Available nationwide, Betterment is offering a rate of 2.19% APY when you open an Smart Saver Savings Account with an opening deposit of any amount. To earn this generous rate, just maintain a positive balance and you can earn the high rate that applies to all balances up to $1,000,000. That’s all it takes to earn the APY Rate!
Betterment offers no monthly fees, multiple ways to fund your account, 24/7 online access and more, so take advantage and sign up today! See our Bank Bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Table of Contents
Betterment Account Info
- Direct Link to Offer
- Account Type: Smart Saver Savings Account
- Interest Rate: 2.19% APY
- Availability: Nationwide (Online Bank)
- Minimum Balance: None
- Maximum Balance: $1,000,000
- Expiration Date: None
- Credit Inquiry: Unknown, let us know
- Opening Deposit: Any amount
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: None
- Monthly Fee: None listed
- Additional Requirements: See below
- Early Termination Fee: None listed, check with CSR
- Insured: FDIC
ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Receive Betterment Rate
- Open a Smart Saver Savings Account from Betterment with an opening deposit of any amount.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 2.19% APY for all balances less than $1,000,000.
Why You Should Sign Up For This Account
- Maintain a positive balance to start off earning 2.19% APY
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
For those of you looking for a savings account with a high APY rate, look no further as Betterment’s Smart Saver Savings Account offers a 2.19% APY Rate. All you need is a balance of any amount and you’ll start accruing interest at a high rate as soon as they post to your account.
The Smart Saver Savings Account comes with no fees and is based online so you can keep track of your money at anytime. If you’re known to save and want high earnings with a experienced company, check out Betterment’s Saving Account and sign up with them today. Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Best Bank Rates!
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
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|Barclays Online Savings||2.20% APY||Review|
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