US Bank Business Edge™ Select Rewards has an amazing bonus of 10,000 bonus points after you complete at least $500 in net purchases during the first 90 days of account opening. On top of that you get to enjoy 0% introductory APR for 9 billing cycles. So even though you shouldn’t wait to pay off your balances, it’s nice to have a little cushion if you’re in a bind. With the US Bank Business Edge Select you can earn 3X points per $1 spent in one category of your choice, which includes, ‘Day-to-Day Expenses’, ‘Automobile’, or ‘Travel & Entertainment’. You can earn 1X points per $1 spent on all other purchases. Use this card for all your purchases with the assurance that there is no limit on the total points you can earn! The Business Edge Select gives you all this power to earn points topped off with no annual fee!
You may not know this, but if you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.
US Bank Business Edge Select Rewards
- Unlimited Points: Use this card within your chosen 3X point category and you can earn thrice as much as you would with other purchases but don’t be weary, you’ll always earn at least 1X point for every $1 spent with this card on all other purchases. So just know that you’re not spending without any return, that return is working it’s way through the points that you are racking up with using this card on your purchases! You can continue to earn and never have to worry about a cap to how much you can earn. You’re in charge of that so the more you spend, and spend wisely, you’ll earn that back in points with US Bank Business Edge Select.
- 3X Points Category – Your Choice
- Day-to-Day Expenses – including shipping, advertising, utilities, office supplies, telecom and professional services.
- Automotive – including gas, service, tires, tolls, dealerships, car washes and repair.
- Travel and Entertainment – including airlines, auto rental, hotels, restaurants and travel agencies.
- 1X Points: If you use this card for purchases outside of your chosen 3X point category you can rest assured knowing that you can still earn points on your purchases. You will be able to earn 1X Points per $1 spent.
- Point Redemption: With all the points that you’ve earned you’ll know that you’re getting your money back through US Bank’s Rewards portal. You can redeem the points for either of the following categories:
- US Bank Reward Cards or Other popular merchant gift cards
- Name brand merchandise
- Statement credit
Business Best Option
The US Bank Business Edge™ Select Rewards is definitely a recommended card for business that perform most of their spending transactions within the three categories for the 3X Points per $1 spend. The Day-to-Day expenses includes shipping, advertising, utilities, office supplies, telecommunication and other professional services. So if your business is constantly making purchases for office supplies and shipping expenses then this should be the category you choose to participate in. For automotive categories your business can earn on transactions made on gas, services, tires, tolls, dealerships, or car washes and repair. So if you’re always traveling via your car then this should be in your wallet for all your transactions. And last and not least, if you seem to always be flying and living hotel to hotel for business trips, then this is the best business card to have in your wallet. You get to earn 3X points in one of these categories and based on your operating situation, you have the power to choose what is the best category for you to earn. So don’t miss out on this great business card offer from US Bank!
No Annual Fee & Unlimited Points Rewards
US Bank Business Edge™ Select Rewards was designed to have no annual fee and flexible for any business to use to earn their max points based on their spending habits! You can use this card however you like by having the power to choose which spending category will earn you 3X points per $1 spent. But don’t worry about the other purchases since they will earn 1X points per $1 spent. In addition as a new card member you get a 10,000 sign up bonus if you spend at least $500 in purchases within 3 months of card membership. So you’re already hitting the ground running with this business card in your pocket. Also enjoy the introductory 0% APR for 9 billing cycles! See our complete listing of our best business credit cards and credit card bonuses.