Complete Sharebuilder Codes

July 9, 2008 · Filed Under Investments · 5 Comments 

If you never open a Sharebuilder account, then these bonuses are pretty easy. There is no hard pull on your credit report and you can open more than one account. Here’s some more codes to enter on your ShareBuilder application page.:

50GO28

50CITIZENS

Gift50

50SBTV

Share50

HUSKERALUM45

MOVIES

ING25JULY08

**All are $50 bonus except the last three ($45, $30, and $25)

Follow these Hustler’s steps:

  1. Sign up to your ShareBuilder account.
  2. Click on the “Get Started” tab.
  3. Select account type Individual Account and then click “I’m responding to a Promotion”.
  4. Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter promo code E.G.: 50GO28
  5. Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
  6. Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
  7. Deposit $5 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
  8. Make a $5 minimum investment. You must do this on Tuesday since it will only cost you a $4 fee. ($4 is the fee, $1 is the crap stock)
  9. Receive email that you got the promotion.
  10. Wait 4-6 weeks to get your bonus.
  11. Withdraw all your money, and let the $1 stock rot forever.
  12. Rinse and Repeat with different promo code every 2-3 months. (I don’t think I need to tell you this but, open one for husband/wife, or kid(s), etc. to make more money)

**You want to buy some crap stock and let it rot. Try these pennies stocks: CRNM or AAC

***You might want to wait a couple of months if you just opened a Sharebuilder account. Too many accounts within a short period can get you flagged. However, you can always open one for your wife and kids.

Chase FreedomSM Credit Card gives you another $50 bonus after first purchase

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards

    • Apply today!

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Prosper $25 Bonus Refer A Friend

June 27, 2008 · Filed Under Free Random Money, Investments · 8 Comments 

Prosper $25 Lender bonus is set to end on June 30th 2008. Sign up now before it’s too late. Remember, you must fund and lend $50 to get $25 bonus. I have already made my money back and more.

What is Prosper?

It’s a peer-to-peer lending service. You can make up to 15% in return. Just like any investment, it’s not guarantee and money is locked in for 3 years. Your best bet is to only lend people with credit rating of AA, A, or B to get your money back ASAP.

Business & Personal Loans. Great Rates. Prosper.

How to get $25 bonus?

I just open a Prosper account using their Refer a Friend Program. If you open right now through my referral link http://www.prosper.com/join/Hustlermoneyblog, you will make $25 bonus after lending the first loan. The first loan can be as low as $50, hence you can withdraw your bonus money giving 100% return on your $25 investment since you have $50 in your account. In return, I’ll get $25 from Prosper. Blogging ain’t easy, so hook your boi up with 25 dollars by going through my referral link. You can make more money by referring your friends and family, especially if you have a blog like mine. Much appreciated.

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$50 ShareBuilder Bonus with offer code: 50GO28

June 18, 2008 · Filed Under Investments · 8 Comments 

If you never open a Sharebuilder account, then these bonuses are pretty easy. Here’s the newest $50 ShareBuilder Code to enter on your ShareBuilder application page.:

50GO28

Follow these Hustler’s steps:

  1. Sign up to your ShareBuilder account.
  2. Click on the “Get Started” tab.
  3. Select account type Individual Account and then click “I’m responding to a Promotion”.
  4. Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter promo code: 50GO28
  5. Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
  6. Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
  7. Deposit $5 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
  8. Make a $5 minimum investment. You must do this on Tuesday since it will only cost you a $4 fee. ($4 is the fee, $1 is the crap stock)
  9. Receive email that you got the promotion.
  10. Wait 4-6 weeks to get your bonus.
  11. Withdraw all your money, and let the $1 stock rot forever.
  12. Rinse and Repeat with different promo code every 2-3 months. (I don’t think I need to tell you this but, open one for husband/wife, or kid(s), etc. to make more money)

**You want to buy some crap stock and let it rot. Try these pennies stocks: CRNM or AAC

***You might want to wait a couple of months if you just opened a Sharebuilder account. Too many accounts within a short period can get you flagged. However, you can always open one for your wife and kids.

Chase FreedomSM Credit Card gives you another $50 bonus after first purchase

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards

    • Apply today!

Chase Freedom SM Credit Card

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OptionsXpress $100 Referral Bonus

June 2, 2008 · Filed Under Free Random Money, Investments · 7 Comments 

Many people I referred have already gotten the $100 bonus. The offer has been extended to June 30th. Get $100 bonus money by requesting an OptionsXpress referral link.

OptionsXpress, an online option & stock brokerage, can help you use options to protect portfolios, maximize returns on stocks, and increase investment income. With its innovative tools, they reduce the mystery and complexity of options to execute suitable options investment opportunities. You will find that optionsXpress site is easily to navigate and accessible. Opening an account takes less than five minutes online. Their excellent services include live help online, by phone and prompt email responses. There is no fees. They have been featured in Forbes.com, Businessweek.com, voted best online Brokerage by Kiplinger’s, and many more.

Here’s the deal. Simply email me hustlermoneyblog@gmail.com with your first and last name for an OptionsXpress referral link. You will get $100 bonus, and I will get $100 bonus.

  1. Email me for a referral link.
  2. You must deposit $500 into your account.
  3. Execute one trade (Buy a $1 crap stock) in order for me and you to receive the $100 bonus each.
  4. Leave the crap stock to rot since selling it would cost you money.
  5. Leave your original $500 in your account for 6 months. Then withdraw.
  6. There is no cost to withdraw your money.

Use the contact form below:

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You and I can only get the $100 bonus after you execute one trade. It will cost you $15 to execute one trade, hence it’s really just a $85 bonus.

You might be inclined to use this account for your investment purposes. If so, they will also credit your account transfer fees up to $100 charged by another securities or futures broker.

From the website:

$100 in you and your friend’s account

Offer limited to one $100 bonus per referring and referred customer for each unique referral resulting in an activated, funded optionsXpress account with at least $500 in new funds or securities positions valued at $500 from a bank or brokerage account outside of optionsXpress into one new referred customer optionsXpressaccount. Deposits of new funds or securities from existing optionsXpress accounts are not eligible for this offer. Referred customer’s new account must be opened and new funds or securities must be deposited into this account prior to June 30, 2008. This offer is not valid for optionsXpress associates, non-U.S. residents, certain referring parties, and where otherwise prohibited. New funds or securities must remain in the referred customer’s new account (minus any trading losses) for a minimum of 6 months with at least one executed trade, or the credit to referred customer and referring customer may be surrendered in optionsXpress‘ sole discretion. Referrals that qualify for $100 bonus apply to both the referring customer and the referred, and the $100 bonus will be delivered or made available within thirty days of the referred account’s first trade. Customers can not exchange the $100 for other offers, cash or credit. We reserve the right, at our sole discretion, to cancel, modify or suspend this offer program at any time without notice. IRAs, other tax-exempt, linked, or shared accounts may not be eligible to receive the $100 bonus offer.

OptionsXpress will credit your account transfer fees up to $100 charged by another securities or futures broker when completing a full account transfer for $2,000 or more. Offer applies to new accounts first time funding only. To receive credit e-mail us or fax (312) 629-5256. Credit will be deposited to your account within 30 days of receipt of evidence of charge. We reserve the right at our sole discretion to modify or terminate this offer without prior notice.

Good thing about OptionsXpress is that there is no hidden fees. From the website:

So, when we say “no hidden fees”, here is what we mean:

We DO NOT charge:

For account use, connection or access
For volume or quantity of activity
For real-time or streaming quotes
For standard withdrawals or deposits
For postage or handling of mail in the United States
For any “minimum balance maintenance costs”
For any “no-activity maintenance costs”
For any checking account maintenance costs

We DO charge:

$15 for outgoing wire transfers within the U.S. ($30 for international wires)
$50 for physical stock certificates
$50 for outgoing account transfers
$50 for IRA account termination*

Again, it’s important for you to make one trade to make this referral program to work. From the website:

Terms:
Offer limited to one reward per customer for each unique referral resulting in an activated, funded optionsXpress account which has executed at least one trade. Free rewards will be delivered or made available within thirty days of the referred account’s first trade. Customers who select free trades for referrals will receive a single $14.95 deduction from their total commission for each of the next ten trades following offer availability. Unused free trade credits cannot be exchanged for other offers, cash or credit. Those who select $100 in their optionsXpress account cannot exchange the $100 for other offers, cash or credit. Trading books and optionsXpress gear are subject to availability. We reserve the right at our sole discretion to cancel, modify or suspend this offer program at any time without notice.

It’s a Win-Win situation to get free money for both of us, but in any case, Thank You for supporting me.

Business Gold Rewards Card from OPENSM the small business team gives you 5000 bonus points = $50 gift card for signing up.

  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies.
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

    • Apply Now!

Business Gold Rewards Card from OPEN(SM) the small business team

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New ShareBuilder Codes

April 6, 2008 · Filed Under Investments · Comment 

If you never open a Sharebuilder account, then these bonuses are pretty easy.

$50 ShareBuilder Codes to enter on your ShareBuilder application page.:

50GO28

50CITIZENS

Gift50

50SBTV

Share50

HUSKERALUM45

MOVIES

ING25JULY08

**The last three are for $45, $30, and $25

Follow these Hustler’s steps:

  1. Sign up to your ShareBuilder account.
  2. Click on the “Get Started” tab.
  3. Select account type Individual Account and then click “I’m responding to a Promotion”.
  4. Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter one of the codes above:
  5. Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
  6. Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
  7. Deposit $5 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
  8. Make a $5 minimum investment. Must do it on Tuesday for only $4 fee ($4 is the fee, $1 is the crap stock)
  9. Receive email that you got the promotion.
  10. Wait 4-6 weeks to get your bonus.
  11. Withdraw all your money, and let the $1 stock rot forever.
  12. Rinse and Repeat with different promo code every 2-3 months. (I don’t think I need to tell you this but, open one for husband/wife, or kid(s), etc. to make more money)

**You want to buy some crap stock and let it rot. Try these pennies stocks: CRNM or AAC

***You might want to wait a couple of months if you just opened a Sharebuilder account. Too many accounts within a short period can get you flagged. However, you can always open one for your wife and kids.

Discover® Open RoadSM Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

    • Apply Now!

Discover® Open Road(SM) Card

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Sign up with Zecco to trade stocks for free!

March 19, 2008 · Filed Under Investments · Comment 

Cheap? No. 100% Free. Trade stocks for free on Zecco.com. The Free Trading Community. www.zecco.com. If you are a first time trader like me and do not want to deal with fees, then open a brokerage account with Zecco. Eventually, with more money accumulated, I want to take the next leap into buying and selling stocks.

Here are the goodies with Zecco:

  • 10 free stocks trade each month
  • # Options: $4.50 per trade / $.50 per contract, including complex options.# No minimum IRAs with options trading privileges.# Accounts protected by the Securities Industry Protection Corporation (SIPC).

    # No minimum to open an account.

    # Low margin rates. 7.45% APR until April 30, 2008 for debit balances of $25,000 or greater.

  • you must fund with $2500, but there is no maintenance fee or minimum requirement.

Once you apply online, they will send you a user id and password. With your account approval via email, you are ready to fund your account. You can fund your account by linking your bank account and verify the two deposits. I recommend to get a money market sweep request form in order to earn good interest money for your cash sitting in your account.

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$100 Bonus Tradeking Brokerage Account

March 7, 2008 · Filed Under Free Random Money, Investments · Comment 

Here is TradeKing’s new $100 bonus for opening a new account. You must:

  1. Fund the account with $2,500
  2. $1,000 minimum balance is required in the account for the first six months
  3. Execute 1 Trade in your account
  4. Bonus will be paid in less than 180 days

There is no expiration date on this bonus, but they do take it down at any time. If you do decided to open this account, make sure to keep the $1000 balance in an interest earning account. Your $100 bonus most likely will be paid in a week or two after the first trade is executed.

From the website:

* OK, it’s terms and conditions time. To qualify for this offer, new accounts must be opened and funded with $2,500 or more. Offer is not transferable or valid in conjunction with any other offer. Open to US residents only. One offer per household. TradeKing can modify or discontinue this offer at anytime without notice. A minimum balance of $1,000 is required in the account for the first six months. Other restrictions may apply. Click here for Promotional Rules. In addition, TradeKing will credit your account transfer fees up to $150 charged by another brokerage firm when completing an account transfer for $2,500 or more. Offer applies to new non retirement accounts funding for the first time. Credit will be deposited to your account within 30 days of receipt of evidence of charge.

CitiBusiness® PremierPassSM Card gives you 15000 points = $150 gift card

  • 0% APR on Balance Transfers for 12 months*
  • Access to business-sized credit lines, unlimited cards for employees.
  • 1 point for every $1 spent on purchases and 1 point for every mile flown on any airline*, 3 points for every $1 spent on certain business purchases*
  • Free, unlimited companion travel, no black out dates.
  • 24/7 live customer service and online access.
  • Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations.
  • No balance transfer fee with this offer

    • Apply Now!

CitiBusiness® PremierPass(SM) Card

CitiBusiness® Card give you 15000 Thank You points = $150 bonus (Turn off pop-up blocker, and exit the page after clicking to see the bonus)

  • 0% APR on purchases and balance transfers for 12 months*
  • No annual fee
  • Business-size credit line
  • Free additional cards for employees with credit limits you set
  • Savings on everyday business purchases
  • Quarterly and annual account summaries
  • No balance transfer fee with this offer

    • Apply Now!

CitiBusiness® Card

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Free Investment Money Deals

February 21, 2008 · Filed Under Free Random Money, Investments · Comment 

Here are some random free investment money deals:

Suze Orman $100 Bonus TD Ameritrade

Anyone who opens a Save Yourself account by March 31, 2008, will receive a $100 bonus for making 12 monthly automatic deposits of at least $50 each, which will help build up their account balance. That means a friend or family member who opens an account anytime between today and March 2008, will receive the same great offer you did.

Fidelity $100 Bonus

To qualify to have $100 deposited into your account, you will need to open an eligible1 Fidelity account and fund it with at least $10,000. This offer is available for new households only.

30 Days Free Trading + $100 Cash with TD Ameritrade

Offer valid for one new individual or Joint TD AMERITRADE account opened by March 31, 2008 and funded within 30 days with $2,000 or more. To receive $100 bonus, account must be funded with $25,000 or more within 30 days of account open date. IRA and other tax-exempt accounts are not eligible to receive the $100 cash bonus. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional, current TD AMERITRADE accounts or with other offers. Commission-free Internet equity trades will be limited to a maximum of 500.

OptionsXpress $100 Bonus

Free ACAT (Account transfers)

Open an account now and optionsXpress will pay the account transfer fees charged by your broker.†

What do you get when you transfer to optionsXpress? You get an online broker that gives you more:

Zecco 10 Free Stock Trades a month

At Zecco Trading not only do you get free stock trades every month, you also receive friendly and professional customer service, and the advanced trading tools serious investors demand. Expect more from your brokerage. Trade free.

Bank of America 30 free Trades a month

# A self-directed brokerage account with Banc of America Investment Services, Inc.
# A combined balance of at least $25,000 in all of your Bank of America, N.A. deposit accounts (including checking, savings, and CDs)

Discover® Open RoadSM Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

    • Apply Now!

Discover® Open Road(SM) Card

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Peer to Peer Lending - Lending Club vs Prosper

February 4, 2008 · Filed Under Free Random Money, Investments · 2 Comments 

What is Peer to Peer Lending? Peer to peer lending aka P2P lending lets you be the “banker” to other borrowers whereas the lending takes place between individuals. Sites like the Lending Club and Prosper serve as the middle man for people to connect - sorta like the match.com of lending. Just like a bank, P2P lending has its risks and rewards.

For starter, the borrower submit a loan application and the lenders get to see the credit risk when they fund the loan. For the Lending Club, borrowers must have a minimum credit score of 640. This is one advantage over Prosper’s minimum credit score of 520 for those who want to play it safe. Here’s what Lending Club has to say about setting its interest rate:

The mechanism for setting a fair interest rate is complex: it involves a proper assessment of the risk associated with each loan (based on the borrower’s credit history, current situation, income, debt and other factors), an understanding of the volatility associated with each level of risk, and a proper reward for that volatility. We have access to large amounts of information and historical data from the credit bureaus, which puts us in a unique situation to set attractive, fair and equitable interest rates. Rates also depend on the amount of the loan (with larger loans bearing higher rates).

Here’s a table of Lending Club for better illustration of the return rate:

lending club

Another advantage of Lending Club over Prosper is the minimum $25 to make a loan. Prosper requires a $50 minimum. From the above table, Lending Club’s interest rate is set. You can also make an automatic portfolio of loans with a minimum of $500. In both cases, the lenders and borrowers benefit from peer to peer lending. Borrowers get a lower rate compare to a bank. Likewise, lenders receive a higher return rate of up to 13%. Of course, Prosper and Lending Club benefit via taking a small percentage of the originating loan cost.

There is no guarantee of 13% return on your money, otherwise we all put our money into peer to peer lending. There is risk involved with peer to peer lending, and the best way to lower the risk is do your homework. Diversify your funds over several loans at different loan grade. I play it safe by loaning only to credit grade of A1 through A5 from Lending Club.

Besides Lending Club and Prosper, there is also Kiva. You are loaning out money to people in 3rd world countries. There is no money to be made since you only get the principle back. Of course, this is more like charity and your return is feeling good for helping other people. Props to people who go through Kiva.

The best part about Lending Club and Prosper is the sign-up bonus. Prosper requires you to loan out $50 to get your $25 bonus. Lending Club, however, gives you $50 for depositing $1000 (deposit $1 to get $25 bonus). There is no requirement to loan out the $1K. I highly recommend to use the $50 bonus money to do a “test drive” and feel them out.

I made several loans with Lending Club and Prosper. Personally, I prefer Lending Club’s website interface over Prosper’s. Other than the advantages I listed above, the account summary of your Lending Club’s account is much clearer. I can see everything from loan status to the composition of my loans. The details can be seen below:

Available Cash Detail help
Total: ******
Added Funds: ****
Funds Lent:
(includes In Funding) ( ****)
Principal Received: $****
Interest Earned: $****
Late Fees Received: $****
Processing Fees: ( $**** )
Adjustments Received: $****
Withdrawn Funds: ( $**** )
Funds Pending Withdrawal ($**** )
Referral Bonus: $****

Both sites give out referral bonuses. I thank all my readers for going through my links. Your support has been tremendous. THANK YOU.

Earn Great Returns. $25 Sign-Up Bonus.

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OptionsXpress $100 Bonus Direct Link

January 11, 2008 · Filed Under Free Random Money, Investments · Comment 

I sent out a few Optionsxpress $100 bonus link, but some have emailed me saying the 2nd email never came. If you never gotten the 2nd email stating the $100 bonus, you can get it directly from this OptionsXpress link. Make sure to fund the account with $500. This is valid until March 31st. Even though I won’t be getting $100 referral bonus, at least my readers will :)

From the website:

Free ACAT (Account transfers)

Open an account now and optionsXpress will pay the account transfer fees charged by your broker.†

What do you get when you transfer to optionsXpress? You get an online broker that gives you more:

* Extended coverage up to $25 million per account
* Advanced orders: trailing stops, one-triggers-other, one-cancels-other, one triggers two.6
* Auto-trading with XecuteSM.
* Stocks, options, futures, ETFs, mutual funds and bonds – one convenient online account.

Citi® Diamond Preferred® Rewards Card

  • 0% APR* on balance transfers for 12 months
  • $50 Gift Card - Earn 6,000 bonus points after first purchase made within first 3 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases

    • Apply Now!

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