Learn more about Columbia Bank promotions, bonuses, and offers here!
Currently, they are offering a $15, $300, $1500 bonus when you open a new account and meet all the requirements.
About Columbia Bank Promotions
Columbia Bank is a New Jersey-based bank that serves a wide range of customers, including consumers, entrepreneurs, corporations, developers, and local government entities. The bank offers personal and business banking products and services, as well as wealth management services and guidance.
I’ll review the offers below.
Columbia Bank $1500 Checking Bonus
- What you’ll get: $1,500 bonus
- Account Type: Yield Plus Checking
- Availability: NJ, NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: Account must be open at time of bonus posting
- Household Limit: None
(Limited time offer)
| For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn up to $1,500 when you open a New Yield Plus Account. Bonus you receive depends on the amount you deposit and maintain for six months
- Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
- Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
- Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.
- In order to qualify for a one-time Yield Plus Offer cash bonus you must open and deposit a minimum total deposit of $25,000 of “new money” into your Yield Plus Checking account.
- (“New money” is defined as deposits not previously held by Columbia Bank.)
- We will allow fifteen (15) calendar days to complete the “new money” deposit funding process.
- After the deposit funding process period expires, the deposit(s) must be maintained in your Yield Plus Checking account for an additional six (6) month period.
- This is referred to as the balance seasoning period.
- Once the six (6) month balance seasoning period expires, Columbia Bank will verify that the qualifications of the Yield Plus Offer were met and deposit the applicable cash bonus into your Yield Plus Checking account within thirty (30) calendar days.
- Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
- Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
- Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.
- The maximum Yield Plus Offer cash bonus is $1,500.
- You are not eligible for additional Yield Plus Offers even if you open additional accounts and/or make additional “new money” deposits.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Columbia Bank $300 Checking Bonus
Columbia Bank is offering a $300 bonus when you open a new qualifying checking account
- What you’ll get: $300 bonus
- Account Type: Cash Back Checking
- Availability: NJ, NY (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: Up to $1,000
- Monthly Fees: $9, waivable
- Early Account Termination Fee: Account must be open at time of bonus posting
- Household Limit: None
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), Fifth Third Bank Momentum® Checking ($200 bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Cash Back Checking Account.
- You will receive a one-time new account $200 cash credit to your Cash Back Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Cash Back Checking Account within 60 days after the date you opened the new account.
- The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
- You will receive a one-time new account $100 cash credit to your Cash Back Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Cash Back Checking Account within 60 days of the new account opening.
- The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.
- Cash Back Checking Account $300 New Account Cash Bonus In order to be eligible to obtain the cash bonuses, you must open a New Cash Back Checking Account.
- You will receive a one-time new account $200 cash credit to your Cash Back Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Cash Back Checking Account within 60 days after the date you opened the new account.
- Please note that internal transfers are not considered an ACH transaction.
- The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
- Only one new account $200 credit will be made in total for ACH credit activity to this account within the first 60 days of account opening.
- You will receive a one-time new account $100 cash credit to your Cash Back Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Cash Back Checking Account within 60 days of the new account opening.
- The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.
- Only one new account $100 credit will be made in total for the qualifying Cash Back debit card activity.
- A “qualifying POS debit card transaction” is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale.
- Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions.
- Total $300 per person: If you have ever received a new account opening bonus in the past, you are not eligible for either of the cash bonuses even if you open a new Cash Back Checking Account.
- You are permitted to receive only one of each of these new account bonuses irrespective of the number or type of checking accounts you open.
- To receive any of the aforementioned new account bonuses, the account must still be open at the time we are ready to credit the funds and at all times the account was in good standing.
- The new account cash bonuses will be reported as interest to the IRS on form 1099-INT.
Columbia Bank Up to $15 Kids Count Youth Savings Bonus
Earn up to $15 with Columbia Bank
Columbia Bank is offering up to a $15 bonus when you open a new Kids Count Savings account and meet certain requirements.
- What you’ll get: $15 bonus
- Account Type: Kids Count Savings
- Availability: NJ, NY (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open A Kids Count Savings and they will match with a $15 bonus
- Must make an opening deposit of at lest $1
- Kids Count Savings account is a variable rate consumer savings product that is subject to change after account is opened and at any time.
- The current APY is .20%.
- The minimum to open a Kids Count Savings account and to obtain the quoted APY is $1.00.
- There is no monthly service fee for this account.
- When a new Kids Count Account (passbook or statement savings) is opened, we will match the initial deposit up to $15.
- The matching bonus will be credited to the new account at account opening.
- There is no time requirement for the initial deposit to remain in the account in order to receive this bonus.
- The amount of the bonus will be added to any interest that is earned on the account.
- If the amount of the bonus plus interest is $10 or more in a calendar year, then the amount will be reported on IRS Form 1099-INT.
- This bonus offer may be discontinued without prior notice.
- There is a limit of one bonus per child.
Columbia Bank $300 IRA Bonus (Expired)
Columbia Bank is offering a $300 bonus when you roll over your existing IRA.
- What you’ll get: $300 bonus
- Account Type: IRA
- Availability: NJ, NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: Bonus revoked if closed within 6 months.
- Household Limit: None
(Limited time offer)
| Additionally, you may want to compare this offer to J.P. Morgan Self-Directed Investing (Up to $625 Cash), TradeStation ($150 Cash), and WeBull (12 Free Stocks). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn a $300 bonus. Give your IRA a boost when you roll over your existing IRA.
- Rollover a minimum of $50,000 from a ROTH or Traditional IRA. The rollover must be new money, deposits not previously held by Columbia Bank.
- The bonus paid will be credited to your account within 10 days after rollover account opening.
- To receive the cash bonus of $300, the minimum to open is $50,000.00.
- The minimum balance to open this IRA and obtain the APY is $500.
- The bonus paid will be credited to your account within 10 days after rollover account opening.
- The IRA must remain open for at least six consecutive months to receive the cash bonus.
- If closed before the six month period, the entire cash bonus amount will be withdrawn from the proceeds.
- The bonus paid may be taxable income if withdrawn, consult your tax advisor.
- Penalty may apply for early withdrawal.
- Please consult a tax advisor regarding tax savings and IRA rollover eligibility rules.
- Other certificate terms available.
- This offer may be withdrawn or modified at any time.
- Fees may reduce earnings.
- Offers subject to change without notice.
- Limit one per customer.
How To Waive Monthly Fees
- Yield Plus Checking: $20 monthly fee, waivable with a daily minimum balance of $1,000 maintained each day of the statement cycle.
- Advantage Plus Checking: $9 monthly fee, waived with 10 POS debit card transactions or $500 daily balance.
- Totally Free Checking: None
- Forward Checking: None
- Business Analysis Checking: $15 monthly fee, can be waived by compensating balances
- Everyday Business Checking: None
- Columbia Cares For Non-Profits: None
Bottom Line
If you live in New Jersey, hurry and snag this awesome bonus from Columbia Bank. The offer is great if you are looking to earn extra cash in addition to a high-rate checking account. However, I can only recommend this promotion if it triggers a safe pull and since there is not a lot of information I recommend you check with your local CSR.
Feel free to comment below and let us know about any additional information we may have missed and whether or not this event triggers a soft pull. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
While Columbia Bank does have competitive CD and Savings rates for a traditional bank, it is still hard to beat online banks. Therefore you may want to check out our full list of Bank Rates and CD Rates.
Compare Columbia Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Columbia Bank promotions, bonuses, and offers.
