US Bank Visa Platinum Credit Card Review- 15 Months 0% APR on Balance Transfers and Purchases

U.S. Bank is offering 15 Months 0% APR on Balance Transfers and Purchases through its Visa Platinum Credit Card. Cardholders have the chance to pay their bills online, earn low purchase interest rates depending on their credit scores, and receive zero-liability protection against false purchases. There may not be many extra perks, but it has tons to offer when it comes to accessibility and account protection. This is a basic card so customers who sign up only need to worry about paying their monthly bill on time. Best of all, this card has no annual fee!

Card Features:

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%*
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account

Again, the chance to get a great credit card from U.S. Bank is now available! The Visa Platinum Credit Card offers online bill pay, low purchase interest rates for high credit scores, and zero-liability protection against false purchases. This is a great card for those of you who have yet to start your credit history because of its simplistic features and its lack of an annual fee!

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Patricia J. Williams says

    Dear Sirs:
    Throughout the year I was an enrolled banker with US Bank, I had to utilize the police department helping, declaring FELONIOUS charges depicted with U S Bank that only allowed the use of signatures and later replaced charges to said accounts!
    Also, U S Bank would change your debit cards at random without your permission, delaying your services and or accounting FEES you did not owe! Later, after taking all of your money from balance in accounts, restore the written dollar amounts, yet never replacing your dollars’ balances, closing out the accounts, later, after placing accounts with creditors, requests that I compromise with them!! Too late! Credit ruined, and money removed from accounts, Business account, and easy checking many times!!!!

  2. Paying Off says

    Watch your US Bank cards carefully and be aware that USB is more interested in their bottom line than treating their customers well. I opened a US Bank Platinum card several years ago when I was rebuilding my credit after a divorce. I was approved for a decent size credit limit with a 9.99% interest rate. Then when the economy was in shambles and the stock market crashed, US Bank was in trouble financially so they cut their risk by screwing their customers. They dropped my credit limit four times (it’s now about 40% of the original limit) and they increased my interest rate to 19.24%, and then increased it again to 26.99% for any new purchases. It would be easy to see why they would have done this if I had problematic credit, but I do not. I have never missed or made a late payment to them (or to any of my other creditors for the last 10 years now), no over-limits, no problems of any kind. Their only explanation was the length of my credit history. I recently switched employers, so after I have been there a few more months I will ask for a review, but I’m not counting on getting my original deal back. My point: just know that if USB gets themselves into trouble again, they will pass the expense on to you, whether you deserve it or not.

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