US Bank Visa Platinum Credit Card Review- 15 Months 0% APR on Balance Transfers and Purchases

by Baller on July 3, 2012

in Credit Card bonuses

U.S. Bank is offering 15 Months 0% APR on Balance Transfers and Purchases through its Visa Platinum Credit Card. Cardholders have the chance to pay their bills online, earn low purchase interest rates depending on their credit scores, and receive zero-liability protection against false purchases. There may not be many extra perks, but it has tons to offer when it comes to accessibility and account protection. This is a basic card so customers who sign up only need to worry about paying their monthly bill on time. Best of all, this card has no annual fee!

Card Features:

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts

Again, the chance to get a great credit card from U.S. Bank is now available! The Visa Platinum Credit Card offers online bill pay, low purchase interest rates for high credit scores, and zero-liability protection against false purchases. This is a great card for those of you who have yet to start your credit history because of its simplistic features and its lack of an annual fee!

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{ 1 comment… read it below or add one }

Paying Off July 22, 2012 at 1:24 pm

Watch your US Bank cards carefully and be aware that USB is more interested in their bottom line than treating their customers well. I opened a US Bank Platinum card several years ago when I was rebuilding my credit after a divorce. I was approved for a decent size credit limit with a 9.99% interest rate. Then when the economy was in shambles and the stock market crashed, US Bank was in trouble financially so they cut their risk by screwing their customers. They dropped my credit limit four times (it’s now about 40% of the original limit) and they increased my interest rate to 19.24%, and then increased it again to 26.99% for any new purchases. It would be easy to see why they would have done this if I had problematic credit, but I do not. I have never missed or made a late payment to them (or to any of my other creditors for the last 10 years now), no over-limits, no problems of any kind. Their only explanation was the length of my credit history. I recently switched employers, so after I have been there a few more months I will ask for a review, but I’m not counting on getting my original deal back. My point: just know that if USB gets themselves into trouble again, they will pass the expense on to you, whether you deserve it or not.

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