EverBank is now offering a 6 month bonus rate of 1.40% APY for first time account holders of their checking accounts. The high rate is a large jump up from the bank’s previous rate of 1.10% APY. The 1.40% APY rate is fixed for the first six months of new account holders, so there should be no fear of changing rates if this applies to you. The EverBank savings account requires a minimum initial deposit of $1500 with no minimum balance requirement to earn interest and no monthly fee. The checking account also provides other great features that are listed below.
Checking Account Features:
- Minimum opening balance of $1500
- No minimum balance to earn interest
- Unlimited ATM reimbursements
- Free online & mobile banking
- Free mobile check deposits
- Optional online Bill Pay
- Optional overdraft Protection
- Additional online security
You would think that most people would be very happy with these high APY rates and all of these great features, right? Well if you still aren’t satisfied with EverBank after three months, they’ll send you a $50 check to show you how much they appreciate your time. To qualify for the $50 satisfaction guarantee, you need to use their Online Bill Pay feature at least three times and close your account and notify EverBank of your reason for doing so within 30 days of the 3-month anniversary of your account.
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