Manage your finances without losing sight of what life is all about. The HSBC Gold Mastercard® credit card delivers the extra spending power you need. Currently, you can apply for their special offer and receive 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening.
*Offer is currently unavailable*
Afterwards, a variable APR of 12.99% – 20.99% will apply (see Rates & Fees). In addition, you’ll also receive a $0 annual fee (see Rates & Fees) along with some sweet perks. Read on to find out more about the HSBC Gold Mastercard.
* The Gold Mastercard® credit card is issued by HSBC Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Note: If you’re looking for a credit card that rewards you on all your purchases, I recommend checking out the Wells Fargo Cash Wise card, the Chase Freedom Unlimited card, or the American Express Cash Magnet card to earn rewards on all of your purchases! See more credit card bonus offers here.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
HSBC Gold Mastercard Credit Card Summary
| Intro Purchase APR | 0% Introductory APR on credit card purchases for the first 18 months from account opening |
| Ongoing Purchase APR | Variable APR of 12.99% – 20.99% will apply after the Introductory Period |
| Intro Balance Transfer APR | 0% Introductory APR on balance transfers for the first 18 months from account opening |
| Ongoing Balance Transfer APR | Variable APR of 12.99% – 20.99% will apply after the Introductory Period |
| Cash Advance APR | 27.00% |
| Balance Transfer Fee | Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. |
| Cash Advance Fee | Either $10 or 4%, whichever is greater, will apply on each cash advance transaction. |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
HSBC Gold Mastercard Credit Card Features
Benefit from no annual fee, a late payment fee waiver, no penalty APR, no foreign transaction fees, and no fee for additional cards for authorized users. (See Rates & Fees)
Price Protection can refund the difference if you buy an item and then see it advertised for less within 60 days.
Know that you’re covered should the unthinkable happen. You and your family will be provided up to $1 million in coverage if an accident occurs on a commercial passenger vehicle. In the event of collision, damage or theft of a rental vehicle, you may be eligible for up to $50,000 in coverage.
Make purchases the way you want – quickly, conveniently and securely. HSBC currently supports multiple payment options including Android PayTM, Apple PayTM, and Samsung PayTM.
If your identity is compromised, Identity Theft Resolution Services provides assistance with credit bureau notification and credit card replacement. Security chip offers enhanced protection when used at chip-enabled terminals.
HSBC Promotions
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Bottom Line
The HSBC Gold Mastercard® credit card is a good low interest credit card and balance transfer credit card. If you’re looking for a credit card just to pay off credit card debt or seeking a credit card with HSBC, then I highly recommend this card.
This card does not offer a rewards program. However, if you’re looking for a card that does have a rewards program, take a look at our complete list of credit card bonus promotions for more great credit card offers!
The information about the HSBC Gold Mastercard® credit card has been collected independently by Hustlermoneyblog. The card details have not been reviewed or approved by the card issuer.
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