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Credit Card bonuses

Chase Freedom Cash BackThose with a Chase Freedom® credit card($100 cash back bonus after $500 spending during the first three months of membership), you can now sign up for the 5% cash back categories(Amazon.com, Zappos.com, and select Department Stores) and be activated for the 4th Quarter of 2014. To maximize Chase Freedom rewards program, cardholders purchase items in the rewards categories designated by Chase which rotates every quarter. You’ll earn 5% cash back in the designated categories up to $1500 in purchases, and 1% on everything else with no maximum.

Remember, cardholders can only earn 5% for up to $1500 in purchases for the designated categories. Simply put, you’ll get up to $75 in cash back at most in the bonus categories. This may not seem like much, but utilizing their promotion each quarter will put $300 in your pocket each year($75 x 4). I’ve personally made hundreds of dollars in additional rewards each year by taking advantage of all the 5% cash back cards. Since most have no annual fee, you’ll be glad to use them all and maximize to the fullest for all 5% cash back categories.

Chase Freedom 5% Categories 2014 Calendar 4th Quarter

From October 1st to December 31st, you can earn 5% cash back on up to $1,500 spent in the following categories (activation is now live):

  • Amazon.com
  • Zappos.com
  • Select Department Stores

Chase Freedom 5% Rewards Categories Details:

  1. You must activate in order to earn the 5% in these bonus categories. Many ways to activate: Online at Chase.com/freedom, Phone Rep back of your card(800 524-3880), In Person at a Chase branch with personal banker, or Email Activation Reminder.
  2. Make sure to activate by December 14, 2014 to get the 5% cash back for the 4th quarter rewards at Amazon.com, Zappos.com, and select Department Stores. Keep in mind, the activation is retroactive(all your previous purchases at Amazon.com, Zappos.com, and select Department Stores will count as long as you activate by December 14th).
  3. Activation is absolutely free. Cardholders can earn 5% cash back on up to $1500 worth of purchases made in the bonus categories during the quarter. For everything else, you’ll earn 1% cash back with no cap.
  4. If you are unsure if a particular store counts towards the category, You can call Chase customer service (800 524-3880) or check with their merchants website.
  5. Do understand that the 5% “cash back” is actually points in their Chase Ultimate Rewards website. You can then cash out the points in the form of cash back toward your statement credit. Each point is worth $0.01 in cash back and100 points are worth a dollar.

Chase Freedom 5% Categories can be enrolled each quarter in many different ways. It’s both quick and painless, so you shouldn’t have any excuses in not signing up. As long as you activate by the end of the quarter, then the rewards are retroactive. The 5% cash back categories are significant in helping you getting the most bang for your buck. Even then, all other purchases earn 1% back with no cap or expiration of rewards. Need to apply for a card? the Chase Freedom® is running a $100 Bonus Cash Back promotion simply by making $500 in purchases in your first three months.

Chase Freedom 5% Categories

Chase Freedom $200The Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You'll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. You can earn 5% Cash Back on up to $1,500 in combined purchases at Amazon.com, Zappos.com, and select department stores between October 1 – December 31, 2014. For all other purchases, you'll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now---Chase Freedom $100 Bonus Review
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Check out the new 5% cash rebate credit card categories from October 1, 2014 to December 31, 2014  from Citi® Dividend Platinum Select® Visa® Card. Citi gives out cash back rebate cards of 5% on select purchase categories which rotate on a quarterly basis throughout the year. You must enroll in their program to earn the 5% rebate in these categories.

Citi Dividend Platinum Select Visa Card 5% cash back Quarter IV 2014:

  • Best Buy
  • Department Stores
  • Toy Stores

According to their website, department stores are larger merchants that sell a general line of apparel, home furnishings, furniture, electronics, cosmetics, housewares and major appliances. They have several departments that usually have separate checkout counters. Toy Stores are stand-alone merchants that sell toys and games, and may sell a limited selection of do-it-yourself craft or hobby kits.

How To Enroll Your Citi Dividend Card for 5% Quarterly Rebates:

  1. Click on dividend.quarterlyoffer.citi.com to register for the 5% cash rebate categories OR
  2. At citi.com website, log in to your account online and click on the 5% cash back offer OR
  3. Give them a call 1-800-231-0891 to enroll your Citi card for the 5% rebates each quarter.

You may want to check on your current Citibank 5% Cash Back Categories since you have until September 30th, 2014 to maximize all your cash back on:

  • Hilton Portfolio
  • Car Rental Agencies
  • Movie Theaters
  • Theme Parks

Make sure to keep your card open and current at all times. With 5% cash back on up to $1500 per quarter, you can get a maximum of $75 bonus or $300 cash back per calendar year. See our full list of all 5% Cash Back Categories for Quarter IV of 2014!

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Chase Ink Plus Business CardChase Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that's $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the $95 annual fee is waived for the first year.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now---Ink Plus Review

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While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

Amex Gold Delta SkymilesGold Delta SkyMiles® Credit Card from American Express is offering 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The 30,000 miles is enough for a round-trip flight ticket in the continental U.S. The Gold Delta SkyMiles card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). Also, you will earn 2 miles for every $1 you spend on Delta purchases and 1 mile for every dollar you charge for other eligible purchases. As an added perk, the annual fee of $95 is waived for the first year.

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American Express Gold Delta Skymiles Key Features:

  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.

Here’s Why You Should Apply For This Card:

  • You start off with 30,000 Bonus Miles after you make $1,000 and a $50 statement credit after you make a Delta purchase. Both must be done with your new Card within your first 3 months.
  • You will earn miles redeemable on Delta and more than 15 partner airlines with one mile for every eligible dollar you spend.
  • Show your card and enjoy priority boarding on Delta Flights so you can find room for your carry-on bag and settle into your seat sooner.
  • Amex will provide you an Online Year-End Summary to organize your finances. You can analyze your annual expenses in pie or bar charts, by categories like travel and restaurants. With your charges itemized in one place, the Online Year-End Summary is a great tool you can rely on to help prepare your taxes and manage your spending.
  • Your first checked bag is free, a saving of up to $50 on a round-trip Delta flight.
  • Enjoy Delta Sky Club access for you and two traveling companions with complimentary snacks and beverages, Wi-Fi access, satellite TV, newspapers and magazines, personalized flight assistance, private restrooms and more for a reduced fee.
  • Get 20% In-flight Savings on food and entertainment whenever flying with Delta. The savings are received in the form of a statement credit.
  • Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible auto rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions.
  • When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.
  • Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.Why is it that as soon as a manufacturer’s warranty runs out, something always seems to happen? When you use your American Express Card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

When using the Gold Delta SkyMiles® Credit Card from American Express, you will be able to earn 2 miles for every dollar spent on eligible Delta purchases and  1 mile for each dollar spent on your everyday purchases to later redeem for flights. Flying isn’t cheap and earning miles at such a quick rate can be a wise investment. Apply online now and you can get a decision in as little as 60 seconds. Find all credit card promotions on our exclusive list!

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Editorial Disclaimer: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

Delta Business SkymilesThe Gold Delta SkyMiles® Business Credit Card from American Express is offering 30,000 bonus miles after $1,000 in purchases on the card – enough for a round-trip flight ticket in the Continental U.S. + a $50 statement credit after you make a Delta purchase with your new card within the first 3 months. What’s the catch, you ask? There are none. You get two miles for every dollar you spend on Delta flights and 1 mile for every dollar spent for all other eligible purchases. The Gold Delta SkyMiles Business card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). The miles can be redeemed for flights without seat restrictions and blackout dates. Best of all, receive all of this for a $0 introductory annual fee for the first year, then $95.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

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Gold Delta SkyMiles Business Credit Card Features:

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • No Foreign Transaction fees
  • $0 introductory annual fee for the first year, then $95
  • Terms and limitations apply

Here’s Why You Should Apply For This Card:

  • 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months of Card Membership. Miles will be credited to your account 2-4 weeks after you reach the spend threshold.
  • $50 statement credit after you make a Delta purchase with your new Card within your first 3 months of Card Membership. Purchase must be made directly through Delta.
  • $0 Introductory Annual Fee: After first year of Card Membership, the annual fee will be $95.
  • Earn 2 miles for every $1 spent on qualifying Delta flights, and also Delta Vacation packages and Earn 1 mile for every $1 spent on eligible purchases. Fly with Delta to earn even more miles so that you can later redeem for either a partial or full flight. There are no blackout dates nor seat restrictions with Delta booking system. Redemption starts at 10,000 miles for $100 off any Delta air ticket.
  • First Checked Bag is Free: Good card holder and up to 8 other people on your reservation when booking your flight with this Delta card. This is a savings of around $50 per person per round-trip.
  • Priority Boarding and 20% In-Flight Savings: Card Members will receive a 20% savings in the form of a statement credit on eligible pre-purchased meals and in-flight purchases of food, alcoholic beverages, movies, television shows and video games accessed via Delta’s seatback in-flight entertainment system, and audio headsets on Delta-operated flights.
  • Delta SkyClub® Reduced Rate benefit ($29 per person) is limited to Gold and Platinum Delta SkyMiles Business Credit Card Members and up to two guests and may be used only in conjunction with same-day ticketed air travel on any airline.
  • Travel Benefits and Insurance: Get the comfort and peace of mind with travel benefits and travel insurance such as Car Rental Loss and Damage Insurance, 24/7 Global Assist Hotline, Baggage Insurance Plan, and Travel accident insurance.
  • Purchase Protection and Extended Warranty:  In case of accidental damage or the theft of eligible purchases for up to 90 days from the date of purchase, American Express can refund you if the store would not. Amex will also extend the original U.S. warranty of items you purchase by up to one year.
  • No Foreign Transaction Fee: American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card.

American Express is all about small businesses and shows it by providing you with the resources that help you run your business. The Gold Delta SkyMiles Business Credit Card from American Express OPEN is a travel rewards card which rewards you 2 miles for every $1 spent when booking qualifying air tickets on Delta, and 1 mile for every $1 when you make other eligible purchases. Those who are business owners and travel frequently on Delta, I fully recommend to apply for the Gold Delta SkyMiles® Business Credit Card from American Express today and start earning miles for flying on Delta, as well as for your other business expenses, and want the cardholder privileges of American Express. Apply online now and you can get a decision in as little as 60 seconds. Find all credit card promotions on our exclusive list!

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Editorial Disclaimer: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Chase Slate CardBy far the best card for a balance transfers, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99% – 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card!

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Chase Slate® Card Features:

  • Best 0% Offer in “Crowning 2013’s Best Credit Card Offers” (January 14, 2013) -Forbes Online
  • Pay less interest. Save on balances and new purchases
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee

Here’s Why You Should Apply For This Card:

$0 Balance Transfer Fee for the first 60 days: You may want to do a balance transfers during the first 60 days of your account. This is the main attraction of the Chase Slate since it has $0 balance transfer fee. You’ll be saving quite a lot of money from paying high interest rate of your other cards.

0% Introductory APR on Balance Transfers:  On top of the $0 balance transfer fee, you will get 0% introductory APR on all balance transfers for the first 15 months. After the intro period, you will have to pay a variable balance transfer APR, which is 12.99%, 17.99%, or 22.99% depending on your credit score.

0% Introductory APR on Purchases: You don’t have a balance from another card to balance transfers? Then take advantage of the 0% introductory APR on all your purchases for the first 15 months. After that, you will have to pay a variable purchase APR of 12.99%, 17.99%, or 22.99%.

$0 Annual Fee: You don’t have to pay any annual fee to enjoy all the benefits of this card.

Blueprint Feature: This unique feature gives you 4 options to pay your balances down faster. You can pay in Full Pay and pay no interest on selected “everyday” purchases like groceries, gas or drug prescriptions. You can also Split it which lets you pay off big purchases like a T.V or home improvement projects. Chase will calculate on each statement so you can stay on track to meet your goals. Another option is Finish It which lets you set a date by which you want to pay off your current balance. Finally, you can Track It which lets you track your progress to see how close you are in reaching your goal.

Zero Liability for Unauthorized Purchases: For any unauthorized charges are made on your Chase Slate card, you won’t be held responsible for the charges.

24/7 Security Services: Chase will monitor your account activity 24/7 for fraudulent card activity with its Patented Fraud Protection service.

Those who will be using this card for a balance transfers to pay down a balance, then yes, you should apply for the Chase Slate® to get 15 months on balance transfers with $0 balance transfer fee. This is the only nationally advertised deal with no transfer fee so make sure you initiate that balance transfer within the first 60 days. This is an excellent opportunity to have all your money applied directly into cutting down your principal instead of having it go towards interest and/or fees.

However, don’t use this as an excuse to fund any crazy shopping sprees, but instead use this Chase Slate® 0% APR 15 months balance transfer with no fee to pay down any balances or large purchases.

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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The Featured 0% Balance Transfer & Purchase Cards are available below from longest 18 months to the lowest 12 months intro period. If you are carrying a high balance and paying interest each month, you can save a lot of money by doing a balance transfer of your balance to a 0% intro offer credit card. It’s important to factor in the balance transfer fee of 3% of your total balance. Some cards below also have sign up bonus which can help you offset the balance transfer fee. After doing a balance transfer, simply pay the minimum each month and pay no interest for the duration of your terms. However, I highly recommend to pay off your balance by the end of your 0% intro period so you will not have to pay any more interest.

Editor’s Choice 0% Balance Transfer Card

Chase Slate CardBy far my favorite card for a balance transfer, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99% – 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card! Apply NowChase Slate Review

Featured 0% Balance Transfer & Purchase Cards

Discover It NewDiscover it® offers 18 months 0% APR on balance transfers along with no annual fee, no over limit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® from April through June 2014 . Then 1% cash back on all other purchases. Apply NowDiscover It Review

Citi Simplicity ReviewCiti Simplicity® Visa Card offers 0% intro APR on Balance Transfers and Purchases for 18 months with no annual fee! It is one of the most popular consumer credit cards due to the long no interest periods on both purchases and balance transfers. The card also does not charge any late fees or penalty rates. You’ll save time when you call with fast, personal help, 24 hours a day. Apply NowFull Review

Credit Card
Balance Transfer 0% APR
Purchases 0% APR
BT Fee
Annual Fee
Review
Chase Slate®15 Months 15 Months $0 balance transfer fee for the first 60 days. $0Review
18 Months 6 Months 3%$0Review
18 Months 6 Months 3%$0Review
Citi Simplicity Visa Card18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
Citi® Double Cash Card15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Chase Freedom® ($100 bonus)15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Visa Platinum15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Blue Sky from American Express®
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Blue Cash Everyday® Card from American Express
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Amex EveryDaySM Credit Card from American Express
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Blue Cash Preferred® Card from American Express
($150 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$75Review
US Airways Premier World MasterCard®
($400 bonus)
15 Months None3% of each balance transfer; $10 minimum$89Review
NFL Extra Points Credit Card
($100 bonus)
15 Months None3% of each balance transfer; $5 minimum$0Review
Discover it® Chrome14 Months 14 Months 3%$0Review
Discover it® Card14 Months 14 Months 3%$0Review
Citi® Dividend Platinum Select® Visa® Card
($100 bonus)
12 Months 12 Months3% of each balance transfer; $5 minimum$0Review
Citi ThankYou® Preferred Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Flexperks
($150 bonus)
12 Months12 Months 3% of each balance transfer; $5 minimumFree 1st yrReview
Chase Ink Cash® Business Credit Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
Priceline Rewards Visa® Card
($100 bonus)
12 Months 12 Months 4% of each balance transfer; $10 minimum$0Review
Barclaycard Arrival(TM) World MasterCard®
($200 bonus)
12 Months 12 Months 4% of each balance transfer; $10 minimum$0Review

Balance Transfer Credit Card Tips

  1. To offset balance transfer fee, you may want to pick the credit cards with sign up bonuses. After fulfilling the spending requirement to get the sign up bonus, then you can ask for the 0% balance transfer. Make sure to do it within the allowable time frame, usually within 3 months of account opening.
  2. Find the best credit cards with 0% intro APR on both balance transfers and purchases. Before doing a balance transfers, always ask for a credit limit increase without a hard pull to get the maximum amount for doing a balance transfers.
  3. Make sure to always pay on time and never skip any or pay them late. This is extremely important because you may lose the benefit of the 0% intro APR for late payments and will revert back to high interest rate.
  4. Figure out how you can pay off your balance in full before the 0% intro APR on balance transfers expires. If you don’t, then you simply will go back into paying high interest rate again.
  5. Understand the fees you will have to pay for doing a balance transfer. Most card issuers charge a balance transfer fee of 3-5% each time you do a balance transfer. It may be possible to negotiate with the BT fee or ask them for a cap. There is no hurt in trying.

 

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The United MileagePlus® Explorer Card starts off with 30,000 bonus miles after your spend $1,000 in the first 3 months. Annual fee is waived the first year,  $95 thereafter. No foreign transaction fee with 2 miles for every dollar spent on United tickets, 1 mile per dollar spent on all other purchases.

Chase United MileagePlus Explorer Card Review

MileagePlus ExplorerUnited merger with Continental has announced a vastly improved United MileagePlus® Explorer Card with loaded benefits + 30,000 bonus miles after you spend $1,000 in the first 3 months. You’ll also earn an additional 5,000 miles when you add an authorized user and make a purchase in the first three months. The new Chase United MileagePlus Explorer card is much better than its predecessor with bag check fees waivers for all cardmembers + one guest. You get priority boarding in which cardmembers and companions can board immediately after first-class and elite travelers. Another extra perk with the Chase United MileagePlus Explore includes free access to the United Club – a $100 value. Some other improvements with their frequent flier redemption policy include no seat restrictions or blackout dates and all seats can be acquired with miles.

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United MileagePlus® Explorer Card

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees!
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95

The United MileagePlus® Explorer Card is great for those who prefer flying United and check bags on United flights. There is also a 10,000 bonus miles every year once you spend $25,000 on the card. Your miles can be redeemed for airfare, hotel awards, rental car awards, dining, and merchandise. Economy class tickets, for example, start as low as 25,000 miles for a standard reward flight. Of course, who could forget the free checked bag for you and a companion on any United flight. You will find the United MileagePlus® Explorer Card to be a top notch card and extremely beneficial.  With the abundant of sign-up bonus miles, there is no annual fee for the first year and $95 thereafter. They want you to try it out for a year, and cancel at no cost as long as you do it before the one year anniversary. Check out our complete credit card bonuses list!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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British Airways Visa SignatureSign up for the British Airways Visa Signature® Card to earn 50,000 BONUS AVIOS after you make $2,000 in purchases in the first 3 months of account opening! Earn Avios with every purchase then use your bonus Avios towards rewards flights. No foreign transaction fee when you make purchases abroad.

Chase British Airways Visa Signature Review

Chase British Airways Visa Signature® Card offers 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Cardholders pay no foreign transaction fees when you travel abroad. You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases. Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years. Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

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What is Avios?

Avios is the new shared reward currency for British Airways Executive Club. One Avios is exactly one BA mile. Benefits of Avios to the customers include:

  • Cabin upgrades using Avios
  • A new range of travel reward redemption options, including hotels and car hire for BA Executive Club members
  • More flexibility as customers can now use Avios for one-way flights or to mix and match the airports they fly to and from.

Card Features:

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening
  • Pay no foreign transaction fees when you travel abroad
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you’ll earn a Travel Together Ticket good for two years
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & Beyond, while still giving you the ability to use your card as you do today at home

You can use the 50K Avios through other one-world flights, including transatlantic Iberia flights, and non-transatlantic AA flights. Want to go to Europe round-trip on less than $400? The Chase British Airways Visa Signature card 50,000 BA Executive Club Avios for new cardmembers with first purchase is good enough for an economy class transatlantic flight from USA to Europe Zone 1. This includes the United Kingdom, Belgium, France, Germany, Ireland, Luxembourg, Netherlands and Switzerland. Why the $400 cost even though it’s a free flight? Taxes and fees.

Quick Summary:

  • BA Avios cannot be redeemed for transatlantic flights on American Airlines. However, they can be redeemed for other oneworld flights, including transatlantic Iberia flights, and non-transatlantic AA flights.
  • The 2-for-1 voucher is good only for BA mainline flights, not partners.
  • To check on status of your application using an automated line, call 800-945-2006. At the prompt press # then 1, then enter your SSN
  • To check on status with a human, 888-270-2127

The biggest downside of the BA Visa is the $95 annual fee. However, this is fully mitigated by the signup bonus worth $1,000 of travel. The second annoying factor is the heavy taxes and fees when booking transatlantic airline flights comes with a big caveat: you have to pay taxes and fees in addition to forking over when using your Avios. On the plus side, it offers some great features for international travelers such as:

  • EMV chip-and-PIN technology, so you can actually use your card in Europe
  • A free companion ticket that you can use in any cabin, every year that you make $30k in purchases or more
  • Waived foreign transaction fees, key for any self-respecting international credit card

For those big spenders out there, the the BA card’s companion ticket offer(worth $500+ a year) is a great option.  You’ll also earn 25% more rewards than the standard airline card rewards rate of 2.5 Avios per $1 spent on British Airways/1.25 Avios per $1 spent elsewhere. Don’t wait any longer to apply for the British Airways Visa Signature® Card today!

Apply Now Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2014 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.

Best Credit Card Bonuses, Deals, & Promotions 2014

Chase Ink Plus Business CardChase Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the $95 annual fee is waived for the first year.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowInk Plus Review

Chase Ink Bold Business CardChase Ink Bold® Business Charge Card offers 50,000 Bonus Points after you spend $5,000 in 3 months from account opening- that’s $625 toward travel! The card requires you to pay off your balance in full each month along with flexible spending limits. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. The annual fee is waived for the first year, and $95 for future years. Apply NowChase Ink Bold Review

Barclaycard Arrival Plus World EliteBarclaycard Arrival Plus(TM) World Elite MasterCard® offers 40,000 bonus miles($400 off your next trip) after you $3,000 in purchases within the first 90 days from account opening. It’s a new premium travel rewards card with 2.2% cash back towards travel. This 40,000 bonus miles is redeemable towards $400 in cash credit towards any travel purchase, plus 4,000 miles rebated back. The $89 annual fee is waived for the first year. Barclaycard Arrival Plus World Elite Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply NowChase Sapphire Preferred Review

Citi Premier 50000 PointsCiti ThankYou® Premier Card offers 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You’ll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Citi ThankYou Premier Review

Citi Hilton ReserveCiti® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply NowFull Review

Hilton HHonors Visa SignatureCiti® Hilton HHonors™ Visa Signature® Card offers 40,000 Hilton HHonors Bonus Points after $1,000 in purchases within the first 4 months of cardmembership. The Hilton HHonors points can be redeemed for free nights in the Hilton HHonors network, experience rewards, car rentals, or airline miles at participating airline partners. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. There is no annual Fee! Full Review

Amex Platinum CardPlatinum Card® from American Express offers 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get up to a $200 Airline Fee Credit Annually on qualifying airlines. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply NowAmex Platinum Review

Amex Business PlatinumBusiness Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 Airline Fee Credit to cover eligible incidentals on qualifying airlines, 20% Travel Bonus when redeeming with Membership Rewards Pay with Points, and more than 30 premium benefits for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There’s no limit on the number of points you can earn, and points have no expiration date.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowAmex Business Platinum Review

Barclay Choice PrivilegesChoice Privileges® Visa Signature® Card by Barclays offers up to 32,000 bonus points after your first purchase and first stay at a Choice Privileges location with your new card- enough for up to 4 free nights! The hotels in the reward program include Comfort Inn, Comfort Suites, Quality Inn, Sleep In, Clarion, Cambria Suites, MainStay Suites, Suburban, Roadway Inn, and Ascend Collection. This is quite a wide selection of discount/lower end hotels if you’re budget conscious. With the Choice Privileges Visa, you’ll get 15 points per eligible $1 spent at over 4,200 Choice Privileges locations, 5 points per eligible $1 on additional Choice Privileges points or Choice Hotels gift card purchases, 2 points per eligible $1 spent on everyday purchases. Choice Privileges Review

NEW CitiBusiness®/ AAdvantage® World MasterCard® offers 30,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership. You’ll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply NowCitiBsuiness AAdvantage Review

While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

Citi AAdvantage PlatinumCiti® Platinum Select® / AAdvantage® World MasterCard® offers 30,000 American Airlines AAdvantage® bonus miles(enough for a full round-trip) after spending $1,000 in purchases within the first 3 months of being a cardmember. You’ll get priority boarding and 25% savings on eligible in-flight purchases. Also, earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal. There is no annual fee for the first year, a saving of $95. Apply NowFull Review

AmEx-Starwood-Preferred-GuestStarwood Preferred Guest® Credit Card from American Express offers up to 25,000 Bonus Starpoints- 10k Starpoints after your first purchase and another 15K Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Likewise, redeem Starpoints on over 150 airlines with SPG Flights – with no blackout dates. Voted a Travel Editor’s Choice for Best Travel Rewards Card for domestic use, you earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program and 1 Starpoint for all other purchases. No limits on the number of Starpoints you can earn with a $0 introductory annual fee for the first year, then $65. Apply NowStarwood Preferred Guest Review

Amex Starwood Biz Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints – get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowStarwood Preferred Guest Business Review

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. You’ll also earn 15K points when you spend $30,000 within one calendar year. There is no annual fee for the first year, a saving of $175. The 25,000 membership rewards points are very flexible and can easily be converted to 25,000 frequent flier miles. The extra perks include 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. No annual fee first year, then $175! Terms and Restrictions Apply. Full Review

Ink Cash BusinessChase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You’ll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowChase Ink Cash Business Review

Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Full Review

Barclaycard Arrival World MasterCardBarclaycard Arrival World MasterCard®, with no annual fee, offers 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days(that equates to $200 off your next trip). It’s a travel credit card that lets you earn 2 points per dollar on travel and dining and 1 point per dollar on all other purchases. There is also 10 percent miles-back travel redemption bonus which help cardholders reduce the cost of travel when paid for with your miles. This is the ideal card for people who want a no annual fee credit card who travel frequently outside the country since there is no foreign transaction fee. Apply NowFull Review

U.S Bank AeroMexico AeroMexico Visa Signature® Card, issued by U.S. Bank, offers 20,000 Bonus Miles plus complimentary companion ticket after first purchase. The 20,000 bonus miles is enough for a round-trip ticket which a great way to for a new card membership. There is also a 4,000 bonus miles and $99 companion ticket annually for renewing your card. The AeroMexico Visa credit card can help frequent travelers maximize their rewards by earning more miles on special categories. They’ll earn double miles on gas, groceries, and AeroMexico ticket purchases. Continue to earn 1 mile per $1 spent on everything else. More importantly, enjoy a $0 intro annual fee for the first year (up to $80 thereafter). AeroMexico Visa Review

U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($200 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Full Review

CitiBusiness ThankYou® Card offers 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership, that’s enough for $150 in gift cards. This  allow small businesses and sole proprietors a way to earn bonus ThankYou points on many of their purchases. You’ll earn 3 ThankYou Points for every dollar spent on eligible purchases in rotating business categories and 1 point on all other purchases. Best of all, pay no annual fee with your CitiBusiness ThankYou Card. Full Review

Blue Cash PreferredBlue Cash Preferred® Card from American Express offers a $150 statement credit after spending $1,000 within the first 3 months of Cardmembership. Cardholders earn 6% cash back at U.S supermarkets(up to $6,000), 3% cash back at U.S gas stations and department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Amex Blue Cash Preferred Review

Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between July 1 and September 30, you can earn 5% rewards on up to $1500 spent on Gas Stations and Kohl’s®. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply NowChase Freedom $100 Bonus Review

Blue Cash Everyday® Card from American Express offers $100 statement credit after spending $1,000 in purchases in the first 3 months of Cardmembership. Along with no annual fee, you’ll get maximum cash back in the following categories: 3% U.S supermarkets, 2% U.S gas stations & select U.S department stores, and 1% other purchases. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Amex Blue Cash Everyday Review

NFL Extra Points Credit CardNFL Extra Points Credit Card from Barclays is offering 10,000 BONUS POINTS after $500 in purchases within the first 90 days of account opening, equal to $100 in CASH BACK statement credits. You’ll get 2X points on NFL purchases earn 2 points for every $1 spent at NFLShop.com, team pro-shops, and in-stadium. Card members earn 1 point per $1 on other purchases. There are are no caps on earning points and they will never expire. You can redeem your points for football rewards or 1% cash back on statement credits. The points can go toward an endless option of rewards such as redeeming 10,000 points for $100 statement credits on everyday purchases of $25 or more. Don’t forget to redeem our your points for cash back toward travel and statement credits for eligible airline flights, hotel stays, rental cars or anything else for your trip. There is absolutely no annual fee with you NFL Extra Points Credit Card! NFL Extra Points Review

Priceline Rewards Visa® Card offers 10,000 bonus points($100 cash bonus redemption) after $1,000 in purchases within 90 days with no annual fee! More importantly you get 1X the points of ALL PURCHASES! That’s like getting 1% back on everything and more. I personally have this card and use it almost everyday. Basically, the Priceline Rewards Visa is a points-based card with no annual fee. If you use Priceline.com, you’ll earn 5 points per dollar spent on “Name Your Own Price” Priceline purchases. Each point is worth at least one cent towards a past purchase, meaning you’re getting at least a 1% rebate on all purchases. Priceline Rewards Review

Barclays TravelocityTravelocity® Rewards American Express® Card offers 10,000 bonus points(worth $100 statement credit)-earn 5,000 points after your first purchase and an additional 5,000 points after spending $1,000 on qualifying transactions in the first 90 days of account opening. You get 3 points for each $1 spent on eligible Travelocity purchases and 1 point for each $1 spent on all other purchases. The points can be redeemed for statement credits towards Travelocity purchases for Flights, Hotels, and Vacation Packages with no blackout dates or restrictions. Best of all, there is absolutely no annual fee! Travelocity Rewards Review

Chase Sapphire Chase Sapphire® Card offers 10,000 Bonus Points when you spend $500 on purchases in the first 3 months from account opening – that’s $100 in travel rewards when you redeem through Chase Ultimate Rewards! You’ll earn 2X points on dining at restaurants – from fast food to fine dining, then 1 point per dollar spent on all other purchases. Your points never expire and there are no limits on how many points you can earn. Points can be redeemed for travel, gift cards, merchandise, cash back and more. Of course there is 24/7 direct access to dedicated customer service specialists to meet all your needs. Best of all, there is absolutely no annual fee with the Chase Sapphire Card! Apply NowChase Sapphire Review

Amex Everyday CardAmex EveryDaySM Credit Card from American Express offers 10,000 points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at U.S. standalone grocery stores(up to $6,000 per year) and 1x points on other purchases. There is also a 20% points bonus on those purchases less returns and credits when you reach at least 20 transactions in a billing cycle. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply NowAmex EveryDay Review

Blue for Business ReviewBlue for Business® Credit Cardby American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply NowAmex Blue for Business Review

Amex Business GreenBusiness Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply NowAmex Blue for Business Review

Barclay Carnival CardBarclays Carnival™ MasterCard® offers 5,000 FunPoints when you make your first purchase and an additional 5,000 FunPoints for a balance transfer of $5,000 or more within 30 days of account opening. That’s a total of 10,000 FunPoints, enough for $100 redemption on your next cruise! You’ll earn points on your purchases and pay no interest on purchases for 12 months. It’s the official credit card of Carnival designed for those who enjoy going on cruises during your holidays and spend quality time with family and friends. Best of all, the card has no annual fee. Barclays Carnival MasterCard Review

Discover It Students $20 BonusDiscover it® for Students offers $20 Cash Back Bonus after your first purchase. One of the most popular student credit cards, it lets you earn 5% cash rebates on rotating categories of purchases! Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review

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Americans are good at spending money. Really good. With all the money that flows in and out of our households, it makes sense to try to capitalize on that. When we spend wisely or reward businesses with our purchase, shouldn’t we in turn be rewarded for doing business with them? Now more than ever, credit card companies are offering ways to do that with several cash back credit cards. “Bonus points”, “cash-back programs”, “spending incentives”, and “rebates” are just a few of the terms frequently tossed around by reward-savvy consumers in credit card circles. With so many different options, consumers may find themselves dizzy from the offers streaming across their laptops, televisions, and mobile devices. Thankfully, the only decision for consumers to make is which credit card to use. With that in mind, here’s a breakdown of the Featured cash back credit cards.

Editor’s Choice Cash Back Credit Card:

Citi Double Cash CardCiti® Double Cash Card offers unlimited 1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. Unlike the Amex Fidelity card, you don’t need to apply for an extra account to get your cash back. The Citi Double Cash has no restrictive categories and no limits on the amount of cash back that you earn. Cards that offer 2% cash back usually don’t come around often so I strongly suggest to apply ASAP. You will also get 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness. Some people will claim this is a 2-percent-cash-back card, but this may not be truly accurate. Let me explain: If you redeem your rewards for a statement credit, it will reduce the amount you owe by 1%, therefore the amount you can earn rewards on when you pay the rest of the bill. The math works out something to be like 1.99% cash back! Best of all, there is No Annual Fee! Apply NowCiti Double Cash Card Review

Featured Cash Back Credit Cards 2014:

  • Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between July 1 and September 30, you can earn 5% rewards on up to $1500 spent on Gas Stations and Kohl’s®. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply NowChase Freedom $100 Bonus Review
  • Discover It 2014Discover it® is now offering 18 months 0% APR on balance transfers along with no annual fee, no overlimit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up. 1% cash back on all other purchases automatically. And 1% cash back on all other purchases.
  • TrueEarnings® Card from Costco and American Express offers a great opportunity to earn maximum rewards for restaurants and gasoline purchases. The TrueEarnings card offers 3% cash back on gasoline purchases at Costco and U.S gas stations up to $4,000 (1% thereafter), 2% cash back on U.S restaurants and eligible travel, and 1% cash back on all other purchases including Costco purchases. You will receive your cash back annually in the form of a reward coupon. The card comes with 0% intro APR on purchases for 6 months. If you are already a Costco member, this card comes with no annual fee.

There are several opportunities to earn cash back on the money you spend. With some of these credit cards at your disposal, you can maximize your return on that money and put more money back in your own pocket! And that’s something that will really have you seeing green.

Disclaimer: *HustlerMoneyBlog has financial relationships with the cards mentioned here, and we may be compensated if consumers choose to apply and sign up for these links in the content.

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