WTDirect 5.26% APY Online Savings Account is one of the highest rates in the country. The rate is good for any amount for two months. Afterwards, you need a balance of 10K or more to get the 5.26% APY rate. This account has no fees and it’s FDIC insured. Quick and simple application. LEARN MORE.
From the website:
Here’s how WTDirect makes saving money worry-free:
HIGH YIELD AND RELIABILITY
- Our competitive online savings rate is consistently among the top 5% of U.S. banks.* Balances of $10,000 or more earn our highest rate, unlike some banks that lower their rates when your balance gets too high.
- We don’t require a large immediate deposit. We’ll give you two months to try us out and build your balance – all the while earning our highest rate.
SECURE BANK AND WEBSITE
- $0 Liability Guarantee for unauthorized transactions on your account.**
- FDIC insurance on every account with Wilmington Trust FSB, which protects your money up to $100,000 per depositor.
ACCESSIBILITY AND EASY TRANSFERS
- Higher online transfer limits allow you to transfer up to $500,000 per month, $500,000 per transaction in, and $200,000 per transaction out, making it easier to save for large purchases, such as a home. You can make unlimited deposits and up to 6 withdrawals per calendar month or monthly statement cycle.
- For your convenience, we allow transfers between WTDirect and your other financial institutions. Some banks require you to use their site for all online transfers.
NO HIDDEN RESTRICTIONS
- No fees.
- No minimum deposit to open the account.
- No checking account required in order to get the high rate.
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