|Blue Cash Preferred® Card from American Express offers $150 statement credit after spending $1,000 within the first 3 months of Cardmembership. Cardholders earn 6% cash back at U.S. supermarkets(up to $6,000), 3% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Apply Now---Amex Blue Cash Preferred Review
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Citi ThankYou Premier Card is now offering 50,000 bonus ThankYou Points after $2,500 in purchases within 3 months of account opening. With 50K points, you can get $500 in gift cards for redeeming through their ThankYou Travel Center. First year annual fee is waived – a saving of $125 value!
Citi ThankYou Premier Features:
- Earn 50,000 bonus ThankYou® Points after $2,500 in purchases within 3 months of account opening – enough for $500 in gift cards.
- Earn 1.2 ThankYou Points per $1 spent – that’s 20% more points – when you use your card at gas stations, supermarkets, drugstores, commuter transportation and parking merchants.
- No foreign transaction fee on purchases.
- Annual complimentary domestic companion ticket (within the continental USA) and a 15% discount when booking air travel through our travel benefits provider, Spirit Incentives.
- Earn 200 points for signing-up for Account Online and 200 points for enrolling in Paperless Statements.
Normally, for 10,000 ThankYou (TY) points, you can get $100 gift card to retailers such as Kohl’s, LL Bean, Lowe’s, Home Depot, Gap, Banana Republic, Barnes & Noble, Walmart, and many more. Hence, the 50,000 TY points is the equivalent of $500 in gift cards. If you rather get statement credit, then you get $50 for every 7,500 points. Selling the $500 gift cards on ebay or Craigslist should also net you around $450 or more.
However, some would prefer the 50,000 points to be redeemed for $500 in gift cards for booking a flight through their ThankYou Travel Center. Using the Premier card with the annual fee, they will give you 33% more value when redeemed for airfare. Even with the annual fee, the Citi ThankYou Premier is one of the highest bonuses card available today!