Open a Citibank’s Citigold checking to earn $500 Cash Bonus with promotion code 43BWK6L7UU good through 2/29/2016. The Citigold is their premier banking relationship with priority service, preferred rates, and exclusive savings and rewards. Other benefits with banking with Citibank includes over 30,000 fee-free ATMs nationwide, free online bill payment with Citibank Online, and free mobile banking with Citi Mobile. Offers available for accounts opened online, at your local branch and by phone. To apply by phone, call 1-866-535-3906 with the promotion code above.
|Chase Total Checking® + Chase Savings® offer up to $250 Bonus when you open a Chase Total Checking® with direct deposit and a Chase SavingsSM with $10,000 deposit within 10 business days(must maintain $10K for 90 days). From innovative features to trusted service, Chase gives you the opportunity to do more with products such as Chase QuickDepositSM. Learn More---Chase Checking & Savings Review
You can now open a Chase Premier Plus CheckingSM online or in-branch for a $300 bonus with direct deposit. Unlike other Chase coupons, you can apply online directly. The Chase Premier Checking account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to 15,500 Chase ATMs and 5,300 branches. Apply Now---Chase Premier Plus Checking Review
Citibank Citigold $500 Cash Bonus:
- Sign up Offer
- Account Type: Citigold Account Package
- Availability: Nationwide
- Expiration Date: 2/29/2016
- Hard Inquiry: None
- Opening Deposit Credit Card Funding:
$100K(however, set your credit card cash advance to $0 just to be safe)*dead*
- Direct Deposit Requirement: No
- Monthly Fee: $30 monthly fee unless $50K monthly balance.
- Additional Requirements: Deposit $50K or more within 30 days of account opening. Then keep your deposit within your account for the next 30 days.
- Closing Account Fee: None
How To Earn Citigold Checking $500 Bonus:
- Open a new consumer Checking Account in The Citigold Account Package by 2/29/2016.
- Make an eligible deposit of $50,000 or more in new-to-Citibank® funds into your new Checking or new or existing Savings Plus account within 30 days after account opening.
- Maintain a minimum of $50,000 for the next 30 days to receive your bonus.
Funding Your Account with a Credit Card: Many people who signed up for this Citigold checking promotion in order to fund their checking account with a credit card. It has been confirmed that you can only use a Visa or MasterCard(not Amex or Discover) to fund up to a $100,000 into your checking. You can only use one credit card and it doesn’t count as a cash advance. I would call the card issuer in advance to lower your cash advance limit to zero just to be safe. More importantly, you should only fund it with a Barclays, Citi, or Bank of America credit card since many reported as point-earning purchase. You do not want to use Capital One or Chase since it will count as cash advance. Don’t forget to contact your card issuer to lower your cash advance and notify them in advance of a large purchase.
You’ll enjoy free mobile banking with Citi Mobile and the Citibank for iPad app. Account holders will get free online bill payment with Citibank Online. Once you enrolled deposit checks into your personal checking account using Mobile Check, this will allow you to deposit on your smartphone. They have over 30,000 fee-free ATMs nationwide.
Beware of the Fees:
There is a steep $30 monthly fee unless you have either:
- $50,000 in all linked deposits/retirement accounts
- $100,000 in all linked accounts including investment accounts
- $250,000 or more including Citi mortgages. Obviously, the primary downside is that a high minimum balance of $50,000 – $250,000 must be maintained every month with certain Citi accounts. There is a Citibank Account package that has easier requirements for only 20K bonus points.
Tough call really, the $500 cash bonus with $50K+ requirement is no small task. However, with such a high balance to remain fee-free, it’s a tough sell since your money is locked up. I would recommend to open the Capital One 360 Savings bonus to earn $500 cash bonus instead if you have the $50K cash. If not, we also have plenty of other bank promotions across the country for you to choose from.
|Citi ThankYou® Premier Card offers 40,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening – redeemable for $400 in gift cards, $500 for airfare, or other great rewards. You earn 3 ThankYou® Points per $1 spent on Gas Stations, Public Transportation, Taxis and Tolls, Parking Garages, Airfare and Hotels, Cruises, and Car Rental Agencies. Then 2 ThankYou Points per $1 spent on Dining Out and Entertainment and finally 1 ThankYou Point per $1 spent on other purchases. With absolutely no points cap and no expiration of points, there’s no limit to the points you can earn. Finally, the card has no annual fee for the first year, then $95 thereafter. Apply Now---Citi ThankYou Premier Review|