Available nationwide, the Discover Cashback Debit account allows you to earn 1% cash back on up to $3,000 in debit card purchases each month – up to a $360 Debit Card Cashback Bonus per year!
This account comes with no monthly fees or monthly balance! With access to over 60,000 no-fee ATMs across the U.S., this is a great way for you to earn rewards on all of your purchases! With the Discover Bank checking account, you can enjoy these excellent features:
- Redeem your Debit Card Cashback Bonus for any amount.
- Withdraw Money – With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
- Transfer Money – Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
- View Activity – Keep tabs on your checking balance and account activity online or on the go.
- Pay Bills – Manage your account and avoid late fees by paying bills online.
- Deposit Checks – Deposit checks on the go with your phone or automatically with direct deposit.
Disclosure: ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
|Discover Bank Online Savings||$200 Cash||Review|
|Discover Bank Online Savings||$150 Cash||Review|
|Discover Cashback Debit||$360 Cash||Review|
|Discover Bank CD||Up to 3.05% APY||Review|
|Discover Bank Money Market||2.00% APY||Review|
|Discover Bank IRA CD||Up to 3.05% APY||Review|
Table of Contents
- 1 Debit Cashback Match Offer
- 1.1 How to qualify for Debit Cashback Match
- 1.2 Discover Cashback Debit Account Summary
- 1.3 Discover Cashback Debit Bonus Information
- 1.4 Earn Discover Bank 1% Cashback
- 1.5 Bonus Terms & Fine Print
- 1.6 Who This Account is Best For
- 1.7 Discover Cashback Debit Account Features
- 1.8 Need A Savings Account?
- 1.9 Bottom Line
Debit Cashback Match Offer
As a limited time promotion, Discover will match all the Cashback you’ve earned automatically through 12/31/2019 if you apply for your first Cashback Debit account using offer code CHMB619 by 6/27/19! Simply use your debit card to earn 1% cash back on up to $3,000 in debit card purchases each month and Discover will match all the Cashback you’ve earned through 12/31/2019!
How to qualify for Debit Cashback Match
Disclosure: To qualify for Debit Cashback Match, you must apply for your first Discover Cashback Debit account online by 6/27/2019 and enter Offer Code CHMB619 at the time of your application. We will then match all of the Cashback Bonus rewards you earn each month through 12/31/2019. Cashback Match bonus will be applied to your account by 3/5/2020. Account must be open at the time the rewards are applied. Offer may be modified or withdrawn without notice. Apply Now
Discover Cashback Debit Account Summary
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Discover will match all the Cashback you’ve earned automatically through 12/31/2019 if you apply for your first Cashback Debit account using offer code CHMB619 by 6/27/19
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
Discover Cashback Debit Bonus Information
- Direct Link to Offer
- Account Type: Discover Cashback Debit account
- Availability: Nationwide
- Expiration Date: 6/27/2019
- Credit Inquiry: Soft Pull
- Opening Deposit: None
- Credit Card Funding: No
- Monthly Fee: $0
- Account Closure Fee: $0
Earn Discover Bank 1% Cashback
- Sign up for a Discover Cashback Debit account from Discover Bank. Click any “Open an Account” button to begin the application process.
- If you have any questions during the opening process, please call their Banking Specialists at 1-800-347-7000.
- Discover will match all the Cashback you’ve earned automatically through 12/31/2019 if you apply for your first Cashback Debit account using offer code CHMB619 by 6/27/19
- Enter your information in order to complete the application and open your account.
- You can enjoy earning up to $30 Debit Card Cashback Bonus per month (1% Cashback on balances up to $3,000 in debit card purchases) – up to $360 Debit Card Cashback Bonus PER year.
Bonus Terms & Fine Print
- Anyone can open a Discover Cashback Debit account online.
- ATM Transactions, cash over portions of point-of-sale transactions, and Peer-to-Peer (P2P) payments are not eligible for cashback rewards. Purchases made using third-party payment accounts (services such as Venmo® and PayPal™) may not be eligible for cashback.
- The Debit Card Cashback Bonus rewards from your credit card account and your checking account will be maintained separately. However, you will be able to transfer checking cashback bonus earned with your Cashback checking account to your Discover Credit Card Cashback Bonus Account in any amount.
- Debit Card Cashback Bonus from Discover Cashback Checking® accounts that are active and in good standing will never expire.
Who This Account is Best For
If you don’t mind doing all of your banking online or on your mobile device, the Discover Cashback Debit Account may be good for you. There are no brick-and-mortar Discover branches. However, you get access to many no-fee ATMs.
Find the nearest no-fee ATM by searching on the Discover website or mobile app. Plus, enjoy customer service 24/7.
In addition, this account is great for someone who uses a debit card rather than a credit card. Although credit cards are notable for offering rewards, some people prefer using cash instead.
Some reasons why are for staying out of debt or keeping track of their spending easier. Because Discover will give you up to $30 back each month, this account is worthwhile for heavy credit card users.
Concerned about the safety of your money? Discover Bank is FDIC-insured, up to the maximum allowed by law. There’s also a $0 liability protection, ensuring that you’re never held responsible for unauthorized transactions.
Discover Cashback Debit Account Features
The Discover Cashback Debit Account has many features most standard checking accounts don’t offer. Here are some notable features that may entice you:
No monthly maintenance fees. Many checking accounts will charge a fee if you don’t maintain a certain balance, opt in direct deposit, or spend a specific dollar amount each month with the debit card. With Discover, there is no minimum deposit to open an account and no ongoing minimum balance requirement. Plus, there’s no fee for inactivity on the account.
Discover also offers other benefits that most banks charge for, including:
- Free debit card and replacement (free expedited shipping)
- Free standard checks
- No-fee incoming wire transfers
- Free official bank checks
Annual first fee forgiveness. Like most banks, Discover will charge a fee if you have insufficient funds or if you have to place a stop payment on your check. Unlike other banks, Discover boasts an “Annual First Fee Forgiveness” feature. This means, each calendar year, the first eligible fee you have on your account (either an Insufficient Funds fee or a Stop Payment fee) will be waived and credited back to your account.
Combine cash back earned on your Discover credit card. While cash back balances on each account will be kept separate, you can transfer your cash back in any amount to your credit card. Thus, if you use both Discover’s credit and debit card, this will benefit you greatly. You can also redeem cash back as credit to your checking account.
Free checks and easy deposits. As mentioned above, Discover offers free standard checks. Order them through Discover by filling out a request form online. It’s also simple to deposit checks. Just open their mobile app, take a picture of the front and back of the check, and you’re good to go.
Need A Savings Account?
Open a Discover Online Savings Account for all these features:
• Bonus offer applies for your first Discover Online Savings Account
• Earn $200/$150 Bonus with promo code HMB619 by July 1, 2019
• Fund your first savings account with a minimum of $25K by July 15, 2019 to earn the $200 Bonus
• Fund your first savings account with a minimum of $15K by July 15, 2019 to earn the $150 Bonus
• Earn high interest rate of 2.10% APY
• No minimum opening deposit, no minimum balance requirement, and no monthly fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000
See advertiser website for full details
This is a great opportunity for those who would like to take advantage of cash back opportunities on their purchases!
With no monthly fee or minimum balance requirement to worry about, this cashback checking account rewards you for your everyday purchases!
Apply today to start earning 1% cash back on up to $3,000 in debit card purchases each month. Enjoy earning up to a $360 Debit Card cashback bonus each year with Discover Cashback Debit account.
If you’re looking for a simple, but rewarding account, try Discover. This account is one of the most convenient and customer-focused online banks around.
Let us know your thoughts and experience with this bank by commenting below. If you would like to see more, check out our full list of Bank Bonuses for all your banking needs.
(Visit Discover for more details)
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