VirtualBank is offering customers across the US the chance to earn at a competitive rate of 1.31% APY on a 12-month online CD with a minimum of $10,000 and then enjoy daily compounded interest with no monthly maintenance fees! eCDs offer higher rates than traditional checking or savings accounts and provide a variety of terms. Choose the term that works best for you, from a 0.15% APY on a short 1 month CD to a 1.81% on a 60 month CD term. It’s Online Banking made simple and easy. Enhancements to the design of Online Banking, making it easier than ever to do your banking anytime, anywhere.
The word is out… With great rates and even greater service VirtualBank is not the “best kept secret” in banking anymore…VirtualBank is convenient. That’s what banking for your lifestyle is all about. VirtualBank knows you’re busy, we they do all that they can to make banking easier. VirtualBank was built as an online banking process from the ground up, with thinks like security and ease of use, a part of the process from the start.
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Ally Bank CD Review
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VirtualBank CD Information:
- Apply Now
- Account Type: eCD Account
- APY Rate: 0.15% – 1.81%
- Availability: Nationwide
- CD Length: 1 – 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Balance Requirement: $10,000
- Additional Requirements: None
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Unknown
VirtualBank CD Terms:
- 0.15% APY for a 1-Month CD
- 0.15% APY for a 2-Month CD
- 0.82% APY for a 3-Month CD
- 0.93% APY for a 6-Month CD
- 0.96% APY for a 9-Month CD
- 1.31% APY for a 12-Month CD
- 1.36% APY for a 18-Month CD
- 1.51% APY for a 24-Month CD
- 1.56% APY for a 36-Month CD
- 1.78% APY for a 48-Month CD
- 1.81% APY for a 60-Month CD
Why You Should Apply for This Account:
Easy Funds Transfer: VirtualBank offers free monthly transfers of interest from your eCD to your connected personal checking account.
Competitive Rate: At 1.31% APY, the 12-month CD account earns at one of the highest rates in the country for a short term CD. Plus, it’s offered with no monthly/maintenance fees attached to the account.
Security: VirtualBank uses 128 bit SSL encryption when exchanging data with you.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Check out VirtualBank‘s online eCD accounts and sign up to earn interest at competitive rates as high as 1.81% APY. If you have at least $10,000 to invest and you’re looking for a guaranteed return, you should definitely consider a CD from VirtualBank. Keep in mind that you won’t be able to access your funds once you sign up. If you’re trying to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from our complete list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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