Find Chase Total Checking® bonus, coupon, and offer here. New customers can earn a $200 Chase checking account bonus when they open a new account and set up direct deposit.
Apply for a Chase Total Checking® online or enter your email to receive a Total Checking Coupon from Chase. Then, take it to your local Chase branch.
Established in 1982, Chase Bank is one of the nation’s largest banks as measured by total assets. Chase offers a full line of banking services with branches/ATMs across these states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $625 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
Chase Total Checking® $200 Bonus Coupon
This is Chase Bank’s most popular Checking account, and across the net when comparing all banks. You can enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
- Cash value: $200 bonus
- Availability: Nationwide except in Alaska, Hawaii and Puerto Rico (Bank Locator)
- Opening Deposit: $0
- Credit Inquiry: Soft Pull
With Chase Total Checking®, you get access Chase ATMs and branches, free debit card, free online banking & bill pay, and mobile banking with their award winning Chase Mobile App. Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture.
(Expired 07/20/2022)
How To Earn Bonus
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Set up a qualifying direct deposit into this account within 90 days of account opening. There is no stated minimum direct deposit amount required for the offer. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Once the above requirements are met, the Chase Total Checking Bonus will be deposited within 15 business days.
- Important: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft AssistSM: $0 overdraft fee when you overdraw your account $50 or less*
*We won’t charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you’ve enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don’t have enough money in your account.
- Chase Total Checking® has no Monthly Service Fee when you do any one of the following each statement period.
- Have monthly direct deposits totaling $500 or more made to this account; OR,
- Keep the daily balance in your checking account at or above $1,500; OR,
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.
- Otherwise a $12 Monthly Service Fee will apply.
- Chase Total Checking bonus is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Make a direct deposit to this account within 90 days of account opening.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 business days.
- You are considered a new customer if you don’t have either account within the last 90 days and are in good standing.
Bottom Line
The Chase Total Checking Bonus is one of the best checking accounts to open. The checking account is an easily obtainable bonus while offering fantastic services to cater to your needs. Simply set up the direct deposit requirement and you will earn this one time bonus.
Bonuses are considered interest and will be reported on IRS Form 1099-INT. If either the checking or savings account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
You can find our collection of Chase’s best offers here and other top bank bonuses here.
To enhance your experience with Chase, complement your checking account with one of their credit cards! If you’re looking to open a business, we recommend opening a Chase business checking account.
(Visit Chase Bank to learn more)

I opened the account and have had a direct deposit and when I first opened the account, they gave me a tracking number to check on my bonus. Where can I check the status of this?
Did you ever figure out how to check on this…I am going through it now…. Mobile app said I would get the $200 on Sept 1st (that’s today) and it’s NOT in my account
Chase bank $200 offer says it’s available in WI but it’s not. That should be removed.
Does a chase college account still qualify for the direct deposit bonus??
Got a new chase total checking account it has been 7 business days since the first direct deposit hit but still no bonus?
You should get your bonus towards the end of August.
That is, provided your deposits are at least 500 monthly.
Hi. Tomorrow I am signing up to be a chase member. I’m going to get a checking account and direct deposit. Curious on when will I receive the $200.00?
Did not allow me to open an account online. Says I’m not in the right area (SC).
I am in NC and had the same issue; however I used my sister’s address as she lives in CA. She mailed me my debit card and I’ve since updated my address with Chase. There obviously aren’t any branches nearby, but I typically handle all of my banking digitally so it isn’t an issue for me.
I made account showing coupon and made direct deposit . Jts already been more than 10 days and didn’t got any bonus till now.
Cannot get Chasr Bank coupon by email. Please help
so where do I get link to get coupons for Chase pretty lousy site
You can get the coupon by clicking on the link and entering your email address.
Does Serve/Bluebird still count as a Direct Deposit?