Rate available on balances of $25,000 to $1,999,999.99 with an increase in total relationship balances of at least $25,000.
- To earn the 6 month bonus APY: Open a new Key Select Money Market savings account. Deposit at least $25,000 to your Key Select Money Market Savings account or other eligible accounts. Maintain a balance of $25,000 to $1,999,999.99 with an increase in total relationship balances of at least $25,000.
(at KeyBank)
Continental Bank High Yield Savings 4.41% APY
- 4.41% APY high-yield savings account, 12.6x higher than national average.
- FDIC insured. No fees.
- Community focused Western bank committed to offering great products to help you save.
(FDIC Insured)
Live Oak Bank Savings 4.40% APY
Earn a competitive rate with the Live Oak Bank Savings account.
- Earn 4.40% APY on your funds with a Live Oak Bank Savings account.
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Access Your Account Anytime with our Mobile App
(FDIC Insured)
American Express® High Yield Savings account 4.35% APY
With the American Express® High Yield Savings account:
- Earn 4.35% Annual Percentage Yield (APY) as of 12/14/23
- Your high yield savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
- Member FDIC
(FDIC Insured)
Capital One 360 Performance Savings 4.35% APY
Discover® Bank Online Savings 4.25% APY
Witht the Discover Online Savings Account:
- Earn high interest rate of 4.25% APY
- No minimum opening deposit, no minimum balance requirement, and now no fees
- Interest on Discover Online Savings Accounts is compounded daily and credited monthly
- Manage your account online or with the Discover mobile app
- FDIC insurance up to $250,000
(See advertiser website for full details)
Discover® Money Market Up to 4.05% APY
Discover Bank’s Money Market account offers 4.00% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 4.05% APY with easy cash access via ATM, debit, or check.
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Chime Checking $100 Bonus + 2.00% APY
To earn the $100 bonus, open a Chime account and make a direct deposit of $200 or more within 45 days of opening your account. Then earn 2.00% APY on all balances.
- Fee-free overdraft up to $200 for eligible members
- Get paid up to 2 days early with direct depositˆ
- No monthly fees
- Grow your savings automatically
- Signing up takes 2 minutes!
(Limited time offer)
Citi® Accelerate Savings
Best Hub Bank Account
Nice interest earning a high, competitive rate account with no monthly fees, no minimum balances, and no minimum deposits.
- High dollar limitations for ACH transfers – When pushing money from CIT Bank to an external account, your daily limit can be as high as $250K per day. When pulling money from an external account, your daily limit is $500K per day.
- 1 business day ACH transfers speed – The standard transfer speed from CIT Bank to an external bank account is 1 business day. However, you can request a 1 day transfer when initiate an ACH transfer before 7:30 pm ET, Monday through Friday, and your funds will be available the next business day.
- Unlimited External Linked Accounts – You can add unlimited external linked accounts for ACH transfers. This is very helpful for those who are constantly moving money around for the highest interest rate.
Opening a CIT Bank Savings Connect is a soft pull and only $100 minimum.
(FDIC-Insured)
Best Bank Account Rates – Nationwide
Bank | Account Type | APY | Minimum/Maximum | Review |
---|---|---|---|---|
Poppy Bank | Premier Online Savings | 5.50% | $1K min/No max | Review |
Western Alliance Bank | High-Yield Savings Premier | 5.36% | $0.01 min/No max | Review |
Customers Bank | Max Savings | 5.36% | No min/No max | Review |
BankProv | Max Savings | 5.36% | No min/No Max | Review |
Grand Bank | Market Market Account | 5.35% | $1K min/No max | Review |
Brilliant Bank | Money Market Account | 5.35% | $1K min/$500K max | Review |
BrioDirect | Savings | 5.35% | $25 min/No max | Review |
MyBankingDirect | High Yield Savings | 5.35% | $1 min/No max | Review |
BluPeak Credit Union | Market Market Account | 5.33% | $25 min/No max | Review |
Hanover Bank | Money Market | 5.30% | $1 min/No max | Review |
Ivy Bank | High-Yield Savings | 5.30% | $2.5K min/$1M max | Review |
Vio Bank | Money Market Account | 5.30% | No min/No Max | Review |
First Resource Bank | Money Market Account | 5.29% | $1 min/No Max | Review |
Ponce Bank | Money Market | 5.28% | $1 min/No max | Review |
TAB Bank | High Yield Savings | 5.27% | $1 min/No max | Review |
CloudBank 24/7 | High Yield Savings | 5.26% | $1 min/No max | Review |
Customers Bank High Yield Savings | High Yield Savings | 5.26% | $1 min/No max | Review |
TotalDirectBank | Direct Money Market | 5.26% | $2.5K min/$500K max | Review |
Harborstone Credit Union | Market Market Account | 5.25% | $1K min/No max | Review |
CFG Bank | Market Market Account | 5.25% | $1K min/No max | Review |
Evergreen Bank Group | High Yield Savings | 5.25% | $100 min/No Max | Review |
Fierce Finance | Cash Account | 5.25% | No min/No max | Review |
First Foundation Bank | Online Money Market | 5.25% | No min/No max | Review |
Jenius Bank | Savings | 5.25% | No min/No max | Review |
Newtek Bank | High Yield Savings | 5.25% | No min/No max | Review |
SkyOne Federal Credit Union | Money Market | 5.24% | $1 min/No max | Review |
NASB | Interest Savings | 5.24% | No min/$1.5M max | Review |
Patriot Bank | Money Market | 5.22% | $1 min/No max | Review |
State Bank of Texas | Jumbo Money Market Account | 5.22% | $100K min/No max | Review |
Upgrade | Premier Savings | 5.21% | $1K min/No max | Review |
Republic Bank | Digital Money Market | 5.21% | $2500 min/No max | Review |
RBMAX | High Yield Savings | 5.20% | $1 min/No max | Review |
Modern Bank | High Yield Money Market | 5.20% | $100K min/No max | Review |
Blue Federal Credit Union | Money Market Deposit | 5.15% | No min/No max | Review |
Bread Financial | High Yield Savings | 5.15% | No min/$1M max | Review |
EverBank | Savings | 5.15% | $25 min/No max | Review |
Popular Direct | High-Rise Savings | 5.15% | $5K min/No max | Review |
RBMAX | Max Interest Savings | 5.15% | No min/$249,999.99 max | Review |
Western State Bank | High Yield Money Market | 5.15% | No min/No max | Review |
Elevault *iOS only* | Mobile Banking | 5.13% | No min/$50K max | Review |
Mission Valley Bank | High Yield Savings | 5.12% | $1 min/No max | Review |
Bask Bank | Interest Savings | 5.10% | No min/No max | Review |
Credit Karma | High Yield Savings account | 5.10% | No min/No max | Review |
BMO Bank | Online Savings | 5.10% | No min/No max | Review |
Primis Bank | Premium Checking | 5.07% | $1 min/No max | Review |
Primis Bank | Savings | 5.07% | $1 min/No max | Review |
CIT Bank | Platinum Savings | 5.05% | No min/No Max | Review |
All America Bank | Mega Money Market | 5.05% | No min/$100K max | Review |
BankPurely | PurelyMoneyMarket | 5.05% | $25K min/No max | Review |
iGObanking | Online Money Market | 5.05% | $25K min/No max | Review |
Redneck Bank | Mega Money Market | 5.05% | No min/$100K max | Review |
Lemmata Savings Bank | Money Market | 5.03% | $1 min/No max | Review |
CIBC | Savings | 5.01% | $1 min/$1M max | Review |
Salem Five Direct | eOne Savings | 5.01% | No min/$1M max | Review |
Quontic Bank Money Market | Money Market | 5.00% | No min/No max | Review |
Dollar Savings Direct | Savings Account | 5.00% | No min/No Max | Review |
First Foundation Bank | Online Savings | 5.00% | No min/No max | Review |
Fitness Bank | Savings Account | 5.00% | $100 min/$250K max | Review |
Jovia Financial Credit Union | Online Savings | 5.00% | $4.95 min/No max | Review |
Juno | Juno Account | 5.00% | No min/$250K max | Review |
Langley Federal Credit Union | Money Market Account | 5.00% | $1M min/No max | Review |
Laurel Road | High Yield Savings | 5.00% | No min/$2M max | Review |
LendingClub | High-Yield Savings | 5.00% | No min/No max | Review |
Merchants Bank of Indiana | Money Market Savings Account | 5.00% | No min/No max | Review |
Morgan Stanley | Preferred Savings | 5.00% | $1K min/No max | Review |
Rising Bank | High Yield Savings | 5.00% | $1K min/$1M max | Review |
Robinhood | Cash Sweep | 5.00% | No min/No max | Review |
VirtualBank | eMoney Market | 5.00% | No min/No max | Review |
Wealthfront | Cash | 5.00% | No min/No max | Review |
Zynlo Bank | Money Market | 5.00% | No min/$250K max | Review |
Lafayette Federal Credit Union | Premier Savings | 4.99% | $50K min/No max | Review |
GreenState Credit Union | High Yield Savings | 4.95% | $1 min/No max | Review |
Northern Bank Direct | Money Market Premier | 4.95% | No min/$250K max | Review |
Merrill | Preferred Deposit | 4.92% | $100K min/No max | Review |
My eBAnC | eRelationship Savings | 4.81% | $100K min/No max | Review |
My eBanc | SuperSaver Money Market | 4.81% | $100K min/No max | Review |
First Mid Bank & Trust | High Yield Savings | 4.80% | $1 min/No max | Review |
Valley Direct | Online Savings | 4.80% | No min/No max | Review |
iGObanking | iGOindexmoneymarket | 4.78% | $25K min/No max | Review |
Betterment | Cash Reserve | 4.75% | No Min/No max | Review |
FNBO Direct | Online Savings | 4.75% | $1 min /$1M max | Review |
Milli Bank | Savings | 4.75% | No min/No max | Review |
Sallie Mae Bank | Money Market | 4.75% | No min/No max | Review |
Styl | Savings | 4.75% | No min/No Max | Review |
Synchrony Bank | High Yield Savings | 4.75% | No min/No max | Review |
mph.bank | Money Market | 4.70% | $1 min/No max | Review |
CNB Bank Direct | Premium Money Market | 4.70% | $25K min/$2M max | Review |
ConnectOne Bank | Online Savings | 4.70% | $2.5K min/No max | Review |
Empower | Cash Account | 4.70% | No min/No max | Review |
CIT Bank | Savings Connect | 4.65% | No min/No max | Review |
PNC Bank | High Yield Savings | 4.65% | No min/No max | Review |
USALLIANCE | High Dividend Savings | 4.65% | No min/No max | Review |
Liberty Savings Bank Savings | High-Yield Savings | 4.60% | $1 min/No max | Review |
CNB Bank Direct | High Yield Savings | 4.60% | $1 min/No max | Review |
SoFi ($275 bonus) | Savings Account | 4.60% | No min/No max | Review |
Quontic Bank | High Yield Savings | 4.50% | No min/No max | Review |
Citizens Access | Online Savings | 4.50% | No min/No max | Review |
Marcus by Goldman Sachs | Online Savings | 4.50% | No min/$3M max | Review |
Prime Alliance Bank | Personal Savings | 4.50% | No min/No max | Review |
Prime Alliance Bank | Personal Money Market | 4.50% | No min/No max | Review |
Sallie Mae Bank | High Yield Savings | 4.50% | No min/No max | Review |
Colorado Federal Savings Bank | Premier Savings | 4.45% | $50K min/No max | Review |
Continental Bank | High Yield Savings | 4.41% | No min/No max | Review |
Live Oak Bank | Savings | 4.40% | No min/No max | Review |
Colorado Federal Savings Bank | High Yield Savings | 4.40% | $1 min/No max | Review |
American Express® Member FDIC | High Yield Savings account | 4.35% APY as of 12/14/23 | No min/$5M max | Review |
Affirm | Online Savings | 4.35% | No min/No max | Review |
Ally Bank | Money Market | 4.35% | No min/No max | Review |
Ally Bank | Online Savings | 4.35% | No min/No max | Review |
b1BANK | High Yield Savings | 4.35% | No min/No max | Review |
Barclays | Online Savings Account | 4.35% | $1 min/No max | Review |
Capital One 360 | Performance Savings | 4.35% | No min/No Max | Review |
MySavingsDirect | MySavings | 4.35% | No min/No max | Review |
CFBank | Money Market Account | 4.30% | $25K min/No max | Review |
EverBank | Money Market | 4.30% | $500/No max | Review |
Paypal | Savings | 4.30% | No min/No max | Review |
SFGI Direct | Online Savings | 4.26% | $1 min/No max | Review |
Discover Bank ($200 Bonus) | Online Savings | 4.25% | No min/No max | Review |
E*Trade | Premium Savings | 4.25% | No min/No max | Review |
Quorum Federal Credit Union | HighQ Savings | 4.25% | No min/No max | Review |
Smarty Pig | High Yield Savings | 4.25% | No min/No max | Review |
Connexus Credit Union | Money Market | 4.15% | $1M min/No max | Review |
MututalOne Bank | Mo Premium Savings | 4.07% | $20K min/No max | Review |
Discover Bank | Money Market | Up to 4.05% | $100K min/No max | Review |
Affinity Plus Federal Credit Union | Superior MMA | 4.00% | No min/$25K max | Review |
Chevron Federal Credit Union | MarketEdge Savings | 4.00% | $2.5K min/No max | Review |
EmigrantDirect | Savings Account | 4.00% | No min/No Max | Review |
Spectrum Credit Union | MarketEdge Money Market Savings | 4.00% | $2.5K min/No max | Review |
Third Federal | Online Savings Plus | 4.00% | $5K min/No max | Review |
First Internet Bank | Money Market | 3.77% | $4K min/$1M max | Review |
American Heritage Credit Union | High Yield Savings | 3.75% | $10K min/No max | Review |
Idabel National Bank | Money Market | 3.50% | $1 min/No max | Review |
Luana Savings Bank | Money Market Account | 3.35% | $750K min/No max | Review |
Northpointe | Money Market | 3.25% | $25K min/$3M max | Review |
Northpointe | Ultimate Savings | 3.25% | $25K min/$2M max | Review |
Paramount Bank | High-Interest Checking | 3.25% | No min/$100K max | Review |
Alliant Credit Union ($100 Bonus) | High Yield Savings | 3.10% | No min/No max | Review |
PenFed | Online Savings | 3.00% | No min/No max | Review |
Varo | Online Savings Account | 3.00% | No min/No max | Review |
Great Lakes Credit Union | Money Market Deposit | 2.40% | No min/No Max | Review |
Chime ($100 bonus) | Savings Account | 2.00% | No min/No max | Review |
Best Business Savings Rates – Nationwide
Bank | Account Type | APY | Minimum/Maximum | Review |
---|---|---|---|---|
Mercury | Mercury Treasury | 5.40% | No min/No max | Review |
Prime Alliance Bank | Business Savings | 4.25% | $200K Min/No max | Review |
Lili Banking | Business Banking | 4.15% | No min/No max | Review |
Live Oak Bank | Business Savings Account | 4.00% | $200K min/No max | Review |
American Heritage Credit Union | High Yield Business Savings | 3.75% | $10K min/No max | Review |
LendingClub Banking | Business Savings | 3.60% | No min/No max | Review |
Newtek Bank | Business Savings | 3.50% | No min/No max | Review |
First Internet Bank | Business Money Market Savings | 3.46% | No Min/$5M max | Review |
Seattle Bank | Private Concierge Business Savings | 3.40% | No min/$999,999 max | Review |
Heritage Bank | Business Jumbo Deposit | 3.02% | $230k min/No max | Review |
NBKC Bank | Business Money Market | 2.75% | No min/No max | Review |
Financial Resources FCU | Business Purple Savings | 2.27% | $100k min/No max | Review |
Grasshopper Bank | Business Checking | 2.25% + 1% Cash Back | No min/No max | Review |
Paramount Bank | Business Money Market | 2.25% | No min/No max | Review |
Bluevine | Business Checking | 2.00% | No min/$100K max | Review |
LendingClub | Business Tailored Checking | 1.50% | No min/No max | Review |
American Express (30K Bonus Points) | Business Checking | 1.30% | No min/ $500K max | Review |
Greenwood Credit Union | Business Money Market | 1.25% | No min/No max | Review |
Premier America Credit Union | Business Money Market | 1.10% | No min/No max | Review |
Axos Bank ($200 Bonus) | Business Interest Checking | 1.01% | No min/ $49,999.99 max | Review |
Signature Federal Credit Union | Business Money Market | 1.00% | No min/No max | Review |
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
J. R. Hahn says
State Exchange Bank (via RAISIN SaveBetter platform) in Oklahoma offers a 5.05% High-Yield Savings Account. Pretty good! Hustler Money Blog is the best!
Henry C. says
Anthony, Thanks for all the work you do keeping this list updated. One note, now that there are so many banks offered through Raisin, could you mark each one that is available through Raisin. Following the name with “- Raisin” or at least a (R) or * or some other cymbal to indicate the affiliation, would be extremely helpful. Thank you.
Hemanth Basavaraju says
Please remove Ivy Bank from your list above as they are no longer offering the Indexed savings account at 5.8%. The best they have is a high yield savings account at 4.8%. It is highly confusing & misleading that when you click on the link, it takes you to their website that shows 5.8% but nowhere tells that you that it is not offered. If you click apply at the top, you will NOT be opening this type of account.
Robert Hendrix says
Rockford Community Bank (a Wintrust Bank) in Rockford Illinois is offering 5% on a $200 minimum savings account. The rate is guaranteed to 1 year.
Andrew Meyers says
UFB is going through some painful growing pains.
Gio Sal says
Bread Financial’s High Yield Savings Account is at 1.15%Y
Anthony Nguyen says
Thanks Gio! It has been updated.
Haseeb Comenity Bank says
The top rate you can presently acquire from a broadly accessible investment account is 0.70% yearly rate yield (APY), presented by Sallie Mae’s Smarty Pig account. That is in excess of multiple times the FDIC’s public normal for investment accounts of 0.06% APY, and it’s only one of the top rates you can find in our rankings below.1 Culled from our week after week rate research on in excess of 200 banks and credit associations that offer cross country bank accounts, even the 10th best rate on the rundown pays 0.55% APY
T Hill says
It would be helpful if your rates were updated more often. CF Bank hasn’t been 0.75 for over a month. It was 0.70 until recently and is now 0.60.
Gold Coast Bank only accepts new accounts for IL residents only.
Neighbors Bank has not accepted any new accounts for several months.
Joseph says
And who is going to do that? I would take a professional with complete determination, keeping a website up-to-date all the time.
Professionals like this don’t ‘do’ websites.
Muma says
Clearly, professionals are not really professionals.
Nodo says
https://www.kaipermcu.org/accounts/thrive-rewards-checking/
Kaiser Permanente Credit Union–open to KP employees and health plan members is offering 2% on up to $10K. The usual reqmts: monthly DD of $250, 12 debit card purchases/mo., etc.
Nodo says
Farmer State is only for NE residents. It should not be listed as Nationwide!
Steve says
First Foundation is offering 5% on savings