Here you can find all the latest BB&T Bank promotions, bonuses, and offers. Suntrust Bank and BB&T are now Truist.
Currently, BB&T is offering a $200 up to $1,000 bonus when you open a checking and savings account and meet all the requirements.
About BB&T Bank Promotions
BB&T opened its doors in 1872 and has since grown to over 2,000 branches. Once you join, you will have access to various accounts to protect your money. If you would like, please compare their rates with our list of Best Savings Rates and CD Rates.
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1 (800) 226-5228
When you open an account at BB&T it will not affect your credit score. Banks that will not affect your credit score should be considered more worthwhile of your time. For a full list of offers that will not affect your credit score check out our list of Best Soft Pull Bank Promotions.
Compare BB&T Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, Bank of America, Wells Fargo, and more!
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $10!
I’ll review the BB&T Bank Promotions below.
BB&T Bank $500 Checking Bonus
BB&T Bank is offering up to $500 bonus when you open a new checking and savings account and meet the eligible requirements. Use promo code BCZGK.
- Account Type: Checking Account
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $1,000 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Offer expired June 30, 2021)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How To Earn Up to $500 Bonus
- In order to earn the bonus, you must:
- Use promo code BCZGK
- Complete at least (2) qualifying Direct Deposits totaling $500 or more into the new checking account within 90 days of account opening, and
- Deposit $15,000 or more into the new savings or MMA within 30 days of account opening, and maintain $15,000 or more through 90 days after account opening.
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- Accounts must be opened on the same day and with the same account ownership to be eligible for the reward. The reward will be deposited into the new checking account within four weeks of verifying all qualification requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
BB&T Bank $200 Checking Bonus
BB&T is offering a $200 bonus when you open a Bright Banking Account and meet all the requirements.
- Account Type: Bright Banking Checking
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Expires June 30, 2021)
U.S. Bank Smartly® Checking ($700 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($200 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How To Earn $200 Checking Bonus
- Open and use a BB&T Bright Banking® account using promo code BCPFZ
- Complete two $500 qualifying direct deposits within 75 days
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- Valid for new BB&T Bright Banking® accounts.
- Must open online at BBT.com or in the U by BB&T app.
- Payout limited to one per household.
- Not available if the household closed a BB&T personal checking account in the last 12 months or has an active account.
- The primary account holder must be 18+ years old at the time of account opening.
- Applications subject to credit history review and approval.
- Truist employees not eligible. Not available in NJ/PA.
- A minimum opening balance of $50 is required.
- Account eligibility review occurs once, 76–90 days after account opening. Any account not in good standing closed, or with a balance less than or equal to zero at the time, we review account eligibility will not receive the $200 incentive.
- BBRFZ must be entered at the account opening. BB&T reserves the right in its sole discretion to limit the number of promo code uses.
(Expired) BB&T Bank $1,000 Checking & Savings Bonus
BB&T Bank is offering up to $1,000 bonus when you open a new checking and savings account and meet the eligible requirements. Use promo code BCNGJ.
- Account Type: Checking & Savings Account
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, , SC, TN, TX, VA, WV
- Direct Deposit Requirement: Yes, two direct deposits of $500+
- Hard/Soft Pull: Soft Pull (However, they are persistent about overdraft)
- ChexSystem: Yes
- Credit Card Funding: Up to $250 (Says debit card only, but credit cards will work)
- Monthly Fee: $12; avoidable
- Early account termination fee: None
- Household limit: 1
(Offer expired March 31, 2021)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How To Earn Up to $1,000 Bonus
- Earn up to $1,000 when you complete the following:
- Open a checking account and complete qualifying direct deposits totaling at least $500 within 90 days of account opening
- Open any new BB&T savings or MMA, and deposit the balances below within 30 days and maintain for 90 days after account opening. Amount you deposit and maintain determines the bonus you receive:
- Less than $10,000 = $300
- $10,000 – $24,999.99 = $400
- $25,000 – $49,999.99 = $600
- $50,000 -$99,999.99 = $800
- $100,000 or more = $1,000
- Make sure to use promo code BCNGJ upon application
- No-fee money orders, official checks, and other banking services
- Bonus rates on CDs and IRAs Disclosure
- Two overdraft protection transfer fees waived per month Disclosure
- No BB&T fees for four non-BB&T ATM transactions per statement cycle Disclosure
- Mobile Check Deposit
- Zelle®
- eBills
- BB&T Bright Banking checking account:
- $12 monthly fee, this is waived if you do either of the following:
- Receive a direct deposit of $500 or more
- Have an average daily balance of $1,500 or more
- $12 monthly fee, this is waived if you do either of the following:
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bottom Line
BB&T Bank promotions like the $200 bonus have a lot to like. For instance, they offer a way to avoid having to set-up a direct deposit to earn the bonus. Additionally, BB&T will not affect your credit score and they offer accounts that can earn dividends when you meet all the requirements.
If you have experience banking with BB&T, let us know how it went. Also, feel free to leave a comment below with any information we may have left out.