If you are interested in earning more money, you can find the latest MidFirst Bank promotions, bonuses, and offers here for Checking accounts.
Table of Contents
- 1 About MidFirst Bank Promotions
- 2 MidFirst Bank $25 iSave Savings Program Bonus
- 3 MidFirst Bank $250 Business Checking Bonus (Expired)
- 4 MidFirst Bank $300 Checking Bonus (Expired)
- 5 MidFirst Bank $100 Checking Bonus (Expired)
- 6 MidFirst Bank $250 Checking Bonus (Expired)
- 7 How to Waive Monthly Fees
- 8 Bottom Line
About MidFirst Bank Promotions
MidFirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services. This bank was formed in 1911 and there are 78 locations across 3 states. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AZ, OK (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
MidFirst Bank provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
Compare Midfirst Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
I’ll review the current MidFirst Bank Promotions below.
MidFirst Bank $25 iSave Savings Program Bonus

$25 iSave Savings Program Bonus
MidFirst Bank is offering a $25 iSave Savings Program Bonus when you join the iSave Savings Program for a fun opportunity for kids to learn the importance of saving and receiving a matching deposit!
- What you’ll get: $25 bonus
- Account Type: iSave savings account
- Availability: AZ, OK
(No Expiration Date Listed)
Compare this savings account to alternatives like Aspiration Spend & Save Account ($150 Bonus + 5.00% APY), Discover Bank Savings Account ($200 Bonus + 1.10% APY), CIT Money Market (Free Amazon Prime + 1.00% APY), Quontic Bank High Yield Savings (1.58% APY), and American Express High Yield Savings (1.00% APY). |
How to Earn Bonus
- Open an iSave savings account is for anyone under age 17
- Make 12 consecutive monthly deposits, and MidFirst Bank will match 50% of the average of your highest single deposit each month, up to $25 per year!
- iSave Matching: The APY for this account can be found on our View Rates page.
- Minimum deposit to open account is $25.
- There is no minimum balance required to receive the match credit.
- Match credit is processed and received in the 13th month after 12 consecutive monthly deposits.
- For an example, please see the iSave Match Grid. Withdrawal and Transfer Limits: Transaction limitations apply in accordance with federal regulations.
- Federal regulations limit the number of withdrawals or transfers to six per month from any savings or money market account.
- Limited transactions include the following: checks, debit card purchase transactions, preauthorized payments to any third party, wires or funds transfers, Overdraft Protect transfers, online and mobile payments and telephone transfers.
- Federal regulations also require financial institutions to monitor these transaction types on savings and money market accounts, and either close or convert these accounts to an unlimited transaction account (e.g., checking account) when the number of transactions exceeds the limit of six per month.
- Transactions made in person at a MidFirst banking center or at a MidFirst Bank ATM are not limited.
MidFirst Bank $250 Business Checking Bonus (Expired)
MidFirst Bank is offering a $250 bonus when you open a new Business Checking account with them and meet the eligible requirements.
- What you’ll get: $250 bonus
- Account Type: Business Checking account
- Availability: AZ, OK; in-branch only
(Offer Expires March 31, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
- Open a new business checking account and complete the following requirements within 90 days of account opening:
- Maintain a year-to-date average balance of $750 or more in the new checking account
Enroll in Business Online Banking
- Maintain a year-to-date average balance of $750 or more in the new checking account
- You can also get up to three Treasury Management products free for three months with any business checking account. Products include Remote Deposit, a Fraud Prevention Package and Business Online Payroll.
- Offer valid for accounts opened 1/3/22 – 3/31/22.
- Offer subject to change without notice and is not valid with any other business checking offers.
- Limit one promotional account per business relationship.
- Offer available in select banking centers only, and limited to a business relationship with no existing or previous MidFirst Business Checking account.
- Offer opportunity is $250 credit per account when requirements are met within 90 days of account opening: (1) Maintain a year-to-date average ledger balance of at least $750 and (2) Enroll in Business Online Banking (Consumer Online Banking enrollment not eligible for offer fulfillment).
- Account must remain open, active, and in good standing at the time of account credit.
- Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
- Account will receive promotional credit within 110 days from account opening.
- Additional fees may apply.
MidFirst Bank $300 Checking Bonus (Expired)
Take advantage of a $300 bonus when you open a new Checking Account from MidFirst Bank.
- What you’ll get: $300 bonus
- Promotional Links:
- Account Type: Checking Account
- Availability: AZ only
(Expires December 31, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
- Open a new checking account and complete a combination of two of the following three items to earn $300:
- Set up a $250 minimum direct deposit
- Complete 10 debit card purchases
- Complete three Zelle® transactions on the MidFirst Bank Mobile App
- Offer available in Arizona banking centers only, and is not available to those whose accounts have been closed within one year or closed with a negative balance.
- Must be age 17 or older.
- Promotional offer valid for qualifying accounts opened 9/1/2021 through 12/31/2021.
- Promotional offer subject to change without notice and is not valid with any other promotional offers.
- Accounts must be open and in good standing to receive an account credit.
- The applicable credit will be made to the eligible customer’s checking account within 30 calendar days following completion of all requirements.
- Account credits are considered interest and will be reported on IRS Form 1099-INT, or applicable tax form.
- Existing MidFirst Bank checking customers are not eligible for the checking offer.
- Checking offer is limited to one new promotional checking account per household.
MidFirst Bank $100 Checking Bonus (Expired)

Earn a $100 bonus at MidFirst Bank!
MidFirst Bank is offering a $100 bonus when you open a new MidFirst LiveFree Checking account and meet the eligible requirements.
- What you’ll get: $100 bonus
- Account Type: MidFirst LiveFree Checking account
- Availability: AZ, OK
(Offer Expires June 30, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
- To receive the $100 checking offer, a new MidFirst Bank customer must open a new MidFirst Bank LiveFree checking account and complete one of the following within 60 days of account opening:
- Have direct deposit of $250 or more made to the new account
- direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security)
- OR complete 10 debit card purchases.
- Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible.
- Have direct deposit of $250 or more made to the new account
- Checking and referral promotional offers are available in Oklahoma and Arizona area banking centers only and are not available to those whose accounts have been closed within one year or closed with a negative balance. Must be 17 or older. Offer good through 6/30/2021. Promotional offers subject to change without notice and are not valid with any other promotional offers. Accounts must be open and in good standing to receive an account credit. After all requirements are met, the applicable credit will be made to the eligible customer’s checking account within 30 calendar days. Account credits are considered interest and will be reported on IRS Form 1099-INT (or applicable tax form).
- Existing MidFirst Bank checking customers are not eligible for the checking offer. Checking offer is limited to one new promotional checking account per household. Referral offer is valid for existing MidFirst consumer checking customers referring eligible new consumer checking customers.
- Go! Checking, Sooner Checking, Sooner Solution Checking, Broncho Checking, Broncho Solution Checking, Sun Devil® Checking and Sun Devil® Solution Checking accounts are not eligible for checking or referral offers. Account opening is subject to MidFirst Bank’s approval.
- To receive the $100 checking offer, a new MidFirst Bank customer must open a new MidFirst Bank checking account and complete one of the following within 60 days of account opening: Have direct deposit of $250 or more made to the new account. The direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security) OR complete 10 debit card purchases. Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible.
- Account Closing: Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- LiveFree Checking is free with eStatements. A $3 monthly paper statement fee applies if paper is selected. The paper statement fee is not charged when primary account owner is age 60 or older.
- Online and Mobile Services: Services offered subject to their respective terms and conditions, and availability may vary by device.
- Zelle: Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled in Zelle, it could take one to three business days to receive the money once the enrollment is completed.
- Cardless Cash: Available for iPhone and Android users with an eligible checking account and active debit card.
MidFirst Bank $250 Checking Bonus (Expired)

Earn a $250 bonus with MidFirst Bank!
Take advantage of a $250 bonus when you open a new Checking Account from MidFirst Bank.
- What you’ll get: $250 bonus
- Account Type: Checking account
- Availability: AZ only
(Expires December 31, 2020)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Open a new checking account and complete two of the following three items to earn $250:
- Set up a $250 minimum direct deposit
- Complete 10 debit card purchases
- Complete three Zelle® transactions on the MidFirst Bank Mobile App
- Checking promotional offer is available in Oklahoma only, and is not available to those whose accounts have been closed within one year or closed with a negative balance.
- Must be age 17 or older.
- Promotional offer valid for accounts opened 8/1/2020 through 12/31/2020.
- Promotional offer subject to change without notice and is not valid with any other promotional offers.
- Account must be open and in good standing to receive an account credit.
- The applicable credit will be made to the eligible customer’s checking account within 30 calendar days following completion of all requirements.
- Account credits are considered interest and will be reported on IRS Form 1099-INT
How to Waive Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
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Bottom Line
MidFirst Bank is a great bank option for new sign-up promotions when become available. This bonus is great because they have a soft pull, so your credit score is not affected. Additionally, you get access to a wide selection of account features and services.
Also, if you have experience with this bank, leave a comment below and let us know what you like/dislike about them.
*Check back at this page for updated MidFirst Bank promotions, bonuses and offers.

sorry, I am new here and a stranger to american banking term?mology. this offer is listed as “account credit” on their website, so does that mean the amount will be paid back to the bank? thank you.