University Federal Credit Union is the largest credit union in Austin, Texas, they offer a broad range of financial services the their account holders. Before you open your account, make sure you know how to transfer money from one account to another using your routing number.
If you’re not sure on what your UFCU routing number is or where to find yours, continue reading below to see what it is and where you can find it.
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UFCU Routing Number
|UFCU Routing Number|
You can also find your bank’s routing number at the bottom of a personal or business check.
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Some financial institutions have different routing numbers depending on the state in which you opened the account, but UFCU has one routing number for all account holders.
How to Find Routing Number without a Check?
You can easily find your bank information on your account online, so just login to your account and you see the personal information there. Another option is your monthly statement, it will have your bank’s routing number on it, make sure to keep an eye on it!
What is the Routing Number for International Transfers?
If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.
While other institutions have a different number for receiving wire transfers, UFCU uses the same routing number: 314977405.
This number can be used to receive domestic wire transfers, however UFCU members cannot accept direct international wire transfers! Funds must be transferred from an international financial institution to its corresponding bank in the United States, and then it can be transferred from that bank to UFCU using UFCU’s routing number.
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your PenFed routing number is for certain transactions.
You can check out the latest University Federal Credit Union Promotions here! Furthermore, if you’re interested on banking with PenFed, read our UFCU bank review and see if their services if what you’re looking for.