Find all the latest Bankers Trust promotions, bonuses, and offers here.
Currently, you can earn a $100 bonus or $250 bonus for opening a checking account and meeting the requirements. Also, once you join, you can earn a $100 bonus by referring new members.
About Bankers Trust Promotions
Bankers Trust traces its origins to Des Moines, Iowa in the year 1917 but has since expanded its banking services across the state and into Arizona.
Please continue reading to learn all about Bankers Trust promotions.
Bankers Trust $250 Checking Bonus
Open a checking account at Bankers Trust and you can earn a $250 bonus when you meet all the requirements.
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: AZ, IA
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Up to $10,000
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: $250 will be charged if your Bonus Account is closed within 12 months of opening.
- Household Limit: One
(No Expiration Date)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- To be eligible for the bonus, you must open a BreakFree Checking Plus or Direct Checking Plus account in person at a branch with a minimum opening deposit of $25.
- To qualify for the bonus, the following transactions must post and settle through the Bonus Account within 60 days from the date of its opening:
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct deposits (ACH credits) or Express Deposits (aka mobile deposits) of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- To be eligible for the bonus, you must open a BreakFree Checking Plus or Direct Checking Plus account (“Bonus Account”) in person at a branch with a minimum opening deposit of $25. To qualify for the bonus, the following transactions must post and settle through the Bonus Account within 60 days from the date of its opening:
- 1) 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2) 2 direct deposits (ACH credits) or Express Deposits (aka mobile deposits) of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
- In addition, bonus eligibility will be verified 60 days after the Bonus Account’s opening. Bonus will only be credited if the account is currently in an open status with a positive balance.
- Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening.
- Limit one bonus per household. Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening.
- Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Bonus Account must be opened by July 12, 2023. Early closing fee of $250 will be charged if your Bonus Account is closed within 12 months of opening. Annual Percentage Yield (APY) on Break Free Checking Plus is 0.60% for balances less than $5,000.00 and 0.55% for balances $5,000.00 and over, effective November 4, 2022, and subject to change without notice. Fees may reduce earnings.
Bankers Trust $250 Checking Bonus
The Ames and Cedar Rapids branches of Bankers Trust is offering a $250 bonus when you meet all the requirements.
- Ames Branch $250 Offer
- Cedar Rapids $250 Offer
- $250 Offer (Direct Checking Only)
- What you’ll get: $250 bonus
- Account Type: Direct Checking, BreakFree Checking
- Availability: AZ, IA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: $250 will be charged if your Bonus Account is closed within 12 months of opening.
- Household Limit: One
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Open a Direct Checking Account or BreakFree Checking Account from Bankers Trust at one of the branches.
- Deposit at least $200 within the first 30 days of account opening.
- Set-up a direct deposit.
- You will receive a $250 bonus credited when all the requirements are met.
- To be eligible for the bonus, you must open a primary BreakFree Checking or primary Direct Checking Plus account in person at a branch.
- An account shall only be considered primary if you routinely deposit the majority of your income or benefits from any source and against which you routinely authorize payment of the majority of your expenses each calendar month.
- To obtain the bonus, a deposit of at least $200 within the first 30 days of account opening is required.
- You will receive a $250 bonus credited to your account within 60 days of account opening, so long as you are consistently using the account as your primary account and provided you have met the $200 deposit requirement.
- Account-holders must not have had a checking account with Bankers Trust in the last six months.
- Employees of Bankers Trust and/or its affiliates are not eligible for bonuses.
- Offer available for a limited time.
Bankers Trust $100 Referral Bonus

Earn a $100 bonus per referral.
Once you join, you can refer new members to Bankers Trust and earn a $100 bonus for the both of you.
- What you’ll get: $100 bonus
- Account Type: Secure Lifestyles Checking
- Availability: AZ, IA
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fees: $10.99-$15 monthly fee, waivable
- Early Account Termination Fee: None listed
- Household Limit: None
(No Expiration Date Listed)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Refer new members to join Bankers Trust.
- Have them open a Secure Lifestyle Checking Account.
- By participating in this promotion, you authorize Bankers Trust to notify the referring party that you have opened an account.
- Bonus is paid to you within 30 days of the account being activated.
- Accountholder(s) must not have had a checking account with Bankers Trust in the past six months.
- Bankers Trust promotions are limited to one per household.
How To Waive Monthly Fees
- BreakFree Checking: $15 monthly fee, waivable with 12 or more debit card transactions
- Direct Checking: $10.99 monthly fee, waivable with direct deposits or mobile deposits totaling $500 or more per month
- Interest Checking: $15 monthly fee, waivable with $1,500 minimum daily balance
- Secure LifeStyles Checking: None
- Classic Minor Checking: None
- Regular Savings: $6.99 monthly fee, waivable with $200 minimum daily balance
- Investment Savings: $12.99 monthly fee, waivable with $1,000 minimum daily balance
- Secure LifeStyles Savings: None
- Regular Minor Savings: None
- Junior Savers: None
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Bottom Line
The best of the Bankers Trust promotions is the $250 checking bonus offer available anywhere. While all the bonus offers have exactly the same requirements, I’d recommend the largest bonus.
If you have experience banking with Bankers Trust please leave a comment below letting us know how it was. Your feedback helps make the site better for other readers.
While they have generous bonuses, Bankers Trust doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Bankers Trust Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Bankers Trust promotions, bonuses, and offers.