Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts and money markets interest rates change constantly, almost daily! We will do our best to update them as often as we can. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Update 3/22/24: This is the most complete updated bank rates post available on the web! Please let us know if we are missing any bank rates.
Best Bank & Savings Account Rates
Western Alliance Bank High-Yield Savings Premier 5.36% APY
- Earn 5.36% APY1
- FDIC insured
- Open your account online in five minutes or less
- No account activity or maintenance fees
- Enhanced security by connecting one external account where money can be moved to and from
- Open with $500 minimum deposit
15.36% annual percentage yield (APY) is accurate as of 01/17/2024 and subject to change at the Bank’s discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
(FDIC Insured)
Ponce Bank Money Market 5.28% APY
Expedite your savings with APYs significantly higher than the national average with Ponce Bank Money Market Account. Receive a competitive rate with the ability to withdraw or add funds whenever you like. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions. I spoke to a CSR and it’s confirmed a Soft Pull for opening the account.
- 5.28% APY high-yield MMDA, 8.1x higher than national average.
- Interest compound Daily
- Interest credited Monthly
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
CloudBank 24/7 High Yield Savings 5.26% APY
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Deposits are FDIC insured through Third Coast Bank SSB
- Earn 5.26% APY
(FDIC Insured)
Customers Bank High Yield Savings 5.26% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Gives back to schools and organizations in their local communities.
- Earn 5.26% APY
(FDIC Insured)
UFB Secure Money Market 5.25% APY
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC Insured)
Harborstone Credit Union Money Market 5.25% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- Supports local organizations focused on financial literacy, community safety, and more.
- Top offer: 5.25% APY* Money Market Deposit Account, 8.6x higher than national average.
(FDIC Insured)
SkyOne Federal Credit Union Money Market 5.24% APY
- Federally insured by NCUA.
- Start saving with as little as $1 minimum deposit.
- 24/7 online access.
- 5.24% APY MMDA, 8.6x higher than national average.
(NCUA Insured)
RBMAX High Yield Savings 5.20% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Combines the benefits of big banks with the commitment to enhance local communities.
- Earn 5.20% APY
(FDIC Insured)
Blue Federal Credit Union Money Market 5.15% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- 5.15% APY Money Market Deposit Account, 9.7x higher than national average.
(NCUA Insured)
Nelnet Bank High Yield Savings 5.13% APY
- Earn 5.13% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Helping students and families succeed.
(FDIC Insured)
Mission Valley Bank High Yield Savings 5.12% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Mission Valley Bank actively supports many non-profit organizations – making a difference throughout the communities they serve.
- Top offer: 5.12% APY* high yield savings account — currently 8.4x higher than national average.
(FDIC Insured)
Bask Interest Savings Account 5.10% APY
CIT Bank Platinum Savings 5.05% APY
- Earn 5.05% APY on n balances of $5,000 or more.
- Competitive rates
- Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
- Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
- No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.
(FDIC Insured)
Lemmata Savings Bank Money Market 5.03% APY
- 5.03% APY Money Market Deposit Account, 8.5x times the national average APY.
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Lemmata gives back through charitable donations when you save.
- Deposits are FDIC insured through California Bank of Commerce.
(FDIC Insured)
Quontic Bank Money Market 5.00% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 5.00% APY with a Quontic Money Market Account
- No Monthly Maintenance or Overdraft Fees
- $100 minimum deposit required to open an account
(FDIC Insured)
GreenState Credit Union High Yield Savings 4.95% APY
- Federally insured by NCUA. No fees. $1 minimum to open.
- 24/7 online access to funds.
- Known for returning profits to members in the form of better rates and lower fees
- 4.95% APY High Yield Savings Account (HYSA) — that’s 24.8x higher than national average.
(NCUA Insured)
First Mid Bank & Trust High Yield Savings 4.80% APY
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Over 150 years of experience delivering solutions to customers.
- 4.80% APY* high-yield savings account, 12.0x higher than national average.
(FDIC Insured)
mph.bank Money Market 4.70% APY
Receive a competitive rate with the ability to withdraw or add funds whenever you like with mph.bank Money Market deposit account. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions.
- 4.70% APY high-yield MMDA, 8.7x higher than national average.
- Deposits are FDIC insured through Liberty Savings Bank.
- No fees. $1 minimum deposit.
- 24/7 online access to funds.
(FDIC Insured)
CIT Bank Savings Connect 4.60% APY
One of the best Savings account to keep as a Hub account. They have fast ACH speed typically 1 day with up to $2M transfer limit per day. You have all the benefits with CIT Savings Connect while earning a competitive rate on all balances.
- Earn 4.60% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Deposit checks remotely and make transfers easily with the CIT Bank mobile app
- No monthly service fees.
(FDIC Insured)
Liberty Savings Bank High Yield Savings 4.60% APY
- 4.60% APY high-yield savings account, 12.4x higher than national average.
- FDIC insured. No fees.
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
SoFi Checking & Savings $325 Bonus + 4.60% APY
Set up direct deposit into a SoFi Checking and Savings account to earn $325 bonus and 4.60% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: $325 Bonus + 4.60% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
Quontic Bank High Yield Savings 4.50% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 4.50% APY on your funds with a Quontic Bank High Yield Savings account.
- Quick and easy access to funds
- No Hidden or Monthly Service Fees
- Manage Your Account Online or with the Quontic Mobile App
- Digitally Driven, Bank Secured, FDIC Insured
(FDIC Insured)
KeyBank Key Select Money Market Savings®
- Earn 4.00 – 4.50% interest rate (2.42 – 2.93% blended APY*) for 6 months.
- Rate available on balances of $25,000 to $1,999,999.99 with an increase in total relationship balances of at least $25,000.
- To earn the 6 month bonus APY: Open a new Key Select Money Market savings account. Deposit at least $25,000 to your Key Select Money Market Savings account or other eligible accounts. Maintain a balance of $25,000 to $1,999,999.99 with an increase in total relationship balances of at least $25,000.
(at KeyBank)
Continental Bank High Yield Savings 4.41% APY
- 4.41% APY high-yield savings account, 12.6x higher than national average.
- FDIC insured. No fees.
- Community focused Western bank committed to offering great products to help you save.
(FDIC Insured)
Live Oak Bank Savings 4.40% APY
Earn a competitive rate with the Live Oak Bank Savings account.
- Earn 4.40% APY on your funds with a Live Oak Bank Savings account.
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Access Your Account Anytime with our Mobile App
(FDIC Insured)
American Express® High Yield Savings account 4.35% APY
With the American Express® High Yield Savings account:
- Earn 4.35% Annual Percentage Yield (APY) as of 12/14/23
- Your high yield savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
- Member FDIC
(FDIC Insured)
Capital One 360 Performance Savings 4.35% APY
Discover® Bank Online Savings 4.25% APY
Witht the Discover Online Savings Account:
- Earn high interest rate of 4.25% APY
- No minimum opening deposit, no minimum balance requirement, and now no fees
- Interest on Discover Online Savings Accounts is compounded daily and credited monthly
- Manage your account online or with the Discover mobile app
- FDIC insurance up to $250,000
(See advertiser website for full details)
Discover® Money Market Up to 4.05% APY
Discover Bank’s Money Market account offers 4.00% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 4.05% APY with easy cash access via ATM, debit, or check.
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Chime Checking $100 Bonus + 2.00% APY
To earn the $100 bonus, open a Chime account and make a direct deposit of $200 or more within 45 days of opening your account. Then earn 2.00% APY on all balances.
- Fee-free overdraft up to $200 for eligible members
- Get paid up to 2 days early with direct depositˆ
- No monthly fees
- Grow your savings automatically
- Signing up takes 2 minutes!
(Limited time offer)
Citi® Accelerate Savings
Best Hub Bank Account
Nice interest earning a high, competitive rate account with no monthly fees, no minimum balances, and no minimum deposits.
- High dollar limitations for ACH transfers – When pushing money from CIT Bank to an external account, your daily limit can be as high as $250K per day. When pulling money from an external account, your daily limit is $500K per day.
- 1 business day ACH transfers speed – The standard transfer speed from CIT Bank to an external bank account is 1 business day. However, you can request a 1 day transfer when initiate an ACH transfer before 7:30 pm ET, Monday through Friday, and your funds will be available the next business day.
- Unlimited External Linked Accounts – You can add unlimited external linked accounts for ACH transfers. This is very helpful for those who are constantly moving money around for the highest interest rate.
Opening a CIT Bank Savings Connect is a soft pull and only $100 minimum.
(FDIC-Insured)
Best Bank Account Rates – Nationwide
Bank | Account Type | APY | Minimum/Maximum | Review |
---|---|---|---|---|
Poppy Bank | Premier Online Savings | 5.50% | $1K min/No max | Review |
Western Alliance Bank | High-Yield Savings Premier | 5.36% | $0.01 min/No max | Review |
Customers Bank | Max Savings | 5.36% | No min/No max | Review |
BankProv | Max Savings | 5.36% | No min/No Max | Review |
Brilliant Bank | Money Market Account | 5.35% | $1K min/$500K max | Review |
BrioDirect | Savings | 5.35% | $25 min/No max | Review |
MyBankingDirect | High Yield Savings | 5.35% | $1 min/No max | Review |
Climate First Bank | Choice Money Market | 5.34% | $50k min/No max | Review |
Veritex Community Bank | Max Savings | 5.34% | No min/No Max | Review |
BluPeak Credit Union | Market Market Account | 5.33% | $25 min/No max | Review |
Ivy Bank | High-Yield Savings | 5.30% | $2.5K min/$1M max | Review |
Vio Bank | Money Market Account | 5.30% | No min/No Max | Review |
Ponce Bank | Money Market | 5.28% | $1 min/No max | Review |
TAB Bank | High Yield Savings | 5.27% | $1 min/No max | Review |
CloudBank 24/7 | High Yield Savings | 5.26% | $1 min/No max | Review |
Customers Bank High Yield Savings | High Yield Savings | 5.26% | $1 min/No max | Review |
TotalDirectBank | Direct Money Market | 5.26% | $2.5K min/$500K max | Review |
Harborstone Credit Union | Market Market Account | 5.25% | $1K min/No max | Review |
UFB Direct | Secure Money Market | 5.25% | No min/No max | Review |
Amalgamated Bank | Market Market Account | 5.25% | $10K min/No max | Review |
CFG Bank | Market Market Account | 5.25% | $1K min/No max | Review |
Evergreen Bank Group | High Yield Savings | 5.25% | $100 min/No Max | Review |
Fierce Finance | Cash Account | 5.25% | No min/No max | Review |
Jenius Bank | Savings | 5.25% | No min/No max | Review |
Newtek Bank | High Yield Savings | 5.25% | No min/No max | Review |
SkyOne Federal Credit Union | Money Market | 5.24% | $1 min/No max | Review |
NASB | Interest Savings | 5.24% | No min/$1.5M max | Review |
State Bank of Texas | Jumbo Money Market Account | 5.22% | $100K min/No max | Review |
Upgrade | Premier Savings | 5.21% | $1K min/No max | Review |
Republic Bank | Digital Money Market | 5.21% | $2500 min/No max | Review |
RBMAX | High Yield Savings | 5.20% | $1 min/No max | Review |
Modern Bank | High Yield Money Market | 5.20% | $100K min/No max | Review |
Blue Federal Credit Union | Money Market Deposit | 5.15% | No min/No max | Review |
Bread Financial | High Yield Savings | 5.15% | No min/$1M max | Review |
EverBank | Savings | 5.15% | $25 min/No max | Review |
Popular Direct | High-Rise Savings | 5.15% | $5K min/No max | Review |
RBMAX | Max Interest Savings | 5.15% | No min/$249,999.99 max | Review |
Western State Bank | High Yield Money Market | 5.15% | No min/No max | Review |
Nelnet Bank | High Yield Savings | 5.13% | $1 min/No max | Review |
Elevault *iOS only* | Mobile Banking | 5.13% | No min/$50K max | Review |
Mission Valley Bank | High Yield Savings | 5.12% | $1 min/No max | Review |
Bask Bank | Interest Savings | 5.10% | No min/No max | Review |
Credit Karma | High Yield Savings account | 5.10% | No min/No max | Review |
BMO Bank | Online Savings | 5.10% | No min/No max | Review |
Primis Bank | Premium Checking | 5.07% | $1 min/No max | Review |
Primis Bank | Savings | 5.07% | $1 min/No max | Review |
CIT Bank | Platinum Savings | 5.05% | No min/No Max | Review |
BankPurely | PurelyMoneyMarket | 5.05% | $25K min/No max | Review |
iGObanking | Online Money Market | 5.05% | $25K min/No max | Review |
Lemmata Savings Bank | Money Market | 5.03% | $1 min/No max | Review |
CIBC | Savings | 5.01% | $1 min/$1M max | Review |
Salem Five Direct | eOne Savings | 5.01% | No min/$1M max | Review |
Quontic Bank Money Market | Money Market | 5.00% | No min/No max | Review |
Dollar Savings Direct | Savings Account | 5.00% | No min/No Max | Review |
Fitness Bank | Savings Account | 5.00% | $100 min/$250K max | Review |
Jovia Financial Credit Union | Online Savings | 5.00% | $4.95 min/No max | Review |
Juno | Juno Account | 5.00% | No min/$250K max | Review |
Langley Federal Credit Union | Money Market Account | 5.00% | $1M min/No max | Review |
Laurel Road | High Yield Savings | 5.00% | No min/$2M max | Review |
LendingClub | High-Yield Savings | 5.00% | No min/No max | Review |
Merchants Bank of Indiana | Money Market Savings Account | 5.00% | No min/No max | Review |
Morgan Stanley | Preferred Savings | 5.00% | $1K min/No max | Review |
Rising Bank | High Yield Savings | 5.00% | $1K min/$1M max | Review |
Robinhood | Cash Sweep | 5.00% | No min/No max | Review |
VirtualBank | eMoney Market | 5.00% | No min/No max | Review |
Wealthfront | Cash | 5.00% | No min/No max | Review |
Zynlo Bank | Money Market | 5.00% | No min/$250K max | Review |
Lafayette Federal Credit Union | Premier Savings | 4.99% | $50K min/No max | Review |
GreenState Credit Union | High Yield Savings | 4.95% | $1 min/No max | Review |
Northern Bank Direct | Money Market Premier | 4.95% | No min/$250K max | Review |
Merrill | Preferred Deposit | 4.92% | $100K min/No max | Review |
All America Bank | Mega Money Market | 4.90% | No min/$100K max | Review |
First Foundation Bank | Online Money Market | 4.90% | No min/No max | Review |
First Foundation Bank | Online Savings | 4.90% | No min/No max | Review |
Redneck Bank | Mega Money Market | 4.90% | No min/$100K max | Review |
My eBAnC | eRelationship Savings | 4.81% | $100K min/No max | Review |
My eBanc | SuperSaver Money Market | 4.81% | $100K min/No max | Review |
First Mid Bank & Trust | High Yield Savings | 4.80% | $1 min/No max | Review |
Valley Direct | Online Savings | 4.80% | No min/No max | Review |
iGObanking | iGOindexmoneymarket | 4.78% | $25K min/No max | Review |
Betterment | Cash Reserve | 4.75% | No Min/No max | Review |
FNBO Direct | Online Savings | 4.75% | $1 min /$1M max | Review |
Milli Bank | Savings | 4.75% | No min/No max | Review |
Styl | Savings | 4.75% | No min/No Max | Review |
Synchrony Bank | High Yield Savings | 4.75% | No min/No max | Review |
mph.bank | Money Market | 4.70% | $1 min/No max | Review |
CNB Bank Direct | Premium Money Market | 4.70% | $25K min/$2M max | Review |
ConnectOne Bank | Online Savings | 4.70% | $2.5K min/No max | Review |
Empower | Cash Account | 4.70% | No min/No max | Review |
CIT Bank | Savings Connect | 4.65% | No min/No max | Review |
PNC Bank | High Yield Savings | 4.65% | No min/No max | Review |
Sallie Mae Bank | Money Market | 4.65% | No min/No max | Review |
USALLIANCE | High Dividend Savings | 4.65% | No min/No max | Review |
Liberty Savings Bank Savings | High-Yield Savings | 4.60% | $1 min/No max | Review |
CNB Bank Direct | High Yield Savings | 4.60% | $1 min/No max | Review |
SoFi ($325 bonus) | Savings Account | 4.60% | No min/No max | Review |
Quontic Bank | High Yield Savings | 4.50% | No min/No max | Review |
Citizens Access | Online Savings | 4.50% | No min/No max | Review |
Marcus by Goldman Sachs | Online Savings | 4.50% | No min/$3M max | Review |
Prime Alliance Bank | Personal Savings | 4.50% | No min/No max | Review |
Prime Alliance Bank | Personal Money Market | 4.50% | No min/No max | Review |
Sallie Mae Bank | High Yield Savings | 4.50% | No min/No max | Review |
Colorado Federal Savings Bank | Premier Savings | 4.45% | $50K min/No max | Review |
Continental Bank | High Yield Savings | 4.41% | No min/No max | Review |
Live Oak Bank | Savings | 4.40% | No min/No max | Review |
Colorado Federal Savings Bank | High Yield Savings | 4.40% | $1 min/No max | Review |
American Express® Member FDIC | High Yield Savings account | 4.35% APY as of 12/14/23 | No min/$5M max | Review |
Affirm | Online Savings | 4.35% | No min/No max | Review |
b1BANK | High Yield Savings | 4.35% | No min/No max | Review |
Barclays | Online Savings Account | 4.35% | $1 min/No max | Review |
Capital One 360 | Performance Savings | 4.35% | No min/No Max | Review |
MySavingsDirect | MySavings | 4.35% | No min/No max | Review |
CFBank | Money Market Account | 4.30% | $25K min/No max | Review |
EverBank | Money Market | 4.30% | $500/No max | Review |
Paypal | Savings | 4.30% | No min/No max | Review |
SFGI Direct | Online Savings | 4.26% | $1 min/No max | Review |
Discover Bank | Online Savings | 4.25% | No min/No max | Review |
Ally Bank | Online Savings | 4.25% | No min/No max | Review |
Ally Bank | Money Market | 4.25% | No min/No max | Review |
E*Trade | Premium Savings | 4.25% | No min/No max | Review |
Quorum Federal Credit Union | HighQ Savings | 4.25% | No min/No max | Review |
Smarty Pig | High Yield Savings | 4.25% | No min/No max | Review |
Connexus Credit Union | Money Market | 4.15% | $1M min/No max | Review |
MututalOne Bank | Mo Premium Savings | 4.07% | $20K min/No max | Review |
Discover Bank | Money Market | Up to 4.05% | $100K min/No max | Review |
Affinity Plus Federal Credit Union | Superior MMA | 4.00% | No min/$25K max | Review |
Chevron Federal Credit Union | MarketEdge Savings | 4.00% | $2.5K min/No max | Review |
EmigrantDirect | Savings Account | 4.00% | No min/No Max | Review |
Spectrum Credit Union | MarketEdge Money Market Savings | 4.00% | $2.5K min/No max | Review |
Third Federal | Online Savings Plus | 4.00% | $5K min/No max | Review |
First Internet Bank | Money Market | 3.77% | $4K min/$1M max | Review |
American Heritage Credit Union | High Yield Savings | 3.75% | $10K min/No max | Review |
Idabel National Bank | Money Market | 3.60% | $1 min/No max | Review |
Luana Savings Bank | Money Market Account | 3.35% | $750K min/No max | Review |
Northpointe | Money Market | 3.25% | $25K min/$3M max | Review |
Northpointe | Ultimate Savings | 3.25% | $25K min/$2M max | Review |
Paramount Bank | High-Interest Checking | 3.25% | No min/$100K max | Review |
Alliant Credit Union ($100 Bonus) | High Yield Savings | 3.10% | No min/No max | Review |
PenFed | Online Savings | 3.00% | No min/No max | Review |
Varo | Online Savings Account | 3.00% | No min/No max | Review |
Great Lakes Credit Union | Money Market Deposit | 2.40% | No min/No Max | Review |
Chime ($100 bonus) | Savings Account | 2.00% | No min/No max | Review |
Best Business Savings Rates – Nationwide
Bank | Account Type | APY | Minimum/Maximum | Review |
---|---|---|---|---|
Mercury | Mercury Treasury | 5.40% | No min/No max | Review |
Bluevine | Premier Business Checking | 4.25% | No Min/$3M max | Review |
Prime Alliance Bank | Business Savings | 4.25% | $200K Min/No max | Review |
Lili Banking | Business Banking | 4.15% | No min/No max | Review |
Live Oak Bank | Business Savings Account | 4.00% | $200K min/No max | Review |
American Heritage Credit Union | High Yield Business Savings | 3.75% | $10K min/No max | Review |
LendingClub Banking | Business Savings | 3.60% | No min/No max | Review |
Newtek Bank | Business Savings | 3.50% | No min/No max | Review |
First Internet Bank | Business Money Market Savings | 3.46% | No Min/$5M max | Review |
Seattle Bank | Private Concierge Business Savings | 3.40% | No min/$999,999 max | Review |
Heritage Bank | Business Jumbo Deposit | 3.02% | $230k min/No max | Review |
NBKC Bank | Business Money Market | 2.75% | No min/No max | Review |
Financial Resources FCU | Business Purple Savings | 2.27% | $100k min/No max | Review |
Grasshopper Bank | Business Checking | 2.25% + 1% Cash Back | No min/No max | Review |
Paramount Bank | Business Money Market | 2.25% | No min/No max | Review |
Bluevine | Business Checking | 2.00% | No min/$100K max | Review |
LendingClub | Business Tailored Checking | 1.50% | No min/No max | Review |
American Express (30K Bonus Points) | Business Checking | 1.30% | No min/ $500K max | Review |
Greenwood Credit Union | Business Money Market | 1.25% | No min/No max | Review |
Premier America Credit Union | Business Money Market | 1.10% | No min/No max | Review |
Axos Bank ($200 Bonus) | Business Interest Checking | 1.01% | No min/ $49,999.99 max | Review |
Signature Federal Credit Union | Business Money Market | 1.00% | No min/No max | Review |
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
Nodo says
MHB writers: The matrix/database would be SO much more useful if you could include some extra columns. I suggest the following:
– (#) monthly debit card/POS transactions req’d
– ($) monthly DD req’d
– ($) monthly service charge
– ($) Avg/Min Daily Bal req’d to avoid svc chg
Greg Jay says
On September 4th I received this email from Varo:
Starting September 15, 2020, our 1.20% interest rate will decrease to 0.81%, with a 0.81% Annual Percentage Yield (APY).
Greg Jay says
Yesterday (8/19/2020) you listed Sun Trust bank as having a money market account yielding 1.50% APY. Based on that I opened an account with them. This morning they told me they offer 0.01% only. Needless to say I closed the account immediately. It took me 5 minutes to open the account but 2 hours waiting on the phone to confirm their actual interest rate.
Gary says
Marcus By Goldman Sachs – Effective today, the rate on our Marcus high-yield Online Savings Account has been adjusted to 1.05% from 1.30% APY.
Time to shop for Rates
Greg Jay says
First Foundation is now 1.45% APY.
Greg
S A Ross says
Hsbc has gone from 1.85% to 1.70% as of 03/20/2020
taxgeek1969 says
Best rate as of today at Fitness Bank is 2.1%, not 2.2%.
ted says
The very best is Ford Interest Advantage………………….but not insured, but went thru the 2007-2009 recession without a scratch. They offer it a checking, can be linked at your broker but 5 business day hold after deposit. This quick……..apply Wednesday and transfer on Friday after entering test deposits, Monday the money is there. But you must download a signature card and get it notorized and then wait to request checks. I earn top notch interest on my dividends as they come in and transfer large cash in from the broker in between trades……….but the 5 day hold gets in the way…..maybe. Currently 2.65% and 2.69% apr. ………..No restrictions on withdraws other than the 5 day hold…………….paychecks/government check do not get held
Charles Mann says
Agreed!
Michael says
I use your site now regularly. Thanks for developing the best and most updated MM account list online. So now…. I can give back a little now… Pentagon Federal now has a Premium Online Savings at 2%.
https://www.penfed.org/accounts/premium-online-savings
Thanks for your good work.
Gary says
Union Bank has 18mo to 23 mo CD $10,000 min @ 2.90% APY
18 – 23 Month CD*
Account Balance Rate APY%
$10,000 – 24,999.99 2.86 2.90
$25,000 – 49,999.99 2.86 2.90
$50,000 – 99,999.99 2.86 2.90
Paul Maliszewski says
Applied for HSCB 2.01% several weeks ago and they still haven’t opened the account. Application process is very long and must verify income, address, identity, etc. for verification. After sending them documents, I still haven’t heard back from them.
may says
i agree, hsbc 2.1% process is too long to stand. i applied it on 9/18 and after a lot phone calls, finally got it yesterday. a full 14 days.
rahul says
I got an alert from Northern Bank Direct:
Please be advised that the promotional Money Market APY of 2.26% will no longer be available for new accounts opened on or after 9:00 AM Eastern Standard Time on 6/20/18
Brian says
Salem Five Direct offers 1.85% Savings rate for balances $.01 to $1,000,000.
https://www.salemfivedirect.com/
Steven says
Now 1.60%
Hank says
Extremely happy with Dollar Savings Direct thus far. Started at 1.4% a couple months ago, recently raised to 1.5%. I suspect as Federal Reserve continues raising rates over the next 12 months, so too will Dollar Savings Direct and all these other places.
It’s about time savers began to get some return on their money – but we have a long way to go. I recently came across a box of old financial records and in it were a couple CD purchase confirmations from Fidelity from August 1989 – both for 3 month CDs paying 8.3% and 8.35% APY…I may need to frame them.
Wang Harrington says
I currently have a State Bank of Texas Jumbo Money Market that pays 1.55% APR with minimum $100,000 deposit. FDIC insured up to $250,000 for a single account holder.
F. Kaucher says
I have it also and have been very happy with it.
SA says
You have written here it will be a HP for CIT bank. However, in your review on CIT bank it says SP. Please let me know is it a SP or HP?
Anthony Nguyen says
Soft Pull
Customer says
1.35% 10 month CD
John says
All America Bank is now only 1.25% APY
Daniel says
Please add TD Bank 1.25 APR for balances 25K+