Take advantage of our latest Wells Fargo promotions, bonuses, and offers here.
Wells Fargo is offering bigger and bigger bank bonuses, credit card sign-up bonuses, and coupon codes for new and existing customers. Currently, they have a $300, $325, $2500 checking and savings bonus with qualifying requirements.
About Wells Fargo Promotions
Rank #1 in the country for availability, Wells Fargo has over 6,000 branches and 13,000 ATMs throughout the United States. The have a convenient mobile app to access your money at any time. While some states may not have a branch, they do have access to Wells Fargo through their online banking services.
In order to earn a Wells Fargo bank bonus, you must be considered a “new customer”. This means you currently don’t have a bank account with them and you didn’t get a checking bonus from them within the last 12 months.
You’re not eligible for account opening promotions like the $200 checking account bonus if:
- You’re a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
If none of those apply to you, then you can get the bonus after completing the offer’s requirements.
Wells Fargo $325 Checking Bonus
- What you’ll get: $325 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 10/10/2023)
Editor’s Note: Here’s an alternative link to the offer.
| For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25, by October 10, 2023.
- Or open a new eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by October 10, 2023. You must provide the bonus offer code to the banker at the time of account opening.
- Receive a total of $1,000 or more in qualifying electronic deposits to your new checking account within 90 calendar days of account opening (the qualification period).
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer deposit offer (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
Wells Fargo $300 Checking Bonus
- Learn More
- What you’ll get: $300 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 09/26/2023)
| For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25, by September 26, 2023.
- Or open a new eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by September 26, 2023. You must provide the bonus offer code to the banker at the time of account opening.
- Receive a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening (the qualification period).
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $2,500 Premier Checking Bonus
- What you’ll get: $2,500 bonus
- Account Type: Premier Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $35, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 10/10/2023)
Hustler’s Optimum Strategy:
This $2,500 bonus offer is best for those with a brokerage account of at least $250K to transfer over.
Step 1) Get a bonus code from this page
Step 2) Make an appointment to go in-branch.
Step 3) Open a Premier Checking account with a banker using the bonus code
Step 4) Then go home and open a WellsTrade investment account
Step 5) You will then an ACAT transfer of at least $250,000 to the WellsTrade account. Very easy to do from your brokerage account. The ACAT transfer doesn’t require selling or buying shares, instead the shares are transferred directly.
| For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
If you’re interested in this offer, we recommend checking out the Chase Private Client offer.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Premier Checking account at a Wells Fargo branch with a minimum opening deposit of $25 by October 10, 2023. You must provide the bonus offer code to the banker at the time of account opening.
- Bring $250,000 or more in new deposits to qualifying linked accounts by Day 45 and maintain at least a $250,000 balance through Day 90 after account upgrade or opening.
- We’ll deposit your bonus into your new Premier Checking account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account.
- You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
- Only one $2,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
- You are not eligible for this offer if:
- You have received a bonus for opening a Wells Fargo Premier Checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 03/28/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by March 28, 2023.
- Or, open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by March 28, 2023. You must provide the bonus offer code to the banker at the time of account opening.
- Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (the qualification period).
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $1,500 Business Checking Bonus (In-Branch) *Expired*
- What you’ll get: $1,500 bonus
- Account Type: Initiate Business Checking®, Navigate Business Checking®, Optimize Business Checking® or Analyzed Business Checking
- Availability: Nationwide
(Offer Expires May 13, 2022)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new, eligible business checking account at a Wells Fargo branch with a minimum opening deposit of $25 by 05/13/2022. You must provide the bonus offer code to the banker at the time of account opening.
- Have at least $15,000 ending daily balance in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
- We will deposit the bonus into your new business checking account within 30 days after meeting all offer requirements.
- This offer is intended for new business checking customers only. You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo business checking account. For this offer, a new business checking customer is identified by the U.S. Taxpayer Identification Number for the business used to open the new business checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo business checking account.
- You received a bonus for opening a Wells Fargo business checking account within the past 12 months.
- You are a Wells Fargo employee.
- Bonus offer code can only be used once.
- Open a new Wells Fargo Initiate Business Checking, Navigate Business Checking, Optimize Business Checking or Analyzed Business Checking account with a minimum opening deposit of $25 by May 13, 2022. All account applications are subject to approval.
- Have at least $15,000 ending daily balance† in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
Wells Fargo $150-$200 ATM Bonus
You can earn up to a $200 bonus when you follow the steps with your local Wells Fargo ATM below:
- Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
- A screen pop-up will appear asking what you would do with $150 or $200 dollars
- Select gas and groceries on the screen
- A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.
- Fine Print:
- Complete the bonus requirements within 60 days of account opening.
- Once requirements are met, you’ll have your bonus deposited within 45 days.
- You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
- A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more
Wells Fargo $525 Savings Bonus (Expired)
- What you’ll get: $525 bonus
- Account Type: Way2Save® Savings
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $5, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 07/3/2023)
Editor’s Note: Here’s an alternative link to the offer with an expiration date of June 27, 2023.
| Compare this savings account to alternatives like CloudBank 24/7 High Yield Savings (5.26% APY), Discover Bank Savings (Up to $200 Bonus + 4.30% APY), CIT Bank Platinum Savings (5.05% APY), SoFi Checking & Savings ($275 Bonus + 4.50% APY). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Sign up your existing Way2Save Savings account at a Wells Fargo branch by July 3, 2023. You must provide the bonus offer code to the banker at the time of account signup.
- Deposit $25,000 or more in new money to your Way2Save Savings account by Day 30 and maintain at least a $25,000 balance for 90 days after account signup.
- Wells Fargo will deposit your bonus into your Way2Save Savings account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer savings account
- You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
- You are a Wells Fargo employee
- Bonus Payment:
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
- Additional Terms and Conditions:
- The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of March 3, 2023, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
- Offer expires June 27, 2023. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
- This offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.
Wells Fargo $300 Business Checking Bonus *Expired*
- What you’ll get: $300 bonus
- Account Type: Business Choice, Simple Business Checking, Platinum Business
- Availability: Available nationwide in branch only
(Expired)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open an Everyday Checking account online from the offer page or bring an offer code to a participating Wells Fargo branch and open an eligible consumer checking account.
- Fund your new checking account with a minimum opening deposit of at least $25.
- Within 150 days of account opening, set up and receive at least three consecutive monthly direct deposits of $3,000 each month
- The bonus will be deposited into your new checking account within 45 days of the meeting offer requirements.
- Wells Fargo Promotions only give out one bonus per applicant.
- Offer subject to change and can be discontinued at any time without notice.
- Analyzed Business Checking account not eligible for the $300 bonus offer.
- A unique bonus offer code can only be used once.
- Provide a one-time-use, unique bonus offer code to a banker at account opening.
- You cannot be:
- A current owner of a Wells Fargo business checking account.
- A Wells Fargo team member.
- The recipient of the business checking cash bonus offer in the past 12 months.
- They will deposit the bonus into your new business checking account within 30 days after meeting all eligibility and offer requirements.
- The business checking account must remain open to receive a bonus amount.
- You are responsible for any federal, state, or local taxes due on your bonus. As required by law, the bonus amount may be reported on IRS form 1099. Consult your tax advisor.
How To Waive Monthly Fees
- Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- The primary account owner is 17 – 24 years old
- A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
- Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
- Premier Checking: The Premier Checking account has a $35 monthly service fee. The fee can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (brokerage available through our brokerage affiliate Wells Fargo Advisors,4,5 applicable bank fiduciary and custody accounts, annuities,6,7 and eligible foreign exchange transactions).
- The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
- Way2Save Savings: monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
- Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
- Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $1,000 average ledger balance
- Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $10,000 minimum daily balance
- $15,000 average combined business deposit balances
- Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- Includes up to 5 linked Optimize Business Checking accounts
- May be offset by an earnings allowance
Bottom Line
Wells Fargo has a wide range of bonuses for you to take advantage of. Furthermore, Wells Fargo promotions are some of the biggest offers online and in-branch. Therefore apply today and let us know how this process went for you by commenting below.
Wells Fargo offers nationwide banking and convenient services. Some benefits include free mobile banking, free online bill pay, and free account alerts. You may want to compare their rates with the nation’s best savings rates and CD rates.
Compare these banking promotions from Wells Fargo with offers from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!
*Check back often for the most up to date Wells Fargo promotions, bonuses, and offers!
