Take advantage of the latest Desert Financial Credit Union promotions, bonuses and offers!
Currently, you can earn $100 Checking bonus with a new account with direct deposit. Then simply refer a friend to the credit union and you will both earn a generous $100 bonus offer!
About Desert Financial Credit Union Promotions
Being the largest credit union in Arizona, Desert Financial Credit Union knows how to design accounts to fit your every need. With industry leading Money Market Rates as well as competitive CD Certificates, you will be able to have an account that boasts an A+ health rating!
| Eligibility: Membership is open to those who live, work, attend school or worship in Gila, Maricopa or Pinal Counties or immediate family of those eligible. Check out the membership eligibility for more information. |
I’ll review the current offers below.
Desert Financial Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Become a new member of DFCU and open a Free Checking account.
- Within the first 60 days, establish and receive a minimum direct deposit of at least $1,000.
- Within the same 60 days, enroll in eStatements.
- Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.
- New member must open accounts online by following the promotional link provided or mention this promotion while opening in branch or over the phone.
- New member must not already be the primary or joint owner of an existing account at Desert Financial Credit Union (DFCU) or have been the primary owner of an account at DFCU within the past 12 months.
- New member must be the primary account holder, be 18 years of age or older, meet Desert Financial’s membership eligibility and credit qualification requirements and establish a Membership Savings with a minimum balance of $25 and Checking account.
- Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amount is subject to all applicable taxes and is the responsibility of the member.
- Offer cannot be combined with any other account opening offer and is subject to change without notice.
Desert Financial Credit Union $100 Referral Bonus
Earn a $100 Bonus when you refer a friend or family member to Desert Financial Credit Union
Current residents of Arizona can take advantage of a $100 bonus when you refer a friend or family member. Additionally, your friend will also earn a $100 bonus when all the requirements are met.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: Referrals limited to five per member
Here’s an alternative link to the offer.
(NCUA Insured)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
Editor’s Note: Desert Financial Credit Union is also currently offering a separate $100 referral bonus with the same requirements.
How To Earn Bonus
- Complete the Referral Form and give it to a friend.
- Have your friend provide the form when they open their new account. Must meet the following qualifications:
- Have no existing accounts (primary or joint owner) within the last 12 months
- Make at least one direct deposit into their new checking account during the first 90 days
- Perform at least 30 debit card transactions during the first 90 days
- You and your friend will each receive a $100 cash bonus.
- Refer-A-Friend cash bonus offer valid for a limited time only.
- New member must present completed Referral Form at time of account opening and establish a Membership Savings and Checking account.
- New members cannot have any existing accounts (primary or joint owner) within the last 12 months.
- Member and referee cannot begin credit union membership on the same business day
- Bonus amounts are subject to all applicable taxes and the responsibility of the member.
- Bonus cannot be combined with any other account opening offer.
- Referrals limited to five per member.
How To Waive Monthly Fees
- Free Checking: None
- Business Checking: $8 monthly fee, waivable
- Business Checking Plus: $12 monthly fee, waviable
- Business Analysis Checking: earnings credits can be used to offset a portion (or all) of your monthly fees.
Bottom Line
All in all, the current promotion from Desert Financial Credit Union is a great offer to take advantage of. However, I would definitely keep in mind of the fine print as well as whether the promotion triggers a soft pull or not.
While you can definitely take advantage of the bonus, definitely check out our list of promotions from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more.
With that said, I would definitely recommend this promotion for those who qualifies! If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
