Find the credit card bonuses, sign-up offers, and promotions.
Update 3/28/24: We’ve updated our list with the most up to date offers. Many updated offers include the Hilton Honors American Express Business Card, Delta Suite for Consumer & Business cards, and more!
You can earn hundreds or thousands of dollars worth in cash, points, and miles. Best credit card bonuses are at least $500+ and up to $2,000+ bonus value.
Each month, I list out what I believe are the top credit card offers on the market. I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge.
Did you know that you can apply for business credit cards(even if you are not a corporation or LLC)? The business type is called a sole proprietorship, and which can be part-time consultants, freelancers, eBay/Amazon/Craigslist’s sellers, or other one-person business owners. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.
Below are the top credit offers for those under 5/24, which means you have 4 or less PERSONAL credit cards in the last 24 months.
Best Credit Cards Under 5/24
Chase Sapphire Preferred® Card
- Intro Offer:
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase TravelSM.
- Annual Fee: $95
Chase Ink Business PreferredSM Card
- Intro Offer:
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase TravelSM
- Annual Fee: $95
Chase Ink Business CashSM Card
- Intro Offer:
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Annual Fee: $0
Chase Ink Business UnlimitedSM Credit Card
- Intro Offer:
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Annual Fee: $0
IHG One Rewards Premier Business Credit Card
- Intro Offer:
- Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
- Annual Fee: $99
IHG One Rewards Premier Credit Card
- Intro Offer:
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
- Annual Fee: $99
Chase Sapphire Reserve®
- Intro Offer:
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase TravelSM
- Annual Fee: $550
Southwest® Rapid Rewards® Performance Business Credit Card
- Intro Offer:
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- Annual Fee: $199
Southwest® Rapid Rewards® Premier Business Credit Card
- Intro Offer:
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- Annual Fee: $99
World Of Hyatt Business Credit Card
- Intro Offer:
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Annual Fee: $199
United ClubSM Infinite card
- Intro Offer:
- Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
- Annual Fee: $525
Southwest Rapid Rewards Plus Credit Card
- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $69
Southwest Rapid Rewards Premier Credit Card
- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $99
Southwest Rapid Rewards Priority Credit Card
- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $149
Marriott Bonvoy Boundless® Credit Card
- Intro Offer:
- Earn 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening.
- Annual Fee: $95
British Airways Visa Signature® Card
- Intro Offer:
- Limited time offer! Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. 5x Avios on up to $10k in gas, grocery stores, and dining purchases in your first year!
- Annual Fee: $95
Aer Lingus Visa Signature® Card
- Intro Offer:
- Limited time offer! Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. 5x Avios on up to $10k in gas, grocery stores, and dining purchases for first 12 months!
- Annual Fee: $95
Iberia Visa Signature® Card
- Intro Offer:
- Limited time offer! Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. Plus, 5x on up to $10k in gas, grocery stores, and dining purchases for first 12 months!
- Annual Fee: $95
United Quest Card
- Intro Offer:
- Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
- Annual Fee: $250
UnitedSM Explorer Card
- Intro Offer:
- Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- Annual Fee: $$95, first year waived.
UnitedSM Business Card
- Intro Offer:
- Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- Annual Fee: $0 introductory annual fee for the first year, then $99.
Ink Business PremierSM Card
- Intro Offer:
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Annual Fee : $195
Aeroplan® Credit Card
- Intro Offer:
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- Annual Fee: $95
IHG One Rewards Traveler Credit Card
- Intro Offer:
- Get 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
- Annual Fee: $0
Marriott Bonvoy Bold® credit card
- Intro Offer:
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $0
Chase Freedom Unlimited® card
- Intro Offer:
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
- Annual Fee: $0
Chase Freedom FlexSM
- Intro Offer:
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Annual Fee: $0
Best Credit Cards Above 5/24
Capital One Venture X Rewards Credit Card
- Intro Offer:
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Annual Fee: $395
Capital One Venture Rewards Credit Card
- Intro Offer:
- Earn a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
- Annual Fee: $95
American Express® Green Card
- Intro Offer:
- Earn 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.
- Annual Fee: $150 (see rates & fees)
American Express® Gold Card
- Intro Offer:
- Earn 60,000 Membership Rewards points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Annual Fee: $250 (see rates & fees)
The Platinum Card® from American Express
- Intro Offer:
- Earn 80,000 Membership Rewards points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
- Terms apply.
- Annual Fee: $695 (see rates & fees)
The Business Platinum Card® from American Express
- Intro Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Annual Fee: $695 (See Rates & Fees)
American Express Business Gold Card
- Intro Offer:
- Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
- Annual Fee: $375 (See Rates & Fees)
Hilton Honors American Express Business Card
- Intro Offer:
- Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
- Annual Fee: $95 (see Rates & Fees)
Hilton Honors American Express Surpass® Card
- Intro Offer:
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass Card in your first 6 months of Card Membership.
- Annual Fee: $150 (see Rates & Fees)
Hilton Honors American Express Aspire Card
(Learn more at American Express)
- Intro Offer:
- 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Terms Apply.
Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
- 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Terms Apply.
- Annual Fee: $550 (see Rates & Fees)
Marriott Bonvoy Brilliant® American Express® Card
- Intro Offer:
- Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- Annual Fee: $650 (See Rates & Fees)
Marriott Bonvoy Business® American Express® Card
- Intro Offer:
- Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy. Certain hotels have resort fees. Terms apply.
- Annual Fee: $125 (See Rates & Fees)
Blue Cash Preferred® Card from American Express
- Intro Offer:
- Earn $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Annual Fee: $95 (See rates & fees)
Capital One Quicksilver Cash Rewards Card
- Intro Offer:
- Earn $200 Cash Back after spending $500 on purchases within 3 months from account opening
- Annual Fee: $0
Capital One SavorOne Cash Rewards Credit Card
- Intro Offer:
- Earn a one-time $200 cash bonus after you spend $1,000 on purchases within the first 3 months from account opening
- Annual Fee: $0
Amazon Business American Express Card
- Intro Offer:
- Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
- Annual Fee: $0
Delta SkyMiles® Platinum Business American Express Card
- Intro Offer:
- Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Annual Fee: $350 annual fee (See Rates & Fees)
American Express Blue Business CashTM Card
- Intro Offer:
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.24% – 26.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- Annual Fee: $0 (See Rates & Fees)
Delta SkyMiles® Gold Business American Express Card
- Intro Offer:
- Earn 55,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- Annual Fee: $0 introductory annual fee for the first year, then $150 (See Rates & Fees)
Delta SkyMiles® Reserve Business American Express Card
- Intro Offer:
- Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
- Annual Fee: $650 (See Rates & Fees)
BMO Business Platinum Rewards Credit Card
- Intro Offer:
- Get 50,000 bonus points when you spend $5,000 within 3 months. Get an additional 50,000 bonus points when you spend $50,000 within 12 months.1
- Annual Fee: $0
Credit Cards Bonuses Recap
Credit Card | Bonus Value* | Annual Fee | Review |
---|---|---|---|
Marriott Bonvoy BrilliantTM American Express® Card Learn More | 185,000 Bonus Points | $650 | Review |
Hilton Honors American Express Business Card Learn More | 175,000 Bonus Points | $95 | Review |
IHG One Rewards Premier Business Credit Card Learn More | 175,000 Bonus Points | $99 | Review |
Marriott Bonvoy BevyTM American Express® Card Learn More | 155,000 Bonus Points | $250 | Review |
Marriott Bonvoy Business® American Express® Card Learn More | 3 Free Night Awards | $125 | Review |
Capital One Venture X Business Card Learn More | 150,000 Bonus Miles | $395 | Review |
IHG One Rewards Premier Credit Card Learn More | 140,000 Bonus Points | $99 | Review |
IHG® Rewards Club Premier Credit Card Learn More | 140,000 Bonus Points | $89 | Review |
Hilton Honors American Express Surpass® Card Learn More | 130,000 Bonus Points | $150 | Review |
The Business Platinum Card® from American Express Learn More | 120,000 Bonus Points | $695 | Review |
Capital One Spark Cash Plus Learn More | $1,200 | $150 | Review |
Ink Business Premier® Credit Card Learn More | $1,000 | $195 | Review |
Marriott Bonvoy BoundlessTM Credit Card Learn More | 100,000 Bonus Points | $95 | Review |
Chase Ink Business Preferred® Card Learn More | 100,000 Bonus Points | $95 | Review |
Hilton Honors American Express Card Learn More | 80,000 Bonus Points | $0 | Review |
IHG One Rewards Traveler Credit Card Learn More | 80,000 Bonus Points | $0 | Review |
United ClubSM Infinite Card Learn More | 80,000 Bonus Miles | $525 | Review |
The Platinum Card® from American Express Learn More | 80,000 Bonus Points | $695 | Review |
Southwest Rapid Rewards® Performance Business Credit Card Learn More | 80,000 Bonus Points | $99 | Review |
UnitedSM Business Card Learn More | 75,000 Bonus Miles | $99 | Review |
Ink Business Unlimited® Credit Card Learn More | $750 | $0 | Review |
Chase Ink Business Cash® Card Learn More | $750 | $0 | Review |
Capital One Spark Cash Select for Business Learn More | $750 | $0 | Review |
Delta SkyMiles® Reserve Business American Express Card Learn More | 75,000 Bonus Miles | $650 | Review |
Iberia Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
British Airways Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
Aer Lingus Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
Capital One Venture X Rewards Credit Card Learn More | 75,000 Bonus Miles | $395 | Review |
Capital One Venture Rewards Credit Card Learn More | 75,000 Miles Bonus | $95 | Review |
American Express® Business Gold Card Learn More | 70,000 Bonus Points | $375 | Review |
Delta SkyMiles® Platinum Business American Express Card Learn More | 65,000 Bonus Miles | $350 | Review |
Delta SkyMiles® Reserve American Express Card Learn More | 60,000 Bonus Miles | $650 | Review |
United QuestSM Card Learn More | 60,000 Bonus Miles | $250 | Review |
World Of Hyatt Business Credit Card Learn More | 60,000 Bonus Points | $199 | Review |
Chase Aeroplan World Elite Mastercard Learn More | 60,000 Bonus Points | $95 | Review |
Southwest Rapid Rewards® Premier Business Card Learn More | 60,000 Bonus Points | $99 | Review |
Chase Sapphire Preferred® Card Learn More | 60,000 Points Bonus | $95 | Review |
Chase Sapphire ReserveSM Card Learn More | 60,000 Bonus Points | $550 | Review |
American Express Gold Card Learn More | 60,000 Bonus Points | $250 | Review |
Marriott Bonvoy BoldTM credit card Learn More | 60,000 Bonus Points | $0 | Review |
American Express® Green Card Learn More | 60,000 Bonus Points | $150 | Review |
Delta SkyMiles® Gold Business American Express Card Learn More | 55,000 Bonus Miles | $0 introductory annual fee for the first year, then $150 | Review |
Delta SkyMiles® Platinum American Express Card Learn More | 50,000 Bonus Miles | $350 | Review |
UnitedSM Explorer Card Learn More | 50,000 Bonus Miles | $0 first year, then $95 | Review |
Capital One Spark Miles for Business Learn More | 50,000 Bonus Miles | $0 first year; $95 after | Review |
PenFed Pathfinder® Rewards Visa Signature® Card Learn More | 50,000 Bonus Points | $95 (waived for existing PenFed Honors Advantage Members) | Review |
Southwest Rapid Rewards® Plus Credit Card Learn More | 50,000 Bonus Points | $69 | Review |
Southwest Rapid Rewards® Premier Credit Card Learn More | 50,000 Bonus Points | $99 | Review |
Southwest Rapid Rewards® Priority Credit Card Learn More | 50,000 Bonus Points | $149 | Review |
Delta SkyMiles® Gold American Express Card Learn More | 40,000 Bonus Miles | $0 introductory annual fee for the first year, then $150 | Review |
Chase Freedom Unlimited® Learn More | $300 | $0 | Review |
Blue Cash Preferred® Card from American Express Learn More | $250 | $95 | Review |
American Express Blue Business CashTM Card Learn More | $250 | $0 | Review |
United GatewaySM Card Learn More | 20,000 Bonus Miles | $0 | Review |
Capital One VentureOne Rewards Credit Card Learn More | 20,000 Bonus Miles | $0 | Review |
Blue Cash Everyday® Card from American Express Learn More | $200 | $0 | Review |
Chase Freedom FlexSM Card Learn More | $200 | $0 | Review |
Capital One Quicksilver Cash Rewards Credit Card Learn More | $200 | $0 | Review |
Capital One SavorOne Cash Rewards Credit Card Learn More | $200 | $0 | Review |
PenFed Platinum Rewards Visa Signature® Card Learn More | 15,000 Bonus Points | $0 | Review |
The Blue Business® Plus Credit Card from American Express Learn More | 15,000 Bonus Points | $0 | Review |
Amazon Business Prime American Express Card Learn More | $125 Amazon Gift Card | $0 | Review |
Amazon Business American Express Card Learn More | $100 Amazon Gift Card | $0 | Review |
Delta SkyMiles® Blue American Express Card Learn More | 10,000 Bonus Miles | $0 | Review |
PenFed Power Cash Rewards Visa Signature® Card Learn More | $100 | $0 | Review |
Capital One SavorOne Student Cash Rewards Credit Card Learn More | $50 | $0 | Review |
Capital One Quicksilver Student Cash Rewards Credit Card Learn More | $50 | $0 | Review |
Chase Freedom® Student credit card Learn More | $50 | $0 | Review |
Chase Slate Edge Card Learn More | N/A | $0 | Review |
PenFed Gold Visa® Card Learn More | N/A | $0 | Review |
Capital One Platinum Credit Card Learn More | N/A | $0 | Review |
Capital One Platinum Secured Learn More | N/A | $0 | Review |
For more options, see our list of the credit card offers from:
- Best American Express Credit Cards
- Best Bank of America Credit Cards
- Best Barclays Bank Credit Cards
- Best BMO Bank Credit Cards
- Best Capital One Credit Cards
- Best Chase Bank Credit Cards
- Best Citi Credit Cards
- Best Fifth Third Bank Credit Cards
- Best Huntington Bank Credit Cards
- Best TD Bank Credit Cards
- Best Truist Credit Cards
- Best U.S. Bank Credit Cards