With the HSBC Premier checking account, get international services and benefits tailored for global citizens, you can seamlessly manage your worldwide finances with HSBC. New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account and complete qualifying activities.
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Member FDIC.
HSBC Premier Checking Summary
Features Include:
- Global Banking
- Free International account opening and portable credit history
- Access your global HSBC accounts from one place with Global View
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Covert, hold and send money abroad with no transfer fees with our Global Money account
- No HSBC Fees
- No HSBC fees* on everyday banking transactions
- No HSBC incoming or outgoing wire transfer fees
- No foreign transaction fees using your Premier debit or credit card
- No U.S. HSBC ATM fees worldwide
- Move money domestically and globally seamlessly and securely with our flexible money movement services
- Credit portability that allows you to live, work and travel with HSBC Premier status around the world
- Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
- Wealth solutions offered by HSBC Securities (USA), Inc.
(at HSBC)
*A monthly maintenance fee may apply
Restrictions may apply see page for full details.
HSBC Premier Checking Bonus: Up to $4,000 Offer
New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 (“Offer Period”) and complete qualifying activities
- Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99
- Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99
- Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99
- Receive a cash bonus of $3,500 when you deposit or invest $500,000+
- Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Each requirement must be met in order to qualify for Cash Bonus:
- Open a new HSBC Premier checking account (“New Account”) during the Offer Period AND
- Meet a Qualifying Balance of $100,000 or more of New Money in deposit and/or eligible investment accounts within 20 calendar days of opening the New Account AND
- Maintain the required Qualifying Balance for 3 full consecutive calendar months following the New Account opening month
If all offer requirements are met, the Cash Bonus will be deposited into the New Account within 8 weeks from the date the New Account is fully qualified. Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law.
To qualify for an Extra Cash Bonus of $500, new customers must:
- Meet all the requirements for the Cash Bonus AND
- During the Offer Period, begin receiving Qualifying Direct Deposits totaling at least $5,000 per calendar month into the New Account on which the New Customer is “primary”; AND
- Maintain the recurring Qualifying Direct Deposits for 3 full consecutive calendar months. The date of the first Qualifying Direct Deposit posted to the New Account starts the count of 3 full consecutive calendar months
If all offer requirements are met, the Extra Cash Bonus will be deposited into the New Account within 8 weeks from the date the New Account is fully qualified for the Extra Cash Bonus. Any payments may be subject to tax and will be reported to the Internal Revenue Service as required by applicable law.
For full details, visit us.hsbc.com/premier offer
Annual Percentage Yield (APY): 0.01% as of 1/8/2024
(at HSBC)
Features & Benefits
- Easily and seamlessly open an account online
- Free International account opening and portable credit history, even before landing in the U.S.
- HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
- Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Convert, hold and send money abroad with no transfer fees with our Global Money account
- Plan for your future
- Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
- Access to credit when relocating
- Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
- Global Support
- 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
- Multi-language support* including English, Chinese, Spanish
- Beyond banking needs
- Special worldwide offers
- Referrals for tax advice, relocation services and more
How To Waive Monthly Fee
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- Open an HSBC Premier Checking Account and maintain
- Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
Bottom Line
Let us know your experience with bank or bonus by commenting below. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
If you are interested in other deals HSBC has to offer, check out our updated list of HSBC Promotions. We will be constantly updating it as new promotions come about.
Check out out full list of Bank Promotions for more bank offers or more offers from HSBC here.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Ever Lighten says
Good job
misty says
For the $450 Bonus…
1. you need to basically put $15K into the account?
2. Would deposits from my Chase Checking Acct work? I do not have any SS or WorkPlace deposits.
Akshay says
“Customers who held any HSBC consumer deposit or investment account June 29, 2017 through and including June 29, 2020 are not eligible for this offer.”
Does this mean if I have a savings account with HSBC, I am not eligible for this checking account bonus?
Slickdealer says
If have HSBC Direct Savings account for which I received $125 bonus about a year ago, am I eligible for this offer? It’s not clear to me after reading the fine print.
Akshay says
I am also in the similar boat. It is not clear if we are eligible for this.
Rama says
It is good offer, but I do not have any branch around me.
Daniel Le says
Did anybondy got the deposit bonus for this month yet ?
I got the bonus for April and May, but I haven’t got any bonus for this month yet.
dan le says
has anyone got the bonus yet, i signed since 3 months ago but i haven’t got any bonus
Komolafe adewale says
I’m a new member here, I will like to learn more of this opportunity
Eldordo says
There is a copy paste mistake in this thread : from (Expires December 31, 2019) offer they have changed the very confusing text below
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the first full calendar month after account opening”
TO
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive calendar months from the second full calendar month after account opening”
Note they have corrected “first” to “second” … because meeting DD reqr on first month is literally impossible
Editor please note the issue
–
Mike says
What qualifies as the second full calendar month? I’ve read other forums and have reached out to HSBC and have been told a variety of answers. My account was opened on August 1st. The most common answer I received was that the direct deposit requirement would begin October 1st for me. Not following how that is being counted — anybody have some idea?
misty says
HSBC Bank… What qualifies as a “New Customer”‘?
You cannot have had it ever before… or just not within a certain time frame?
Master 4 says
Look at the fine print. From what I remember, if you had an account opened/received bonus within the last 3 years, you will not qualify.