From the category archives:

Credit Card bonuses

For a limited time, you can earn a $200 bonus after you spend $500 in purchases in the first 3 months from account opening with the Chase Freedom® along with 5% cash back categories for the fourth quarter of 2014. Between October 1 and December 31, you can earn 5% rewards on up to $1500 spent on Amazon.com, Zappos.com, and select department stores.

2014 Chase Freedom Card Review

Chase Freedom $200The Chase Freedom® offers a $200 cash back bonus for new cardholders that spend $500 during the first three months of membership. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Cardholders can get 5% cash back on their purchases on rotating categories every 3 months like gas stations, restaurants, and Amazon.com. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, the card comes with no annual membership fee.

Apply Now Card

Card Features

  • For a limited time, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 – December 31, 2014
    at Amazon.com, Zappos.com and select department stores
  • You’ll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire

Cash Back Bonuses

The Chase Freedom is a great card that has a lot of good features. One of the best features of the Chase Freedom Card is the $200 cash back bonus. Once a cardmember spends $500 or more in their first three months as a cardholder, they will receive a $200 bonus. There is also 5% cash back bonus program that allows a cardholder to earn 5% cash back on up to $1,500 in each bonus category during each three month quarter. It’s absolutely free to activate your bonus each quarter!

Cardholders can also enjoy earning 1% cash back on everything else that they buy. One of the best things about this particular program is that cardholders do not have to worry about limit on what they can earn! There are no limit on how much cash back a cardholder can earn with this bonus program.

2014 Chase Freedom 5% Categories:

(5% cash back, up to $1,500 each quarter) Registration is now available.

  • Jan 1 to March 31 – Gas stations, movie theaters, and starbucks.
  • April 1 to June 30 – Restaurants and Lowe’s.
  • July 1 to Sept 30 – Gas stations and Kohl’s®.
  • Oct 1 to Dec 31 – Amazon.com, Zappos.com, and Select department stores.

Chase Freedom Categories

Online Shopping Cash Back

Perhaps the best benefit of using the Chase Freedom® is that cardholders can earn 10% cash back when they go online and shop at select merchants through Chase. There are many merchants that participate, and this is good news for cardholders because they can save a lot of money buying things that they would have bought eventually, whether or not they had the Chase Freedom Card.

All of the bonus programs are great programs, but there is also an introductory rate. For the first 15 months, you can get 0% APR on all your purchases and balance transfers. After the 15 months are up, cardholder members can enjoy paying a rather low APR, but the amount they will pay depends on a few factors because it is a variable APR.

Sign up now for the Chase Freedom® and receive a $200 cash back bonus for spending $500 or more during the first three months of card membership. This card has no shortage of bonus programs and Chase has made it easy to earn points and get cash back with it. The APR is very fair too, and applying for the card is also very easy to do. There are a lot of great cards out there today, but the Chase Freedom Card is an essential addition to anyone’s wallet.

Apply Now Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

More

{ 8 comments }

Get the most out of your loyalty programs such as Starwood, Hilton HHonors, Priority Club, Southwest, Delta Skymiles, and many more . Find the most bonus points, miles and rewards program all in one place. With your bonus points and miles, you can redeem them in a dozen different ways ranging from airline tickets, vacation packages, cruises, car rentals, entertainment, shopping and charitable donations.

Free Bonus Airline Miles, Points, and Rewards

ProgramBonus Points/MilesRequirement(s)ExpirationReview
Citi® / AAdvantage® Platinum Select® MasterCard®50,000Spend $3,000NoneReview
Citi® Hilton HHonors™ Reserve Card2 Weekend NightsSpend $2,500NoneReview
Citi® Hilton HHonors™ Visa Signature® Card40,000Spend $1,000NoneReview
U.S Airways40,0001st PurchaseNoneReview
U.S Bank LifeMiles20,0001st PurchaseNoneReview
United MileagePlus 10,000OptionsHouse, $5K Funding, + 10 Trades12/31/2014Review
Virgin America Break Free Promo8,000Book a flight ticket & join their rewards program12/31/2014Review
Starwood Starpoints Transfer5,000NoneNoneReview
United MileagePlus Transfer5,000Transfer 25K Hotel Points to earn up to 5K Bonus Miles12/5/2014Review
Softcard United MileagePlus4,000Make 1 purchase each month until 2/28/20152/28/2015Review
Starwood Starpoints3,000None12/31/2014Review
AAdvatange eShopping2,500Spend $250 12/2/2014Review
SkyMiles Shopping2,500Spend $1,16012/5/2014Review
AAdvantage Dining 2,000Spend $30 & write review9/30/2014Review
Delta Dining2,000Spend $30 & write review12/31/2014Review
MileagePlus Dining VIP2,000Spend $30 & write review11/4/2014Review
MileagePlus Dining1,500Spend $30 & write review12/10/2014Review
Aeroplan Air Canada 1,000None11/30/2014Review
Airberlin Topbonus 1,000None12/31/2014Review
Hilton HHonors Dining 1,000None12/31/2014Review
Priority Club 1,000NoneNoneReview
Frontier Airlines 1,000NoneNoneReview
Lufthansa Miles & More 1,000 NoneNoneReview
Lufthansa Miles & More/ Best Western 1,000 NoneNoneReview
Spirit Airlines 1,000 Make 1 purchase through Spirit Mall. 12/31/2014Review
Southwest Rapid Rewards750NoneNoneReview
Barclaycard Travel Community700NoneNoneReview
United Mileage600NoneNoneReview
Virgin America Elevate Program500 NoneNoneReview
US Airways Dividend Miles500 NoneNoneReview
Lufthansa Miles & More500 NoneNoneReview
Southwest Rapid Rewards500NoneNoneReview
IHG Rewards Club500NoneNoneReview
Southwest Rapid Rewards300NoneNoneReview
United Mileage via Opinion Miles Club300NoneNoneReview
Many Programs to Choose200None12/31/2014Review
Hilton HHonors Check-In50NoneNoneReview
Fairmont Hotels & ResortsFree Night + $25 Resort CreditStay 3 Consecutive nights & book with an Amex card12/31/2014Review
SimplyCash Business Credit CardSimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now---Amex SimplyCash Review

American Express is an advertising partner of HustlerMoneyBlog.

{ 29 comments }

Discover It NewDiscover it® is offering a $150 cash back bonus when you make $750 in purchases during your 1st three months from account opening. You still get the 5% Cashback Bonus in rotational categories(1% for everything else) with no annual fee and free FICO® Credit Score. This offer is the best cash bonus for Discover It  that don’t need 0% interest on purchases or balance transfers(Discover It 18 months 0% APR on balance transfers). From now until December 2014, you will get 5% cash back for online shopping and department store purchases on up to $1,500.

5% Cash Back Rewards Categories

Another attractive benefit is the 5% cash back in select categories such as gas, travel, restaurants, etc, which change throughout the year. You’ll get 5% cash back on up to $1,500 in purchases for each quarter. Anything over the set amount will automatically earn 1%. However, you must sign up either online or through the phone. Here are the Cashback quarterly categories for this 2014 calendar year.

5%-20% ShopDiscover Cash Back

Discover is the undisputed winner of online shopping portals for all major issuers. With the Discover It Card, you have access to ShopDiscover with over 200 online retailers and earn 5% to 20% cash back. They have the highest cash back from major retailers such as Sears, Walmart, Target, Groupon, and many more.

Discover It Card Features:

  • Get $150 cash back when you make at least $750 in purchases within the first three months your account is open*
  • 5% cash back for online shopping and department store purchases on up to $1,500 – Oct. through Dec. 2014 after you sign up for 5%*. 1% cash back on all other purchases.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover “Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie” by J.D. Power+
  • Free FICO® Credit Score online and on monthly statements.*
  • No annual fee, no late fee for your first late payment – APR won’t go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service—anytime, day and night
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”

Discover it® is rolling out all these features and benefits that consumers actually want in a credit card. They are hoping for Discover It cardholders to be long term users. They are responding to our needs with popular features such as no late fee for the first late payment, no interest rate increased due to a late payment, $150 bonus after $750 in purchases within the first 3 months, 1% cash back for all purchases, and 5% cash back for rotating categories. No longer will you experienced the frustration of calling a customer service hotline that you can barely understand with their 100 percent US-based support staff. With no annual fee and a generous cash back rewards program, I personally give the Discover It Card a 5 Stars rating and highly recommend for all my readers to sign up.

Apply Now Card

{ 2 comments }

Citi Prestige Card Citi ThankYou® Prestige Card offers 30,000 bonus ThankYou Points after $2,000 in purchases made with your card in the first 3 months. This includes the $250 Air Travel Credit each year along with complimentary 4th night for any hotel stay. As a cardholder, you’ll also get complimentary access to nearly 40 American Airlines Admirals Club lounges, plus hundreds of VIP lounges through Priority Pass Select. The card has no foreign transaction fees on purchases and a $100 Global Entry application fee credit. You’ll earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment, and 1 ThankYou Point per $1 spent on other purchases. No expiration and no limit on the number of points you can earn. However, there is a hefty annual fee of $450.

Apply Now Card

Citi ThankYou Prestige Card Features:

  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases made with your card in the first 3 months the account is open.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • Travel with ease and enjoy chip based technology

Is the Citi ThankYou® Prestige card worth the $450 fee? If you consider the 30,000 bonus ThankYou points, $250 in Air Travel credit, the Global Entry waiver, and other perks like 4th night free at any hotel stay, you could make back the value of the annual fee and more in the first year. Lets break down the benefits to see if the card is truly worth it:

30,000 Bonus ThankYou Points: The signup bonus of 30,000 Citi ThankYou Points after spending $2,000 is certainly a nice promotion that will ease your mind off the $450 annual fee. That’s enough points to redeem for $300 in gift cards or $399 for travel.

$250 Air Travel Credit: Receive $250 statement credit for airline expenses each year such as tickets, in-flight food and beverage service, baggage fees, upgrades and more.  Citi will proactively apply this credit to your statement which will definitely offsets the card’s annual fee.

$100 Global Entry Credit: Again, you will save $100 off your Global Entry application if you manage to be approved for Global Entry by the U.S. Government in order to bypass long lines and enjoy expedited entry into the U.S.

Free Hotel Nights: Enjoy a complimentary night at your choice of over 800 luxury hotels with a minimum 4 consecutive nights through a Citi Prestige concierge with no black-out dates.

Airport Lounge Access: Arrive at every destination relaxed and refreshed with access to nearly 40 American Airlines Admirals Club and hundreds of other VIP lounges through Priority Pass Select by presenting your boarding pass and Citi ThankYou® Prestige Card.

Other benefits with the Citi ThankYou® Prestige Card includes increased points value on U.S. Airways and American airline bookings through the Citi ThankYou Travel Center, points boost for Citigold or Global Client banking member, access to exclusive events with Citi Private Pass Beyond, 24/7 concierge just a phone call away. There are also many travel benefits for that luxury travel experience such as private jet access through NetJets, airport assistance services, 3 rounds of golf for free each year at courses around the globe, chauffeured car service, etc. Whether you’re a big spender or do a lot of traveling, the Citi ThankYou® Prestige Card is something to consider with its first-class benefits for your first-class lifestyle!

Apply Now Card

While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

{ 1 comment }

The Featured 0% Balance Transfer & Purchase Cards are available below from longest 18 months to the lowest 12 months intro period. If you are carrying a high balance and paying interest each month, you can save a lot of money by doing a balance transfer of your balance to a 0% intro offer credit card. It’s important to factor in the balance transfer fee of 3% of your total balance. Some cards below also have sign up bonus which can help you offset the balance transfer fee. After doing a balance transfer, simply pay the minimum each month and pay no interest for the duration of your terms. However, I highly recommend to pay off your balance by the end of your 0% intro period so you will not have to pay any more interest.

Editor’s Choice 0% Balance Transfer Card

Chase Slate NewBy far the best card for a balance transfers, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99%, 17.99, or 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card! Apply NowChase Slate Review

Featured 0% Balance Transfer & Purchase Cards

Discover It NewDiscover it® offers 18 months 0% APR on balance transfers along with no annual fee, no over limit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® from April through June 2014 . Then 1% cash back on all other purchases. Apply NowDiscover It Review

Citi Simplicity VisaCiti Simplicity® Visa Card offers 0% intro APR on Balance Transfers and Purchases for 18 months with no annual fee! It is one of the most popular consumer credit cards due to the long no interest periods on both purchases and balance transfers. The card also does not charge any late fees or penalty rates. You’ll save time when you call with fast, personal help, 24 hours a day. Apply NowFull Review

Credit Card Balance Transfer 0% APRPurchases 0% APR BT FeeAnnual FeeReview
Chase Slate®15 Months 15 Months $0$0Review
18 Months 6 Months 3%$0Review
Citi Simplicity Visa Card18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
Citi® Double Cash Card15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Chase Freedom® ($200 bonus)15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Visa Platinum15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Amex EveryDaySM Credit Card from American Express
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Discover it® Card14 Months 14 Months 3%$0Review
Citi ThankYou® Preferred Card
(20,000 bonus points)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Flexperks
($150 bonus)
12 Months12 Months 3% of each balance transfer; $5 minimumFree 1st yrReview
Chase Ink Cash® Business Credit Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review

Balance Transfer Credit Card Tips

  1. To offset balance transfer fee, you may want to pick the credit cards with sign up bonuses. After fulfilling the spending requirement to get the sign up bonus, then you can ask for the 0% balance transfer. Make sure to do it within the allowable time frame, usually within 3 months of account opening.
  2. Find the best credit cards with 0% intro APR on both balance transfers and purchases. Before doing a balance transfers, always ask for a credit limit increase without a hard pull to get the maximum amount for doing a balance transfers.
  3. Make sure to always pay on time and never skip any or pay them late. This is extremely important because you may lose the benefit of the 0% intro APR for late payments and will revert back to high interest rate.
  4. Figure out how you can pay off your balance in full before the 0% intro APR on balance transfers expires. If you don’t, then you simply will go back into paying high interest rate again.
  5. Understand the fees you will have to pay for doing a balance transfer. Most card issuers charge a balance transfer fee of 3-5% each time you do a balance transfer. It may be possible to negotiate with the BT fee or ask them for a cap. There is no hurt in trying.

 

{ 8 comments }

Chase Slate NewBy far the best card for a balance transfers, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99%, 17.99, or 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card!

Apply Now Card

Chase Slate® Card Features:

  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • Pay less interest. Save on balances and new purchases.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee.
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts.

Here’s Why You Should Apply For This Card:

$0 Balance Transfer Fee for the first 60 days: You may want to do a balance transfers during the first 60 days of your account. This is the main attraction of the Chase Slate since it has $0 balance transfer fee. You’ll be saving quite a lot of money from paying high interest rate of your other cards.

0% Introductory APR on Balance Transfers:  On top of the $0 balance transfer fee, you will get 0% introductory APR on all balance transfers for the first 15 months. After the intro period, you will have to pay a variable balance transfer APR, which is 12.99%, 17.99%, or 22.99% depending on your credit score.

0% Introductory APR on Purchases: You don’t have a balance from another card to balance transfers? Then take advantage of the 0% introductory APR on all your purchases for the first 15 months. After that, you will have to pay a variable purchase APR of 12.99%, 17.99%, or 22.99%.

$0 Annual Fee: You don’t have to pay any annual fee to enjoy all the benefits of this card.

Blueprint Feature: This unique feature gives you 4 options to pay your balances down faster. You can pay in Full Pay and pay no interest on selected “everyday” purchases like groceries, gas or drug prescriptions. You can also Split it which lets you pay off big purchases like a T.V or home improvement projects. Chase will calculate on each statement so you can stay on track to meet your goals. Another option is Finish It which lets you set a date by which you want to pay off your current balance. Finally, you can Track It which lets you track your progress to see how close you are in reaching your goal.

Zero Liability for Unauthorized Purchases: For any unauthorized charges are made on your Chase Slate card, you won’t be held responsible for the charges.

24/7 Security Services: Chase will monitor your account activity 24/7 for fraudulent card activity with its Patented Fraud Protection service.

Those who will be using this card for a balance transfers to pay down a balance, then yes, you should apply for the Chase Slate® to get 15 months on balance transfers with $0 balance transfer fee. This is the only nationally advertised deal with no transfer fee so make sure you initiate that balance transfer within the first 60 days. This is an excellent opportunity to have all your money applied directly into cutting down your principal instead of having it go towards interest and/or fees.

However, don’t use this as an excuse to fund any crazy shopping sprees, but instead use this Chase Slate® 0% APR 15 months balance transfer with no fee to pay down any balances or large purchases.

Apply Now Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

{ 4 comments }

For a limited time, the Citi® Hilton HHonors™ Reserve Card is offering two free weekend night certificates after you make $2,500 in purchases within the first four months of cardmembership.

Citi Hilton HHonors Reserve Card Review

Citi Hilton HHonor Reserve NewCiti® Hilton HHonors™ Reserve Card has all the rewards, perks, travel technology and guaranteed luxury with a hard-hitting signup bonus of 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio with a bonus weekend night every year. This is worth up to $500 per night if you redeem for a Tier 7 hotel which is more than enough to offset the $95 annual fee. You’ll earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases.

With the Citi Hilton Reserve, you get 2 free weekend nights valid at most Hilton hotels, free Hilton gold elite status (free internet and breakfast) which can save at least $30 a day, and no foreign transaction fees.

Apply Now Card

Citi® Hilton HHonors™ Reserve Card

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

2 Free Weekend Nights

Start off with 2 free weekend night certificates at any Hilton hotel after spending $2,500 within 4 months. Use the certificates on a Friday, Saturday, or Sunday which are valid for 12 months from when they are issued. This includes all category 1 to 7 Hilton hotels and Waldorf Astoria hotels which cost 7,500 to 80,000 points a night. Here are some fancy hotels that easily go up to $500 per night after taxes:

  • Grand Wailea Maui (Waldorf Astoria)
  • Waldorf Astoria Rome Cavalieri
  • Conrad Maldives
  • Conrad New York
  • Conrad Tokyo
  • Hilton Bora Bora Nui

Free Gold Elite Status

As a Citi® Hilton HHonors™ Reserve Cardholder, you get free Hilton Gold elite status for as long as you have the card. Hilton Gold elite status gives you free internet and free breakfast, along with 25% extra points for paid stays, and a chance at room upgrades. You also get a 15%, 20% & 25% discount when redeeming for a 4, 5 or 6 or longer night award as a Gold member. The free internet and breakfast each cost at least $10 per day at the hotel($30 per day at more in expensive cities). This is easily worth the $95 annual fee for regular travelers where Hilton is your hotel chain of choice.

For future years, you get a free weekend night after you spend $10,000 in a year which you can weigh against the $95 annual fee. Remember, the free weekend night is not valid at all-inclusive or Hilton Grand hotels.

10 Points at Hilton Hotels, 5 Points for Airline and Car Rental and 3 Point per $1 for Everything Else

The 10 points per $1 spent at Hilton hotels is better than any other Hilton card especially for booking Hilton hotels outside the US since it doesn’t charge foreign transaction fees. I value HHonors points at about 0.5 cents apiece, so your effective rewards rate is 5%, 2.5% and 1.5% for the above categories.

If you want no annual fee with up to 40,000 bonus points, check out the Citi Hilton HHonors Visa Signature.

Final Verdict: With the two free weekend nights and complimentary Gold status, the Citi® Hilton HHonors™ Reserve Card provides some nice perks. Just by spending $2,500 within four months, you can enjoy two nights for free in a room that is worth around four or five hundred dollars a night. It also uses EMV chip-and-signature compatibility, making the card easier to use abroad. Plus, your savings will be even more enjoyable with the complimentary breakfast and internet you receive through the Gold status. These savings and benefits are well worth the $95 annual fee in my opinion. If you are looking for a card that is internationally accepted and provides great travel rewards, sign up for the Citi® Hilton HHonors™ Reserve Card.

Apply Now Card

While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

{ 4 comments }

Citi Hilton HHonors Visa Signature Card offers 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening. You get 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio. There is no annual fee.

Citi Hilton HHonors Visa Signature Card Review

Citi Hilton HHonors VisaThe Citi® Hilton HHonors™ Visa Signature® Card is now offering 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.  Best part of course is NO ANNUAL FEE! Again, you start off with a bonus 50,000 Hilton HHonors points after you spend $1,000 within 4 months of opening your account. You will automatically be on the Silver tier status once you received your Hilton HHonors card.

Apply Now Card

Citi Hilton HHonors Visa Signature Card Features:

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*

Overall, the Citi® Hilton HHonors™ Visa Signature® Card will benefit those who stay at Hilton hotels often. The points are good not only for free hotel nights, but also car rentals, airline miles, and other rewards. With many ways to earn bonus points and no annual fee, this Citi Hilton HHonors Visa Signature Card is highly recommended for all travelers. Apply now for the Citi® Hilton HHonors™ Visa Signature® Card with their limited time promotion! Check out our complete credit card bonuses list!

Apply Now Card

While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

{ 4 comments }

Citi Preferred 15000 ThankYou PointsLooking for a new Citi card with a big bonus? Citibank is introducing the Citi ThankYou® Preferred Card –Earn up to 30,000 Bonus Points after you spend $2,000 in purchases within 4 months of account opening. Apply now and earn double points on concerts concerts, 2x dining and entertainment, and as always 1x other purchases. The 30,000 bonus ThankYou Points is redeemable for $300 in gift cards from a wide range of merchants. You could also redeem the points for electronics, travel rewards and even cash rewards or statement credits.  You can also earn unlimited ThankYou points for every dollar you spend on the purchases you make every day, an anniversary bonus for every year you are a cardmember, and enrolling in Account Online and signing up for Paperless Statement- to name a few! Earning points is quite feasible and racking up the rewards can occur in no time. Best of all, there is no annual fee!

Apply Now Card

Citi ThankYou Preferred Card Features:

  • Earn 30,000 bonus ThankYou® Points after $2,000 in card purchases within 4 months of account opening – redeemable for $300 in gift cards or other great rewards!
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

The variable APR remain 12.99% – 22.99% , however the tier breakout as follows: 12.99%, 15.99%, 18.99%, 20.99%, and 22.99%. The Citi ThankYou Preferred Card is good for those who make lots of dining or entertainment purchases. The 30K sign-up bonus points helps make this a solid rewards card deal with hassle-free rewards. If you decide to go with this card, make sure to redeem your points for gift cards to get the most value out of them. See what “thank you” means to you and apply for the Citi ThankYou® Preferred Card –Earn up to 30,000 Bonus Points today! Check out our complete list of credit card bonuses!

Apply Now Card

While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

{ 0 comments }

By far the best Chase Sapphire Preferred card offer you will find, this is a phenomenal $500 signup bonus value card towards air/hotel. Not just a regular everyday spending card, but for international travel too with no foreign transaction fees!

Chase Sapphire Preferred Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership.

Apply Now Card

Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate Rewards(SM)
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

Chase Sapphire Preferred Review: Earning Points

Other than the signup bonus points promotion, you can earn points by using your Sapphire Preferred card for everyday spending. You get 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases. Get up to 10 points per dollar at nearly 300 top online retailers for shopping through the Ultimate Rewards Mall portal. There is no cap on the amount of points you can earn. To top it off, you are awarded extra points equaling 7% of the points you accumulated during the past 365 day period each year. Every single point you earned counts for this year end bonus, even if you already redeemed them!

Chase Sapphire Preferred Review: Points Redemption

With the Chase Sapphire Preferred® Card earning 40,000 bonus points, that’s a significant amount of points to cash out! Your points do not expire as long as you have the card and you can use your points for airfare and other travel purchases without restrictions. What’s the best way to utilize the bonus points?

Points are worth more for travel using Ultimate Rewards: As a Preferred cardmember, you get 20% off whenever you redeem your points for airfare, hotels, car rentals and cruises through the Ultimate Rewards website. E.G For using 30,000 points to buy a plane ticket(normally $300 in credit), your 30,000 points is now worth $375 towards your ticket. Simply put: 1 point = 1.25 cent value thru UR Travel (since 20% fewer points are needed).

Redeem your points for travel rewards: Fair and flexible program, you can use your points on the Ultimate Rewards to pay for airline tickets, book from over 60,000 hotels and resorts across the globe, or take a cruise with Royal Caribbean or Carnival.

Point conversion to different partners: Convert points to frequent flyer miles on partner airlines at a 1:1 ratio- including hotel programs. The partner airlines and hotel programs include:

  • United Airlines Mileage Plus
  • British Airways Avios
  • Southwest Airlines Rapid Rewards
  • Korean Air Skypass
  • Virgin Atlantic Flying Club
  • InterContinental Hotels Priority Club
  • Ritz-Carlton Rewards
  • Hyatt Gold Passport
  • Marriott Rewards
  • Amtrak Guest Rewards

Redeem for Cash Back or Gift Cards: You can always opt for a cash reward check at 1 cent value per point or choose gift cards from over over 75 partner retailers, restaurants, and gas stations.

Chase Sapphire Preferred Review: Full Benefits

Concierge Service: The Chase Sapphire preferred gives you free 24/7 concierge service. Whether you want to make a reservation, finding tickets, plan out your travel, or buying a perfect gift, simply give them a call and ask for help with their superior customer services.

24/7 Dedicated Customer Service: Talk to a real customer service and be connected immediately without pressing “#.” Guaranteed! You simply call up the number on the back of your card and you can speak with a real, live person immediately.

Travel Insurance: The card comes with free travel insurance services such as trip cancellation insurance, auto rental collision damage, travel accident insurance, lost luggage reimbursement, and more.

Purchase Protection: Other non-travel benefits include zero liability for unauthorized purchases, automatic extended warranties, refunds if the price on your purchase drops in the first 90 days, and refunds if the seller refuses you one. There is no preset spending limit, giving you more flexibility on your spending.

No Foreign Transaction Fees: One of the best perks, you pay absolutely no fees for international purchases.

Chip & Signature Technology: With chip technology, traveling internationally with your Chase Sapphire Preferred is much easier.

Chase Sapphire Preferred Review: Conclusion

Again, this is the best offer I’ve seen for the Chase Sapphire Preferred all year long with 40,000 bonus points after spending $4,000 in the first 3 months from account opening. If you add an authorized user and they make a purchase within the same time-frame, you will receive an additional 5,000 bonus points. The $95 annual fee may seem like a drawback, but the extra reward benefits and bonus points signup far outweigh the annual fee. Even so, you get a $0 intro annual fee for the first year. Believe me, you will want this card since it’s made out of real metal and will leave quite the impression to your friends and family!

Big time sign-up bonuses such as the Chase Sapphire Preferred card is a change of time with our current economy. If you are in the market for a credit card, be sure to sign up for the Chase Sapphire Preferred® Card. See our full list of credit card bonuses for all your credit card needs!

Apply Now Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

{ 16 comments }