Learn more about this card and find out how you can apply here.
Are you operating a business and in search for the perfect business card? Look no further, Capital One® Spark® Cash for Business is designed for small businesses in mind. Capital One Spark Cash offers a chance to earn a $500 cash bonus when you spend $4,500 or more on purchases within 3 months of account opening. This card is amazingly designed to allow you to earn 2% cash back on every purchase! Capital One is well known for their rewards program as their points never expire as long as your account remains open and your cash-back earnings are unlimited.
Capital One Spark Business Review
Capital One® Spark® Cash for Business is one of the better business credit cards out there. The Spark Cash Business card allows you to earn 2% cash back on all purchases made and the best part is that you can earn as much as you want, there is no limit to earning rewards! Small business owners will get to enjoy the flexibility and ease of use with the Capital One Spark Cash card. This card allows businesses the chance to earn high rewards and the annual fee of $59 is quite low compared to other high rewards credit cards. Capital One will waive the first annual fee therefore you will not have to pay the $59 annual fee until a year later. Capital One Spark Cash offers a sign up bonus of $500 cash bonus after you have spent $4,500 on purchases within the 3 months of approval. Capital One Reward Program offers consumers the ease of mind knowing that all points earned are unlimited and never expire if the account remains open. The points earned can thus be redeemed anytime, in any amount, and however you want to redeem it!
Capital One Spark Business Features:
- Earn unlimited 2% cash back
- One-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $59 after that
- Rewards never expire and you can redeem your cash back for any amount, anytime
- Get employee cards at no additional cost and earn rewards from their business spend
Capital One Spark Business Benefits & Perks:
- $500 Cash Bonus: You can earn a sign up bonus of $500 after you spend $4,500 within the first 3 months of account approval.
- 1st Year Annual Fee waived: After the first free year of card membership you have a low annual fee of $59.
- Unlimited Rewards: Earn 2% cash back on all purchases with no limits and no expiration on rewards earned.
- Purchase Rate: 17.24%
- Free Employee Cards: Get employee cards at no additional cost!
- Fraud Coverage and Alerts: Gain a peace of mind knowing that Capital One will provide real-time alerts of fraud attempts- via text, email, or phone. And if your card is ever lost or stolen, you’re covered by Capital One’s $0 Fraud Liability policy.
- Quarterly and Year-End Summary: As a business owner, it’s great to get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time without paying any additional fees for the report.
- No Foreign Transactions Fees: Capital One strongly supports no foreign transaction fees across most of their cards and this one is no exception.
- Auto Rental Collision Damage Waiver: As an extra benefit to cardholders, Capital One will provide you coverage for damage due to collision or theft when you rent an eligible car with your Capital One Spark Business Card.
- Purchase Security and Extended Protection: With the use of the Spark Business card you get the first 90 days of purchase of any eligible item replaced, repaired, or reimbursed in the event of theft or damage. You also get an additional warranty protection on eligible items that are purchased with the Spark Business card up to 1 year past the manufacturer’s warranty.
- Visa® SavingsEdge: The Spark Business Visa card participates in the Visa® SavingsEdge program where you can shop with your card and save up to 15%.
All in all, as a small business owner, this card is for you. The Capital One® Spark® Cash for Business card allows you to earn a one time sign up bonus of $500 after spending $4,500 within the first 3 months and you can earn 2% cash back on all purchases made with the card. Capital One also offers many benefits and perks to their cardholders and also waives the $59 annual fee for the first year! Learn more about this card and find out how you can apply here. See our full list of credit card bonuses for all your credit card needs!
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.