Credit Card bonuses

You can earn a $100 bonus after you spend $500 in purchases in the first 3 months from account opening with the Chase Freedom® along with 5% cash back categories for the first quarter of 2015. Between January 1 and March 31, you can earn 5% rewards on up to $1500 spent on grocery stores, movie theaters, and Starbucks® stores.

2015 Chase Freedom Card Review

Chase Freedom $200The Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Cardholders can get 5% cash back on their purchases on rotating categories every 3 months like gas stations, restaurants, and Amazon.com. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, the card comes with no annual membership fee.

Apply Now Card

Card Features

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 1/1/15-3/31/15 at grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores
  • You’ll enjoy new 5% categories every 3 months like restaurants, gas stations, and Amazon.com. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open

Cash Back Bonuses

The Chase Freedom is a great card that has a lot of good features. One of the best features of the Chase Freedom Card is the $100 cash back bonus. Once a cardmember spends $500 or more in their first three months as a cardholder, they will receive a $100 bonus. There is also 5% cash back bonus program that allows a cardholder to earn 5% cash back on up to $1,500 in each bonus category during each three month quarter. It’s absolutely free to activate your bonus each quarter!

Cardholders can also enjoy earning 1% cash back on everything else that they buy. One of the best things about this particular program is that cardholders do not have to worry about limit on what they can earn! There are no limit on how much cash back a cardholder can earn with this bonus program.

2015 Chase Freedom 5% Categories:

(5% cash back, up to $1,500 each quarter) Registration is now available.

  • Jan 1 to March 31 – Grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores.
  • April 1 to June 30 – Restaurants and more.
  • July 1 to Sept 30 – Gas stations and more.
  • Oct 1 to Dec 31 – Amazon.com and more.

Online Shopping Cash Back

Perhaps the best benefit of using the Chase Freedom® is that cardholders can earn 10% cash back when they go online and shop at select merchants through Chase. There are many merchants that participate, and this is good news for cardholders because they can save a lot of money buying things that they would have bought eventually, whether or not they had the Chase Freedom Card.

All of the bonus programs are great programs, but there is also an introductory rate. For the first 15 months, you can get 0% APR on all your purchases and balance transfers. After the 15 months are up, cardholder members can enjoy paying a rather low APR, but the amount they will pay depends on a few factors because it is a variable APR.

Sign up now for the Chase Freedom® and receive a $100 cash back bonus for spending $500 or more during the first three months of card membership. This card has no shortage of bonus programs and Chase has made it easy to earn points and get cash back with it. The APR is very fair too, and applying for the card is also very easy to do. There are a lot of great cards out there today, but the Chase Freedom Card is an essential addition to anyone’s wallet.

Apply Now Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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Chase Freedom QI 2015Those with a Chase Freedom® credit card($100 cash back bonus after $500 spending during the first three months of membership), you can now sign up for the 5% cash back categories(Grocery Stores, Starbucks, and Movie Theaters) and be activated for the 1st Quarter of 2015. To maximize Chase Freedom rewards program, cardholders purchase items in the rewards categories designated by Chase which rotates every quarter. You’ll earn 5% cash back in the designated categories up to $1,500 in purchases, and 1% on everything else with no maximum.

Remember, cardholders can only earn 5% for up to $1500 in purchases for the designated categories. Simply put, you’ll get up to $75 in cash back at most in the bonus categories. This may not seem like much, but utilizing their promotion each quarter will put $300 in your pocket each year($75 x 4). I’ve personally made hundreds of dollars in additional rewards each year by taking advantage of all the 5% cash back cards. Since most have no annual fee, you’ll be glad to use them all and maximize to the fullest for all 5% cash back categories.

Chase Freedom 5% Categories 2015 Calendar 1st Quarter

From January 1st to March 31st, you can earn 5% cash back on up to $1,500 spent in the following categories (activation is now live):

  • Grocery Stores
  • Starbucks
  • Movie Theaters

Chase Freedom 5% Rewards Categories Details:

  1. You must activate in order to earn the 5% in these bonus categories. Many ways to activate: Online at Chase.com/freedom, Phone Rep back of your card(800 524-3880), In Person at a Chase branch with personal banker, or Email Activation Reminder.
  2. Make sure to activate by March 14, 2015 to get the 5% cash back for the 4th quarter rewards at Grocery Stores, Starbucks, and Movie Theaters. Keep in mind, the activation is retroactive(all your previous purchases at Grocery Stores, Starbucks, and Movie Theaters will count as long as you activate by March 14th).
  3. Activation is absolutely free. Cardholders can earn 5% cash back on up to $1500 worth of purchases made in the bonus categories during the quarter. For everything else, you’ll earn 1% cash back with no cap.
  4. If you are unsure if a particular store counts towards the category, You can call Chase customer service (800 524-3880) or check with their merchants website.
  5. Do understand that the 5% “cash back” is actually points in their Chase Ultimate Rewards website. You can then cash out the points in the form of cash back toward your statement credit. Each point is worth $0.01 in cash back and100 points are worth a dollar.

Chase Freedom 5% Categories can be enrolled each quarter in many different ways. It’s both quick and painless, so you shouldn’t have any excuses in not signing up. As long as you activate by the end of the quarter, then the rewards are retroactive. The 5% cash back categories are significant in helping you getting the most bang for your buck. Even then, all other purchases earn 1% back with no cap or expiration of rewards. Need to apply for a card? the Chase Freedom® is running a $100 Bonus Cash Back promotion simply by making $500 in purchases in your first three months.

Chase Freedom 5% Categories

Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You'll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between January 1 and March 31, 2015, you can earn 5% rewards on up to $1500 spent on grocery stores, movie theaters, and Starbucks® stores. For all other purchases, you'll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now---Chase Freedom $100 Bonus Review

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Below chart gives you the 5% Cash Back Quarterly Categories  for Chase Freedom, Discover It, & Citi Dividend. I also added the year round 5% in office supply stores and cable bundled services with the Chase Ink Plus, Chase Ink Bold, and Chase Ink Cash. For American Express, you can get the SimplyCash Business Card or the Blue Cash Preferred to earn 5% or 6% in their respective categories below.  You should know that Chase, Discover, and Citi open up enrollment for the bonus categories about two weeks before the new quarter begins. Here are the categories that will be earning 5% cash back for the Quarter I 2015.

2015 Quarter I Credit Cards 5% Cash Back Categories

Credit CardCash Back Limits5% Cash Back CategoriesSign-Up
Chase Freedom®($100 bonus)Up to $1,500/quarter spent in bonus categories-Grocery Stores
-Movie Theaters
-Starbucks Stores
Activation
Review
Discover it® Card$1,500 spent in purchases in bonus categories-Gas & Ground Transportation
Activation
Review
Citi® Dividend Platinum Select® Visa® Card$6000 yearly spent per calendar year in bonus categories-Macy’s
-Home Furnishing Stores

Activation
SimplyCash® Business Card from American Express ($250 statement credit requires $5,000 in qualifying purchases over the first 6 months, and that the application must be received by February 24, 2015.)Up to $25K in purchases per rebate year, and then 1% thereafterYear Round
-Wireless services
-Office supplies
Review
Citi® Double Cash CardUnlimited-About 2% Cash Back on All PurchasesReview
Chase Ink Plus® Business Card
($625 bonus toward travel)
Up to $50K in purchases Year Round
-Office Supply stores
-Cable bundled services
Review
Chase Ink Cash® Business Credit Card
($200 cash bonus)
Up to $25K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review
Blue Cash Preferred® Card from American Express ($100 Statement Credit)Up to $6K- 6% cashback Year Round 6%
-Supermarkets
Review

2014 Quarter IV Credit Cards 5% Cash Back Categories

Credit CardCash Back Limits5% Cash Back CategoriesSign-Up
Chase Freedom®($100 bonus)
Up to $1,500/quarter spent in bonus categories-Amazon.com
-Zappos.com
-Select Department Stores
Activation
Review
Discover it® Card($150 cash bonus)$1,500 spent in purchases in bonus categories-Online Shopping
-Department Stores
Review
Citi® Double Cash CardUnlimited-2% Cash Back on All PurchasesReview
Citi® Dividend Platinum Select® Visa® CardUp to $1,500/quarter spent in bonus categories-Best Buy
-Department Stores
-Toy Stores
Activation
SimplyCash® Business Card from American Express ($250 statement credit requires $5,000 in qualifying purchases over the first 6 months, and that the application must be received by February 24, 2015.)Up to $25K in purchases per rebate year, and then 1% thereafterYear Round
-Wireless services directly from US providers
-U.S. Office supplies
Review
Chase Ink Plus® Business Card Up to $50K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review
Chase Ink Cash® Business Credit Card
($200 cash bonus)
Up to $25K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review

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The Featured 0% Balance Transfer & Purchase Cards are available below from longest 18 months to the lowest 12 months intro period. If you are carrying a high balance and paying interest each month, you can save a lot of money by doing a balance transfer of your balance to a 0% intro offer credit card. It’s important to factor in the balance transfer fee of 3% of your total balance. Some cards below also have sign up bonus which can help you offset the balance transfer fee. After doing a balance transfer, simply pay the minimum each month and pay no interest for the duration of your terms. However, I highly recommend to pay off your balance by the end of your 0% intro period so you will not have to pay any more interest.

Editor’s Choice 0% Balance Transfer Card

Chase Slate NewBy far the best card for a balance transfers, the Chase Slate® is offering a 0% Introductory APR on balance transfers and purchases for 15 months and $0 balance transfer fee! With no balance transfer fee for the first 60 days, the Slate from Chase is offering interest free payments for up to 15 months with no catch and no annual fee. You’ll also get 0% intro APR on purchases for 15 months, then after the introductory offer, the purchase APR becomes 12.99%, 17.99, or 22.99% variable. It has been years since I saw a no balance transfer fee credit card! Most, if not all credit cards, want you to pay 3% to 5% for doing a balance transfer. However, you won’t have to pay a dime for transferring your higher rate balances to this Chase Slate card! Apply NowChase Slate Review

Featured 0% Balance Transfer & Purchase Cards

Discover It NewDiscover it® offers 18 months 0% APR on balance transfers along with no annual fee, no over limit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® from April through June 2014 . Then 1% cash back on all other purchases. Apply NowDiscover It Review

Citi Simplicity VisaCiti Simplicity® Visa Card offers 0% intro APR on Balance Transfers and Purchases for 18 months with no annual fee! It is one of the most popular consumer credit cards due to the long no interest periods on both purchases and balance transfers. The card also does not charge any late fees or penalty rates. You’ll save time when you call with fast, personal help, 24 hours a day. Apply NowFull Review

Credit Card Balance Transfer 0% APRPurchases 0% APR BT FeeAnnual FeeReview
Chase Slate®15 Months 15 Months $0$0Review
18 Months 6 Months 3%$0Review
Citi Simplicity Visa Card18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
18 Months 18 Months 3% of each balance transfer; $5 minimum$0Review
Citi® Double Cash Card15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Chase Freedom® ($100 bonus)15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Visa Platinum15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Amex EveryDaySM Credit Card from American Express
($100 bonus)
15 Months 15 Months 3% of each balance transfer; $5 minimum$0Review
Discover it® Card14 Months 14 Months 3%$0Review
Citi ThankYou® Preferred Card
(20,000 bonus points)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review
U.S Bank Flexperks
($150 bonus)
12 Months12 Months 3% of each balance transfer; $5 minimumFree 1st yrReview
Chase Ink Cash® Business Credit Card
($200 bonus)
12 Months 12 Months 3% of each balance transfer; $5 minimum$0Review

Balance Transfer Credit Card Tips

  1. To offset balance transfer fee, you may want to pick the credit cards with sign up bonuses. After fulfilling the spending requirement to get the sign up bonus, then you can ask for the 0% balance transfer. Make sure to do it within the allowable time frame, usually within 3 months of account opening.
  2. Find the best credit cards with 0% intro APR on both balance transfers and purchases. Before doing a balance transfers, always ask for a credit limit increase without a hard pull to get the maximum amount for doing a balance transfers.
  3. Make sure to always pay on time and never skip any or pay them late. This is extremely important because you may lose the benefit of the 0% intro APR for late payments and will revert back to high interest rate.
  4. Figure out how you can pay off your balance in full before the 0% intro APR on balance transfers expires. If you don’t, then you simply will go back into paying high interest rate again.
  5. Understand the fees you will have to pay for doing a balance transfer. Most card issuers charge a balance transfer fee of 3-5% each time you do a balance transfer. It may be possible to negotiate with the BT fee or ask them for a cap. There is no hurt in trying.

 

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Are you looking to open a Citibank credit card? For those who are using Citibank as your main everyday bank, you may want to open a Citibank credit card especial with the many bonuses available. Check out below to see our list of Citibank credit card bonuses:

Citi Credit Card Bonuses
Citi Premier 50000 PointsCiti ThankYou® Premier Card offers 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You'll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Apply Now---Citi ThankYou Premier Review
Citi AAdvantage 2014Citi® / AAdvantage® Platinum Select® MasterCard® offers 50,000 American Airlines Advantage bonus miles and 2 Admirals Club® One-Day Passes after spending $3,000 in purchases within the first 3 months of account opening. You'll enjoy perks on every flight such as First checked bag free for you and four travel companions, Group 1 Boarding gives you extra time to prepare for your flight, save 25% on eligible in-flight purchases on American Airlines and US Airways flights. As a new cardmember, you'll earn 2X miles per $1 spent on eligible American Airlines and US Airways purchases on all purchases. Then 1X the mile for every $1 spent on other purchases. Additional benefits include a $100 American Airlines Flight Discount each year of cardmembership after you spend $30,000 or more in purchases and renew your cardmembership. Then earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year. The annual fee is waived for your first year - a $95 savings! Apply Now---Full Review
Citi AAdvantage CitiBusiness Platinum SelectNEW CitiBusiness®/ AAdvantage® World MasterCard® offers 50,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $3,000 in purchases in the first 3 months of cardmembership. You'll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply Now---CitiBsuiness AAdvantage Review
Citi Hilton ReserveCiti® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply Now---Full Review
Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 30,000 Bonus Points after you spend $2,000 in purchases within 4 months of account opening. Apply now and earn double points on concerts concerts, 2x dining and entertainment, and as always 1x other purchases. The 30,000 bonus ThankYou Points is redeemable for $300 in gift cards from a wide range of merchants. You could also redeem the points for electronics, travel rewards and even cash rewards or statement credits. You can also earn unlimited ThankYou points for every dollar you spend on the purchases you make every day, an anniversary bonus for every year you are a cardmember, and enrolling in Account Online and signing up for Paperless Statement- to name a few! Earning points is quite feasible and racking up the rewards can occur in no time. Best of all, there is no annual fee! Apply Now---Citi ThankYou Preferred Review
Citi Prestige Card Citi Prestige® Card offers 30,000 bonus ThankYou Points after $2,000 in purchases made with your card in the first 3 months. This includes the $250 Air Travel Credit each year along with complimentary 4th night for any hotel stay. As a cardholder, you'll also get complimentary access to nearly 40 American Airlines Admirals Club lounges, plus hundreds of VIP lounges through Priority Pass Select. The card has no foreign transaction fees on purchases and a $100 Global Entry application fee credit. You'll earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment, and 1 ThankYou Point per $1 spent on other purchases. No expiration and no limit on the number of points you can earn. However, there is a hefty annual fee of $450. Apply Now---Citi Prestige Review
Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Apply Now---Full Review
Citi Double Cash CardCiti® Double Cash Card offers unlimited 1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. This is my #1 recommended card for straight CASH BACK for All Purchases! The Citi Double Cash has no restrictive categories and no limits on the amount of cash back that you earn. You will also get 0% Intro APR on Balance Transfers and Purchases for 15 months. Best of all, there is No Annual Fee! Apply Now---Citi Double Cash Review

While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

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For a small business, using a credit card can be useful with a big credit line to pay for purchases. It will save the owner time and money along with rewards for using a business credit card. Business credit cards can provide a temporary cash advance when in need of quick cash. More importantly, it simplifies your tax records from your personal and business purchases. American Express provide you with a year-end summary of your charges, separated into categories for tax purposes. Hence, this makes filing your tax return easier. For all small businesses, they need to plan ahead to deal with sudden costs. Business credit cards provide that flexibility with access to credit lines. Therefore, it can be a lifesaver and instrumental to running a successful business. From the list below, we provide you with the credit cards for small businesses along with rewards, annual fee(if any), and all the features.

How to get a Business Credit Card

You may not know this, but if you ever sell something on eBay or Craigslist, even had a garage sale, your business is called sole proprietorship which then allowed you to apply for a business card using your legal name as your business id and social security number as your tax id. This is the easiest business entity and completely legal recognized by the IRS.

Featured Business Credit Card Bonuses
Ink Plus Business CardThe Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that's $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95. Apply Now---Ink Plus Review
Citi AAdvantage CitiBusiness Platinum SelectNEW CitiBusiness®/ AAdvantage® World MasterCard® offers 50,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $3,000 in purchases in the first 3 months of cardmembership. You'll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply Now---CitiBsuiness AAdvantage Review
Amex Business PlatinumBusiness Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You'll also get benefits including up to $200 Airline Fee Credit to cover eligible incidentals on qualifying airlines, 20% Travel Bonus when redeeming with Membership Rewards Pay with Points, and more than 30 premium benefits for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There's no limit on the number of points you can earn, and points have no expiration date. Apply Now---Amex Business Platinum Review
SimplyCash Business Credit CardSimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now---Amex SimplyCash Review
Amex Starwood Biz Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints - get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65. Apply Now---Starwood Preferred Guest Business Review
Chase Ink CashChase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You'll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card! Apply Now---Chase Ink Cash Business Review
U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($200 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Apply Now---Full Review
Blue for Business ReviewBlue for Business® Credit Card by American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply Now---Amex Blue for Business Review
Amex Business GreenBusiness Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply Now---Amex Blue for Business Review

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Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2014 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.

Best Credit Card Bonuses, Deals, & Promotions 2014

Ink Plus Business CardThe Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowInk Plus Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply NowChase Sapphire Preferred Review

British Airways British Airways Visa Signature® Card offers 50,000 BONUS AVIOS after you make $2,000 in purchases in the first 3 months of account opening! Earn Avios with every purchase then use your bonus Avios towards rewards flights. No foreign transaction fee when you make purchases abroad. You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases. Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years. Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home. There is no annual fee for the first year, then $95 afterwards.  Apply NowChase British Airways Review

Citi Premier 50000 PointsCiti ThankYou® Premier Card offers 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You’ll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Apply NowCiti ThankYou Premier Review

Citi AAdvantage 2014Citi® / AAdvantage® Platinum Select® MasterCard® offers 50,000 American Airlines Advantage bonus miles and 2 Admirals Club® One-Day Passes after spending $3,000 in purchases within the first 3 months of account opening. You’ll enjoy perks on every flight such as First checked bag free for you and four travel companions, Group 1 Boarding gives you extra time to prepare for your flight, save 25% on eligible in-flight purchases on American Airlines and US Airways flights. As a new cardmember, you’ll earn 2X miles per $1 spent on eligible American Airlines and US Airways purchases on all purchases. Then 1X the mile for every $1 spent on other purchases. Additional benefits include a $100 American Airlines Flight Discount each year of cardmembership after you spend $30,000 or more in purchases and renew your cardmembership. Then earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year. The annual fee is waived for your first year – a $95 savings! Apply NowFull Review

Citi AAdvantage CitiBusiness Platinum SelectNEW CitiBusiness®/ AAdvantage® World MasterCard® offers 50,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $3,000 in purchases in the first 3 months of cardmembership. You’ll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply NowCitiBsuiness AAdvantage Review

Citi Hilton ReserveCiti® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply NowFull Review

Chase Marriott  Rewards PremierMarriott Rewards® Premier Credit Card from Chase is offering 50,000 Bonus Points after you spend $1,000 in your first 3 months and a free night stay from account opening. With every purchase you make, points are earned toward Marriott hotel stays, airline miles, Elite guest services and more. 5 points for each $1 spent at participating Marriott locations and 2 points for each $1 made at retail establishments (those classifying their merchant location for Visa as an airline, car rental agency, or type of dining establishment) are awarded. When the points add up, redeem them for discounted hotel stays, exchange for miles with your preferred airline frequent flyer program, shop online or purchase retail gift certificates, or even gift points to another member or donate to a charity. The possibilities are seemingly endless! There is an introductory annual fee of $0 the first year, then $85 afterward. Apply NowFull Review

Hilton HHonors Visa SignatureCiti® Hilton HHonors™ Visa Signature® Card offers 40,000 Hilton HHonors Bonus Points after $1,000 in purchases within the first 4 months of cardmembership. The Hilton HHonors points can be redeemed for free nights in the Hilton HHonors network, experience rewards, car rentals, or airline miles at participating airline partners. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. There is no annual Fee! Apply NowFull Review

Amex Platinum CardPlatinum Card® from American Express offers 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get up to a $200 Airline Fee Credit Annually on qualifying airlines. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply NowAmex Platinum Review

Amex Business PlatinumBusiness Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 Airline Fee Credit to cover eligible incidentals on qualifying airlines, 20% Travel Bonus when redeeming with Membership Rewards Pay with Points, and more than 30 premium benefits for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There’s no limit on the number of points you can earn, and points have no expiration date.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowAmex Business Platinum Review

Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 30,000 Bonus Points after you spend $2,000 in purchases within 4 months of account opening. Apply now and earn double points on concerts concerts, 2x dining and entertainment, and as always 1x other purchases. The 30,000 bonus ThankYou Points is redeemable for $300 in gift cards from a wide range of merchants. You could also redeem the points for electronics, travel rewards and even cash rewards or statement credits. You can also earn unlimited ThankYou points for every dollar you spend on the purchases you make every day, an anniversary bonus for every year you are a cardmember, and enrolling in Account Online and signing up for Paperless Statement- to name a few! Earning points is quite feasible and racking up the rewards can occur in no time. Best of all, there is no annual fee! Apply NowCiti ThankYou Preferred Review

Amex Gold Delta SkymilesGold Delta SkyMiles® Credit Card from American Express is offering 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The 30,000 miles is enough for a round-trip flight ticket in the continental U.S. The Gold Delta SkyMiles card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). Also, you will earn 2 miles for every $1 you spend on Delta purchases and 1 mile for every dollar you charge for other eligible purchases. As an added perk, the annual fee of $95 is waived for the first year. Apply NowAmex Gold Delta Skymiles Review

MileagePlus ExplorerUnited MileagePlus® Explorer Card offers 30,000 bonus miles after you spend $1,000 in the first 3 months. Enjoy bag check fees waivers for all cardmembers + one guest – a saving of up to $100 per round-trip. You get priority boarding privileges and visit the United Club with two one-time-use passes every year. There is no foreign transaction fees and you earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases. There is a $0 intro annual fee for the first year, then $95. Apply NowUnited MileagePlus Review

Citi Prestige Card Citi Prestige® Card offers 30,000 bonus ThankYou Points after $2,000 in purchases made with your card in the first 3 months. This includes the $250 Air Travel Credit each year along with complimentary 4th night for any hotel stay. As a cardholder, you’ll also get complimentary access to nearly 40 American Airlines Admirals Club lounges, plus hundreds of VIP lounges through Priority Pass Select. The card has no foreign transaction fees on purchases and a $100 Global Entry application fee credit. You’ll earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment, and 1 ThankYou Point per $1 spent on other purchases. No expiration and no limit on the number of points you can earn. However, there is a hefty annual fee of $450. Apply NowCiti Prestige Review

SimplyCash Business Credit CardSimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply NowAmex SimplyCash Review

AmEx-Starwood-Preferred-GuestStarwood Preferred Guest® Credit Card from American Express offers up to 25,000 Bonus Starpoints- 10k Starpoints after your first purchase and another 15K Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Likewise, redeem Starpoints on over 150 airlines with SPG Flights – with no blackout dates. Voted a Travel Editor’s Choice for Best Travel Rewards Card for domestic use, you earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program and 1 Starpoint for all other purchases. No limits on the number of Starpoints you can earn with a $0 introductory annual fee for the first year, then $65. Apply NowStarwood Preferred Guest Review

Amex Starwood Biz Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints – get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowStarwood Preferred Guest Business Review

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. There is no annual fee for the first year, a saving of $175. The 25,000 membership rewards points are very flexible and can easily be converted to 25,000 frequent flier miles. The extra perks include 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. No annual fee first year, then $175! Terms and Restrictions Apply. Full Review

Chase Ink CashChase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You’ll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply NowChase Ink Cash Business Review

Citi Preferred 15000 ThankYou PointsCiti ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Apply NowFull Review

U.S Bank AeroMexico AeroMexico Visa Signature® Card, issued by U.S. Bank, offers 20,000 Bonus Miles plus complimentary companion ticket after first purchase. The 20,000 bonus miles is enough for a round-trip ticket which a great way to for a new card membership. There is also a 4,000 bonus miles and $99 companion ticket annually for renewing your card. The AeroMexico Visa credit card can help frequent travelers maximize their rewards by earning more miles on special categories. They’ll earn double miles on gas, groceries, and AeroMexico ticket purchases. Continue to earn 1 mile per $1 spent on everything else. More importantly, enjoy a $0 intro annual fee for the first year (up to $80 thereafter). AeroMexico Visa Review

U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($200 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Apply NowFull Review

Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between January 1 and March 31, 2015, you can earn 5% rewards on up to $1500 spent on grocery stores, movie theaters, and Starbucks® stores. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply NowChase Freedom $100 Bonus Review

Blue Cash PreferredBlue Cash Preferred® Card from American Express offers $100 statement credit after spending $1,000 within the first 3 months of Cardmembership and 1 year of Amazon Prime. Cardholders earn 6% cash back at U.S supermarkets(up to $6,000), 3% cash back at U.S gas stations and department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Apply NowAmex Blue Cash Preferred Review

Amex Everyday CardAmex EveryDaySM Credit Card from American Express offers 10,000 points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at U.S. standalone grocery stores(up to $6,000 per year) and 1x points on other purchases. There is also a 20% points bonus on those purchases less returns and credits when you reach at least 20 transactions in a billing cycle. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply NowAmex EveryDay Review

Blue for Business ReviewBlue for Business® Credit Card by American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply NowAmex Blue for Business Review

Amex Business GreenBusiness Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply NowAmex Blue for Business Review

Discover It Students $20 BonusDiscover it® for Students offers $20 Cash Back Bonus after you make your first purchase within 3 months of approval. One of the most popular student credit cards, the card lets you earn 5% cash back for online shopping and department store purchases on up to $1,500 – Oct. through Dec. 2014 when you sign up for 5%*. Then 1% cash back on all other purchases! Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review

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By far the best Chase Sapphire Preferred card offer you will find, this is a phenomenal $500 signup bonus value card towards air/hotel. Not just a regular everyday spending card, but for international travel too with no foreign transaction fees!

Chase Sapphire Preferred Review

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership.

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Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate Rewards(SM)
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

Chase Sapphire Preferred Review: Earning Points

Other than the signup bonus points promotion, you can earn points by using your Sapphire Preferred card for everyday spending. You get 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases. Get up to 10 points per dollar at nearly 300 top online retailers for shopping through the Ultimate Rewards Mall portal. There is no cap on the amount of points you can earn. To top it off, you are awarded extra points equaling 7% of the points you accumulated during the past 365 day period each year. Every single point you earned counts for this year end bonus, even if you already redeemed them!

Chase Sapphire Preferred Review: Points Redemption

With the Chase Sapphire Preferred® Card earning 40,000 bonus points, that’s a significant amount of points to cash out! Your points do not expire as long as you have the card and you can use your points for airfare and other travel purchases without restrictions. What’s the best way to utilize the bonus points?

Points are worth more for travel using Ultimate Rewards: As a Preferred cardmember, you get 20% off whenever you redeem your points for airfare, hotels, car rentals and cruises through the Ultimate Rewards website. E.G For using 30,000 points to buy a plane ticket(normally $300 in credit), your 30,000 points is now worth $375 towards your ticket. Simply put: 1 point = 1.25 cent value thru UR Travel (since 20% fewer points are needed).

Redeem your points for travel rewards: Fair and flexible program, you can use your points on the Ultimate Rewards to pay for airline tickets, book from over 60,000 hotels and resorts across the globe, or take a cruise with Royal Caribbean or Carnival.

Point conversion to different partners: Convert points to frequent flyer miles on partner airlines at a 1:1 ratio- including hotel programs. The partner airlines and hotel programs include:

  • United Airlines Mileage Plus
  • British Airways Avios
  • Southwest Airlines Rapid Rewards
  • Korean Air Skypass
  • Virgin Atlantic Flying Club
  • InterContinental Hotels Priority Club
  • Ritz-Carlton Rewards
  • Hyatt Gold Passport
  • Marriott Rewards
  • Amtrak Guest Rewards

Redeem for Cash Back or Gift Cards: You can always opt for a cash reward check at 1 cent value per point or choose gift cards from over over 75 partner retailers, restaurants, and gas stations.

Chase Sapphire Preferred Review: Full Benefits

Concierge Service: The Chase Sapphire preferred gives you free 24/7 concierge service. Whether you want to make a reservation, finding tickets, plan out your travel, or buying a perfect gift, simply give them a call and ask for help with their superior customer services.

24/7 Dedicated Customer Service: Talk to a real customer service and be connected immediately without pressing “#.” Guaranteed! You simply call up the number on the back of your card and you can speak with a real, live person immediately.

Travel Insurance: The card comes with free travel insurance services such as trip cancellation insurance, auto rental collision damage, travel accident insurance, lost luggage reimbursement, and more.

Purchase Protection: Other non-travel benefits include zero liability for unauthorized purchases, automatic extended warranties, refunds if the price on your purchase drops in the first 90 days, and refunds if the seller refuses you one. There is no preset spending limit, giving you more flexibility on your spending.

No Foreign Transaction Fees: One of the best perks, you pay absolutely no fees for international purchases.

Chip & Signature Technology: With chip technology, traveling internationally with your Chase Sapphire Preferred is much easier.

Chase Sapphire Preferred Review: Conclusion

Again, this is the best offer I’ve seen for the Chase Sapphire Preferred all year long with 40,000 bonus points after spending $4,000 in the first 3 months from account opening. If you add an authorized user and they make a purchase within the same time-frame, you will receive an additional 5,000 bonus points. The $95 annual fee may seem like a drawback, but the extra reward benefits and bonus points signup far outweigh the annual fee. Even so, you get a $0 intro annual fee for the first year. Believe me, you will want this card since it’s made out of real metal and will leave quite the impression to your friends and family!

Big time sign-up bonuses such as the Chase Sapphire Preferred card is a change of time with our current economy. If you are in the market for a credit card, be sure to sign up for the Chase Sapphire Preferred® Card. See our full list of credit card bonuses for all your credit card needs!

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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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  • No Minimum Purchase so you get free next-day shipping on every order, big or small

How it Works

  • Log in to your American Express online account.
  • Choose “Premium Shipping (Next Day) $99/year” as your shipping method on your order.
  • Enjoy unlimited next-day shipping for one year.

You have nothing to lose and much to gain by using this Amex method to meeting your bonus spending requirements.  Buy Amex gift cards today!American Express Prepaid Card Read more on our Amazing list of Save Money Online now!

Buy Now

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. The 25,000 bonus membership rewards points can be redeemed for $250 gift cards of your choice. Cardholders earn 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. You can use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands. No annual fee first year, then $175! Terms Apply. Apply Now---Amex Premier Rewards Review

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