Find the latest Florida Credit Union CD Rates, Offers, and Promotions here.
They currently offer rates up to 1.75% APY.
About Florida Credit Union
Florida Credit Union is headquartered in Gainesville and is the 16th largest credit union in the state of Florida. It was established in 1954 and as of December of 2020, it had grown to 272 employees and 119,689 members at 12 locations.
Florida Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
Eligibility: Membership in Florida Credit Union is open to those who live or work in Alachua, Baker, Bradford, Brevard, Charlotte, Citrus, Clay, Columbia, De Soto, Dixie, Duval, Flagler, Gilchrist, Hamilton, Hardee, Hernando, Highlands, Hillsborough, Indian River, Jefferson, Lafayette, Lake, Leon, Levy, Madison, Manatee, Marion, Martin, Nassau, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, or Volusia Counties in Florida. See current membership details |
*While Florida Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
Florida Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $1,000, you can invest in a Florida Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,000 or $100,000
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(NCUA Insured)
Regular CD
Term | APY Rate | Minimum Deposit |
6 Month | 0.45% | $1,000 |
12 Month | 0.35% | $2,000 |
18 Month | 0.50% | $2,000 |
24 Month | 0.60% | $2,000 |
36 Month | 0.80% | $2,000 |
48 Month | 0.20% | $2,000 |
60 Month | 0.35% | $2,000 |
Jumbo CD
Term | APY Rate | Minimum Deposit |
9 Month | 0.5% | $5,000 |
13 Month | 0.70% | $5,000 |
13 Month Jumbo | 0.75% | $100,000 |
18 Month | 0.75% | $5,000 |
18 Month Jumbo | 0.80% | $100,000 |
25 Month | 0.70% | $25,000 |
26 Month | 1.50% | $5,000 |
26 Month Jumbo | 0.60% | $100,000 |
37 Month | 1.50% | $5,000 |
48 Month | 1.55% | $5,000 |
48 Month Jumbo | 1.60% | $5,000 |
65 Month | 1.75% | $10,000 |
Florida Credit Union CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- NCUA Insured
Bottom Line
Florida Credit Union offers you a CD rates up to 1.75% APY. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000 to qualify for this fantastic bonus.
This is a great opportunity to invest in a high-interest CD with a low balance from Florida Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Florida Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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