You can now earn $200 bonus when you open an eligible checking account with Regions Bank.
To earn this bonus, you must
- Open a new personal LifeGreen checking account by September 30, 2022. Get started by opening an account online with promo code RGSUMR22, or register and present your personalized email voucher when you open your account at your local branch.*
- Enroll in Online Banking within 60 days of opening your account.
- Make $500 in total deposits that post to your account within 60 days of account opening. Deposits must be new to Regions.
There is also a referral bonus you can receive in addition to this $200 bonus (bringing the total to $250). This has worked in the past, but it is no guarantee to work this time around. To try for an additional referral bonus, send an email to referbankbonus@gmail.com and title your email “Regions Bank Referral Bonus”
Regions Bank $200 Checking Bonus
Regions Bank is offering a $200 bonus when you open a new checking account and meet certain requirements.
- Bonus Amount: $200 bonus/$250 with Referral
- Account Type: LifeGreen Checking Account
- Availability: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX. You may need to live within 50 miles of a branch to open online.
- Direct Deposit Requirement: Yes, or ACH deposit $500+
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $125(Another $125 with Savings Account). Visa Only.
- Monthly fees: $8-$18, waive-able
- Early account termination fee: $25 if closed within 180 days
- Household Limit: None
(Expires September 30, 2022)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($400 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
Avoiding Monthly Fees
Avoid the $8 eAccess Account monthly fee with online statements and 10 debit purchases per month.
Avoid the $8 Lifegreen checking monthly fee eStatements and $1500 monthly balance.
Fine Print
- Register before or at the time you open your checking account to be eligible.
- Present the personalized voucher emailed after registration was completed with your name and registered email address.
- To open online: You must enter the promo code at the time you open your account online to be eligible for this offer.
- General: Offer only applies to personal LifeGreen checking accounts. Email address used when opening your checking account must match the email address used when registering.
- We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud.
- Offer valid in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.
- This offer is nontransferable, may not be combined with any other offer, and does not apply if you have or had an ownership interest in a personal Regions checking account on or after March 1, 2021, and may be withdrawn at any time without notice.
- When the credit is issued, new account must be open and have a positive balance.
- Enrolling in Online Banking requires a Social Security or Taxpayer ID number (alternative options may be available by visiting a branch).
- Total deposits may be combined to exceed $500, must post to your new account within 60 days of account opening, must be new funds to Regions, and may not be transferred from other existing Regions accounts.
- Regions may report bonus value to the IRS as required by law; anyone whose tax status would require Regions to impose tax withholding is not eligible.
- Regions associates are not eligible.
- Deposit Accounts: All LifeGreen checking accounts require a $50 minimum opening deposit.
- As of March 1, 2022, the Annual Percentage Yield (APY) paid on LifeGreen Preferred Checking® accounts was 0.01% for all balances.
- Regions may change the APY at any time.
- No interest is paid on other personal checking accounts.
- Fees may reduce earnings.
- Accounts opened in Iowa may be subject to a 6% Iowa State Tax.
Bottom Line
There has been bigger bonuses in the past, but it seems like $200/$250 will be the norm. Also, best way to avoid the $8 Lifegreen monthly fee is to put $1500 into your account.
If you would like to see more, see our list of the latest Regions Bank Promotions or check out our full list of bank promotions.
Craig says
I got a message saying unable to process online. Guess I’ll have to go to the branch.
J Pierce says
I opened the account on line, made a cash deposit, waited for the debit card to arrive after a week or so I got leary as I needed to make the necessary charges. Called the bank to be told I had to go to a branch not near me to signup for the card. needles to say I assumed the card would come in the mail like every other card does. I’d like to close the account but I see there is an early cancel fee.
ted says
Exact steps for regions $400 bonus without direct deposit. #1…Go online and register code, #2 online or phone or the bank, bank is best…….open a lifegreen checking and savings with $1700 in checking and $50 in life green checking..make sure you stay in online statements ( no Mailed).. #4…..soon as you create a log in transfer $25 from checking to savings, the $26 from checking to savings ( won’t take duplicate of $25). #5…about 6 days later you should get a check card. Right away go make 10 transactions at a dollar store, just make sure it’s 10 transactions by verifying online. #6…..100% for sure just maintain at least $1500, no lower than that in your checking and you avoided the $8 to $10 fees monthly. #7…….Keep the account open with that balance for 6 months or a $50 fee applies per account.
ted says
It’s $50 early closing fee if before 6 full months from date of open. They will charge you for those other months $10 a month or 8 a month
Lori says
I opened the Regions LifeGreen checking account online using the promo code on 6.28.18. I made the direct deposits and 10 debit card purchases within 60 days and the $200 bonus was deposited at 90 days. I cancelled my direct deposits after the first two were made and have not yet been charged the $8 monthly fee. I will keep the account open the full 6 months to avoid the $25 early closing fee (unless the $8 fee starts, and then it might be cheaper to close early).
ted says
It’s $50 early closing fee if before 6 full months from date of open. They will charge you for those other months $10 a month or 8 a month
rl16 says
Do 10 payments of Amazon Gift Card load (each $0.50) work for this offer? Also, has anyone tried direct deposit from Capitaone for this?
Sam says
Hi rl16, Did 10 Amazon gift card load worked for you?
Ashlyn says
I have been banking with them for a while. It was a soft pull inquiry through ChexSystems.
Joseph Kelley says
Say Joseph Kelley reffered ya
T Lyons says
How long did you have to wait? I’ve fulfilled all requirements and waited the entire 90 days +? I keep getting told it may be another 60-90 days.
alexisdaoud says
did you ever get your sign on bonus as it happened to me as well
Cathy says
it takes a full 120 days, and can take up until the 120th day. Does anyone know if they are putting this promo out again, it’s expired now.
BH says
EXPIRED Bonus (promo codes) — on 7/29/15 (July 29, 2015) — Regions Chat, verified
Hu$tler says
Thanks BH. It has been updated.
Alyssa says
Their website is not accepting the currently listed code (300P2). Is there another one?
Anthony Nguyen says
https://www.hustlermoneyblog.com/regions-bank-checking-review/
Angie says
I applied online today with no problem, their website took the code and my account is now open. Can’t wait to receive my bonus 🙂 I live in Baton Rouge, LA.
Sarah says
I just tried and site says promo code is expried
Antwan says
I received my bonus today! I have proof it worked for me!
cheyenne says
http://promo.regions.com/hhg/incentive165/default.htm?CID=25392&…
Zack says
Can’t see the comments, none on any posts
Sam says
LINK does not work. Called Regions bank to apply and was told that the 165 promo code is not a legitimate offer. Regions website does not have it listed either.
Hu$tler says
I see the promo link with the offer showing. Maybe you need to print it out and visit a local branch with it.
abb3w says
The website for Regions indicates they also have a few Virginia branches.
charlene mierzwa says
my family stopped in and spoke to shelley at your rivergate location on gallatin rd north in madison tn and she knew nothing about this incentive. we wasted quite a bit of pre- christmas time on this venture only to reach a dead end – please advise!! thanks…
Hu$tler says
most likely dead if you don’t see the promo anymore.
Yuri says
I believe this promotion expired not too long ago (10/31, according to CSR).
Yuri says
After about a month of talking to CSR and the employees at my local branch, I finally managed to redeem this bonus.