For residents of Kentucky, Monticello Banking Company is offering up to 1.60% APY with a maximum balance of $15,000 with their free Rewards Checking Account. You will enjoy the FREE checking account with NO minimum balance required. If you live in the state of Kentucky, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Monticello Banking Company today!
 | BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
Monticello Banking Company Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 1.60% APY
- Maximum Balance: $15,000
- Availability: Kentucky (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: None
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: make 12 check card purchases, receive monthly eStatements, one direct deposit or automatic payment
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Monticello Banking Company Rewards Checking Features:
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed per month on ATM fees nationwide
- To qualify you must have per month: make 12 check card purchases, receive monthly eStatements, one direct deposit or automatic payment
How To Earn Up to 1.60% APY Rate:
- Sign up to Monticello Banking Company Rewards Checking Account to earn 1.60% APY for up to $15,000.
- Make 12 check card purchases
- Receive monthly eStatements
- Have one direct deposit or automatic payment
Note: Balances over $15,000 earn 0.51% APY. Balances that fail to meet all requirements earn 0.05% APY
Bottom Line:
Monticello Banking Company is offering a great rewards checking account program for those that are residents of Kentucky. There is no monthly fee and the account has a great interest rate! Remember that if your balance is over $15,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |