Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Member FDIC.
Update 10/1/24: The $450 checking bonus offer has been extended through 10/31/24.
To earn the bonus:
- Earn up to $450 with a new Bank Smartly Checking account using promo code 2024JUL
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Earn $250 when the combined total of your direct deposits is between $2,000 and $4,999.99
- Earn $350 when the combined total of your direct deposits is between $5,000 and $7,999.99.
- Earn $450 when the combined total of your direct deposits is $8,000 or more.
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
With a U.S. Bank checking account, you’ll surely find a checking account that suits your needs and works for you. The U.S. Bank Smartly® Checking Account will surely have the features and benefits you’ll enjoy.
Based in Minneapolis and America’s fifth-largest bank with more than 2,000 branches in 26 states, U.S. Bank offers many personal and small business products along with special promotions.
U.S. Bank Smartly® Checking Bonus
- What you’ll get: Up to $450 bonus
- Account Type:
- Availability: Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Monthly Fee: $6.95; waivable
(Expires 10/31/2024)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($375 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
U.S. Bank Smartly® Checking Features
Get a checking account that empowers you to Bank Smartly®. Put U.S. Bank’s new checking product to work for you with:
- Multiple ways to get monthly maintenance fees waived
- No ATM transaction fees at U.S. Bank ATMs and no surcharge fees at MoneyPass® Network ATMs
- Manage cash easily with automated budgeting in a #1 rated mobile app
- Send money with Zelle®
- No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
- Access to U.S. Bank Smart Rewards® to reap additional benefits
How To Waive Monthly Fees
- U.S. Bank Smartly® checking account: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle)
Bottom Line
Don’t forget about the U.S. Bank business checking bonus.
Feel free to compare all the latest U.S. Bank Promotions or check out our full list of bank promotions.
Member FDIC.
