This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the through our partnership with Citi. Learn more on our Advertising Policy.
Do you find it difficult to pay off your credit card debt because of the high interest accruing? If so, the Citi Simplicity® Card – No Late Fees Ever offers 0% APR for 21 months on balance transfers as well as purchases, giving its cardmembers the opportunity to save some money while paying off new and existing balances. In addition to this generous introductory APR period, the Citi Simplicity Card does not charge any late fees or revoke or raise your 0% APR when you make late payments or mistakenly exceed your available credit line. With the purchasing power of MasterCard, this card has no annual or hidden fees either. Simply put, if you’re searching for an uncomplicated balance transfer card, the Citi Simplicity Card is the option that gives its members true peace of mind.
Citi Simplicity® Card – No Late Fees Ever Features:
- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% – 23.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The same great rate for all balances, after the introductory period.
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
Why You Should Apply:
0% Introductory APR for 21 Months: Pay off balances from high interest cards and make important purchases with 0% introductory APR on purchases and balance transfers for 21 months. The Citi Simplicity offers one of the longest 0% rates in both categories and gives members a chance to take control of their finances.
No Late, Penalty, or Annual Fees: The Citi Simplicity will never charge you for any late fees, penalty fees, or annual fees. You account balance will not increase should you make a late payment.
Citi Price Rewind: Get refunded the price difference up to $300 per item($1,200 per calendar year) if a lower price is found. Let Citi do the work by registering the item purchased with your card and the price will be tracked for 60 days from the date you purchased your item.
Citi Private Pass: Always get the best seats with special access to pre-sale tickets and VIP packages to concerts, theater and live performance, sporting events, dining experiences, family entertainment, and even complimentary movie screenings among other exciting events.
Again, cardholders won’t get any surprise rate hikes or late fees whether you accidentally miss a payment or exceed your credit limit. You will get live, 24/7 help to speak to a representative with no waiting. The Citi Simplicity® Card is perfect for those looking to do a balance transfer. You want to do a balance transfer especially if you have high interest rate spread across several credit cards. With 21 months of 0% APR on balance transfers, you’ll have plenty of time to get that balance paid off before the APR of 13.99% – 23.99% (Variable) comes into play.
This card truly lives up to its name; its goal is to keep usage and repayment as simple as possible. If you’re looking to reduce your credit card balances or make a large purchase without accumulating any interest, the Citi Simplicity® Card – No Late Fees Ever is undoubtedly one of the best cards to get. Find the best 0% balance transfers credit cards!
Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.