Find all the latest BECU promotions, bonuses, and offers here.
Currently, you can earn a $200 bonus with a new Checking and Savings Account.
About BECU Promotions
In 1935, BECU was founded by 18 Boeing employees who wanted to make a difference in their community. Today, they are part of a growing credit union movement.
Eligibility: If you live, work, worship, or attend school in certain counties of Idaho, Oregon, and Washington then you are eligible to join! Be sure to visit their membership page for additional information regarding their membership. |
Keep reading to find out more about BECU promotions.
BECU $200 Checking & Savings Bonus *No Direct Deposit Required*
BECU is offering new members a chance to earn a $200 bonus for opening a checking or savings account and meeting the requirements.
- What you’ll get: $200 bonus
- Account Type: Checking & Savings account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Forfeit of bonus if closed within 90 days
- Household Limit: One
(Expires 12/31/2024)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($400 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
How To Earn Bonus
- Open a new BECU checking and savings account using promo code PASSPORTMBR
- Transaction Requirements:
- Option A: Complete five or more qualifying actions from this list:
- Make a purchase using your BECU debit Mastercard
- Write a check or electronic check
- Make a payment using BECU Bill Pay
- Option B: Deposit $500 or more into your checking account.
- For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
- To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.
BECU $100 Referral Bonus
BECU is offering members a chance to earn a $100 bonus for referring a friend who opens a checking account and meets the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 12/31/2024)
U.S. Bank Smartly® Checking ($400 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How To Earn Bonus
Click the Refer-a-Friend button to get your unique referral code.
- Send your friend your unique referral code along with the promo code REFER.
- Your friend joins BECU and opens a Member Share or Member Advantage savings and also a checking account using the promo code REFER, along with your unique referral code. They’ll need both codes to open their new accounts.
- Your friend meets the account qualification requirements within the first 30 days?of opening their accounts (see below) and keeps their accounts open for at least 90 days.
- To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
- Make purchases using their BECU debit or credit card.
- Write paper or electronic checks.
- Make payments using bill pay.
- To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
- After your friend meets the account qualification requirements, $100 will be deposited into your account, as well as your friend’s account.
- You can apply for membership and open a checking account in-person at any BECU location or online at BECU’s website.
- The referred friend must enter the promo code REFER and the referring member’s unique referral code at time of application.
- BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code and referral code.
- Referring member must be 18 years or older, in good standing, a primary on a Member Share or Member Advantage savings account.
- Referred friend must not be an existing member, must be 18 years or older, within BECU’s field of membership, and be eligible to open and maintain membership.
- Not all applicants will qualify.
- Referred friends who were a BECU member during the past six months and are now rejoining BECU do not qualify for the Refer-a-Friend promotion.
- Accounts must remain open in good standing for at least 90 days.
- Joint account holders, Business, Fiduciary, HSA, Zero Dividend, and Early Saver account holders and BECU employees are not eligible to participate in the Refer-a-Friend promotion.
- Referring members may refer a maximum of 25 people during each session and a maximum of 500 times throughout the entirety of the Refer-a-Friend promotion.
- New member and referring member will receive the $100 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts, provided that they meet the transaction requirements within 30 days and keep accounts open and in good standing for at least 90 days.
- BECU will not deposit bonus funds to closed accounts or accounts not in good standing.
- $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member.
- Other terms, limitations, and conditions may apply.
- Check with BECU for current Annual Percentage Yield (APY) of accounts.
- BECU reserves the right to terminate this offer at any time.
- This promotion cannot be combined with any other promotions.
(Expired) BECU $100 Checking Bonus
BECU is offering new members a chance to earn a $100 bonus for opening a checking account and meeting the requirements.
- Account Type: Checking account
- Availability: WA, OR, ID
- Early account termination fee: Forfeit of bonus if closed within 90 days
- Household limit: None
(Expires March 31, 2021)
U.S. Bank Smartly® Checking ($400 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How To Earn Bonus
- Open a new BECU checking and savings account using promo code SEAHAWKS100 and:
- Select the BECU Seahawks design
- Deposit $500 or more into your new BECU Checking account OR
- Make 5 qualifying transactions within 30 days of account opening
- For new BECU members only, age 18 and older.
- Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code SEAHAWKS100 by 03/31/2021 and meet the transaction requirements within 30 days of account opening.
- To meet the transaction requirements, new members must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account.
- Member must choose the Seahawks debit Mastercard to be eligible for the $100 offer.
- Checking transaction, POS withdrawals, international ACH withdrawal, ATM transfer debit, electronic check, ATM withdrawal, check, and external withdrawal are defined as qualifying transactions.
- External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits.
- Accounts must remain open for 90 days or more.
- BECU reserves the right to terminate this offer at any time.
- Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts.
- The $100 bonus deposit to your Member Share savings account will occur within 90 days of establishing the qualifying accounts, account must be in good standing at time of fulfillment to qualify, and will be reported to the IRS on form 1099-INT at year end as interest income.
How To Waive Monthly Fees
- BECU Checking: None
- Member Advantage: None
- Free Checking: None
- Teen & Youth Checking: None
- Beyond Teen Checking: None
- BECU Savings: None
- Early Saver Youth Account: None
- Business Basic Checking: None
- Business Interest Checking: None
Bottom Line
While the promotion is a great bonus, please note that this is only available to a certain group of people. Therefore, I would not personally recommend this bonus. However, the $150 is available to anyone so I recommend taking advantage of this bonus.
Also, if you have experience banking with BECU, drop a comment below letting us know about your experience.
Like many Credit Unions, joining BECU requires you to open a savings account or checking account. However, while you may earn interest on these accounts, you may want to check out our full list of Bank Rates and CD Rates.
Compare BECU Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Finally, check back at this page for updated BECU promotions, bonuses, and offers.
Aaron says
Promo Code: REFER
Referral Code: 2074646
Name: Aaron
James Pai says
BECU is one of the best credit unions I’ve been with. Dead simple account bonus. Use the promo and referral code to earn $100.
Promo code: 100REF21
Referral code: 2363458
Perform 10 of the following transactions within the first 30 days of joining:
• Make a purchase using your BECU debit or credit card.
• Write a check or make a transfer.
• Make a payment using our online bill pay service.