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Quontic Home

High Yield Savings

Earn 5.00% APY1
with a Money
Market Account

Get the best of both worlds. Earn high interest yields on your balance with the added benefits of a checking account, including a free debit card and check writing privileges. Open an account online in just 3 minutes and with only $100 opening deposit.
GoBankingRates Best Money Market Accounts 2022
Forbes Best Overall Online Bank
Bankrate Best Money Market Account
GOBankingRates Best Money Market Accounts
Bankrate Best Money Market Account
Forbes Best Overall Online Bank
GOBankingRates Best Money Market Accounts

Earn High Interest Daily

Accrue an APY that’s over 8x higher
than the national average.2

Insured and Secured

Your money is FDIC insured to the maximum legal limits
and includes advanced security monitoring.

Come for the Rates, Stay for the Service

Our US-based Customer Service is
available by phone or email.

No Monthly or Overdraft Fees

You won’t be charged for maintaining or
overdrafting your account, that’s on us.

Savings on the go

Have the convenience of customer service support and access to your
savings account while you’re online or through our mobile app.

24/7
Access

Mobile Check
Deposit

90,000+ ATMs
Across the Nation

Savings that stand out

Quontic
Money Market Account
5.00% APY1

Minimum Opening Deposit:
$100

Monthly Service Fee:
$0

Min Bal Required
to Avoid Fees:
$0

US Bank
Elite Money Market
Savings Account
0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of July 31, 2023. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$10

Min Bal Required
to Avoid Fees:
$10,000

Wells Fargo

Money Market Account

0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of July 31, 2023. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$25

Monthly Service Fee:
$12

Min Bal Required
to Avoid Fees:
$3,500

Truist

Money Market Account

0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of July 31, 2023. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$12

Min Bal Required
to Avoid Fees:
$2,500

Disclaimer:

1Money Market Account is a tiered variable account wherein 5.00% annual percentage yield applies to all balance tiers, which are identified as $0.01–$4.999.99, $5,000.00–$149,999.99 and balances over $149,999.99. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Minimum opening deposit: $100. Information is as of November 21, 2023.

2National Average APY information as of July 17, 2023, according to the FDIC National Rates and Rate Caps.

US Bank is a registered trademark of U.S. Bank National Association. Truist is a registered trademark of Truist Financial Corporation. Wells Fargo is a registered trademark of Wells Fargo & Company.