Posts tagged as:

College

 

*DEAD*

College can be the land of new beginnings filled with learning, exploring, and a lot of ramen noodles for those penny pinching days. If you’re a college student who wants to start building your credit all the while having a credit card that rewards you for good money habits, the Citi mtvU Platinum Select Visa Cardfor College Students is the answer. The card gives you 5 reward points for every $1 you spend on books, movies, music and at restaurants. It is distinctive among other cards because it awards points for getting a good GPA- talk about incentive to do well in school! ThankYou points are rewarded as follows:

GPA Score       Points
2.50 – 2.99       250
3.00 – 3.49       500
3.50 – 3.99       750
4.00                  2,000

Aside from earning reward points by getting on the Dean’s List, you are rewarded for paying your bills on time and not going over your credit limit. Of course it goes without saying that you would need to put charges on the card to earn any points first. Receive 5 points for every dollar you spend on purchases at the book store, record store, restaurants (including fast food), movie theaters, and video entertainment rental stores; and1 point for every dollar you spend on other purchases. With these points, you can redeem them on the ThankYou Redemptions Network reward program to get gift cards, CDs, VIP mtvU Spring Break Passes, tickets to the MTV Video Music Awards, and airline tickets.

Key Features:

  • 0% introductory APR on purchases for the first 7 months. After that introductory period, the APR for purchases will be variable, between 13.99% and 21.99% depending on your creditworthiness.
  • 5 reward points for every $1 you spend on books, movies, music and at restaurants.
  • 1 reward point for every $1 you spend on other purchases.
  • 25 reward points each month when you pay on time and stay under your credit limit.
  • Up to 2000 reward points twice a year for having a good GPA. At the end of every semester, just send in your transcript and get extra points!
  • 10% discount on music and entertainment products at shop.mtv.com.
  • Access to exclusive mtvU experiences like free concert tickets, tickets to the mtvU Woodie Awards or VIP status at mtvU’s Spring Break.
  • No annual fee. Enjoy platinum cardholder benefits and the card’s rewards system at no cost.
  • No cosigner or minimum income required.

If you are a good student who is financially responsible and capable of making payments on time in order to avoid paying interest, sign up for the Citi mtvU Platinum Visa card for College Students to get rewarded today!

 

Check out the best credit cards for college students!

{ 0 comments }

Want to teach your kids “hustling ain’t easy”? haha..sometimes I wish I have kids so I can do this with them. For those with teens 13-17 years old, you can get them a $50 bonus with a Chase high school checking account after 5 debit purchases. Make sure to make a $25 opening deposit. However, the parent must be a joint owner in order to open an account for them. I suggest you get a $125 bonus first.

If you are a college student, you can also get a $50 bonus by yourself after 5 debit purchases. The best thing about this high school/college checking account is that there are no monthly fees whatsoever. Offer expires 2/27/10 and you must keep it open for 6 months. With Chase bonuses, you can only qualify for 1 bonus per calendar year.

From the website:

Bonus/Account Information – Offer Expires: 2/27/10. Present this letter to a banker when opening a Chase College Checking account. A minimum opening deposit of $25 is required (money not currently held by Chase or its affiliates). Also, within 60 days of account opening, you must make five qualifying purchases (PIN or signature) with your Chase debit card to qualify for the bonus. The $50 bonus will be automatically deposited into your account within 10 days of the final qualifying purchase. ATM transactions are not considered a purchase and will not count toward the five purchases. Offer not available on account conversions or in combination with any other offer. Limit one consumer checking account-related reward/premium per customer, per calendar year. Checking account must remain open for six months or the bonus will be debited from the account at closing. Account is subject to approval. Cash bonus may be considered interest reportable on IRS Form 1099-INT.

Hustler’s Saving Money Tip of the Day:

One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.

It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.

{ 1 comment }

Those with high school kids, you can get them a $25 bonus when opening a new High School checking account. The $25 bonus must be opened by June 30, 2009.

There is no monthly service fee, however, the high school student must be 13-17 years old to open a High School Checking account with a Parent/Guardian as a joint owner. High School Checking has no monthly service fee when the account is linked to a qualifying Parent/Guardian account.

Also, a $25 minimum opening deposit of new Chase money is required. click on this link and a new code is generated. You’ll get your $25 bonus within ten business days of opening the checking account. Limit 1 bonus per calendar year.

No need to bring your parent if you are a college student. Get $25 by opening a college checking account. The college student must be 17-24 years old to open a Chase College Checking account, and must provide college name and expected graduation date at account opening. No monthly service fee on Chase College Checking until after the expected graduation date (up to five years) or with a monthly direct deposit. If the Chase College Checking account has no customer-initiated transactions for 180 days it may be converted to a Chase CheckingSM account. Chase CheckingSM has no service fee as long as you have a monthly direct deposit or five debit card purchases post to your account each statement period.

Wachovia $25 Referral Bonus

Looking for an easy $25 bank bonus? I can now refer you to Wachovia with their $25 referral program. Just open a free checking with $100 deposit and they will send us both a $25 Visa Gift Card. Very simple, email me [email protected] with your full name and ask for a Wachovia referral link. This nationwide bonus is easy because it can be done online and takes less than 5 minutes to complete the online process. Make sure to deposit $100 to get your bonus. There is no direct deposit requirement and it’s a totally free checking. Best part is you can refer your friends and family up to 20 referrals per calendar year. That’s another $500 a year for you if you manage to refer 20 people.

{ 2 comments }