Citi 40,000 Bonus Thank You Points for Checking and Savings Account

Terms and Conditions:

Terms and conditions of accounts, products, programs and services are subject to change.

Information about Checking Accounts

Open a checking account in The Citibank Account package with a $100 minimum deposit. Then, you just need to maintain a combined average balance of $6,000 across any of these linked Citi accounts. Otherwise, these fees will apply: $9.50 monthly maintenance fee for Regular Checking ($12.50 in CA, NV, FL, IL, DC, VA and MD)

Open a checking account in a Citigold package with a $500 minimum deposit to the checking account.. There’s no monthly maintenance fee for the first two statement cycles. After that, we’ll continue to waive the monthly fee if the combined average balance of your eligible linked accounts is:
$100,000 or more across all your linked Citi accounts
OR
$250,000 or more if your Citibank first mortgage is included in the total relationship. Otherwise, a $25 monthly service fee will apply.

Important Notice: For the full terms and conditions, see both the Client Manual: Consumer Accounts and the Citibank Online Marketplace Addendum. Also, see important information about changes to the terms and conditions for Citibank deposit account packages beginning October 25, 2010.

Promotional Offer Terms and Conditions

Checking and Savings Offer
*To qualify for 20,000 ThankYou Points, open a new regular checking account in The Citibank Account or Citigold® account package by 10/17/2010 and enroll it in Citi® ThankYou Rewards. Within 60 days of account opening you must begin performing at least one of the qualifying activities: 1 direct deposit to, or at least 2 electronic bill payments from, or 5 or more debit card purchases from, the checking account each month and continue for 2 consecutive months.

You can also qualify for an additional 20,000 ThankYou Points by making a deposit of $25,000 or more of funds not currently held at Citibank or an affiliate of Citi into a new or existing Citibank® Savings Plus Account linked to your regular checking account by 10/31/10. You must also complete at least 1 direct deposit to, or at least 2 electronic bill payments from or 5 or more debit card purchases from the linked checking account for an additional (third) month.

Electronic bill payments are those you make using Citibank® Online, Citi Mobile or CitiPhone Banking®, excluding transfer payments made to accounts with Citibank or its affiliates. Accounts are subject to approval, terms and fees. Existing checking customers not eligible for checking offer. Offers may be modified or withdrawn at any time without notice, expire 10/17/2010, are not transferable and cannot be combined with any other offer. Limit of one of each offer per customer. Checking account enrollment in Citi® ThankYou Rewards limited to citizens and resident aliens of the U.S. with a valid U.S. taxpayer identification number. Customer is responsible for any taxes. Points will be awarded within 90 days of satisfaction of all offer terms if both accounts are open and in good standing at the time the Points are credited.

Savings Only Offer for Existing Checking Customers:
To qualify for 20,000 ThankYou Points, make a minimum deposit of $25,000 by 10/31/10 in funds not currently held at Citibank or its affiliates into a new or existing Citibank® Savings Plus Account linked to a qualifying checking account, enroll the checking account in Citi® ThankYou Rewards Network, and then complete at least 1 direct deposit to, or at least 2 electronic bill payments from, or 5 or more debit card purchases from the linked checking account each month for 3 consecutive months. Electronic bill payments are those you make using Citibank® Online, Citi Mobile or CitiPhone Banking®, excluding transfer payments made to accounts with Citibank or it’s affiliates. You must begin performing the qualifying account activities (e.g., direct deposit) within 60 days of satisfying the minimum promotional deposit requirement described above.

For a Citibank Savings Plus Account opened online via www.citibank.com, the Annual Percentage Yield (APY) as of 9/07/2010 is: a balance under $9,999.99 earns 0.25% APY, a balance of $10,000 to $24,999.99 earns a 0.40% APY, and a balance of $25,000 or more earns a 0.70% APY. Rates are variable and may change without notice. $100 minimum opening deposit required. Fees may reduce account earnings. Deposits are subject to Citibank’s standard funds availability schedule. Interest rates for accounts opened at a Citibank branch may differ.

Electronic bill payments are those you make using Citibank® Online, Citi Mobile or CitiPhone Banking®, excluding transfer payments made to accounts with Citibank or its affiliates. Accounts are subject to approval, terms and fees. Existing checking customers not eligible for checking offer. Offers may be modified or withdrawn at any time without notice, expire 10/17/2010, are not transferable and cannot be combined with any other offer. Limit of one of each offer per customer. Checking account enrollment in Citi® ThankYou Rewards limited to citizens and resident aliens of the U.S. with a valid U.S. taxpayer identification number. Customer is responsible for any taxes. Points will be awarded within 90 days of satisfaction of all offer terms if both accounts are open and in good standing at the time the Points are credited.

Discover More $75 Bonus and 5% cash back on rotating categories:

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $75 bonus after $500 in purchases in 3 months. This card rarely gives out cash sign up bonus so sign up to day through the special link.

Currently, they are giving 5% back on Home Improvement Stores, Departments Stores, and Clothing Stores. Sign up here for those already with a Discover More Card.