Find all the best Crescent Bank CD Rates, promotions, and offers here.
Best CD Rates: 5.35% APY 12-Month, 5.30% APY 18-Month, $1k minimum deposit, new money.
Availability: Nationwide. Online application.
Credit Inquiry: Soft Pull
About Crescent Bank CD Rates
Available nationwide, Crescent Bank has diversified its national footprint earlier this year by offering its complete product line to all U.S. citizens (18 years or older) through an online application. Opening a CD can be done online. The online application can open a maximum of five CDs at one time.
Crescent Bank has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans.
By joining Crescent Bank and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $1,000 to open the account. You can fund your account via ACH or check.
Term | APY Rate | Minimum Deposit |
12-Month | 5.35% | $1,000 |
18-Month | 5.30% | $1,000 |
24-Month | 5.25% | $1,000 |
30-Month | 5.05% | $1,000 |
36-Month | 5.00% | $1,000 |
48-Month | 4.75% | $1,000 |
60-Month | 4.70% | $1,000 |
*The above rates are accurate as of 12/7/2023*
Crescent Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Crescent Bank’s Best CD Offer pays the highest APY rate with their 60-Month term. Interest – Compounded/credited quarterly; can be withdrawn penalty-free.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: 90 days at the current interest rate for a 12 month CD or 180 days at the current interest rate for all other terms.
(NCUA Insured)
Rising Bank 6-Month CD (5.35% APY) | Rising Bank 12-Month CD (5.31% APY) |
Alliant Credit Union 12-Month Certificate (5.20% APY) | Technology Credit Union 5-Month No-Penalty CD (5.15% APY) |
Western Alliance Bank 3-Month CD (5.26% APY) | Western Alliance Bank 12-Month CD (5.05% APY) |
Ponce Bank 3-Month CD (5.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (5.10% APY) |
SkyOne Federal Credit Union 5-Month CD (5.00% APY) | Sun Canyon Bank 11-Month CD (4.94% APY) |
Sun Canyon Bank 5-Month CD (5.04% APY) | Lemmata Savings Bank 9-Month CD (5.05% APY) |
Nelnet Bank 12-Month CD (4.86% APY) | Nelnet Bank 24-Month CD (4.55% APY) |
Quontic Bank 6-Month CD (5.05% APY) | Nelnet Bank 36-Month CD (4.45% APY) |
Crescent Bank CD Features
- Unlimited number of beneficiaries.
- 24/7 access to your account online
- No monthly maintenance fee
- A low $1,000 minimum
- FDIC Insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Crescent Bank. Once your funds matured, you can request your money via ACH or cashier’s check. They will give you a 10 calendar days grace period before automatic renewal.
Also, you can have peace of mind knowing that Crescent Bank is insured up to $250,000 by the FDIC. So sign up for a CD with Crescent Bank and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
This is a great opportunity to invest in a high-interest CD from Crescent Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
- No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Crescent Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Rising Bank | 5.35% APY 6-Month CD | Review |
Rising Bank | 5.31% APY 12-Month CD | Review |
Western Alliance Bank | 5.30% APY 5-Month CD | Review |
Western Alliance Bank | 5.26% APY 3-Month CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Ponce Bank | 5.20% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.20% APY 1-Month High Yield CD | Review |
Alliant Credit Union | 5.20% APY 12-Month Certificate | Review |
Technology Credit Union | 5.15% APY 5-Month No-Penalty CD | Review |
Mission Valley Bank | 5.15% APY 1-Month CD | Review |
Western Alliance Bank | 5.15% APY 9-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
Western Alliance Bank | 5.05% APY 12-Month CD | Review |
Lemmata Savings Bank | 5.05% APY 9-Month CD | Review |
Quontic Bank | 5.05% APY 6-Month CD | Review |
Sallie Mae | 5.05% APY 14-Month CD | Review |
Sun Canyon Bank | 5.04% APY 5-Month CD | Review |
SkyOne Federal Credit Union | 5.00% APY 5-Month CD | Review |
Sallie Mae | 5.00% APY 10-Month CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
Sun Canyon Bank | 4.94% APY 11-Month CD | Review |
First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
Nelnet Bank | 4.86% APY 12-Month CD | Review |
GreenState Credit Union | 4.70% APY 10-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
Nelnet Bank | 4.55% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
Nelnet Bank | 4.45% APY 36-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |