Take advantage of our latest Wells Fargo promotions, bonuses, and offers here.
Update 9/27/2024: The $2,500 Premier Checking bonus has been extended through 1/7/25.
About Wells Fargo Promotions
Rank #1 in the country for availability, Wells Fargo has over 6,000 branches and 13,000 ATMs throughout the United States. The have a convenient mobile app to access your money at any time. While some states may not have a branch, they do have access to Wells Fargo through their online banking services.
In order to earn a Wells Fargo bank bonus, you must be considered a “new customer”. This means you currently don’t have a bank account with them and you didn’t get a checking bonus from them within the last 12 months.
You’re not eligible for account opening promotions like the $200 checking account bonus if:
- You’re a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
If none of those apply to you, then you can get the bonus after completing the offer’s requirements.
Wells Fargo CD Rates
Wells Fargo $325 Checking Bonus
- What you’ll get: $325 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 10/01/2024)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($375 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage by October 1, 2024.
- You can also open a new eligible checking account in person at your nearest Wells Fargo branch with a minimum opening deposit of $25. You must provide the bonus offer code to the banker at the time of account opening.
- Deposit $1,000 in qualifying electronic deposits within the first 90 days of opening.
- Enjoy your $325 cash bonus — after the 90-day qualification period, we’ll deposit the bonus into your account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer deposit offer (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
Wells Fargo $525 Savings Bonus *No Direct Deposit Requirement*
- What you’ll get: $525 bonus
- Account Type: Way2Save® Savings
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $5, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 10/01/2024)
| Western Alliance Bank High-Yield Savings Premier (5.11% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
| Upgrade Premier Savings ($200 Bonus + 5.21% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
| RBMAX High Yield Savings (5.15% APY) | Harborstone Credit Union Money Market (5.25% APY) |
| Ponce Bank Money Market (4.95% APY) | CIT Bank Platinum Savings (4.70% APY) |
| Hanover Bank Money Market (5.30% APY) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new eligible consumer savings account at a Wells Fargo branch with a minimum opening deposit of $25 by October 1, 2024. You must provide the bonus offer code to the banker at the time of account opening.
- Bring $25,000 or more in new money to your new savings account within 30 days and maintain at least a $25,000 balance for 90 days after account opening.
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer savings account
- You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
- You are a Wells Fargo employee
- Bonus Payment:
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
- Additional Terms and Conditions:
- The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of February 13, 2024, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
- Offer expires June 25, 2024. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
- This offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.
Wells Fargo $225 Savings Bonus
- What you’ll get: $225 bonus
- Account Type: Way2Save® Savings
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $5, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/09/2024)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Way2Save Savings account from this offer webpage with a minimum opening deposit of $25, by April 9, 2024.
- Or open a new eligible consumer savings account at a Wells Fargo branch with a minimum opening deposit of $25 by April 23, 2024. You must provide the bonus offer code to the banker at the time of account opening.
- Deposit $10,000 or more in new money to your new savings account within 30 days and maintain at least a $10,000 balance for 90 days after account opening.
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer savings account
- You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
- You are a Wells Fargo employee
- Bonus Payment:
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
- Additional Terms and Conditions:
- The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of March 3, 2023, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
- Offer expires April 9, 2024. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
- This offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.
Wells Fargo $2,500 Premier Checking Bonus
- What you’ll get: $2,500 bonus
- Account Type: Premier Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $35, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 01/07/2025)
Editor’s Note: Here’s an alternative link to apply for the offer. Valid through October 1, 2024.
Hustler’s Optimum Strategy:
This $2,500 bonus offer is best for those with a brokerage account of at least $250K to transfer over.
Step 1) Get a bonus code from this page
Step 2) Make an appointment to go in-branch.
Step 3) Open a Premier Checking account with a banker using the bonus code
Step 4) Then go home and open a WellsTrade investment account
Step 5) You will then an ACAT transfer of at least $250,000 to the WellsTrade account. Very easy to do from your brokerage account. The ACAT transfer doesn’t require selling or buying shares, instead the shares are transferred directly.
| BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($375 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
If you’re interested in this offer, we recommend checking out the Chase Private Client offer.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- How to receive your $2,500 bonus* for a new Premier Checking account
- Open or Upgrade. Bring your bonus offer code to a branch by January 7, 2025. There is a minimum opening deposit of $25.
- Deposit & Link. Bring $250,000 or more in new deposits to qualifying linked accounts by day 45.
- Maintain. Maintain at least a $250,000 balance in linked accounts through day 90 after account opening.
- Your bonus will be deposited into your Premier Checking account within 30 days of meeting offer requirements
- Eligibility Requirements:
- Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account. All account applications are subject to approval.
- Only the primary owner of the upgraded or new checking account is eligible for this offer.
- You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
- Only one $2,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
- You are not eligible for this offer if:
- You have received a bonus for opening a Wells Fargo Premier Checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $300 Checking Bonus
- Learn More
- What you’ll get: $300 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 09/25/2024)
| BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($375 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by September 25, 2024.
- Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by September 25, 2024. You must provide the bonus offer code to the banker at the time of account opening.
- Receive a total of $1,000 or more in qualifying electronic deposits to your new checking account within 90 calendar days of account opening (the qualification period).
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $1,500 Business Checking Bonus (In-Branch) *Expired*
- What you’ll get: $1,500 bonus
- Account Type: Initiate Business Checking®, Navigate Business Checking®, Optimize Business Checking® or Analyzed Business Checking
- Availability: Nationwide
(Offer Expires May 13, 2022)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new, eligible business checking account at a Wells Fargo branch with a minimum opening deposit of $25 by 05/13/2022. You must provide the bonus offer code to the banker at the time of account opening.
- Have at least $15,000 ending daily balance in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
- We will deposit the bonus into your new business checking account within 30 days after meeting all offer requirements.
- This offer is intended for new business checking customers only. You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo business checking account. For this offer, a new business checking customer is identified by the U.S. Taxpayer Identification Number for the business used to open the new business checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo business checking account.
- You received a bonus for opening a Wells Fargo business checking account within the past 12 months.
- You are a Wells Fargo employee.
- Bonus offer code can only be used once.
- Open a new Wells Fargo Initiate Business Checking, Navigate Business Checking, Optimize Business Checking or Analyzed Business Checking account with a minimum opening deposit of $25 by May 13, 2022. All account applications are subject to approval.
- Have at least $15,000 ending daily balance† in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
Wells Fargo $150-$200 ATM Bonus
You can earn up to a $200 bonus when you follow the steps with your local Wells Fargo ATM below:
- Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
- A screen pop-up will appear asking what you would do with $150 or $200 dollars
- Select gas and groceries on the screen
- A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.
- Fine Print:
- Complete the bonus requirements within 60 days of account opening.
- Once requirements are met, you’ll have your bonus deposited within 45 days.
- You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
- A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more
How To Waive Monthly Fees
- Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- The primary account owner is 17 – 24 years old
- A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
- Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
- Premier Checking: The Premier Checking account has a $35 monthly service fee. The fee can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (brokerage available through our brokerage affiliate Wells Fargo Advisors,4,5 applicable bank fiduciary and custody accounts, annuities,6,7 and eligible foreign exchange transactions).
- The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
- Way2Save Savings: monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
- Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
- Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $1,000 average ledger balance
- Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $10,000 minimum daily balance
- $15,000 average combined business deposit balances
- Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- Includes up to 5 linked Optimize Business Checking accounts
- May be offset by an earnings allowance
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Bottom Line
Wells Fargo has a wide range of bonuses for you to take advantage of. Furthermore, Wells Fargo promotions are some of the biggest offers online and in-branch. Therefore apply today and let us know how this process went for you by commenting below.
Wells Fargo offers nationwide banking and convenient services. Some benefits include free mobile banking, free online bill pay, and free account alerts. You may want to compare their rates with the nation’s best savings rates and CD rates.
Compare these banking promotions from Wells Fargo with offers from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!
*Check back often for the most up to date Wells Fargo promotions, bonuses, and offers!
