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Credit Card bonuses

Citi AAdvantage 2014Choosing a credit card can be an overwhelming process, hence it’s important to pick the the right credit card. The NEW Citi® / AAdvantage® Platinum Select® MasterCard® gives members up to 50,000 American Airlines Advantage bonus miles and 2 Admirals Club® One-Day Passes after spending $3,000 in purchases within the first 3 months of account opening. You’ll enjoy perks on every flight such as First checked bag free for you and four travel companions, Group 1 Boarding gives you extra time to prepare for your flight, save 25% on eligible in-flight purchases on American Airlines and US Airways flights. As a new cardmember, you’ll earn 2X miles per $1 spent on eligible American Airlines and US Airways purchases on all purchases. Then 1X the mile for every $1 spent on other purchases. Additional benefits include a $100 American Airlines Flight Discount each year of cardmembership after you spend $30,000 or more in purchases and renew your cardmembership. Then earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year. The annual fee is waived for your first year – a $95 savings!

Card Features:

  • Earn 50,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $3,000 in purchases within the first 3 months of account opening*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Points earned, automatically loaded onto the frequent flier card, can be viewed either from the AAdvantage Platinum Select MasterCard card page or the Citi MasterCard site. In addition to reduced mileage rewards, there are also benefits that include:

  • No pre-set limits if the balance of the card is paid each month, regardless of the revolving line of credit guidelines
  • Personal concierge services that are available 24/7.
  • Travel and Emergency assistance that is available worldwide. These services include medical and legal referral services.
  • Coverage for trip cancellation or interruption due to emergencies or unforeseen circumstances
  • Hertz rental car discounts
  • Rental car insurance
  • Price and Retail Purchase protection
  • Free International cell phone rental

If  you are an active traveler, the NEW Citi® / AAdvantage® Platinum Select® MasterCard® gives you great rewards and rebates especially if you are already a customer of American Airlines.  With no annual fee for your first year, the card is a no-brainer to try out with the 40K bonus points. You’ll save a lot of money and a nice way to earn AAdvantage miles for free flights or flight discounts.

See our complete list of Points & Miles!

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Visa Check Out BonusThose with a U.S. Bank FlexPerks Business Travel Rewards Visa® card ( 20,000 Bonus FlexPoints) or the regular FlexPerks card, you can earn 1,000 points for registering an account with Visa Checkout good until November 30, 2014. No requirement to shop with the account. You could also earn another 2,500 bonus points for $2,000 spend between November 1 and December 31, 2014. Registration required. Register today at flexperkspromos.usbank.com or by calling 866-951-8219, enter your FlexPoints number and promo code 37852. For the personal FlexPerks card, you can get 3x the points on charitable giving, 2x on whichever of gas, grocery or airline you spent the most during the billing cycle, and 2x on cell phone service. The business card will give you 2x on whichever of gas, office supply or airline you spent the most during the billing cycle and 2x on cell phone service

Featured Bonus Miles Cards
US Airways Premier World MasterCard® offers 40,000 bonus miles after your first purchase + 0% Intro APR on balance transfers for the first 15 months after account opening. Enjoy first class airport check-in line privileges, priority Zone 2 boarding, and earn 2 miles per dollar spent on US Airways purchases all for an $89 annual fee.
United MileagePlus® Explorer Card offers 30,000 bonus miles after you spend $1,000 in the first 3 months. Enjoy bag check fees waivers for all cardmembers + one guest - a saving of up to $100 per round-trip. There is a $0 intro annual fee for the first year, then $95.

U.S Bank FlexPerks 3,500 Bonus Points Promotion:

  • Sign up Offer
  • Availability: Nationwide
  • Expiration Date: November 30, 2014
  • Promotion: Receive 1,000 FlexPoints when you sign up for Visa check out with a participating U.S Bank credit card. Another 2500 bonus points for spending $2000(may be targeted).
  • Additional Requirements: None

You can try your luck and register multiple times using different email addresses. There is no cost in getting the 1000 bonus points and may be worth up to $20 depending how you use it. For more bonus points, miles, and flight discounts, see our exclusive list of Points Reward Programs!

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Sapphire PreferedChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now---Chase Sapphire Preferred Review

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By far the best Chase Sapphire Preferred card offer you will find, this is a phenomenal $500 signup bonus value card towards air/hotel. Not just a regular everyday spending card, but for international travel too with no foreign transaction fees!

Chase Sapphire Preferred Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations.  You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards.  All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership.

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Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

Chase Sapphire Preferred Review: Earning Points

Other than the signup bonus points promotion, you can earn points by using your Sapphire Preferred card for everyday spending. You get 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases. Get up to 10 points per dollar at nearly 300 top online retailers for shopping through the Ultimate Rewards Mall portal. There is no cap on the amount of points you can earn. To top it off, you are awarded extra points equaling 7% of the points you accumulated during the past 365 day period each year. Every single point you earned counts for this year end bonus, even if you already redeemed them!

Chase Sapphire Preferred Review: Points Redemption

Chase Sapphire PreferredWith the Chase Sapphire Preferred® Card earning 40,000 bonus points, that’s a significant amount of points to cash out! Your points do not expire as long as you have the card and you can use your points for airfare and other travel purchases without restrictions. What’s the best way to utilize the bonus points?

Points are worth more for travel using Ultimate Rewards: As a Preferred cardmember, you get 20% off whenever you redeem your points for airfare, hotels, car rentals and cruises through the Ultimate Rewards website. E.G For using 30,000 points to buy a plane ticket(normally $300 in credit), your 30,000 points is now worth $375 towards your ticket. Simply put: 1 point = 1.25 cent value thru UR Travel (since 20% fewer points are needed).

Redeem your points for travel rewards: Fair and flexible program, you can use your points on the Ultimate Rewards to pay for airline tickets, book from over 60,000 hotels and resorts across the globe, or take a cruise with Royal Caribbean or Carnival.

Point conversion to different partners: Convert points to frequent flyer miles on partner airlines at a 1:1 ratio- including hotel programs. The partner airlines and hotel programs include:

  • United Airlines Mileage Plus
  • British Airways Avios
  • Southwest Airlines Rapid Rewards
  • Korean Air Skypass
  • Virgin Atlantic Flying Club
  • InterContinental Hotels Priority Club
  • Ritz-Carlton Rewards
  • Hyatt Gold Passport
  • Marriott Rewards
  • Amtrak Guest Rewards

Redeem for Cash Back or Gift Cards: You can always opt for a cash reward check at 1 cent value per point or choose gift cards from over over 75 partner retailers, restaurants, and gas stations.

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Chase Sapphire Preferred Review: Full Benefits

Concierge Service: The Chase Sapphire preferred gives you free 24/7 concierge service. Whether you want to make a reservation, finding tickets, plan out your travel, or buying a perfect gift, simply give them a call and ask for help with their superior customer services.

24/7 Dedicated Customer Service: Talk to a real customer service and be connected immediately without pressing “#.” Guaranteed! You simply call up the number on the back of your card and you can speak with a real, live person immediately.

Travel Insurance: The card comes with free travel insurance services such as trip cancellation insurance, auto rental collision damage, travel accident insurance, lost luggage reimbursement, and more.

Purchase Protection: Other non-travel benefits include zero liability for unauthorized purchases, automatic extended warranties, refunds if the price on your purchase drops in the first 90 days, and refunds if the seller refuses you one. There is no preset spending limit, giving you more flexibility on your spending.

No Foreign Transaction Fees: One of the best perks, you pay absolutely no fees for international purchases.

Chip & Signature Technology: With chip technology, traveling internationally with your Chase Sapphire Preferred is much easier.

Chase Sapphire Preferred Review: Conclusion

Again, this is the best offer I’ve seen for the Chase Sapphire Preferred all year long with 40,000 bonus points after spending $3,000 in the first 3 months from account opening. If you add an authorized user and they make a purchase within the same time-frame, you will receive an additional 5,000 bonus points. The $95 annual fee may seem like a drawback, but the extra reward benefits and bonus points signup far outweigh the annual fee. Even so, you get a $0 intro annual fee for the first year. Believe me, you will want this card since it’s made out of real metal and will leave quite the impression to your friends and family!

Big time sign-up bonuses such as the Chase Sapphire Preferred card is a change of time with our current economy. If you are in the market for a credit card, be sure to sign up for the Chase Sapphire Preferred® Card.

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See our full list of credit card bonuses for all your credit card needs!

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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Read all about the Chase Ink Plus Business Card Review 2014 Edition. You can easily earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards.

Chase Ink Plus Business Card Review 2014

Ink Plus Business CardThe Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

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Chase Ink Plus Business Card Features:

  • Earn 50,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards.
  • Flexibility to pay your balance over time or in full.
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • No foreign transaction fees.
  • 1:1 point transfer to leading frequent travel programs
  • Chip-enabled for enhanced security at home and abroad
  • $0 Intro Annual Fee for the first year, then $95.

Chase Ink Plus Business Card Review

Rewards Program Overview:

If you are a business owner looking to boost your gains, the rewards program offers 5x the points on office supplies, telecommunications such as cellular phone, landline, internet, and cable TV services on the first $50,000 spent annually. Design with business in mind, the Ink Plus Business Card from Chase rewards users for spending money on travel and internet access. There is also 2 bonus points for every $1 spent on gas stations and hotels – limited to $50,000 in spending. Finally, you get 1 bonus point for every $1 spent everywhere else with no limit.

The Chase Ultimate Rewards points can do wonder when transferring Ultimate Rewards points to airline partners or hotel partners. The choice of airline and hotel partners is also much better in comparison to the transfer options of American Express’ Membership Reward Points.

Business Credit Card:

The Chase Ink Plus® Business Card is a business credit card which means you can pay a portion of your credit card bill each month if you wish. Obviously, you should be paying off your statement each month to avoid the interest charges. There will be a credit inquiry , but the credit line will not appear on your personal credit report.

No Foreign Transaction Fees:

For businesses that do a lot of work overseas, Chase Ink Plus offers no foreign transaction fees. You can make any purchases out of the country without paying an extra fee every time you swipe. With the 1:1 point transfer to popular travel programs, businesses will get the most out of their travel expenditures. Other cards will have standard fees are 2%-3% which negate any points accumulation.

How to use 70,000 Ultimate Reward points:

Simply spend $5,000 within the first 3 months of account opening to qualify for the 50,000 bonus points. The 50K Chase Ultimate Rewards points which are very valuable that can be redeemed for gift cards or statement credit($700 value), travel through the Ultimate Rewards Portal($625 value), and transfer to hotel and airline partners.

Many cardholders use their Ultimate Rewards points(1:1 transfer ratio) to convert to other airline and hotel partners such as: United, British Airlines, Southwest Airlines, Korean Air, Hyatt, Marriott, Priority Club, Ritz Carlton, Amtrak, and more. One of the best ways to redeem the 50,000 Chase Ultimate Rewards points is by getting 2 nights in a top category 6 Hyatt hotels such as the Park Hyatt in Paris, Tokyo, or the Maldives. You can do this by transferring the points to Hyatt and redeem for hotel rooms which costs $500 or more per night.

Our Verdict:

My recommendation for the Chase Ink Plus Business Card is 5 Stars for the bonus points alone. You get 50,000 points after spending $5,000 within 3 months that is well worth signing up especially no annual fee the first year, then $95 afterwards. For people who can max out the 5X category up to $50K at Office Supply stores and telecommunication services, that’s 250K in Ultimate Rewards points! On top of the reward points, you pay no foreign transaction fee and get two free complimentary lounge club membership passes. What’s the bottom line? Apply for the Chase Ink Plus® Business Card today!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

Other Recommended Credit Card Promotions:

  1. Our Complete list of Credit Card Bonuses from Chase, Citi, American Express, and many more.
  2. Find all Chase Bonuses including credit cards and bank deals.

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SimplyCash Business Credit CardFor a limited time only, the SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

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You’ll receive a 0% introductory APR on purchases for 9 months, then a variable rate, currently 12.24%, 17.24%, or 19.24%. Your cash back earned is automatically credited to your statement. Furthermore, automatically receive discounts on every purchase you make with partnering companies such as Fedex, Kinko’s, Barnes & Noble, Hertz, and the Marriott to name a few. With no annual fee, it is the ideal employee credit cards where you can set individual spending limits on each one. As an added bonus, this card offers purchase protection and travel assistance and insurance for extra ease of mind.

SimplyCash® Business Card from American Express

  • With no annual membership fee, it’s a smart choice for your business
  • Reinvest in your business with automatic cash back
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice and 1% on other purchases
  • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%
  • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by February 24, 2015
  • Terms and limitations apply

The 5% cash back categories are set on US office supply stores and wireless phone providers.

Here’s the 3% category of your choice:

  • Airfare purchased from airlines
  • Hotel rooms purchased from hotels
  • Car rentals purchased from select car rental companies
  • U.S gas stations
  • U.S. restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases for shipping

SimplyCash® Business Card from American Express is a good option business card to carry since it has no annual fee. With earning 3% and 5% on a maximum of $25,000 per year, you can get a maximum of up to $1,250 in cash back. This includes a $100 annual travel benefit if you pay for a qualifying vacation purchase of at least $3,000 through a participating American Express Travel Services in the U.S. with your SimplyCash Card. Other benefits include purchase protection and extended warranty, car rental loss and damage insurance, travel accident insurance and baggage insurance plan when you pay for your flights with this card. At the end of each year, to help you better organize your accounting, taxes and budgeting for the next year, you will receive an itemized report online or by mail for all your spending that current year, organized by month and spending category.

If you’re a business owner considering the American Express SimplyCash Business credit card, the SimplyCash is, without a doubt, a solid business credit card. Increase your business’ profits by saving money on expenses when you earn cash rebates with the SimplyCash® Business Card from American Express today. Compare all business credit cards now!

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Disclaimers: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser’s affiliate programs.

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Americans are good at spending money. Really good. With all the money that flows in and out of our households, it makes sense to try to capitalize on that. When we spend wisely or reward businesses with our purchase, shouldn’t we in turn be rewarded for doing business with them? Now more than ever, credit card companies are offering ways to do that with several cash back credit cards. “Bonus points”, “cash-back programs”, “spending incentives”, and “rebates” are just a few of the terms frequently tossed around by reward-savvy consumers in credit card circles. With so many different options, consumers may find themselves dizzy from the offers streaming across their laptops, televisions, and mobile devices. Thankfully, the only decision for consumers to make is which credit card to use. With that in mind, here’s a breakdown of the Featured cash back credit cards.

Editor’s Choice Cash Back Credit Card:

Citi Double Cash CardCiti® Double Cash Card offers unlimited 1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. Unlike the Amex Fidelity card, you don’t need to apply for an extra account to get your cash back. The Citi Double Cash has no restrictive categories and no limits on the amount of cash back that you earn. Cards that offer 2% cash back usually don’t come around often so I strongly suggest to apply ASAP. You will also get 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness. Some people will claim this is a 2-percent-cash-back card, but this may not be truly accurate. Let me explain: If you redeem your rewards for a statement credit, it will reduce the amount you owe by 1%, therefore the amount you can earn rewards on when you pay the rest of the bill. The math works out something to be like 1.99% cash back! Best of all, there is No Annual Fee! Apply NowCiti Double Cash Card Review

Featured Cash Back Credit Cards 2014:

  • Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between July 1 and September 30, you can earn 5% rewards on up to $1500 spent on Gas Stations and Kohl’s®. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply NowChase Freedom $100 Bonus Review
  • Discover It NewDiscover it® is now offering 18 months 0% APR on balance transfers along with no annual fee, no overlimit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up. 1% cash back on all other purchases automatically. And 1% cash back on all other purchases. Apply NowDiscover It Review
  • Amex Costco TrueEarningsTrueEarnings® Card from Costco and American Express offers a great opportunity to earn maximum rewards for restaurants and gasoline purchases. The TrueEarnings card offers 3% cash back on gasoline purchases at Costco and U.S gas stations up to $4,000 (1% thereafter), 2% cash back on U.S restaurants and eligible travel, and 1% cash back on all other purchases including Costco purchases. You will receive your cash back annually in the form of a reward coupon. The card comes with 0% intro APR on purchases for 6 months. If you are already a Costco member, this card comes with no annual fee. Apply NowAmerican Express Costco TrueEarnings Review
  • SimplyCash Business Credit CardSimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply NowAmerican Express SimplyCash Review

There are several opportunities to earn cash back on the money you spend. With some of these credit cards at your disposal, you can maximize your return on that money and put more money back in your own pocket! And that’s something that will really have you seeing green.

Disclaimer: *HustlerMoneyBlog has financial relationships with the cards mentioned here, and we may be compensated if consumers choose to apply and sign up for these links in the content.

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Below chart gives you the 5% Cash Back Quarterly Categories  for Chase Freedom, Discover It, & Citi Dividend. I also added the year round 5% in office supply stores and cable bundled services with the Chase Ink Plus, Chase Ink Bold, and Chase Ink Cash. For American Express, you can get the SimplyCash Business Card or the Blue Cash Preferred to earn 5% or 6% in their respective categories below.  You should know that Chase, Discover, and Citi open up enrollment for the bonus categories about two weeks before the new quarter begins. Here are the categories that will be earning 5% cash back for the Quarter IV 2014.

Editor’s Choice Featured Cash Back Credit Card:

Citi Double Cash CardCiti® Double Cash Card offers unlimited 1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. Unlike the Amex Fidelity card, you don’t need to apply for an extra account to get your cash back. The Citi Double Cash has no restrictive categories and no limits on the amount of cash back that you earn. Cards that offer 2% cash back usually don’t come around often so I strongly suggest to apply ASAP. You will also get 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness. Some people will claim this is a 2-percent-cash-back card, but this may not be truly accurate. Let me explain: If you redeem your rewards for a statement credit, it will reduce the amount you owe by 1%, therefore the amount you can earn rewards on when you pay the rest of the bill. The math works out something to be like 1.99% cash back! Best of all, there is No Annual Fee! Apply NowCiti Double Cash Card Review

2014 Quarter IV Credit Cards 5% Cash Back Categories

Credit Card
Cash Back Limits
5% Cash Back Categories
Sign-Up
Chase Freedom®
($100 bonus)
Up to $1,500/quarter spent in bonus categories-Amazon.com
-Zappos.com
-Select Department Stores
Activation
Review
Discover it® Card$1,500 spent in purchases in bonus categories-Online Shopping
-Department Stores
Activation
Review
Citi® Double Cash CardUnlimited-2% Cash Back on All PurchasesReview
Citi® Dividend Platinum Select® Visa® CardUp to $1,500/quarter spent in bonus categories-Best Buy
-Department Stores
-Toy Stores
Activation
SimplyCash® Business Card from American Express ($250 statement credit requires $5,000 in qualifying purchases over the first 6 months, and that the application must be received by February 24, 2015.)Up to $25K in purchases per rebate year, and then 1% thereafterYear Round
-Wireless services directly from US providers
-U.S. Office supplies
Review
Chase Ink Plus® Business Card Up to $50K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review
Chase Ink Cash® Business Credit Card
($200 cash bonus)
Up to $25K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review

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The Featured 0% Balance Transfer & Purchase Cards are available below from longest 18 months to the lowest 12 months intro period. If you are carrying a high balance and paying interest each month, you can save a lot of money by doing a balance transfer of your balance to a 0% intro offer credit card. It’s important to factor in the balance transfer fee of 3% of your total balance. Some cards below also have sign up bonus which can help you offset the balance transfer fee. After doing a balance transfer, simply pay the minimum each month and pay no interest for the duration of your terms. However, I highly recommend to pay off your balance by the end of your 0% intro period so you will not have to pay any more interest.

Editor’s Choice 0% Balance Transfer Card

Chase Slate CardBy far my favorite card for a balance transfer, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99% – 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card! Apply NowChase Slate Review

Featured 0% Balance Transfer & Purchase Cards

Discover It NewDiscover it® offers 18 months 0% APR on balance transfers along with no annual fee, no over limit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® from April through June 2014 . Then 1% cash back on all other purchases. Apply NowDiscover It Review

Citi Simplicity ReviewCiti Simplicity® Visa Card offers 0% intro APR on Balance Transfers and Purchases for 18 months with no annual fee! It is one of the most popular consumer credit cards due to the long no interest periods on both purchases and balance transfers. The card also does not charge any late fees or penalty rates. You’ll save time when you call with fast, personal help, 24 hours a day. Apply NowFull Review

Credit Card
Balance Transfer 0% APR
Purchases 0% APR
BT Fee
Annual Fee
Review
Chase Slate®15 Months 15 Months $0 balance transfer fee for the first 60 days. $0Review
18 Months 6 Months 3%$0Review
Citi Simplicity Visa Card18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
Citi® Double Cash Card15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Chase Freedom® ($100 bonus)15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Visa Platinum15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Amex EveryDaySM Credit Card from American Express
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
US Airways Premier World MasterCard®
($400 bonus)
15 Months None3% of each balance transfer; $10 minimum$89Review
NFL Extra Points Credit Card
($100 bonus)
15 Months None3% of each balance transfer; $5 minimum$0Review
Barclays Carnival™ MasterCard®
($50 bonus)
15 Months None3% of each balance transfer; $5 minimum$0Review
Discover it® Card14 Months 14 Months 3%$0Review
Citi® Dividend Platinum Select® Visa® Card
($100 bonus)
12 Months 12 Months3% of each balance transfer; $5 minimum$0Review
Citi ThankYou® Preferred Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Flexperks
($150 bonus)
12 Months12 Months 3% of each balance transfer; $5 minimumFree 1st yrReview
Chase Ink Cash® Business Credit Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
Priceline Rewards Visa® Card
($100 bonus)
12 Months 12 Months 4% of each balance transfer; $10 minimum$0Review

Balance Transfer Credit Card Tips

  1. To offset balance transfer fee, you may want to pick the credit cards with sign up bonuses. After fulfilling the spending requirement to get the sign up bonus, then you can ask for the 0% balance transfer. Make sure to do it within the allowable time frame, usually within 3 months of account opening.
  2. Find the best credit cards with 0% intro APR on both balance transfers and purchases. Before doing a balance transfers, always ask for a credit limit increase without a hard pull to get the maximum amount for doing a balance transfers.
  3. Make sure to always pay on time and never skip any or pay them late. This is extremely important because you may lose the benefit of the 0% intro APR for late payments and will revert back to high interest rate.
  4. Figure out how you can pay off your balance in full before the 0% intro APR on balance transfers expires. If you don’t, then you simply will go back into paying high interest rate again.
  5. Understand the fees you will have to pay for doing a balance transfer. Most card issuers charge a balance transfer fee of 3-5% each time you do a balance transfer. It may be possible to negotiate with the BT fee or ask them for a cap. There is no hurt in trying.

 

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Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2014 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.

Best Credit Card Bonuses, Deals, & Promotions 2014

Ink Plus Business CardThe Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowInk Plus Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply NowChase Sapphire Preferred Review

Citi Premier 50000 PointsCiti ThankYou® Premier Card offers 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You’ll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Citi ThankYou Premier Review

Citi Hilton ReserveCiti® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply NowFull Review

Hilton HHonors Visa SignatureCiti® Hilton HHonors™ Visa Signature® Card offers 40,000 Hilton HHonors Bonus Points after $1,000 in purchases within the first 4 months of cardmembership. The Hilton HHonors points can be redeemed for free nights in the Hilton HHonors network, experience rewards, car rentals, or airline miles at participating airline partners. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. There is no annual Fee! Full Review

Amex Platinum CardPlatinum Card® from American Express offers 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get up to a $200 Airline Fee Credit Annually on qualifying airlines. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply NowAmex Platinum Review

Amex Business PlatinumBusiness Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 Airline Fee Credit to cover eligible incidentals on qualifying airlines, 20% Travel Bonus when redeeming with Membership Rewards Pay with Points, and more than 30 premium benefits for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There’s no limit on the number of points you can earn, and points have no expiration date.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowAmex Business Platinum Review

Barclay Choice PrivilegesChoice Privileges® Visa Signature® Card by Barclays offers up to 32,000 bonus points after your first purchase and first stay at a Choice Privileges location with your new card- enough for up to 4 free nights! The hotels in the reward program include Comfort Inn, Comfort Suites, Quality Inn, Sleep In, Clarion, Cambria Suites, MainStay Suites, Suburban, Roadway Inn, and Ascend Collection. This is quite a wide selection of discount/lower end hotels if you’re budget conscious. With the Choice Privileges Visa, you’ll get 15 points per eligible $1 spent at over 4,200 Choice Privileges locations, 5 points per eligible $1 on additional Choice Privileges points or Choice Hotels gift card purchases, 2 points per eligible $1 spent on everyday purchases. Choice Privileges Review

Amex Gold Delta SkymilesGold Delta SkyMiles® Credit Card from American Express is offering 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The 30,000 miles is enough for a round-trip flight ticket in the continental U.S. The Gold Delta SkyMiles card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). Also, you will earn 2 miles for every $1 you spend on Delta purchases and 1 mile for every dollar you charge for other eligible purchases. As an added perk, the annual fee of $95 is waived for the first year. Apply NowAmex Gold Delta Skymiles Review

NEW CitiBusiness®/ AAdvantage® World MasterCard® offers 30,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership. You’ll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply NowCitiBsuiness AAdvantage Review

While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

SimplyCash Business Credit CardSimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply NowAmex SimplyCash Review

AmEx-Starwood-Preferred-GuestStarwood Preferred Guest® Credit Card from American Express offers up to 25,000 Bonus Starpoints- 10k Starpoints after your first purchase and another 15K Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Likewise, redeem Starpoints on over 150 airlines with SPG Flights – with no blackout dates. Voted a Travel Editor’s Choice for Best Travel Rewards Card for domestic use, you earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program and 1 Starpoint for all other purchases. No limits on the number of Starpoints you can earn with a $0 introductory annual fee for the first year, then $65. Apply NowStarwood Preferred Guest Review

Amex Starwood Biz Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints – get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowStarwood Preferred Guest Business Review

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. There is no annual fee for the first year, a saving of $175. The 25,000 membership rewards points are very flexible and can easily be converted to 25,000 frequent flier miles. The extra perks include 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. No annual fee first year, then $175! Terms and Restrictions Apply. Full Review

Chase Ink CashChase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You’ll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowChase Ink Cash Business Review

Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Full Review

U.S Bank AeroMexico AeroMexico Visa Signature® Card, issued by U.S. Bank, offers 20,000 Bonus Miles plus complimentary companion ticket after first purchase. The 20,000 bonus miles is enough for a round-trip ticket which a great way to for a new card membership. There is also a 4,000 bonus miles and $99 companion ticket annually for renewing your card. The AeroMexico Visa credit card can help frequent travelers maximize their rewards by earning more miles on special categories. They’ll earn double miles on gas, groceries, and AeroMexico ticket purchases. Continue to earn 1 mile per $1 spent on everything else. More importantly, enjoy a $0 intro annual fee for the first year (up to $80 thereafter). AeroMexico Visa Review

U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($200 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Full Review

Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between July 1 and September 30, you can earn 5% rewards on up to $1500 spent on Gas Stations and Kohl’s®. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply NowChase Freedom $100 Bonus Review

NFL Extra Points Credit CardNFL Extra Points Credit Card from Barclays is offering 10,000 BONUS POINTS after $500 in purchases within the first 90 days of account opening, equal to $100 in CASH BACK statement credits. You’ll get 2X points on NFL purchases earn 2 points for every $1 spent at NFLShop.com, team pro-shops, and in-stadium. Card members earn 1 point per $1 on other purchases. There are are no caps on earning points and they will never expire. You can redeem your points for football rewards or 1% cash back on statement credits. The points can go toward an endless option of rewards such as redeeming 10,000 points for $100 statement credits on everyday purchases of $25 or more. Don’t forget to redeem our your points for cash back toward travel and statement credits for eligible airline flights, hotel stays, rental cars or anything else for your trip. There is absolutely no annual fee with you NFL Extra Points Credit Card! NFL Extra Points Review

Priceline Rewards Visa® Card offers 10,000 bonus points($100 cash bonus redemption) after $1,000 in purchases within 90 days with no annual fee! More importantly you get 1X the points of ALL PURCHASES! That’s like getting 1% back on everything and more. I personally have this card and use it almost everyday. Basically, the Priceline Rewards Visa is a points-based card with no annual fee. If you use Priceline.com, you’ll earn 5 points per dollar spent on “Name Your Own Price” Priceline purchases. Each point is worth at least one cent towards a past purchase, meaning you’re getting at least a 1% rebate on all purchases. Priceline Rewards Review

Barclays TravelocityTravelocity® Rewards American Express® Card offers 10,000 bonus points(worth $100 statement credit)-earn 5,000 points after your first purchase and an additional 5,000 points after spending $1,000 on qualifying transactions in the first 90 days of account opening. You get 3 points for each $1 spent on eligible Travelocity purchases and 1 point for each $1 spent on all other purchases. The points can be redeemed for statement credits towards Travelocity purchases for Flights, Hotels, and Vacation Packages with no blackout dates or restrictions. Best of all, there is absolutely no annual fee! Travelocity Rewards Review

Chase Sapphire Chase Sapphire® Card offers 10,000 Bonus Points when you spend $500 on purchases in the first 3 months from account opening – that’s $100 in travel rewards when you redeem through Chase Ultimate Rewards! You’ll earn 2X points on dining at restaurants – from fast food to fine dining, then 1 point per dollar spent on all other purchases. Your points never expire and there are no limits on how many points you can earn. Points can be redeemed for travel, gift cards, merchandise, cash back and more. Of course there is 24/7 direct access to dedicated customer service specialists to meet all your needs. Best of all, there is absolutely no annual fee with the Chase Sapphire Card! Apply NowChase Sapphire Review

Amex Everyday CardAmex EveryDaySM Credit Card from American Express offers 10,000 points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at U.S. standalone grocery stores(up to $6,000 per year) and 1x points on other purchases. There is also a 20% points bonus on those purchases less returns and credits when you reach at least 20 transactions in a billing cycle. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply NowAmex EveryDay Review

Blue for Business ReviewBlue for Business® Credit Cardby American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply NowAmex Blue for Business Review

Amex Business GreenBusiness Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply NowAmex Blue for Business Review

Barclay Carnival CardBarclays Carnival™ MasterCard® offers 5,000 FunPoints when you make your first purchase and an additional 5,000 FunPoints for a balance transfer of $5,000 or more within 30 days of account opening. That’s a total of 10,000 FunPoints, enough for $100 redemption on your next cruise! You’ll earn points on your purchases and pay no interest on purchases for 12 months. It’s the official credit card of Carnival designed for those who enjoy going on cruises during your holidays and spend quality time with family and friends. Best of all, the card has no annual fee. Barclays Carnival MasterCard Review

Discover It Students $20 BonusDiscover it® for Students offers $20 Cash Back Bonus after your first purchase. One of the most popular student credit cards, it lets you earn 5% cash rebates on rotating categories of purchases! Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review

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Check out the most complete list of American Express Gift Card Fee Waiver and Free Shipping Promo Codes from below. Easily get $8.95 or $5.95 in discount savings from the free shipping codes, and $3.95 discount from the purchase fees. Your Amex gift cards have no monthly fees, no inactivity fees, and the funds don’t expire. This is a perfect gift to your friends and family, especially to your co-workers in the workplace!

They give you the option to get your business American Express gift cards with custom messages or even your business logo on them. If you choose the eGift card option, Amex will gladly email straight to your inbox to be used right away. You can purchase business gift cards for up to $75,000! However, the maximum amount for a personal gift card can only be up to $5,000.

Need to spend certain amount on your new credit card to get the bonus money? Your best way to fulfill the spending requirement is to buy American Express Gift Card which can be use to buy almost anything. American Express Gift Card is a great gift idea and can be useful for future purchases.

*Updated: October 1, 2014*

Ink Plus Business CardThe Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that's $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now---Ink Plus Review

Pay No Purchase Fees Now

 

Consumers Amex Gift Cards: It’s not too late to give a great holiday gift. In a rush? Send an American Express® eGift Card to the inbox of your friends and family in minutes.

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Business Amex Gift Cards: The perfect thank you card for business. American Express® Business Gift Cards are the perfect way to say thank you to employees, colleagues and clients.

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Normally, there is a $3.95 purchases fee with American Express gift cards. Make it personal and pay no purchase fee. Order your American Express® Gift Cards with a name embossed today.

  • To buy American Express Business Gift Card, Click Here!
  • To buy American Express Custom Message Business Gift Card, Click Here!
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Credit Cards Bonuses with Big Spending Requirements:

Free Shipping Waiver Codes:

Amex Free Premium ShippingThere is a standard shipping fee of $5.95 savings. However, you may have notice there is a 2-day shipping fee of $8.95. Simply sign up for “Premium Shipping Plan” and get free next day air delivery for 90 days. There is no cost for this free trial. If you don’t find it useful anymore after the free trial period, then cancel before they charge you.

Free standard shipping($5.95 savings)

  1. Log in to Amex Account
  2. Click Gift Cards at the bottom of the page
  3. Then Manage your orders
  4. Shipping Addresses section
  5. Your Premium Shipping Plan free trial will end in xx days, Click View
  6. Hit Cancel

American Express PREMIUM SHIPPING PLAN

Log in and enroll today to get unlimited next-day shipping

Benefits of the Plan

  • Enjoy Unlimited Next-Day Shipping on any Amex gift card order for one year
  • No Limit to how often you use it per year
  • No Minimum Purchase so you get free next-day shipping on every order, big or small

How it Works

  • Log in to your American Express online account.
  • Choose “Premium Shipping (Next Day) $99/year” as your shipping method on your order.
  • Enjoy unlimited next-day shipping for one year.

You have nothing to lose and much to gain by using this Amex method to meeting your bonus spending requirements.  Buy Amex gift cards today!American Express Prepaid Card Read more on our Amazing list of Save Money Online now!

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. The 25,000 bonus membership rewards points can be redeemed for $250 gift cards of your choice. Cardholders earn 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. You can use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands. No annual fee first year, then $175! Apply Now---Amex Premier Rewards Review

American Express is an advertising partner of HustlerMoneyBlog.

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