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Street Smarts

Amazon Payments: Send Money to Friends and Family up to $1,000 Per Month No Fees

by Hu$tler on February 24, 2013

in Street Smarts

Amazon PamentsIn the world of online shopping and payments, there are various services that offer users the convenience of making safe and secure instant payments. Perhaps the most well-known service is PayPal. PayPal has been around for many years and almost everyone is familiar with it. There is another service that is often overlooked, yet no less secure or convenient. The service is Amazon Payments. Amazon has a feature that allows you to make payments to friends and family of up to $1000 per month (total across all recipients). The service is free and they allow you to use your credit card to make these payments at no cost. Make sure to have a trusted family member or friend to help you.

Amazon Payments: $1,000 with Credit Credit No Fees

  • Send your friend/relative $1000 through Amazon payments.
  • Use high rewards credit card card to pay.
  • Make sure you mark the payment as “good/services”.
  • Your friend/relative can immediately withdraw the money to their bank account.

Have your friend/relative return $1000 to you via check or some other means. Amazon Payments does almost everything that PayPal does, with an added benefit not seen with PayPal. The service allows you to pay for anything you choose to purchase on Amazon, from physical items to Kindle eBooks.

Setting Up Amazon Payments

Setting up Amazon Payments is quick and easy. You will need to provide your personal information such as your name, date of birth and address. You’ll also need to provide a bank account with which to link your Amazon Payments account. This is exactly the same process that you went through if you created a PayPal account in the past.

In addition to making purchases, you can also use your Amazon Payments account to send and receive money. This is especially useful if you plan on sending money to friends and/or family. This is one of the greatest features that Amazon Payments offers. The process is extremely easy as well. The recipient of your money must also have an account, and you simply use Amazon Payments WebPay to email the money to your recipient. Remember to use a high cash back rewards credit card when sending money.

Using the Amazon Payments WebPay system is very easy. There is also an amazing benefit to using Amazon to send money to friends or family. There is no fee to use the WebPay system. Compare that to other services often used to send money, such as Western Union and you can immediately see the benefit of using Amazon Payments!

You can also use Amazon Payments to receive money, if you have friends or family that are sending you money. It’s a great service to use, especially around holidays or birthdays when friends and family can deposit money into your Amazon account and you’re ready to shop for exactly what you want.

In addition to receiving money from friends and family, you can use Amazon Payments to receive payments for business transactions. The many benefits associated with using the Amazon Payments service make it an excellent solution to sending and receiving money online.

Sign-Up

Hot Deal of the Day: Citibank Checking offers a $50 Bonus with $1,000 deposit. You must set up direct deposit and 1 bill payment for 2 consecutive months.

Starwood Guest American ExpressStarwood Preferred Guest® Credit Card from American Express offers up to 25,000 bonus Starpoints- receive 10,000 Starpoints after your first purchase and an additional 15,000 Starpoints when you spend $5,000 in 6 months. The 25,000 points is enough for a free flight or hotel nights stay. Also, for every 20,000 Starpoints transferred to a different airline, get 5,000 bonus Starpoints automatically. No annual fee for the first year; $65 thereafter. Full Review

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Best Cash Back Shopping Stores, February 2013

by Hu$tler on February 14, 2013

in Street Smarts

Here at HustlerMoneyBlog, I want to help you find the absolutely lowest price on all items with maximum cash back. You can get maximum cash back by becoming a member from the list of cash back programs below. These Cash back sites give you cash back as high as 25% when you make a purchase from a variety of stores such as Sears, Ebay, Walmart, Home Depot, Barnes & Noble, BestBuy, and many more.

  1. Mr. Rebates – By far our favorite cash back site! mrrebates.com($5 sign up bonus) has cash back offers of up to 30% from almost 2,000 retailers such as Best Buy, Staples, Overstock, and Dell to name a few. The Store of the Week section offers a temporary increase in the cash back percentage, while the Weekly Deals section features incentives like free shipping and discounts. And like other cash back sites, you can get a $5 registration bonus just for signing up. We personally use Mr. Rebates often and highly recommend to sign up!
  2. Extrabux – Extrabux works in the same way as other cash back stores along with a $5 Sign-up Bonus. Earn additional cash when your friends shop (equal to 5% on the cash back your friends earn). Register to be a member, and remember to click through through Extrabux to earn your cash back rewards.
  3. BigCrumbs – BigCrumbs is similar to Mr. Rebates and is a top cash back shopping site where you will find a lot of familiar retailers like Beauty.com, Barnes & Noble, and even eBay. Earn cash back when shopping online by becoming a BigCrumbs member: just follow the links to your favorite retailers, then shop.
  4. ShopDiscover – Must have a Discover card to join. With ShopDiscover, Discover cardmembers earn 5% to 20% Cashback Bonus or Double Miles on everyday purchases through ShopDiscover. You’ll earn big rewards at over 150 top online retailers. It’s easy to use and there is no enrollment and no promo codes to remember. It’s also automatic; just login and shop with your Discover Card and your rewards will be applied to your account.
  5. Ebates – Ebates($10 bonus) is a site where you can earn cash rewards by shopping at many online shopping retailers. Instead of going directly to Home Depot or Sears, visit Ebates first then jump to your chosen retailer site. By doing this simple extra step, you’ll be tracked by Ebates and end up receiving additional cash back. You can also apply online coupon savings ON TOP OF the cash back if you find a merchant through Ebates that offers those coupons. Featured stores offer as much as 10% cash back, while certain stores can get you discounts from coupons as well as cash back. Sign up for alerts about the Daily Double Deal so you can nab double cash back when you shop.
  6. ShopAtHome – Another premier cash back website($5 bonus) offering coupons and discounts to customers who shop at their website instead of directly at the store. With over 3,000 different retailers to choose from, you can be sure to find the best cash back, coupons, and special deals. ShopAtHome Cash Back rebate program offers up to 35% money back.
  7. Upromise – Upromise’s focus is on college savings (i.e. a 529 account). As soon as you join Upromise, you can start earning money towards college expenses for a student by shopping through their website to earn between 1% up to 25% back on your purchases. Earn cash back from Upromise for using a credit or debit card you register through their site to pay for your restaurant bill and earn up to 8% cash back. Likewise, earn 1% to 3% back on eligible grocery store or drugstore purchases. The best part: Upromise membership is free.
  8. TopCashBack – Another shopping cash back portal with $5 sign-up bonus. You must meet the $10 purchases threshold to get the bonus. They promise to pay out all their rebate since they only make money on ads.
Daily Deals SiteQuick DescriptionReview
GrouponBuy discount coupons for nearby stores; $10 referral bonusReview
Living SocialGreat bargains with 50% off deals, $5 sign-up referral bonusReview
SaveologyReview
Google OffersReview
WootReview
1 Sale A DayReview

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American Express Serve: The Hybrid PayPal And Prepaid Credit Card

by Baller on January 3, 2013

in Street Smarts

serve-600x337American Express® Serve is great alternative to debit and other prepaid cards that’s loaded with great features. Account holders enjoy no credit checks, no monthly fees, and no annual fees. It has given PayPal some real competition and is seriously challenging the lucrative prepaid credit card market. While American Express Serve is primarily a type of prepaid card, it has extra features that make it a hybrid. There are many good reasons why you would need a prepaid credit card these days.

Summary of American Express Serve:

  • What is Serve? Serve is a digital prepaid account that gives you a safe way to pay in stores, online, and on your mobile phone. It’s free to sign up.
  • Serve is from American Express: Get a Serve® prepaid card to use everywhere American Express® Cards are accepted in the U.S.
  • Benefits of membership: Get access to benefits like 24/7 customer support, Purchase Protection, Roadside Assistance, and Entertainment Access.
  • Security: Serve uses advanced technology from American Express to keep your information and transactions safe and secure.
  • Get the app: Download the mobile app for iPhone®, Android™, and Windows® Phone to move money or split the bill on the go.
  • Link your bank account or card: Add money to your account with a bank account, debit card, credit card, or MoneyPak®.
  • Get cash at ATMs: Use the Serve® Card to get cash at ATMs. Serve will waive its $2 fee for your first withdrawal each month. ATM owner fees may apply.
  • Additional features: Send or request money with a wall post on Facebook, create subaccounts for family and friends, and use widgets to sell items online.

The biggest reason is to make online purchases. People who want to stay clear of using their Visa, MasterCard or American Express for online transactions have an ally in the American Express Serve. As a consumer, you want to have the option to use your regular plastic only for sites that you trust. For anything else, it’s safer to go the prepaid way.

While most credit cards protect your purchases, a prepaid version like the American Express® Serve is able to provide an added layer of protection. However, unlike the typical prepaid plastic, the Amex version does not have an activation fee. To illustrate, the Vanilla prepaid MasterCard will charge you a $5 activation fee on your first transaction.

This amount is deducted from the amount available on the card, which is a major annoyance for first time users of this type of plastic. Just imagine if you paid $20 for the card over the counter. Theoretically, you can only use $15. Worse, most providers will bar you from doing any further transactions, once the balance left is only 15% of the total value of the card.

As a result, there is about 30% right there that you, the card owner never get to use, which is a significant waste. Of course, this amount returns to the card provider. Another major annoyance is that prepaids expire. You may have like four months to use up the balance, or the money gets taken once again by you know who. The American Express Serve eliminates all these annoyances, which is definitely a big relief.

You will only need one card which you can keep filling up over time with money from your bank account or a major credit card. In this area, American Express Serve upstages PayPal because you don’t have to keep withdrawing from your funding sources every time you need to load up. With American Express Serve, you get to automate the process, which is a major convenience.

Just like PayPal, you can send money by email through American Express Serve, but the latter takes the convenience further by allowing you to do this via text messaging and Facebook as well. With its handy features, the American Express Serve has managed to bring back the power to the consumer with regards to the usage of the prepaid mode. Credit card providers tend to forget the fact that in going this way, you are actually using your own money, not theirs.

Hence, you deserve every bit of extra courtesy accorded by the American Express® Serve. Prepaid providers tend to emphasize the fact that getting the card does not require a credit check, without realizing that in going their way, you, the consumer is actually the one who’s fronting the money.

More Info

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Save Up To 50% Off at Lowe’s or Home Depot

by Hu$tler on January 2, 2013

in Save Money,Street Smarts

lowes-home-depotIn times of financial difficulties, it is important to find ways on how to extend the purchasing power of your dollars. Even without the struggle associated with financial troubles, it is prudent to save money for the rainy days. A good strategy is to choose discount stores like Lowe’s or Home Depot. There are numerous ways to save money at Lowe’s/Home Depot. Consider the following combination of strategies for up to 50% Off at Lowe’s or Home Depot:

  • Use a 2% Cash Back Credit Card
  • Buy gift cards at a discount
  • Use a 10% Mover’s Coupon
  • Order online via Cash Back Portal, Pickup in-store, Exchange Store Credit
  • Do 110% Price Match

Step 1: 2% Cash Back Using Priceline Rewards Visa Card

The Priceline Rewards Visa® Card is offering 2X the points of ALL PURCHASES! That’s like getting 2% back on everything and more. By signing up now, you will be getting 5,000 bonus points($50 cash bonus redemption) after first purchase and 15 months 0% APR on balance transfers with no annual fee! I personally have this card and use it almost everyday. Each point is worth at least one cent towards a past purchase, meaning you’re getting at least a 2% rebate on all purchases.

Step 2: Buy Gift Cards + Cash Back Shopping Portal

You will need to sign up for TopCashBack(a cash back shopping portal). In your TopCashBack account, search for Plastic Jungle or Cardpool in order to get 2.5% cash back. Next, you will now buy Lowe’s or Home Depot gift card at Plastic Jungle/Cardpool at a 7% discount. Make sure you pay your gift card order with the 2% Priceline Rewards Card.

Here’s the MATH: TopCashBack 2.5% + Plastic Jungle 7% + Priceline Rewards Card 2% = 11.5% Cash Back for buying Lowe’s or Home Depot Gift Cards. That is your first step and it could apply to almost any gift cards for sale. Make sure you have an idea of how much gift cards you want to buy for your items. There are many merchants to buy gift card from to get even a higher saving.

Step 3: Use a 10% Mover’s Coupon

Go visit your local US Post Office, get in line, and simply ask for a Mover’s Guide Package. There is always a 10% off Lowe’s coupon. There is only one per package, but I usually ask for at least 3 of them. Bring your wife or husband so each person can ask for 3 if needed. Here’s a fun fact: Home Depot would gladly take Lowe’s 10% Off Coupon. Hence, use the 10% off coupon at Lowe’s or Home Depot!

These coupons offer a nice discount that stacks with nearly everything. At Lowe’s or Home Depot Cashier, simply whip out your 10% off coupon and then pay your item(s) with you gift cards that you bought at 11.5% off. Your total discount will be at least 20% OFF each time.

Step 4: Order online via Cash Back Portal, Pickup in-store, Exchange Store Credit

We all know you lose your cash back for returning items when shopping through Cash Back Portal such as TopCashBack. To Double Dip on this method, you will need to pick up and pay for the item, then go back to the return counter and do an exchange for store credit. The key word is exchange, do not mention a return, or a chargeback on your card. Typically, you want to ballpark and buy 1-2 random items that are in the same total price range to exchange, then execute this strategy to double dip. This method will net you an additional 6% Cash Back from TopCashBack.

Step 5: Do 110% Price Match

This is an advance strategy and will only work with big ticket items. You will need to keep a lookout at the competitor’s store such as Sears or HHgreeg when they have big ticket items on sale. Lets say Sears is having a 20% off sale on the same fridge model. You will need to take that ad and ask for 110% pm policy for local competitors. The appliance person will offer to PM but you can insist on 110%. You can use your gift cards here to save an additional 11.5% but they will not let you use the 10% off coupon. Instead, decline and say that you need to think about it and ask for them to save it in the computer with your phone number. You can then pay it later with a different cashier and whip out your 10% coupon then.

Amex Premier RewardsAmerican Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. The 25,000 bonus membership rewards points can be redeemed for $250 gift cards of your choice. You'll also earn 15K points after you spend $30,000 within one calendar year. Cardholders earn fast with 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. You can use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands. Full Review

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The Rebate Game with Newegg V.me Visa Promotion

by Hu$tler on December 26, 2012

in Free Random Money,Street Smarts

V.me VisaGot a little time on your hands? If so, play the Rebate Game with Newegg to make $30+ using a variety of steps to utilize their $20 Off $199 V.me by VISA promotion. Newegg has $20 Off $199 when paying with V.me by Visa and using promo code “VMEPROMO” during checkout. Make sure to read the terms and conditions. You will be getting the $20 in free money, 2% cash back from Mr. Rebates, 5% cashback using your Discover Card, and then sell the items back on eBay or Craigslist.

Newegg Rebate Game:

  1. Go through Mr. Rebates Account and search for Newegg.($5 bonus for new account holders). Likewise, go through Ebates for 2% cashback($10 sign up bonus).
  2. Once you go through the Newegg link via Mr. Rebates, search for the following items at Newegg and add these titles to your cart.
  3. Panda Security Global Protection 2013 – 3 PCs
  4. TREND MICRO Titanium Maximum Security 2013 – 3 User
  5. Symantec Norton Internet Security 2013 – 3 PCs
  6. AVG Internet Security 2013 – 3 PCs
  7. With all four items getting free shipping and no taxes from Newegg, you will be getting all your money back.
  8. At checkout, use Newegg $20 off $199 via paying by V.me by Visa by using promo code: VMEPROMO
  9. Don’t forget, pay with your Discover More card to get 5% cashback for all online purchases too!

Total: $200.00 – $20 V.me Promotion = $180.00 – $200 MIRs = $20 Money Maker + 2% Mr. Rebates + 5% Discover More + Money for reselling the items on eBay or Craigslist.  You shouldn’t have any issues with the AVG Rebate as long as it’s a different offer number. Considering every one of these rebates is fulfilled by Parago (RebatesHQ), you should get all of your money back.

sign-up-now

Hot Deal of the Day: Amazon.com has EVGA GeForce GTX 650 1GB GDDR5 DVI mHDMI Graphics Card (01G-P4-2650-KR) for $79.99 with free shipping.

Ink Bold BusinessChase Ink Bold® Business Card offers 50,000 Bonus Points($500 value) after you spend $5,000 in 3 months from account opening- enough for two flights in the continental U.S. The card requires you to pay off your balance in full each month along with flexible spending limits. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. The annual fee is waived for the first year, and $95 for future years. Full Review

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Groupon Class Action Settlement for Expired Groupons

by Hu$tler on May 28, 2012

in Street Smarts

For those of you who are Groupon users with expired coupons that were purchased between November 2008 and December 2011, you can now file a claim form via email to get some of the money back(possibly to be reinstated at original value or request a cash refund on those Groupons).

From the website:

“Groupon Inc, which runs the world’s largest online coupon site, has agreed to an $8.5 million settlement of nationwide litigation alleging the expiration dates on its coupons are illegal.”

What to do:

  1. Log into Groupon,
  2. Click ‘my groupons’ and change the value next to ‘show’ from ‘Active’ to ‘Expired’. This will show a full list of qualifying Groupons. You can also print out the voucher from here which is required for the submission.
  3. Fill out the file form and email to [email protected]

If you ever have a problem with an expiration date, simply send them a message online in your account that you don’t want the service or that you are having problem booking the date etc. They promise to give you a full refund with no questions asked with their Groupon Promise of “If the experience using your Groupon ever lets you down, we’ll make it right or return your purchase. Simple as that.”

ING Direct Checking is offering $50 bonus promotion after making 3 card purchases or Person2Person Payments within 45 days of account opening. Your $50 bonus will automatically be deposited into your account on day 50. With over 35,000 free ATMs to use, there is no minimum or monthly fees with your Direct Checking account. Your money is FDIC-insured with high earning interest. In addition to your free MasterCard Debit Card with free Online Bill Pay, account holders can use their mobile app or your computer to deposit checks from anywhere with CheckMate.

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Lower Cell Phone Taxes from State Tax List 2012

by Hu$tler on April 4, 2012

in Street Smarts

Look at your phone bill right now. You may be paying up to 24% tax on your total bill. Imagine you have a family plan and you are paying a quarter of your bill toward taxes. That is insane! Every major carrier now allows you to pay your cell phone and receive your statements online, hence you could be paying less tax by picking a different home address. E.G. I have a family plan with 5 lines. My parents and siblings are living in different States. From the list below, it seems my parents’ address has the lowest paying cell phone tax. The switch can be done in my account simply by changing the address to my parents. It’s legit since we have lines there. No need for me to receive paper statements, so I switch to paperless.

2011 Combined Federal-State-Local Rate

  1. Oregon  6.86%
  2. Nevada  7.13%
  3. Idaho  7.25%
  4. Montana  11.08%
  5. West Virginia  11.28%
  6. Delaware  11.30%
  7. Louisiana  11.33%
  8. Virginia  11.61%
  9. Alaska 11.74%
  10. Connecticut  12.01%
  11. Maine  12.21%
  12. Michigan  12.32%
  13. Alabama  12.50%
  14. Hawaii  12.80%
  15. Massachusetts  12.86%
  16. Iowa  12.96%
  17. Wyoming  12.99%
  18. Ohio  13.00%
  19. New Hampshire  13.23%
  20. Wisconsin  13.39%
  21. Vermont  13.55%
  22. Georgia 13.62%
  23. New Jersey  13.92%
  24. Mississippi  14.13%
  25. Minnesota  14.43%
  26. North Carolina  14.48%
  27. South Carolina  14.57%
  28. Indiana  14.89%
  29. Colorado  15.45%
  30. Kentucky  15.47%
  31. New Mexico  15.57%
  32. California 15.72%
  33. North Dakota  15.73%
  34. Oklahoma  15.79%
  35. Arkansas 16.12%
  36. Tennessee 16.63%
  37. Arizona 17.02%
  38. South Dakota 17.07%
  39. Utah  17.21%
  40. Maryland  17.28%
  41. Texas 17.48%
  42. Kansas  18.39%
  43. Pennsylvania  19.13%
  44. Missouri  19.28%
  45. Rhode Island 19.67%
  46. Illinois 20.90%
  47. Florida 21.62%
  48. New York  22.83%
  49. Washington  23.00%
  50. Nebraska  23.69%

Chase Preferred Sapphire Card is offering new cardholders 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. The annual fee of $95 is waived for the first year of card ownership.

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Get Out of Sprint Contract without Paying Early Termination Fees – February 2012

by Hu$tler on January 20, 2012

in Street Smarts

Lets take a walk down memory lane with Sprint ever since the EVO was released.

  • First, there was a $10 for premium data on “Premium” phones.
  • Second, no employee discounts for the additional lines.
  • Then the annual upgrades were gone.
  • Next, the $10 premium data on all 3G phones.
  • Again with some maintenance Fees increased to $2.

Sprint is back at it again with their nickel and dime method. Apparently, starting February 1st, 2012, they will increase your bill by almost $5 with Family and Business Share monthly plan for those with a corporate discount. They will change Line 2 into applicable Add-a-Phone rate and will not be discount eligible. Discounts will only apply to the monthly recurring charge of the primary line.

Here’s the Math breakdown:

Current Policy: L1 + L2 = $129.99 – 25% discount = $97.50

New Policy: L1 $110 – 25% discount + L2 $19.99 = $102.50

Hence, your rates just went up by $5 each month!

You will have 30 days to cancel your lines without paying the Early Termination Fees. However, you could also negotiate and get freebies such as service credit to offset this fee or full upgrade on your phones if you don’t want to cancel. The easiest way to take care of this is talk to Sprint Executive Office to cancel.

Follow these steps:

  1. Call (866) 727-0665 and ask for Executive Office
  2. or Call *2 Cancel or 1-800-927-2199 which handles customers receiving corporate discounts on their accounts.
  3. or Call Sprint’s Consumerist Hotline (703-433-4401)
  4. Tell them there is a Material Adverse Change with the new policy and you want to cancel your lines without paying ETF.

If you want to negotiate, then call customer service and ask for Account Services(retention department).

When You Don’t Have To Pay An Early Termination Fee
You aren’t responsible for paying an Early Termination Fee when terminating Services: (a) provided on a month-to-month basis; (b) consistent with our published trial period return policy; or (c) in response to a materially adverse change we make to the Agreement as described directly below.

Our Right To Change The Agreement & Your Related Rights
We may change any part of the Agreement at any time, including, but not limited to, rates, charges, how we calculate charges, or your terms of Service. We will provide you notice of material changes—and may provide you notice of non-material changes—in a manner consistent with this Agreement (see “Providing Notice To Each Other Under The Agreement” section). If a change we make to the Agreement is material and has a material adverse effect on Services under your Term Commitment, you may terminate each line of Service materially affected without incurring an Early Termination Fee only if you: (a) call us within 30 days after the effective date of the change; and (b) specifically advise us that you wish to cancel Services because of a material change to the Agreement that we have made. If you do not cancel Service within 30 days of the change, an Early Termination Fee will apply if you terminate Services before the end of any applicable Term Commitment.

Discover It Students $20 BonusDiscover it® for Students offers $20 Cash Back Bonus after your first purchase. One of the most popular student credit cards, it lets you earn 5% cash rebates on rotating categories of purchases, and up to 20% cash back on purchases in Discover’s online mall. Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review

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Get Unlimited Data on Verizon Wireless

by Hu$tler on December 15, 2011

in Street Smarts

If you have been a recent Verizon customer, you can no longer get unlimited data with your smartphone. However, there may be a loophole to get this unlimited data deal. It’s a little trick by adding unlimited Mobile Hot Spot(MHS) to your account and then cancel it at a later date. For whatever reason, the perk of adding unlimited MHS is getting unlimited data as well.  If if you were to cancel MHS, it has been reported that you still keep unlimited data.

Follow these steps:

  1. Dial *611 from your Verizon phone, or 1-800-922-0204 from any phone.
  2. Have your Verizon phone # and account PIN or last 4 of SSN.
  3. Hit option 4.
  4. When it asks you what you would like to do today say “Add a feature.”
  5. If you have a 3G device (which includes all iPhones): Say you would like to add the $20 2GB 3G Mobile Hotspot FEATURE to your phone. If you have a 4G device: Say you would like to add the $30 Unlimited 4G Mobile Hotspot FEATURE to your phone.
  6. Cancel MHS feature after a couple of weeks of services.

When talking to a CSR, don’t let them switch data plan that had data and MHS. You only want MHS as a feature add-on. The 4G MHS is a $30 add-on feature that can be canceled anytime and will be prorated from the day you signed up. If CSR can’t locate the MHS add-on, tell them the feature code #76153. If they can’t add the MHS feature to your plan or that you must bundle data/MHS together, call back again and repeat the steps. It’s recommend to not remove the MHS feature right away(you can do it online) but wait at least a a few days or weeks. YMMV of course.

The SimplyCash Business Card from American Express OPEN offers 5% cashback on office supplies  and wireless telephone services, 3% cashback on gasoline, and 1% on everything else. Automatic cash back credited to your statement each month. With no annual fee, it is an ideal card to maximize your cash back for your wireless phone bills each month. Apply for a business card under sole proprietorship with your full name as business ID and Social Security number as tax ID.

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