Chase Ink Cash Business Card Review- $300 Cash Back Bonus and No Annual Fee

There are a plethora of business credit cards out there, however the Chase Ink Cash® Business Card offers some of the best rewards with $300 cash back signup bonus, no annual fee, and a superb rewards program.

2015 Chase Ink Cash Business Review

Chase Busines Ink Cash 2015Ink Cash® Business Card offers $300 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest cash amounts ever offered for a business credit card. You receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers and then the ongoing APR of 13.24% (Variable). I personally prefer Ink Cash to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!

You may not know this, but if you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.

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Ink Cash® Business Credit Card

  • Limited Time Bonus Offer: Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named “Best for Rewards for Small Business” MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Free employee cards
  • No Annual Fee

Whether you are a small business owner or sole proprietors, you’ll need a business credit card that rewards you on purchases geared towards business expenses and keep track of your spending. The Ink Cash Business Card offers online business tools to allow easy managing of accounts, set spending limits on employee cards as well as track expenses and identify potential tax deductions. Rewards are earned as points and 1 point equals 1% or $0.01 cash back. So if you have 5,000 points, they can be redeemed for a $50 check. Some of our favorite features of the Ink Cash Business Card:

No Annual Fee– Unlike most business credit cards, it doesn’t come with an annual fee! You can sock it away and not have to worry about a single thing!

$300 Cash Back Bonus– Right off the bat, Ink Cash Business gives you $300 cash back when you spend $3,000 within the first three months.

5% Cash Back Categories– You get 5 percent cash back on the first $25,000 spent annually at office supply stores and on cellular phone, Internet, landline, and cable TV services. Not to mention the 2% on gas and dining expenses up to $25K purchases. For everything else, you’ll earn 1% cash back on all purchases. No limit to the amount of cash back  you can earn. Whatever you spend on, you’re sure to get rewarded just for using your card.

Business Features and Protection– Get free monthly statements and quarterly management reports. Your expenses are itemized and categorized to make it easier for you to track your business’ spending. Card holders receive zero liability protection. For any unauthorized purchases made with your Ink business card, you are not responsible to pay a single cent.

Travel Benefits and Perks– Enjoy travel accident insurance, auto rental insurance, roadside dispatch, baggage delay refund, 24/7 real-person customer service, purchase protection, extended warranty, fraud early warning service, etc.

The $300 cash back bonus is only one of the great incentives offered that sets this card apart from the rest. It gives you 5% cash back on office supplies, cable services, and telecom services on the first $25,000 dollars spent annually. This card has no annual fee and offers a 12 months 0% introductory APR on purchases and balance transfers! Then the ongoing APR of 13.24% (Variable). With such generous cash back options along with travel and shopping benefits, it is one of the best business credit cards around. Not only can the money you earn off the credit card rewards help keep your business in the black, but it can also make itemizing your purchases a breeze. Do yourself and business a favor and get your Ink Cash® Business Card today! Find all your credit card bonuses at our amazing list!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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Chase Ink Plus Business Card Review 2015: Earn 60,000 Bonus Points- that’s $750 Towards Travel Rewards

Read all about the Ink Plus® Business Credit Card Review 2015 Edition. You can easily earn 60,000 bonus points after you spend $5,000 in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards.

Ink Plus® Business Credit Card Review 2015

Ink Plus Business CardThe Ink Plus® Business Card offers 60,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $750 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $95 Annual Fee.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

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Chase Ink Plus Business Card Features:

  • Limited Time Bonus Offer: Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Chip-enabled for enhanced security at home and abroad when used at a chip card reader
  • Free employee cards
  • $95 Annual Fee

Chase Ink Plus Business Card Review

Rewards Program Overview:

If you are a business owner looking to boost your gains, the rewards program offers 5x the points on office supplies, telecommunications such as cellular phone, landline, internet, and cable TV services on the first $50,000 spent annually. Design with business in mind, the Ink Plus Business Card from Chase rewards users for spending money on travel and internet access. There is also 2 bonus points for every $1 spent on gas stations and hotels – limited to $50,000 in spending. Finally, you get 1 bonus point for every $1 spent everywhere else with no limit.

The Chase Ultimate Rewards points can do wonder when transferring Ultimate Rewards points to airline partners or hotel partners. The choice of airline and hotel partners is also much better in comparison to the transfer options of American Express’ Membership Reward Points.

Business Credit Card:

The Chase Ink Plus® Business Card is a business credit card which means you can pay a portion of your credit card bill each month if you wish. Obviously, you should be paying off your statement each month to avoid the interest charges. There will be a credit inquiry , but the credit line will not appear on your personal credit report.

No Foreign Transaction Fees:

For businesses that do a lot of work overseas, Chase Ink Plus offers no foreign transaction fees. You can make any purchases out of the country without paying an extra fee every time you swipe. With the 1:1 point transfer to popular travel programs, businesses will get the most out of their travel expenditures. Other cards will have standard fees are 2%-3% which negate any points accumulation.

How to use 60,000 Ultimate Reward points:

Simply spend $5,000 within the first 3 months of account opening to qualify for the 60,000 bonus points. The 60K Chase Ultimate Rewards points which are very valuable that can be redeemed for gift cards or statement credit($600 value), travel through the Ultimate Rewards Portal($750 value), and transfer to hotel and airline partners.

Many cardholders use their Ultimate Rewards points(1:1 transfer ratio) to convert to other airline and hotel partners such as: United, British Airlines, Southwest Airlines, Korean Air, Hyatt, Marriott, Priority Club, Ritz Carlton, Amtrak, and more. One of the best ways to redeem the 60,000 Chase Ultimate Rewards points is by getting 2 nights in a top category 6 Hyatt hotels such as the Park Hyatt in Paris, Tokyo, or the Maldives. You can do this by transferring the points to Hyatt and redeem for hotel rooms which costs $500 or more per night.

Our Verdict:

My recommendation for the Chase Ink Plus Business Card is 5 Stars for the bonus points alone. You earn 60,000 points after spending $5,000 within 3 months that is well worth signing up. For people who can max out the 5X category up to $50K at Office Supply stores and telecommunication services, that’s 250K in Ultimate Rewards points! On top of the reward points, you pay no foreign transaction fee! What’s the bottom line? Apply for the Chase Ink Plus® Business Card today!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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