In this economy, who wouldn’t care to save money where they can? A good place to begin is to stop paying high interest fees on your credit card. Citi Platinum Select MasterCard is the ideal card for those with good credit and are looking for a 0% offer for balance transfers and purchases. Currently, the introductory rate is a long 18 months for balance transfers as well as for purchases. Before you apply, however, note that this credit card carries a 3% balance transfer fee that is paid up front and will be part of the balance on your new Citi card. As with any balance transfer fee, make sure the amount of the fee is less than the amount of interest you would continue to pay on your current card. It should also be noted that this card has no annual fee and charges a competitively low variable interest rate for purchases after the introductory period. So if you have a large balance on a high interest credit card, or if you intend to buy a big-ticket item, the Citi Platinum Select is especially suitable.
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
If you’re on the market for a new card that offers 0% introductory APR on purchases and balance transfers, consider the Citi Platinum Select MasterCard with its no annual fee and extremely generous introductory APR period.