Keystone Bank is offering Texans 3.50% APY on up to $50,000 when they open a Kasasa Cash Checking Account and meet all the requirements.
To get started, bring an opening deposit of $25 when you come to sign up for a Kasasa Cash Checking Account. Additionally, you must have at least 12 debit card transactions per cycle, enroll in and receive eStatements and lastly have at least one direct deposit. If you maintain these requirements each cycle, you will earn 3.50% APY on up to $50,000.
Once all the requirements are met, you will have access to a range of features to better your banking experience. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!
|Discover Online Savings Account: Earn $200 Bonus/$150 Bonus with promo code HMB919 by 10/07/2019 along with high interest rate of 1.90% APY. Fund your first savings account with a minimum of $25K by 10/21/2019 to earn the $200 Bonus. No minimum opening deposit, no minimum balance requirement, and no monthly fees. See advertiser website for full details. Apply Now---Discover Savings Review|
|Chase Total Checking® + Chase SavingsSM: Earn $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Additionally you can earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days & maintain a $10,000 balance for 90 days. Apply Now---Chase Checking & Savings Review|
Table of Contents
Keystone Bank 3.50% APY Info
- Direct Link to Offer
- Account Type: Kasasa Cash Checking
- Interest Rate: 3.50% APY
- Minimum Balance: $0
- Maximum Balance: $50,000
- Availability: TX (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $50
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus, if closed within 90 days of account opening
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus.
Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
Keystone Bank Checking Features
- No minimum balance requirement
- Access to online account management, Online Banking
- No monthly service fees
How To Earn Keystone Bank 3.50% APY
- Open up a Kasasa Cash Checking Account with a minimum opening deposit of $25.
- Have at least 12 debit card transactions of at least $3.50 per cycle.
- Enroll in and receive eStatements.
- Set up one direct deposit to the account
- Earn the 3.50% APY on your new Kasasa Cash Checking Account of up to $50,000.
|Balance Requirement||APY Rate|
|$0 – $50,000||3.50%|
How to Avoid Monthly Fees
Kasasa Cash Checking Account: There are no monthly service fees for this account at Keystone Bank.
Make sure you check out Keystone Bank to learn more about the 3.50% APY promotion. Remember that if your balance is over $50,000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
American Express Personal Savings Account - You earn 1.90% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.90% APY + $200 Cash||Review|
|Simple||2.02% APY + $300 Cash||Review|
|Betterment Everyday Savings||2.21% APY||Review|
|UFB Direct High Yield Savings||2.25% APY||Review|
|CIT Bank Savings Builder||2.20% APY||Review|
|American Express High Yield Savings||1.90% APY||Review|
|Wells Fargo Cash Wise Visa® Card - Earn unlimited 1.5% cashback on purchases plus $150 cash rewards bonus after spending $500 in net purchases in the first 3 months. The Cash Wise Visa is a great card to have especially with the unlimited chances to earn cash back and no annual fees! Learn More|
|Chase Freedom Unlimited® - Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases. No minimum to redeem for cash back and your Cash Back rewards do not expire as long as your account is open. Plus, there's no annual fee to worry about! Apply Now|
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