If you’re in need of a free savings online savings account, Capital One 360 is offering 0.75% APY for all balances when you open a new savings account. Capital One is one of the best in online banking, with a great mobile app. Check out our full list of Capital One Promotions updated often!
Capital One 360 Information
Capital One 360 is one of the best online banking out their, mainly because of how easy it is to use. It has a slick online interface, easy on the eye and simple to use. The mobile app loads quick and smooth so you can always make transactions even when you’re on the go. Capital One Wallet gives users the ability to get detailed information about their transactions, which is great for people who like tracking their spending very closely. This is a online bank, but there are 38,000 fee-free ATMs located across the country.
Where Capital One 360 Falls Short: Although the mobile app is easy to use, they have a lot of constraints. There is a daily deposit limit of $5,000 which isn’t too bad, but they have a monthly limit of only $10,000 which could be bad if your a person that requires to make frequent/big deposits. Another big deal breaker would be the mobile banking app and the wallet app are two different apps. They should combine the app.
Capital One 360 Savings Promotion:
Opening a savings account with Capital One 360 is one of the greatest way to save money. With 0.75% APY and Automated savings plan, this savings account takes the top of my list. They have sub-accounts which is great for those of you who want to save up for multiple goals at once, so you can easily organize your money. You can have up to 25 sub-accounts that can be easily renamed. They also have no monthly fees you can forget losing $10-$15 a month on fees, and save even more! This is a great savings account, so you should take advantage of it!
- Monthly Fees- None
- APY- 0.75%
- Subaccounts- Yes up to 25 Accounts
- Mobile App: Yes
- Automated Savings Plan and Savings Goals
Opening a savings plan with Capital One 360 is great for people who want to save up for multiple goals at once. I use it mainly because I’m a well organized person, and like to keep track of what I am saving up for. Once you have an account, you can also refer your friends for a $20 bonus for each referral. If you aren’t interested in a 360 Savings account, review our lists of national and regional bank bonuses to find other great offers!
|Blue Cash Preferred® Card from American Express offers $150 back in statement credits after spending $1,000 in purchases within the first 3 months of account opening. You can now earn 10% cash back on eligible Amazon purchases in the first 6 months, up to $200. Cardholders earn 6% cash back at U.S. supermarkets(up to $6,000), 3% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $95 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be a variable rate, currently 13.24%-23.24%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Apply Now---Amex Blue Cash Preferred Review