Available nationwide, TIAA Direct(Click on “Open Account” below) is offering an intro 2.00% APY for one year when you open a Yield Pledge Money Market account. To earn this competitive rate, simply have an minimum deposit of $500 to earn the 2.00% APY.
That’s all it takes and you’ll get to enjoy earning the 2.00% rate on balances up to $250,000. Not only that, there is no monthly maintenance fee plus they will even reimburse you monthly for all ATM fees charged by other banks with at least $5K balance. With this bank you’ll be able to enjoy features such as access to free ATM’s nationwide, first free orders or checks, and much more!
If you are interested and qualify, apply online today! Additionally, be sure to check out the many popular bank promotions to earn cash bonus from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank or CIT Bank.
Table of Contents
TIAA Bank Yield Pledge Money Market Info
- Direct Link to Offer(Click on “Open Account” above)
- Account Type: Money Market Account
- Interest Rate: 2.00% APY
- Minimum Balance: $500
- Maximum Balance: $250,000
- Availability: Nationwide (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $5,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None listed
- Monthly Fee: There are no monthly fees
- Additional Requirements: See below
- Early Termination Fee: None listed
- Insured: FDIC
ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn TIAA Direct Money Market Rate
- Open a Yield Pledge Money Market account from TIAA Bank with an opening deposit of $5,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank
- Earn high rate up to $250,000
Why You Should Sign Up For This Account
- Open a TIAA Direct account online in just minutes
- No monthly maintenance fee or minimum balance
- Mobile and online banking
- Viewing and printing eStatements
- Set up alerts on your budget
Check out this offer from TIAA Bank with the Money Market account 2.00% APY! The opening deposit automatically waives the monthly fee, leaving you less to worry about. Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
American Express Personal Savings Account - You earn 1.90% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
|Discover Bank Online Savings||1.90% APY + $200 Cash||Review|
|Simple||2.15% APY + $500 Cash||Review|
|UFB Direct High Yield Savings||2.15% APY||Review|
|CIT Bank Savings Builder||2.10% APY||Review|
|Betterment Everyday Savings||2.04% APY||Review|
|American Express High Yield Savings||1.90% APY||Review|
|Chase Sapphire Preferred® Card - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. |
Apply Now---Chase Sapphire Preferred Card Review
|The Business Platinum® Card from American Express - Welcome Offer: Earn up to 100,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership.|
Apply Now---American Express Business Platinum Card Review