Do you find it difficult to pay off your credit card debt because of the high interest accruing? If so, the Citi Simplicity card offers 0% APR for 18 months on balance transfers as well as purchases, giving its cardmembers the opportunity to save some money while paying off new and existing balances. In addition to this generous introductory APR period, the Citi Simplicity credit card does not charge any late fees or revoke or raise your 0% APR when you make late payments or mistakenly exceed your available credit line. With the purchasing power of the MasterCard, this card has no annual or hidden fees either. Simply put, if you’re searching for an uncomplicated balance transfer card, the Citi Simplicity Card is the option that gives its members true peace of mind.
Key Features:
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
Again, cardholders won’t get any surprise rate hikes or late fees whether you accidentally miss a payment or exceed your credit limit. You will get live, 24/7 help to speak to a representative with no waiting. The Citi Simplicity is perfect for those looking to do a balance transfer. You want to do a balance transfer especially if you have high interest rate spread across several credit cards. With 21 months of 0% APR on balance transfers, you’ll have plenty of time to get that balance paid off before the APR of 12.99% – 21.99% (Variable) comes into play.
This card truly lives up to its name; its goal is to keep usage and repayment as simple as possible. If you’re looking to reduce your credit card balances or make a large purchase without accumulating any interest, the Citi Simplicity card is undoubtedly one of the best cards to get.
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{ 1 comment… read it below or add one }
Hello,
Need info on new 0% balance transfer & purchase for 21 months.
thank you, S.